EML Payments Ltd. (EMCHF)

OTHER OTC:EMCHF

EMCHF

EML Payments

RESEARCH TOOLSreports

Want to see EMCHF full AI Analyst Report?

EML Payments (EMCHF) Price & Analysis

23 Followers

EMCHF Stock Chart & Stats

$0.56

$0.05(11.26%)

At close: Dec 31 4:00 PM EST

$0.56

$0.05(11.26%)

Day’s Range― - ―

52-Week Range$0.34 - $0.80

Previous CloseN/A

Volume11.00K

Average Volume (3M)0.00

Market Cap

$114.06M

Enterprise Value$200.42M

Total Cash (Recent Filing)$47.81M

Total Debt (Recent Filing)$86.99M

Price to Earnings (P/E)―

Beta0.26

Next Earnings

Sep 02, 2026

EPS EstimateN/A

Next Dividend Ex-DateN/A

Dividend YieldN/A

Share Statistics

EPS (TTM)-0.17

Shares Outstanding388,522,920

10 Day Avg. Volume0

30 Day Avg. Volume0

Financial Highlights & Ratios

PEG Ratio-0.08

Price to Book (P/B)3.03

Price to Sales (P/S)2.81

P/FCF Ratio41.16

Enterprise Value/Market Cap1.76

Enterprise Value/Revenue1.28

Enterprise Value/Gross Profit2.90

Enterprise Value/Ebitda-123.71

Forecast

1Y Price Target

$0.71

Price Target Upside27.00% Upside

Rating ConsensusModerate Buy

Number of Analyst Covering3

EPS Forecast (FY)0.02

Revenue Forecast (FY)$149.02M

Bulls Say, Bears Say

Bulls Say

Platform Business Model & Revenue DiversityEML’s payments-as-a-service model produces multiple recurring revenue streams (program, transaction, interchange, breakage, float). That structural diversification and platform stickiness support more durable revenues as card volumes and program counts recover, reducing single-customer dependency.

Strong Sales Pipeline And ConversionA $102m pipeline with roughly 51% conversion and ~$24m already secured provides a clear multi-period revenue runway. High conversion and scheduled launches reduce reliance on sporadic wins, improving predictability of future program revenue if activation bottlenecks are resolved.

Manageable Leverage And Structural Cost SavesModerate leverage (D/E ~0.37) preserves balance-sheet flexibility to fund restructuring and growth. Combined with GlobalOps and Project Arlo cost initiatives (targeted ICT spend cuts), these structural expense reductions can sustainably lift margins and free cash generation when fully realized.

Bears Say

Revenue Decline And Negative ProfitabilityMaterial top-line contraction and persistent negative margins indicate structural demand or client-retention issues. Continued revenue weakness limits reinvestment, depresses ROE, and means margin recovery depends on successful program activations and sustained cost improvement over multiple quarters.

Severe Free Cash Flow Pressure And One-offsA near-100% drop in free cash flow plus large one-off cash obligations materially reduce liquidity and financial flexibility. This elevates refinancing and funding risk, can constrain investments (e.g., product launches, Arlo migration), and may force higher-cost capital or operational trade-offs.

Onboarding And Regional Execution RisksExtended onboarding delays and regional execution shortfalls (notably Europe client terminations) lengthen time-to-revenue and weaken the conversion of pipeline into sustainable income. Operational execution risk undermines growth targets and makes revenue recovery timing uncertain.

EML Payments News

EML Payments downgraded to Sector Perform from Outperform at RBC Capital

RBC Capital downgraded EML Payments (EMCHF) to Sector Perform from Outperform with a price target of A$0.70, down...

23d ago

EML Payments advances ADI path as regulators extend interim guarantee deadline

The latest update is out from EML Payments ( ($AU:EML) ). EML Payments’ subsidiary EML Payment Solutions Limited...

6d ago

EML Issues Over 3.2 Million Unquoted Performance Rights Under Incentive Scheme

EML Payments ( ($AU:EML) ) has issued an update. EML Payments Limited has notified the market of the...

15d ago

EML Payments Cuts FY26 EBITDA Guidance on Delays and Weaker Demand

EML Payments ( ($AU:EML) ) has issued an update. EML Payments has cut its FY26 underlying EBITDA guidance...

24d ago

EML Payments Issues 472,829 Unquoted Performance Rights Under Incentive Plan

An announcement from EML Payments ( ($AU:EML) ) is now available. EML Payments Limited has notified the market...

27d ago

EML Payments Cuts Future Dilution as Millions of Rights Lapse

EML Payments ( ($AU:EML) ) has issued an update. EML Payments Limited has notified the market of the...

27d ago

EML Director Anthony Hynes Increases Stake with $606,000 Share Purchase

The latest update is out from EML Payments ( ($AU:EML) ). EML Payments has disclosed a change in...

2M ago

EML Payments Seeks ASX Quotation for New Employee Incentive Shares

EML Payments ( ($AU:EML) ) just unveiled an announcement. EML Payments Limited has applied to the ASX for...

2M ago

Wilson Asset Management exits substantial holder position in EML Payments

EML Payments ( ($AU:EML) ) has shared an announcement. Wilson Asset Management Group has filed a notice stating...

2M ago

EML Payments Balances Restructuring Gains With Profit Squeeze

EML Payments Ltd. (($AU:EML)) has held its Q2 earnings call. Read on for the main highlights of the...

2M ago

EML Payments Flags Profit Dip but Touts Growing Pipeline and Restructuring Progress

The latest announcement is out from EML Payments ( ($AU:EML) ). EML Payments reported first-half FY26 revenue of...

2M ago

EML Payments initiated with a Buy at Canaccord

Canaccord initiated coverage of EML Payments (EMCHF) with a Buy rating and A$1.80 price target The firm says...

10M ago

EML Payments upgraded to Outperform from Sector Perform at RBC Capital

RBC Capital upgraded EML Payments (EMCHF) to Outperform from Sector Perform with a price target of A$1.20, up...

1y ago

EML Payments downgraded to Sector Perform from Outperform at RBC Capital

RBC Capital downgraded EML Payments to Sector Perform from Outperform with a price target of A$1.20, down from...

2y ago

EMCHF FAQ

What was EML Payments Ltd.’s price range in the past 12 months?

EML Payments Ltd. lowest stock price was $0.34 and its highest was $0.80 in the past 12 months.

What is EML Payments Ltd.’s market cap?

EML Payments Ltd.’s market cap is $114.06M.

When is EML Payments Ltd.’s upcoming earnings report date?

EML Payments Ltd.’s upcoming earnings report date is Sep 02, 2026 which is in 119 days.

How were EML Payments Ltd.’s earnings last quarter?

EML Payments Ltd. released its earnings results on Feb 24, 2026. The company reported -$0.007 earnings per share for the quarter, missing the consensus estimate of $0.014 by -$0.021.

Is EML Payments Ltd. overvalued?

According to Wall Street analysts EML Payments Ltd.’s price is currently Undervalued. Get more investment ideas with TipRanks Premium

Does EML Payments Ltd. pay dividends?

EML Payments Ltd. does not currently pay dividends.

What is EML Payments Ltd.’s EPS estimate?

EML Payments Ltd.’s EPS estimate for its next earnings report is not yet available.

How many shares outstanding does EML Payments Ltd. have?

EML Payments Ltd. has 388,522,920 shares outstanding.

What happened to EML Payments Ltd.’s price movement after its last earnings report?

EML Payments Ltd. reported an EPS of -$0.007 in its last earnings report, missing expectations of $0.014. Following the earnings report the stock price went down -0.611%.

Which hedge fund is a major shareholder of EML Payments Ltd.?

Currently, no hedge funds are holding shares in EMCHF

What is the TipRanks Smart Score and how is it calculated?

Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology

EML Payments Stock Smart Score

Neutral

Fundamentals

Return on Equity

-45.17%

Trailing 12-Months

Asset Growth

12.26%

Trailing 12-Months

Top Smart Score Stocks >

Company Description

EML Payments Ltd.

EML Payments Limited provides payment solutions platform in Australia, Europe, and North America. It operates in three segments: General Purpose Reloadable, Gift and Incentives, and Digital Payments. The General Purpose Reloadable segment offers reloadable cards to various industries, such as government, salary packaging, gaming, and digital banking. This segment also provides issuance, processing, and program management services. The Gift and Incentives segment provides single load gift cards for shopping malls and incentive programs. The Digital Payments segment offers payment options for open banking, buy-now pay-later providers, and bill payment providers. The company also offers banking, credit, and disbursements services, as well as earned wage access, gifts, incentives and rewards, open banking, and forex payment solutions. The company was formerly known as Emerchants Limited. EML Payments Limited was incorporated in 2003 and is based in Brisbane, Australia.

EML Payments (EMCHF) Earnings & Revenues

Historic Earnings Reports

EMCHF Company Deck

EMCHF Earnings Call

Q2 2026

0:00 / 0:00

Earnings Call Sentiment|Neutral

The call balanced significant operational and strategic progress (pipeline growth, 51% conversion, Project Arlo build, GlobalOps cost savings and product reactivation) against near-term financial pressures (revenue down 6%, underlying EBITDA down 16%, interest income decline, Europe headwinds, and large one-off cash outflows including a provisional class action settlement). Management highlighted clear remediation actions, tightened guidance, and a path to cleaner statutory results next year. Given demonstrated execution on restructuring, improving commercial momentum, and credible technology timelines, offset by current profitability and cash headwinds, the tone is cautiously constructive but pragmatic.View all EMCHF earnings summaries

EMCHF Stock 12 Month Forecast

Average Price Target

$0.71

▲(27.00% Upside)

{"navigator":{"disabled":true},"exporting":{"enabled":false},"title":{"text":null},"chart":{"height":200,"style":{"fontFamily":"Roboto Flex, -apple-system, BlinkMacSystemFont, Segoe UI, Roboto, Helvetica, Arial, sans-serif, Apple Color Emoji, Segoe UI Emoji, Segoe UI Symbol","fontWeight":"400","color":"#5d5d5e"},"spacingTop":30,"spacingRight":60,"events":null},"yAxis":{"labels":{"style":{"color":"inherit"},"distance":6,"x":-6,"y":-6,"zIndex":1,"map_label_formatter":{"2":"$2","-1":"-$1","-0.25":"-$0.25","0.5":"$0.5","1.25":"$1.25"}},"plotLines":[{"color":"rgba(0,0,0,0)","value":1.1532959999999999,"label":{"className":" overflowvisible_force","align":"right","x":60,"y":-10,"text":"<div  class=\"positionrelative hoverZ3 triangleleft-bottom flexccc bgwhite shadowhard-3 border1 borderColorwhite-8 colorwhite-8 px2 lineHeight3 fontWeightsemibold fontSize10 radiismall h_pxsmall35\"> <div class=\"w_pxsmall60 flexccc\">\n  <span style=\"color:#199ca5\">High </span>\n\n  <span style=\"color:#199ca5\">$1.15</span>\n  </div></div>","useHTML":true}},{"color":"rgba(0,0,0,0)","value":0.7111991999999999,"label":{"className":" overflowvisible_force","align":"right","x":60,"y":0,"text":"<div  class=\"positionrelative hoverZ3 triangleleft flexccc bgwhite shadowhard-3 border1 borderColorwhite-8 colorwhite-8 px2 lineHeight3 fontWeightsemibold fontSize10 radiismall h_pxsmall35\"> <div class=\"w_pxsmall60 flexccc\">\n  <span style=\"color:#828080\">Average </span>\n\n  <span style=\"color:#828080\">$0.71</span>\n  </div></div>","useHTML":true}},{"color":"rgba(0,0,0,0)","value":0.4757346,"label":{"className":" overflowvisible_force","align":"right","x":60,"y":10,"text":"<div  class=\"positionrelative hoverZ3 triangleleft-top flexccc bgwhite shadowhard-3 border1 borderColorwhite-8 colorwhite-8 px2 lineHeight3 fontWeightsemibold fontSize10 radiismall h_pxsmall35\"> <div class=\"w_pxsmall60 flexccc\">\n  <span style=\"color:#912767\">Low </span>\n\n  <span style=\"color:#912767\">$0.48</span>\n  </div></div>","useHTML":true}}],"tickPositions":[-1,-0.25,0.5,1.25,2],"lineColor":"#dddddd","gridLineWidth":1,"gridLineColor":"#dddddd","lineWidth":1,"title":{"text":""}},"plotOptions":{"series":{"states":{"inactive":{"opacity":1}}},"line":{"animation":{"duration":0},"dataLabels":{"allowOverlap":true},"borderWidth":1,"marker":{"enabled":true,"fillColor":"#FFFFFF","radius":3,"lineWidth":2,"symbol":"circle","lineColor":"#828080"}}},"xAxis":{"labels":{"style":{"color":"inherit"},"rotation":0,"map_label_formatter":{"3":"Aug<br/>2025","6":"Nov<br/>2025","9":"Feb<br/>2026","12":"May<br/>2026","25":"May<br/>2027"}},"tickPositions":[3,6,9,12,25],"plotLines":[{"color":"#dddddd","width":1,"value":12},{"color":"#dddddd","width":1,"value":12}],"lineWidth":0,"gridLineWidth":1,"gridLineColor":"#dddddd","tickLength":0},"legend":{"symbolRadius":0,"symbolPadding":4,"symbolHeight":14,"borderWidth":0,"symbolWidth":14,"align":"left","verticalAlign":"bottom","enabled":false},"tooltip":{"backgroundColor":"rgba(0,0,0,0)","useHTML":true,"borderWidth":0,"borderColor":"rgba(0,0,0,0)","padding":0,"shadow":null,"headerFormat":"","footerFormat":"","pointFormat":"<div class=\"flexccc lineHeight2 bgwhite shadow2 px3 py3 radiismall fonth10_semibold\">\n                <span class=\"colorgray-3 mb4\">{point.date:%b %d ,%Y}</span>\n                <span>Analyst Consensus</span>\n                {point.info}\n          </div>\n           </div>"},"credits":{"enabled":false},"accessibility":{"description":""},"responsive":{"rules":[{"chartOptions":{"chart":{"spacing":[0,0,0,0],"margin":[30,60,40,5]},"xAxis":{"tickPositions":[3,12,25.25]},"yAxis":{"labels":{"enabled":false}},"title":{"text":null},"subtitle":{"text":null}},"condition":{"maxWidth":500}}]},"series":[{"lineWidth":2,"dashStyle":"ShortDash","name":"High","type":"line","color":"#199ca5","enableMouseTracking":false,"marker":{"enabled":false},"data":[null,null,null,null,null,null,null,null,null,null,null,null,0.408,0.4653304615384615,0.522660923076923,0.5799913846153846,0.6373218461538461,0.6946523076923077,0.7519827692307692,0.8093132307692308,0.8666436923076923,0.9239741538461539,0.9813046153846154,1.038635076923077,1.0959655384615383,{"y":1.1532959999999999,"marker":{"fillColor":"#199ca5","lineColor":"#199ca5","enabled":true,"symbol":"circle"}}]},{"lineWidth":2,"dashStyle":"ShortDash","name":"Average","type":"line","color":"#828080","enableMouseTracking":false,"marker":{"enabled":false},"data":[null,null,null,null,null,null,null,null,null,null,null,null,0.408,0.43132301538461537,0.4546460307692307,0.4779690461538461,0.5012920615384615,0.5246150769230769,0.5479380923076922,0.5712611076923076,0.594584123076923,0.6179071384615384,0.6412301538461538,0.6645531692307691,0.6878761846153845,{"y":0.7111991999999999,"marker":{"fillColor":"#828080","lineColor":"#828080","enabled":true,"symbol":"circle"}}]},{"lineWidth":2,"dashStyle":"ShortDash","name":"Low","type":"line","color":"#912767","enableMouseTracking":false,"marker":{"enabled":false},"data":[null,null,null,null,null,null,null,null,null,null,null,null,0.408,0.41321035384615384,0.41842070769230766,0.42363106153846153,0.42884141538461534,0.4340517692307692,0.4392621230769231,0.4444724769230769,0.44968283076923077,0.45489318461538464,0.46010353846153845,0.4653138923076923,0.47052424615384614,{"y":0.4757346,"marker":{"fillColor":"#912767","lineColor":"#912767","enabled":true,"symbol":"circle"}}]},{"type":"line","data":[{"y":0.618,"date":1746057600000,"info":" <span style=\"color:#199ca5\" class=\"mb3 mt2 fonth8_semibold\"> Strong Buy</span>\n            <div class=\"flexrcb px3 displayflex fonth9_semibold\"><span  style=\"color:#199ca5\">Buy 1,\t&nbsp; </span>\n              <span  style=\"color:#828080\">Hold 0, \t&nbsp;</span>\n              <span  style=\"color:#912767\">Sell 0</span>\n      ","marker":{"lineColor":"#199ca5","enabled":true,"symbol":"circle"}},{"y":0.68,"date":1748736000000,"info":" <span style=\"color:#199ca5\" class=\"mb3 mt2 fonth8_semibold\"> Strong Buy</span>\n            <div class=\"flexrcb px3 displayflex fonth9_semibold\"><span  style=\"color:#199ca5\">Buy 1,\t&nbsp; </span>\n              <span  style=\"color:#828080\">Hold 0, \t&nbsp;</span>\n              <span  style=\"color:#912767\">Sell 0</span>\n      ","marker":{"lineColor":"#199ca5","enabled":true,"symbol":"circle"}},{"y":0.732,"date":1751328000000,"info":" <span style=\"color:#199ca5\" class=\"mb3 mt2 fonth8_semibold\"> Strong Buy</span>\n            <div class=\"flexrcb px3 displayflex fonth9_semibold\"><span  style=\"color:#199ca5\">Buy 3,\t&nbsp; </span>\n              <span  style=\"color:#828080\">Hold 0, \t&nbsp;</span>\n              <span  style=\"color:#912767\">Sell 0</span>\n      ","marker":{"lineColor":"#199ca5","enabled":true,"symbol":"circle"}},{"y":0.706,"date":1754006400000,"info":" <span style=\"color:#199ca5\" class=\"mb3 mt2 fonth8_semibold\"> Strong Buy</span>\n            <div class=\"flexrcb px3 displayflex fonth9_semibold\"><span  style=\"color:#199ca5\">Buy 8,\t&nbsp; </span>\n              <span  style=\"color:#828080\">Hold 0, \t&nbsp;</span>\n              <span  style=\"color:#912767\">Sell 0</span>\n      ","marker":{"lineColor":"#199ca5","enabled":true,"symbol":"circle"}},{"y":0.637,"date":1756684800000,"info":" <span style=\"color:#199ca5\" class=\"mb3 mt2 fonth8_semibold\"> Strong Buy</span>\n            <div class=\"flexrcb px3 displayflex fonth9_semibold\"><span  style=\"color:#199ca5\">Buy 9,\t&nbsp; </span>\n              <span  style=\"color:#828080\">Hold 0, \t&nbsp;</span>\n              <span  style=\"color:#912767\">Sell 0</span>\n      ","marker":{"lineColor":"#199ca5","enabled":true,"symbol":"circle"}},{"y":0.659,"date":1759276800000,"info":" <span style=\"color:#199ca5\" class=\"mb3 mt2 fonth8_semibold\"> Strong Buy</span>\n            <div class=\"flexrcb px3 displayflex fonth9_semibold\"><span  style=\"color:#199ca5\">Buy 7,\t&nbsp; </span>\n              <span  style=\"color:#828080\">Hold 0, \t&nbsp;</span>\n              <span  style=\"color:#912767\">Sell 0</span>\n      ","marker":{"lineColor":"#199ca5","enabled":true,"symbol":"circle"}},{"y":0.59,"date":1761955200000,"info":" <span style=\"color:#199ca5\" class=\"mb3 mt2 fonth8_semibold\"> Strong Buy</span>\n            <div class=\"flexrcb px3 displayflex fonth9_semibold\"><span  style=\"color:#199ca5\">Buy 2,\t&nbsp; </span>\n              <span  style=\"color:#828080\">Hold 0, \t&nbsp;</span>\n              <span  style=\"color:#912767\">Sell 0</span>\n      ","marker":{"lineColor":"#199ca5","enabled":true,"symbol":"circle"}},{"y":0.55,"date":1764547200000,"info":" <span style=\"color:#199ca5\" class=\"mb3 mt2 fonth8_semibold\"> Strong Buy</span>\n            <div class=\"flexrcb px3 displayflex fonth9_semibold\"><span  style=\"color:#199ca5\">Buy 1,\t&nbsp; </span>\n              <span  style=\"color:#828080\">Hold 0, \t&nbsp;</span>\n              <span  style=\"color:#912767\">Sell 0</span>\n      ","marker":{"lineColor":"#199ca5","enabled":true,"symbol":"circle"}},{"y":0.615,"date":1767225600000,"info":" <span style=\"color:#199ca5\" class=\"mb3 mt2 fonth8_semibold\"> Strong Buy</span>\n            <div class=\"flexrcb px3 displayflex fonth9_semibold\"><span  style=\"color:#199ca5\">Buy 1,\t&nbsp; </span>\n              <span  style=\"color:#828080\">Hold 0, \t&nbsp;</span>\n              <span  style=\"color:#912767\">Sell 0</span>\n      ","marker":{"lineColor":"#199ca5","enabled":true,"symbol":"circle"}},{"y":0.576,"date":1769904000000,"info":" <span style=\"color:#199ca5\" class=\"mb3 mt2 fonth8_semibold\"> Strong Buy</span>\n            <div class=\"flexrcb px3 displayflex fonth9_semibold\"><span  style=\"color:#199ca5\">Buy 1,\t&nbsp; </span>\n              <span  style=\"color:#828080\">Hold 0, \t&nbsp;</span>\n              <span  style=\"color:#912767\">Sell 0</span>\n      ","marker":{"lineColor":"#199ca5","enabled":true,"symbol":"circle"}},{"y":0.438,"date":1772323200000,"info":" <span style=\"color:#199ca5\" class=\"mb3 mt2 fonth8_semibold\"> Strong Buy</span>\n            <div class=\"flexrcb px3 displayflex fonth9_semibold\"><span  style=\"color:#199ca5\">Buy 4,\t&nbsp; </span>\n              <span  style=\"color:#828080\">Hold 0, \t&nbsp;</span>\n              <span  style=\"color:#912767\">Sell 0</span>\n      ","marker":{"lineColor":"#199ca5","enabled":true,"symbol":"circle"}},{"y":0.389,"date":1775001600000,"info":" <span style=\"color:#199ca5\" class=\"mb3 mt2 fonth8_semibold\"> Strong Buy</span>\n            <div class=\"flexrcb px3 displayflex fonth9_semibold\"><span  style=\"color:#199ca5\">Buy 6,\t&nbsp; </span>\n              <span  style=\"color:#828080\">Hold 1, \t&nbsp;</span>\n              <span  style=\"color:#912767\">Sell 0</span>\n      ","marker":{"lineColor":"#199ca5","enabled":true,"symbol":"circle"}},{"y":0.408,"date":1777593600000,"info":" <span style=\"color:#199ca5\" class=\"mb3 mt2 fonth8_semibold\"> Strong Buy</span>\n            <div class=\"flexrcb px3 displayflex fonth9_semibold\"><span  style=\"color:#199ca5\">Buy 5,\t&nbsp; </span>\n              <span  style=\"color:#828080\">Hold 1, \t&nbsp;</span>\n              <span  style=\"color:#912767\">Sell 0</span>\n      ","marker":{"fillColor":"black","lineColor":"black","enabled":true,"symbol":"circle"}},null,null,null,null,null,null,null,null,null,null,null,null],"color":"#0666a7"}]}

Detailed Analyst Forecast >