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Change Financial Ltd (AU:CCA)
ASX:CCA
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Change Financial Ltd (CCA) Price & Analysis

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CCA Stock Chart & Stats

AU$0.05
<AU$0.01(11.54%)
At close: 4:00 PM EDT
AU$0.05
<AU$0.01(11.54%)

Bulls Say, Bears Say

Bulls Say
Revenue GrowthSustained revenue growth indicates the company is expanding customer adoption and market reach. Over a 2–6 month horizon this growth supports scale economics, provides higher top-line resilience while management works to improve unit economics and fund product or sales investments.
Free Cash Flow ImprovementImproving free cash flow reduces near-term financing needs and extends the company’s operational runway despite accounting losses. A FCF-to-net-income ratio near one shows cash generation efficiency that can fund working capital and strategic projects while management fixes profitability.
Conservative Leverage / Strong Capital StructureVery low leverage provides financial flexibility to invest, withstand cyclical stress, and pursue growth without urgent refinancing. A strong capital structure reduces solvency risk and supports strategic options like R&D, bolt-on acquisitions, or extended marketing to build durable competitive position.
Bears Say
Negative ProfitabilityPersistent negative EBIT and net margins indicate the current business model or cost base fails to convert revenue into profit. Over months this limits retained earnings, constrains reinvestment capacity, and increases dependence on external funding unless cost structure or pricing is materially improved.
Declining Gross MarginA falling gross margin signals rising direct costs or pricing pressure that reduces operating leverage. Structurally weaker gross margins make it harder to achieve sustainable profitability even with revenue growth, pressuring long-term margin expansion plans absent pricing or cost remediation.
Weak Operating Cash ConversionLow conversion of earnings into operating cash implies reported results are not translating into liquid resources. This weak cash conversion raises liquidity risk if losses continue and can limit the firm’s ability to invest, pay suppliers, or withstand revenue volatility without external financing.

Change Financial Ltd News

CCA FAQ

What was Change Financial Ltd’s price range in the past 12 months?
Change Financial Ltd lowest share price was AU$0.05 and its highest was AU$0.10 in the past 12 months.
    What is Change Financial Ltd’s market cap?
    Change Financial Ltd’s market cap is AU$40.05M.
      When is Change Financial Ltd’s upcoming earnings report date?
      Change Financial Ltd’s upcoming earnings report date is Sep 02, 2026 which is in 34 days.
        How were Change Financial Ltd’s earnings last quarter?
        Change Financial Ltd released its earnings results on Feb 25, 2026. The company reported AU$0.001 earnings per share for the quarter, beating the consensus estimate of AU$0 by AU$0.001.
          Is Change Financial Ltd overvalued?
          According to Wall Street analysts Change Financial Ltd’s price is currently Overvalued. Get more investment ideas with TipRanks Premium
            Does Change Financial Ltd pay dividends?
            Change Financial Ltd does not currently pay dividends.
            What is Change Financial Ltd’s EPS estimate?
            Change Financial Ltd’s EPS estimate is <0.01.
              How many shares outstanding does Change Financial Ltd have?
              Change Financial Ltd has 690,453,000 shares outstanding.
                What happened to Change Financial Ltd’s price movement after its last earnings report?
                Change Financial Ltd reported an EPS of AU$0.001 in its last earnings report, beating expectations of AU$0. Following the earnings report the stock price went up 2.5%.
                  Which hedge fund is a major shareholder of Change Financial Ltd?
                  Currently, no hedge funds are holding shares in AU:CCA
                  What is the TipRanks Smart Score and how is it calculated?
                  Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology

                    Change Financial Ltd Stock Smart Score

                    Company Description

                    Change Financial Ltd

                    Change Financial Limited is a financial technology firm that provides payment-as-a-service (PaaS) solutions across a global footprint, including regions like Southeast Asia, Oceania, Latin America, and the United States. The company's key offerings include Vertexon, a PaaS platform facilitating the issuance of both physical and virtual cards and transaction processing, as well as PaySim, a specialized tool for payment system testing. Incorporated in 2011 and headquartered in Brisbane, Australia, the enterprise operated as ChimpChange Limited before rebranding to Change Financial Limited in July 2017.

                    Change Financial Ltd (CCA) Earnings & Revenues

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