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Mapfre, SA (ES:MAP)
BME:MAP
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Mapfre, SA (MAP) Price & Analysis

79 Followers

MAP Stock Chart & Stats

€4.26
<€0.01(0.24%)
At close: 4:00 PM EST
€4.26
<€0.01(0.24%)

Bulls Say, Bears Say

Bulls Say
Improving ProfitabilitySustained improvement in operating margin and net income indicates stronger underwriting discipline and expense control. Over 2–6 months this supports earnings resilience, greater retained earnings for capital, and improved ability to absorb catastrophe losses without immediate capital raises.
Stronger Leverage ProfileA materially lower debt-to-equity and rising equity balance point to improved solvency and financial flexibility. This durable balance-sheet strength supports regulatory capital requirements, facilitates reinsurance buying power, and cushions the business through underwriting cycles.
Consistent Free Cash GenerationMulti-year free cash flow at ~81–87% of net income shows the firm converts profits into distributable cash. Persistent FCF supports dividends, internal investment, and debt servicing, giving management optionality to deploy capital strategically over coming quarters.
Bears Say
Top-line VolatilityA pronounced revenue drop in 2025 highlights volatility in premium volumes or business mix. Over 2–6 months this undermines predictability of underwriting scale and pricing leverage, complicates planning for reinsurance, and can pressure margins if fixed costs remain.
Inconsistent Operating Cash FlowHistorical negative operating cash flow during stress years shows cash conversion can be cyclical. This reduces confidence in steady liquidity through adverse underwriting cycles and raises the chance that dividends, buybacks or reinvestment may be constrained when losses spike.
Limited Capital Efficiency VisibilityA very large asset base typical of insurers, combined with missing recent ROE detail, makes it harder to judge reserve adequacy and capital efficiency. Over months this opacity can mask underwriting or reserving strain that would materially affect returns and solvency metrics.

Mapfre, SA News

MAP FAQ

What was Mapfre, SA’s price range in the past 12 months?
Mapfre, SA lowest stock price was €3.40 and its highest was €4.51 in the past 12 months.
    What is Mapfre, SA’s market cap?
    Mapfre, SA’s market cap is €13.66B.
      When is Mapfre, SA’s upcoming earnings report date?
      Mapfre, SA’s upcoming earnings report date is Jul 24, 2026 which is in 4 days.
        How were Mapfre, SA’s earnings last quarter?
        Mapfre, SA released its earnings results on Apr 29, 2026. The company reported €0.077 earnings per share for the quarter, missing the consensus estimate of €0.111 by -€0.034.
          Is Mapfre, SA overvalued?
          According to Wall Street analysts Mapfre, SA’s price is currently Overvalued. Get more investment ideas with TipRanks Premium
            Does Mapfre, SA pay dividends?
            Mapfre, SA pays a Semiannually dividend of €0.089 which represents an annual dividend yield of 3.56%. See more information on Mapfre, SA dividends here
              What is Mapfre, SA’s EPS estimate?
              Mapfre, SA’s EPS estimate is 0.12.
                How many shares outstanding does Mapfre, SA have?
                Mapfre, SA has 3,079,553,200 shares outstanding.
                  What happened to Mapfre, SA’s price movement after its last earnings report?
                  Mapfre, SA reported an EPS of €0.077 in its last earnings report, missing expectations of €0.111. Following the earnings report the stock price went up 2.138%.
                    Which hedge fund is a major shareholder of Mapfre, SA?
                    Currently, no hedge funds are holding shares in ES:MAP
                    What is the TipRanks Smart Score and how is it calculated?
                    Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology

                      Company Description

                      Mapfre, SA

                      Mapfre, S.A. functions as a worldwide purveyor of insurance and reinsurance products. Its comprehensive offerings encompass personal coverage such as life, health, accident, and burial policies, in addition to financial planning vehicles like savings, investment, and retirement solutions. The company also provides property and casualty lines, including policies for homeowners, automobiles, and general third-party liability for individuals and families. For its business clientele, Mapfre furnishes specialized insurance for commercial vehicles, corporate liability, asset safeguarding, agricultural and livestock operations, and various commercial establishments. Furthermore, it underwrites intricate risks across sectors like engineering and construction, marine and aviation, cargo transportation, and extends surety and credit insurance, along with specific life and retirement programs. Mapfre serves a diverse range of customers, from private individuals and self-employed professionals to small and medium-sized enterprises (SMEs) and major corporations. Its extensive distribution framework is supported by approximately 4,942 direct and delegated offices, more than 10,400 bancassurance outlets, and a substantial network of over 77,000 independent agents and brokers globally. Founded in 1933 and headquartered in Majadahonda, Spain, the entity was formerly known as Corporacion Mapfre until its rebranding in December 2006. Mapfre, S.A. operates as a subsidiary of Cartera Mapfre, S.L.

                      Mapfre, SA (MAP) Earnings & Revenues

                      MAP Stock 12 Month Forecast

                      Average Price Target

                      €3.78
                      ▼(-11.27% Downside)
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