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Change Financial Ltd (AU:CCA)
ASX:CCA
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Change Financial Ltd (CCA) Price & Analysis

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CCA Stock Chart & Stats

AU$0.07
AU$0.00(0.00%)
At close: 4:00 PM EST
AU$0.07
AU$0.00(0.00%)

Bulls Say, Bears Say

Bulls Say
Low LeverageA very low debt-to-equity ratio (0.06) provides durable financial flexibility, reducing refinancing and solvency risk. This conservatism supports capex, R&D or M&A optionality without pressuring cash flow, and remains structurally relevant across upcoming quarters.
Revenue GrowthConsistent revenue expansion (12.43% last year) signals product-market traction and growing customer adoption. Sustained top-line growth is a durable driver for future scale, helping absorb fixed costs over time and enabling potential margin improvement if revenue quality is preserved.
Improving Free Cash FlowImproved free cash flow and an FCF-to-net-income ratio near 1 indicate stronger cash conversion despite reported losses. Durable cash generation reduces reliance on external funding, supports operational continuity and strategic investment, and cushions the business through cyclical troughs.
Bears Say
Negative ProfitabilityPersistent negative net profit and EBIT margins reflect an inability to convert revenue into operating profits. Over the medium term this constrains reinvestment and shareholder returns, risks capital raises if losses continue, and limits the company’s ability to self-fund growth initiatives.
Declining Gross MarginA falling gross margin signals rising unit costs, pricing pressure or adverse product mix. If structural, margin erosion undermines operating leverage gains from revenue growth and makes sustained profitability harder, increasing sensitivity to scale and cost control over coming quarters.
Weak Operating Cash Flow ConversionLow operating cash flow relative to net income indicates earnings quality and cash conversion weaknesses. This structural shortfall can force external financing for growth or liquidity needs, raising dilution or interest burden risk and constraining strategic flexibility over the medium term.

Change Financial Ltd News

CCA FAQ

What was Change Financial Ltd’s price range in the past 12 months?
Change Financial Ltd lowest share price was AU$0.06 and its highest was AU$0.10 in the past 12 months.
    What is Change Financial Ltd’s market cap?
    Change Financial Ltd’s market cap is AU$52.47M.
      When is Change Financial Ltd’s upcoming earnings report date?
      Change Financial Ltd’s upcoming earnings report date is Sep 02, 2026 which is in 103 days.
        How were Change Financial Ltd’s earnings last quarter?
        Change Financial Ltd released its earnings results on Feb 25, 2026. The company reported AU$0.001 earnings per share for the quarter, beating the consensus estimate of AU$0 by AU$0.001.
          Is Change Financial Ltd overvalued?
          According to Wall Street analysts Change Financial Ltd’s price is currently Overvalued. Get more investment ideas with TipRanks Premium
            Does Change Financial Ltd pay dividends?
            Change Financial Ltd does not currently pay dividends.
            What is Change Financial Ltd’s EPS estimate?
            Change Financial Ltd’s EPS estimate is <0.01.
              How many shares outstanding does Change Financial Ltd have?
              Change Financial Ltd has 690,453,000 shares outstanding.
                What happened to Change Financial Ltd’s price movement after its last earnings report?
                Change Financial Ltd reported an EPS of AU$0.001 in its last earnings report, beating expectations of AU$0. Following the earnings report the stock price went up 2.5%.
                  Which hedge fund is a major shareholder of Change Financial Ltd?
                  Currently, no hedge funds are holding shares in AU:CCA
                  What is the TipRanks Smart Score and how is it calculated?
                  Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology

                    Change Financial Ltd Stock Smart Score

                    Company Description

                    Change Financial Ltd

                    Change Financial Ltd (CCA) is a financial technology company specializing in providing innovative payment solutions and banking services. The company operates primarily in the fintech sector, offering a range of products that include digital banking services, payment processing, and financial management tools. CCA aims to enhance the customer experience by leveraging technology to provide seamless and efficient financial transactions for both consumers and businesses.

                    Change Financial Ltd (CCA) Earnings & Revenues

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