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Change Financial Ltd (AU:CCA)
ASX:CCA

Change Financial Ltd (CCA) Price & Analysis

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CCA Stock Chart & Stats

AU$0.07
AU$0.00(0.00%)
At close: 4:00 PM EST
AU$0.07
AU$0.00(0.00%)

Bulls Say, Bears Say

Bulls Say
Revenue GrowthSustained top-line expansion (12.43% year) indicates durable demand for the company’s services and successful client acquisition or retention. Over 2–6 months this supports reinvestment in product and sales, helping scale gross volumes even if margins need improvement.
Low Leverage / Strong Capital StructureVery low debt levels provide financial flexibility and resilience. With minimal leverage the company can fund growth initiatives, absorb shocks, or pursue M&A without near-term refinancing risk, preserving strategic optionality over the medium term.
Improving Free Cash FlowMaterial improvement in free cash flow and an FCF-to-net-income ratio near one point to better cash conversion despite losses. This durable improvement strengthens liquidity, reduces reliance on external funding, and supports operational continuity and reinvestment.
Bears Say
Negative Profitability & ROEOngoing operating losses and negative ROE signal the business is not yet generating shareholder returns. Persisting unprofitability limits capacity to self-fund growth, weakens investor confidence in long-term returns, and may force strategic trade-offs in investment.
Declining Gross MarginA falling gross margin points to rising unit costs or pricing pressure that erodes the core economics of offerings. Without structural cost improvements or pricing power, margin deterioration can persist and constrain operating leverage as revenue scales.
Weak Operating Cash ConversionLow operating cash conversion suggests earnings quality issues or heavy working-capital demands. Combined with net losses, weak OCF reduces internal funding for capex or sales investment and increases reliance on financing, limiting sustainable growth execution.

Change Financial Ltd News

CCA FAQ

What was Change Financial Ltd’s price range in the past 12 months?
Change Financial Ltd lowest share price was AU$0.05 and its highest was AU$0.10 in the past 12 months.
    What is Change Financial Ltd’s market cap?
    Change Financial Ltd’s market cap is AU$53.16M.
      When is Change Financial Ltd’s upcoming earnings report date?
      Change Financial Ltd’s upcoming earnings report date is Sep 02, 2026 which is in 150 days.
        How were Change Financial Ltd’s earnings last quarter?
        Change Financial Ltd released its earnings results on Feb 25, 2026. The company reported AU$0.001 earnings per share for the quarter, beating the consensus estimate of AU$0 by AU$0.001.
          Is Change Financial Ltd overvalued?
          According to Wall Street analysts Change Financial Ltd’s price is currently Overvalued. Get more investment ideas with TipRanks Premium
            Does Change Financial Ltd pay dividends?
            Change Financial Ltd does not currently pay dividends.
            What is Change Financial Ltd’s EPS estimate?
            Change Financial Ltd’s EPS estimate is <0.01.
              How many shares outstanding does Change Financial Ltd have?
              Change Financial Ltd has 690,453,000 shares outstanding.
                What happened to Change Financial Ltd’s price movement after its last earnings report?
                Change Financial Ltd reported an EPS of AU$0.001 in its last earnings report, beating expectations of AU$0. Following the earnings report the stock price went up 2.5%.
                  Which hedge fund is a major shareholder of Change Financial Ltd?
                  Currently, no hedge funds are holding shares in AU:CCA
                  What is the TipRanks Smart Score and how is it calculated?
                  Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology

                    Change Financial Ltd Stock Smart Score

                    Company Description

                    Change Financial Ltd

                    Change Financial Ltd (CCA) is a financial technology company specializing in providing innovative payment solutions and banking services. The company operates primarily in the fintech sector, offering a range of products that include digital banking services, payment processing, and financial management tools. CCA aims to enhance the customer experience by leveraging technology to provide seamless and efficient financial transactions for both consumers and businesses.

                    Change Financial Ltd (CCA) Earnings & Revenues

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