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Mapfre, SA (ES:MAP)
BME:MAP
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Mapfre, SA (MAP) Price & Analysis

80 Followers

MAP Stock Chart & Stats

€4.33
€0.02(0.51%)
At close: 4:00 PM EDT
€4.33
€0.02(0.51%)

Bulls Say, Bears Say

Bulls Say
Improving ProfitabilityMapfre's margin expansion and higher net income indicate stronger underwriting discipline and cost control, bolstering sustainable earnings power. Improved profitability provides a durable buffer against claim volatility, supports ongoing dividend capacity and reinvestment, and strengthens long-term capital accumulation for an insurer.
Stronger Leverage ProfileLower leverage and rising equity enhance solvency headroom and financial flexibility, which are critical for absorbing underwriting shocks and catastrophe losses. A strengthened balance sheet reduces financing strain, supports rating stability, and gives MAPFRE capacity to invest or deploy capital without over-dependence on external funding over the medium term.
Diversified Insurance & Reinsurance FranchiseA broad mix of non-life, life, reinsurance and investment activities across multiple geographies spreads risk and revenue sources, reducing concentration exposure. This structural diversification supports more reliable premium flows and investment float over cycles, and offers multiple levers (underwriting, reinsurance, investments) to manage profitability sustainably.
Bears Say
Top-line VolatilityMaterial swings in revenue, notably a 16.6% decline in 2025, weaken predictability of premium income and make long-term planning harder. Persistent top-line instability can reduce underwriting scale, shrink investment float, complicate reserving, and increase the difficulty of sustaining steady growth and capital returns across multi-quarter to multi-year horizons.
Inconsistent Cash ConversionHistoric negative operating cash flows and a recent free cash flow decline indicate uneven conversion of accounting profits into cash. For an insurer, inconsistent cash generation raises the risk that earnings improvements may not translate into available liquidity for claims, dividends or capital reinvestment, constraining strategic options during stress periods.
Limited Visibility Into Capital EfficiencyThe missing 2025 ROE and MAPFRE's large asset base reduce clarity on how effectively capital is being deployed. For insurance franchises, clear and stable ROE metrics and asset utilization are central to assessing sustainable returns; this opacity makes it harder to judge long-term capital efficiency and return durability.

Mapfre, SA News

MAP FAQ

What was Mapfre, SA’s price range in the past 12 months?
Mapfre, SA lowest stock price was €3.52 and its highest was €4.62 in the past 12 months.
    What is Mapfre, SA’s market cap?
    Mapfre, SA’s market cap is €13.45B.
      When is Mapfre, SA’s upcoming earnings report date?
      Mapfre, SA’s upcoming earnings report date is Oct 23, 2026 which is in 71 days.
        How were Mapfre, SA’s earnings last quarter?
        Mapfre, SA released its earnings results on Jul 24, 2026. The company reported €0.107 earnings per share for the quarter, missing the consensus estimate of €0.124 by -€0.017.
          Is Mapfre, SA overvalued?
          According to Wall Street analysts Mapfre, SA’s price is currently Overvalued. Get more investment ideas with TipRanks Premium
            Does Mapfre, SA pay dividends?
            Mapfre, SA pays a Semiannually dividend of €0.11 which represents an annual dividend yield of 4.13%. See more information on Mapfre, SA dividends here
              What is Mapfre, SA’s EPS estimate?
              Mapfre, SA’s EPS estimate is 0.12.
                How many shares outstanding does Mapfre, SA have?
                Mapfre, SA has 3,079,553,200 shares outstanding.
                  What happened to Mapfre, SA’s price movement after its last earnings report?
                  Mapfre, SA reported an EPS of €0.107 in its last earnings report, missing expectations of €0.124. Following the earnings report the stock price went down -4.67%.
                    Which hedge fund is a major shareholder of Mapfre, SA?
                    Currently, no hedge funds are holding shares in ES:MAP
                    What is the TipRanks Smart Score and how is it calculated?
                    Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology

                      Mapfre, SA Stock Smart Score

                      6
                      Neutral
                      1
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                      Company Description

                      Mapfre, SA

                      Mapfre, S.A. functions as a worldwide purveyor of insurance and reinsurance products. Its comprehensive offerings encompass personal coverage such as life, health, accident, and burial policies, in addition to financial planning vehicles like savings, investment, and retirement solutions. The company also provides property and casualty lines, including policies for homeowners, automobiles, and general third-party liability for individuals and families. For its business clientele, Mapfre furnishes specialized insurance for commercial vehicles, corporate liability, asset safeguarding, agricultural and livestock operations, and various commercial establishments. Furthermore, it underwrites intricate risks across sectors like engineering and construction, marine and aviation, cargo transportation, and extends surety and credit insurance, along with specific life and retirement programs. Mapfre serves a diverse range of customers, from private individuals and self-employed professionals to small and medium-sized enterprises (SMEs) and major corporations. Its extensive distribution framework is supported by approximately 4,942 direct and delegated offices, more than 10,400 bancassurance outlets, and a substantial network of over 77,000 independent agents and brokers globally. Founded in 1933 and headquartered in Majadahonda, Spain, the entity was formerly known as Corporacion Mapfre until its rebranding in December 2006. Mapfre, S.A. operates as a subsidiary of Cartera Mapfre, S.L.

                      Mapfre, SA (MAP) Earnings & Revenues

                      MAP Stock 12 Month Forecast

                      Average Price Target

                      €3.78
                      ▼(-12.70% Downside)
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