Change Financial Ltd (AU:CCA)
ASX:CCA
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CCA Stock Chart & Stats
AU$0.07
AU$0.00(0.00%)
At close: 4:00 PM EST
AU$0.07
AU$0.00(0.00%)
Day’s Range― - ―
52-Week RangeAU$0.06 - AU$0.11
Previous CloseN/A
Volume4.36K
Average Volume (3M)269.70K
Market Cap
AU$47.64M
Enterprise ValueAU$31.25M
Total Cash (Recent Filing)AU$3.49M
Total Debt (Recent Filing)AU$293.26K
Price to Earnings (P/E)―
Beta0.82
Next Earnings
Sep 02, 2026EPS Estimate
<0.01Next Dividend Ex-DateN/A
Dividend YieldN/A
Share Statistics
EPS (TTM)0.00
Shares Outstanding690,453,000
10 Day Avg. Volume80,247
30 Day Avg. Volume269,698
Financial Highlights & Ratios
PEG Ratio0.46
Price to Book (P/B)8.73
Price to Sales (P/S)4.06
P/FCF Ratio81.61
Enterprise Value/Market CapN/A
Enterprise Value/RevenueN/A
Enterprise Value/Gross ProfitN/A
Enterprise Value/EbitdaN/A
Forecast
1Y Price TargetN/A
Price Target UpsideN/A
Rating ConsensusN/A
Number of Analyst Covering0
EPS Forecast (FY)<0.01
Revenue Forecast (FY)AU$18.50M
Bulls Say, Bears Say
Bulls Say
Low Leverage / Strong Capital StructureA very low debt-to-equity ratio provides durable financial flexibility: it reduces refinancing risk, preserves headroom for investment or M&A, and lengthens the cash runway while the business repairs profitability. This structural strength supports operations over the next 2–6 months.
Improved Free Cash Flow And Efficient Cash ManagementA meaningful improvement in free cash flow and a FCF-to-net-income ratio near 1 shows management is converting results into liquidity despite losses. This durable cash-generation improvement lowers near-term external funding needs and supports continued investment and working capital over months.
Consistent Revenue GrowthSustained revenue growth signals market traction and demand for the company’s offerings. Over a multi-month horizon, top-line expansion can enable scale benefits, support margin recovery if managed, and provide a platform for product investment and customer retention strategies.
Bears Say
Persistent UnprofitabilityOngoing negative net profit and EBIT margins are a structural constraint: they erode equity, limit retained earnings, and force reliance on cash reserves or external capital. Without margin recovery, profitability weakness threatens long-term shareholder returns and strategic flexibility.
Declining Gross Margin / Cost PressuresA falling gross margin indicates structural pressure on core profitability, whether from pricing, mix, or cost inflation. This undermines leverage from revenue growth and requires sustained operational fixes or pricing power restoration to protect long-term margins.
Weak Operating Cash Flow ConversionLow conversion of earnings into operating cash means the core business isn’t reliably generating cash. This reduces resilience to shocks, constrains capex and hiring decisions, and may force recurring reliance on financing if free cash flow improvements prove temporary.
Change Financial Ltd News
CCA FAQ
What was Change Financial Ltd’s price range in the past 12 months?
Change Financial Ltd lowest share price was AU$0.06 and its highest was AU$0.10 in the past 12 months.
What is Change Financial Ltd’s market cap?
Change Financial Ltd’s market cap is AU$47.64M.
When is Change Financial Ltd’s upcoming earnings report date?
Change Financial Ltd’s upcoming earnings report date is Sep 02, 2026 which is in 81 days.
How were Change Financial Ltd’s earnings last quarter?
Change Financial Ltd released its earnings results on Feb 25, 2026. The company reported AU$0.001 earnings per share for the quarter, beating the consensus estimate of AU$0 by AU$0.001.
Is Change Financial Ltd overvalued?
According to Wall Street analysts Change Financial Ltd’s price is currently Overvalued.
Does Change Financial Ltd pay dividends?
Change Financial Ltd does not currently pay dividends.
What is Change Financial Ltd’s EPS estimate?
Change Financial Ltd’s EPS estimate is <0.01.
How many shares outstanding does Change Financial Ltd have?
Change Financial Ltd has 690,453,000 shares outstanding.
What happened to Change Financial Ltd’s price movement after its last earnings report?
Change Financial Ltd reported an EPS of AU$0.001 in its last earnings report, beating expectations of AU$0. Following the earnings report the stock price went up 2.5%.
Which hedge fund is a major shareholder of Change Financial Ltd?
Currently, no hedge funds are holding shares in AU:CCA
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
Change Financial Ltd Stock Smart Score
Neutral
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Blogger Sentiment
Bullish
AU:CCA Sentiment 100%
Sector Average ―
Sector Average ―
Insider Transactions
Sold Shares
Worth AU$9.5M over
the Last 3 Months
the Last 3 Months
Technicals
SMA
Negative
20 days / 200 days
Momentum
-69.33%
12-Months-Change
Fundamentals
Return on Equity
-24.79%
Trailing 12-Months
Asset Growth
6.31%
Trailing 12-Months
Company Description
Change Financial Ltd
Change Financial Limited is a financial technology firm that provides payment-as-a-service (PaaS) solutions across a global footprint, including regions like Southeast Asia, Oceania, Latin America, and the United States. The company's key offerings include Vertexon, a PaaS platform facilitating the issuance of both physical and virtual cards and transaction processing, as well as PaySim, a specialized tool for payment system testing. Incorporated in 2011 and headquartered in Brisbane, Australia, the enterprise operated as ChimpChange Limited before rebranding to Change Financial Limited in July 2017.
Technical Analysis
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Options Prices
Currently, No data available
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