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Change Financial Ltd (AU:CCA)
ASX:CCA
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Change Financial Ltd (CCA) Price & Analysis

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CCA Stock Chart & Stats

AU$0.05
<AU$0.01(11.54%)
At close: 4:00 PM EDT
AU$0.05
<AU$0.01(11.54%)

Bulls Say, Bears Say

Bulls Say
Revenue GrowthConsistent revenue growth of 12.43% demonstrates expanding demand and supports scale over the medium term. This durable top-line expansion provides a foundation for operational leverage, funding product development and market expansion if cost discipline follows.
Free Cash Flow ImprovementA marked improvement in free cash flow and an FCF-to-net-income ratio near 1 indicate the company is converting its results into cash more effectively. Sustained FCF strengthens liquidity, reduces external funding needs, and supports durable reinvestment in growth initiatives.
Conservative Balance SheetVery low leverage (debt-to-equity 0.06) and a strong equity ratio provide structural financial flexibility. Over the medium term this reduces insolvency risk, lowers interest burden, and gives capacity to finance growth or strategic moves without overreliance on external capital.
Bears Say
ProfitabilityPersistent negative net profit and EBIT margins mean the core business is not yet profitable. This structural weakness constrains the company's ability to self-fund growth, increases reliance on capital markets, and suggests underlying pricing or cost issues that must be corrected to create long-term value.
Return On EquityA negative return on equity indicates deployed capital is destroying shareholder value. Over months this signals inefficient capital allocation or subscale returns, making it harder to attract long-term investment and undermining the sustainability of growth initiatives.
Cash ConversionLow operating cash flow relative to net income shows profits (or losses) are not reliably converting into operating cash. Even with improving FCF, weak cash conversion reduces resilience, increases dependence on financing, and limits the firm's capacity to invest consistently without diluting equity.

Change Financial Ltd News

CCA FAQ

What was Change Financial Ltd’s price range in the past 12 months?
Change Financial Ltd lowest share price was AU$0.04 and its highest was AU$0.10 in the past 12 months.
    What is Change Financial Ltd’s market cap?
    Change Financial Ltd’s market cap is AU$33.83M.
      When is Change Financial Ltd’s upcoming earnings report date?
      Change Financial Ltd’s upcoming earnings report date is Sep 02, 2026 which is in 14 days.
        How were Change Financial Ltd’s earnings last quarter?
        Change Financial Ltd released its earnings results on Feb 25, 2026. The company reported AU$0.001 earnings per share for the quarter, beating the consensus estimate of AU$0 by AU$0.001.
          Is Change Financial Ltd overvalued?
          According to Wall Street analysts Change Financial Ltd’s price is currently Overvalued. Get more investment ideas with TipRanks Premium
            Does Change Financial Ltd pay dividends?
            Change Financial Ltd does not currently pay dividends.
            What is Change Financial Ltd’s EPS estimate?
            Change Financial Ltd’s EPS estimate is <0.01.
              How many shares outstanding does Change Financial Ltd have?
              Change Financial Ltd has 690,453,000 shares outstanding.
                What happened to Change Financial Ltd’s price movement after its last earnings report?
                Change Financial Ltd reported an EPS of AU$0.001 in its last earnings report, beating expectations of AU$0. Following the earnings report the stock price went up 2.5%.
                  Which hedge fund is a major shareholder of Change Financial Ltd?
                  Currently, no hedge funds are holding shares in AU:CCA
                  What is the TipRanks Smart Score and how is it calculated?
                  Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology

                    Change Financial Ltd Stock Smart Score

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                    Neutral
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                    Company Description

                    Change Financial Ltd

                    Change Financial Limited is a financial technology firm that provides payment-as-a-service (PaaS) solutions across a global footprint, including regions like Southeast Asia, Oceania, Latin America, and the United States. The company's key offerings include Vertexon, a PaaS platform facilitating the issuance of both physical and virtual cards and transaction processing, as well as PaySim, a specialized tool for payment system testing. Incorporated in 2011 and headquartered in Brisbane, Australia, the enterprise operated as ChimpChange Limited before rebranding to Change Financial Limited in July 2017.

                    Change Financial Ltd (CCA) Earnings & Revenues

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