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Change Financial Ltd
(OTC:CCA)
Change Financial Ltd (CCA) vs. iShares MSCI Australia ETF (EWA)
Change Financial Ltd Business Overview & Revenue Model
Change Financial Ltd Financial Statement Overview
| Breakdown | TTM | Dec 2025 | Dec 2024 | Dec 2023 | Dec 2022 | Dec 2021 |
|---|---|---|---|---|---|---|
Income Statement | ||||||
| Total Revenue | 13.36M | 15.02M | 10.51M | 8.71M | 8.32M | 6.31M |
| Gross Profit | 3.28M | 4.09M | 3.89M | 2.42M | 695.31K | 564.95K |
| EBITDA | -2.14M | -785.36K | -621.17K | -1.26M | -2.53M | -2.31M |
| Net Income | -2.77M | -1.94M | -2.57M | -2.92M | -3.77M | -3.48M |
Balance Sheet | ||||||
| Total Assets | 15.96M | 18.03M | 12.94M | 15.30M | 10.35M | 12.72M |
| Cash, Cash Equivalents and Short-Term Investments | 3.49M | 3.91M | 2.59M | 5.35M | 1.50M | 4.02M |
| Total Debt | 293.26K | 424.06K | 156.93K | 136.25K | 1.29M | 561.76K |
| Total Liabilities | 8.98M | 11.04M | 7.07M | 6.86M | 7.00M | 5.70M |
| Stockholders Equity | 6.98M | 6.99M | 5.88M | 8.44M | 3.34M | 7.02M |
Cash Flow | ||||||
| Free Cash Flow | 229.74K | 747.41K | -2.39M | -3.12M | -4.08M | -3.02M |
| Operating Cash Flow | 294.78K | 795.05K | -464.97K | -1.59M | -2.64M | -2.32M |
| Investing Cash Flow | -2.15M | -2.05M | -2.09M | -1.80M | -1.26M | -5.17M |
| Financing Cash Flow | 2.78M | 2.76M | -102.15K | 6.89M | 710.79K | 7.56M |
Change Financial Ltd Technical Analysis
Change Financial Ltd Peers Comparison
Name | Overall Rating | Market Cap | P/E Ratio | ROE | Dividend Yield | Revenue Growth | EPS Growth |
|---|---|---|---|---|---|---|---|
| ― | AU$106.46M | 13.36 | 10.79% | 3.64% | 14.59% | -11.13% | |
| ― | AU$166.36M | 142.59 | 4.26% | ― | 11.90% | 42.11% | |
| ― | AU$114.66M | 32.14 | 5.74% | ― | 11.72% | ― | |
| ― | $37.18B | 12.37 | -10.20% | 1.83% | 8.50% | -7.62% | |
| ― | AU$36.84M | 15.00 | -1.89% | 3.55% | 2.06% | -277.78% | |
| ― | AU$48.33M | ― | -13.21% | ― | 43.85% | 29.03% | |
| ― | AU$372.22M | ― | -32.98% | ― | -5.87% | -540.18% |
Change Financial Ltd Corporate Events
Change Financial Ltd’s Q1 FY26 investor presentation highlights their continued innovation in the payments sector, with a significant portion of revenue derived from digital and physical card issuing and transaction processing. The company’s strategic focus on leveraging proprietary technology to provide tailored solutions positions them strongly within the banking and payments ecosystem, potentially enhancing their market presence and stakeholder value.
Change Financial Ltd reported a strong first quarter for FY26, with record revenue of US$4.6 million, marking a 25% increase from the previous year. The company achieved a positive net cash flow from operating activities and demonstrated significant operating leverage. New sales of Vertexon and PaySim licenses contributed to this growth, alongside a robust sales pipeline and ongoing product development. The company’s strategic focus on simplifying operations and targeting growth regions has resulted in increased client adoption and future revenue potential.
Change Financial Limited announced the release of its Quarterly Activities Report and Cashflow Report for Q1 FY26, alongside the launch of a new Investor Hub. This initiative aims to enhance shareholder engagement by providing a centralized platform for ASX announcements, shareholder news, and company updates. The launch of the Investor Hub is expected to strengthen Change Financial’s communication with its stakeholders, allowing for better interaction and understanding of the company’s developments.
Change Financial Ltd announced the cessation of certain securities, including 500,000 options and 100,000 share rights, due to expiry and unmet conditions, respectively. This update may impact the company’s capital structure and could influence investor perceptions regarding its financial strategies and market positioning.
Change Financial Ltd has announced the cessation of 2,700,000 share rights due to the lapse of conditional rights, as the conditions were not met or became incapable of being satisfied. This cessation may impact the company’s capital structure and could have implications for stakeholders, reflecting on the company’s operational adjustments and strategic positioning in the financial services industry.
Change Financial Limited has announced that its Annual General Meeting (AGM) will be held on November 20, 2025, with the election of directors as a key agenda item. Nominations for director positions are open until October 1, 2025. Further details about the AGM will be provided to shareholders in due course. This announcement is part of Change Financial’s ongoing efforts to maintain transparency and engage with its stakeholders, reflecting its commitment to governance and strategic leadership in the fintech industry.
Change Financial Ltd announced a change in the director’s interest, with Thomas Russell converting 1,000,000 performance rights into ordinary class shares, increasing his direct shareholding to 3,100,000 shares. This conversion, approved at the 2024 Annual General Meeting, reflects the company’s ongoing commitment to aligning management interests with shareholder value, potentially impacting the company’s market perception and stakeholder confidence.
Change Financial Limited has issued 3,600,000 fully paid ordinary shares to employees through the conversion of performance rights, as announced on September 8, 2025. This issuance was done without a prospectus or product disclosure statement, in compliance with relevant sections of the Corporations Act. The announcement signifies a strategic move to reward and incentivize employees, potentially enhancing company operations and aligning employee interests with company performance.
Change Financial Limited has announced the quotation of 3,600,000 fully paid ordinary securities on the Australian Securities Exchange (ASX), effective from September 8, 2025. This move is part of the company’s strategic efforts to enhance its market presence and provide additional value to its stakeholders through increased liquidity and potential capital growth.
Change Financial Limited has released its Corporate Governance Statement for the financial year ending June 30, 2025, which has been approved by the board. The statement outlines the company’s adherence to the ASX Corporate Governance Council’s principles and recommendations, emphasizing its commitment to transparency and accountability. This release is significant as it reinforces Change Financial’s dedication to maintaining high governance standards, which is crucial for its stakeholders and market positioning.
Change Financial Ltd has released its annual report for the year ending June 30, 2025, detailing its financial performance and corporate governance. The report includes comprehensive financial statements and disclosures, reflecting the company’s commitment to transparency and accountability in its operations.
Change Financial Limited announced its financial results for the year ended June 30, 2025, reporting a significant increase in revenue by 42.1% to US$15.02 million compared to the previous year. The company’s loss from continuing operations decreased by 21.2%, reflecting improved financial performance, although no dividend is proposed for the year.
Change Financial Limited announced it will release its Annual Report and Appendix 4E for the fiscal year ending June 30, 2025, on August 29, 2025. The company is hosting a live webinar and Q&A session on the same day, led by CEO Tony Sheehan and Executive Director Tom Russell, to discuss the results. This announcement highlights Change Financial’s commitment to transparency and engagement with its investors, potentially impacting its market positioning and stakeholder relations.