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Mapfre, SA (ES:MAP)
BME:MAP
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Mapfre, SA (MAP) Price & Analysis

79 Followers

MAP Stock Chart & Stats

€4.26
<€0.01(0.24%)
At close: 4:00 PM EST
€4.26
<€0.01(0.24%)

Bulls Say, Bears Say

Bulls Say
Improving ProfitabilitySustained improvement in operating margin and net income indicates better underwriting discipline and expense control. Over 2–6 months this supports more predictable earnings, stronger retained capital, and greater capacity to fund reserves, dividends, or strategic investments without relying on one-off gains.
Stronger Leverage ProfileA materially lower debt-to-equity ratio increases financial flexibility and lowers solvency risk for an insurer. This structural improvement strengthens capital resilience to catastrophe losses, supports regulatory capital requirements, and provides room to deploy capital for growth or shareholder returns over the medium term.
Solid Free Cash FlowConsistent FCF near a high share of net income reflects improved cash conversion, giving management durable capacity to fund claims, maintain reserves, pay dividends, or invest in distribution. Over months this reduces reliance on asset sales or external funding in stress scenarios.
Bears Say
Top-line VolatilitySignificant revenue swings undermine predictability of premium income and long-term underwriting plans. Persistent top-line volatility complicates pricing, retention, reserve setting and long-range capital allocation, increasing the risk that earnings and returns could fluctuate materially over the coming months.
Inconsistent Cash Conversion HistoryA history of negative OCF and intermittent declines in FCF shows cash conversion is cyclical. That structural inconsistency can constrain reserve strengthening, dividends or M&A when underwriting or investment returns weaken, forcing dependence on capital markets or asset disposals during stress periods.
Limited Visibility On Capital EfficiencyA large asset base and missing recent ROE metrics reduce transparency on how efficiently capital is deployed. For insurers this raises concerns about returns versus regulatory capital needs and whether retained earnings translate into improved long-term ROE, affecting sustainable shareholder value creation.

Mapfre, SA News

MAP FAQ

What was Mapfre, SA’s price range in the past 12 months?
Mapfre, SA lowest stock price was €3.40 and its highest was €4.33 in the past 12 months.
    What is Mapfre, SA’s market cap?
    Mapfre, SA’s market cap is €13.15B.
      When is Mapfre, SA’s upcoming earnings report date?
      Mapfre, SA’s upcoming earnings report date is Jul 24, 2026 which is in 25 days.
        How were Mapfre, SA’s earnings last quarter?
        Mapfre, SA released its earnings results on Apr 29, 2026. The company reported €0.116 earnings per share for the quarter, beating the consensus estimate of €0.111 by €0.005.
          Is Mapfre, SA overvalued?
          According to Wall Street analysts Mapfre, SA’s price is currently Overvalued. Get more investment ideas with TipRanks Premium
            Does Mapfre, SA pay dividends?
            Mapfre, SA pays a Semiannually dividend of €0.089 which represents an annual dividend yield of 3.56%. See more information on Mapfre, SA dividends here
              What is Mapfre, SA’s EPS estimate?
              Mapfre, SA’s EPS estimate is 0.12.
                How many shares outstanding does Mapfre, SA have?
                Mapfre, SA has 3,079,553,200 shares outstanding.
                  What happened to Mapfre, SA’s price movement after its last earnings report?
                  Mapfre, SA reported an EPS of €0.116 in its last earnings report, beating expectations of €0.111. Following the earnings report the stock price went up 2.138%.
                    Which hedge fund is a major shareholder of Mapfre, SA?
                    Currently, no hedge funds are holding shares in ES:MAP
                    What is the TipRanks Smart Score and how is it calculated?
                    Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology

                      Company Description

                      Mapfre, SA

                      Mapfre, S.A. functions as a worldwide purveyor of insurance and reinsurance products. Its comprehensive offerings encompass personal coverage such as life, health, accident, and burial policies, in addition to financial planning vehicles like savings, investment, and retirement solutions. The company also provides property and casualty lines, including policies for homeowners, automobiles, and general third-party liability for individuals and families. For its business clientele, Mapfre furnishes specialized insurance for commercial vehicles, corporate liability, asset safeguarding, agricultural and livestock operations, and various commercial establishments. Furthermore, it underwrites intricate risks across sectors like engineering and construction, marine and aviation, cargo transportation, and extends surety and credit insurance, along with specific life and retirement programs. Mapfre serves a diverse range of customers, from private individuals and self-employed professionals to small and medium-sized enterprises (SMEs) and major corporations. Its extensive distribution framework is supported by approximately 4,942 direct and delegated offices, more than 10,400 bancassurance outlets, and a substantial network of over 77,000 independent agents and brokers globally. Founded in 1933 and headquartered in Majadahonda, Spain, the entity was formerly known as Corporacion Mapfre until its rebranding in December 2006. Mapfre, S.A. operates as a subsidiary of Cartera Mapfre, S.L.

                      Mapfre, SA (MAP) Earnings & Revenues

                      MAP Stock 12 Month Forecast

                      Average Price Target

                      €3.78
                      ▼(-11.27% Downside)
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