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Change Financial Ltd (AU:CCA)
ASX:CCA
CCA Stock Chart & Stats
AU$0.07
AU$0.00(0.00%)
At close: 4:00 PM EST
AU$0.07
AU$0.00(0.00%)
Day’s Range― - ―
52-Week RangeAU$0.05 - AU$0.10
Previous CloseN/A
Volume4.36K
Average Volume (3M)269.70K
Market Cap
AU$53.16M
Enterprise ValueAU$34.08M
Total Cash (Recent Filing)AU$3.49M
Total Debt (Recent Filing)AU$293.26K
Price to Earnings (P/E)―
Beta0.57
Next Earnings
Feb 26, 2026Next Dividend Ex-DateN/A
Dividend YieldN/A
Share Statistics
EPS (TTM)<0.01
Shares Outstanding690,453,000
10 Day Avg. Volume80,247
30 Day Avg. Volume269,698
Financial Highlights & Ratios
PEG Ratio0.46
Price to Book (P/B)8.73
Price to Sales (P/S)4.06
P/FCF Ratio81.61
Enterprise Value/Market CapN/A
Enterprise Value/RevenueN/A
Enterprise Value/Gross ProfitN/A
Enterprise Value/EbitdaN/A
Forecast
1Y Price TargetN/A
Price Target UpsideN/A
Rating ConsensusN/A
Number of Analyst Covering0
EPS Forecast (FY)N/A
Revenue Forecast (FY)N/A
Bulls Say, Bears Say
Bulls Say
Recurring Transaction-fee Business ModelA transaction-fee and premium services model creates recurring, volume-linked revenue that scales with customer activity. Strategic partnerships with banks and fintechs extend distribution, enable cross-sell and lower customer acquisition costs, supporting durable revenue growth.
Conservative Capital StructureVery low leverage preserves financial flexibility, reduces liquidity and refinancing risk, and allows management to invest in product development or absorb operating losses without immediate solvency pressure—important while profitability is being restored.
Improving Free Cash FlowStronger free cash flow signals improving cash conversion and a reduced need for external funding. If sustained, this enhances the company's ability to self-fund strategic initiatives, partnerships and technology investment, supporting long-term operational resilience.
Bears Say
Negative Profitability And Margin PressurePersistent negative margins and a declining gross margin indicate structural cost or pricing pressure. Until margins recover, the business will struggle to convert revenue growth into sustainable profits, constraining reinvestment and long-term shareholder returns.
Negative Return On EquityNegative ROE shows shareholder capital is not generating positive returns, undermining investor confidence and making capital raising harder or more dilutive. Improving operational profitability is required to restore ROE and long-term capital efficiency.
Weak Operating Cash GenerationLow operating cash conversion suggests reported earnings (or improvements) are not fully translating into sustainable operational cash. This raises dependence on financing or one-time items and poses a risk to funding ongoing growth and product investment over the medium term.
Change Financial Ltd News
CCA FAQ
What was Change Financial Ltd’s price range in the past 12 months?
Change Financial Ltd lowest share price was AU$0.05 and its highest was AU$0.10 in the past 12 months.
What is Change Financial Ltd’s market cap?
Change Financial Ltd’s market cap is AU$53.16M.
When is Change Financial Ltd’s upcoming earnings report date?
Change Financial Ltd’s upcoming earnings report date is Feb 26, 2026 which is in 10 days.
How were Change Financial Ltd’s earnings last quarter?
Change Financial Ltd released its earnings results on Aug 28, 2025. The company reported AU$0.003 earnings per share for the quarter, beating the consensus estimate of AU$0 by AU$0.003.
Is Change Financial Ltd overvalued?
According to Wall Street analysts Change Financial Ltd’s price is currently Overvalued.
Does Change Financial Ltd pay dividends?
Change Financial Ltd does not currently pay dividends.
What is Change Financial Ltd’s EPS estimate?
Change Financial Ltd’s EPS estimate is 0.
How many shares outstanding does Change Financial Ltd have?
Change Financial Ltd has 690,453,000 shares outstanding.
What happened to Change Financial Ltd’s price movement after its last earnings report?
Change Financial Ltd reported an EPS of AU$0.003 in its last earnings report, beating expectations of AU$0. Following the earnings report the stock price went up 1.124%.
Which hedge fund is a major shareholder of Change Financial Ltd?
Currently, no hedge funds are holding shares in AU:CCA
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
Change Financial Ltd Stock Smart Score
Underperform
1
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3
4
5
6
7
8
9
10
Technicals
SMA
Negative
20 days / 200 days
Momentum
-69.33%
12-Months-Change
Fundamentals
Return on Equity
-13.21%
Trailing 12-Months
Asset Growth
39.29%
Trailing 12-Months
Company Description
Change Financial Ltd
Change Financial Ltd (CCA) is a financial technology company specializing in providing innovative payment solutions and banking services. The company operates primarily in the fintech sector, offering a range of products that include digital banking services, payment processing, and financial management tools. CCA aims to enhance the customer experience by leveraging technology to provide seamless and efficient financial transactions for both consumers and businesses.
Technical Analysis
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Options Prices
Currently, No data available
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