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Credit Clear Limited
(Sydney:CCR)
Credit Clear Limited (CCR) vs. iShares MSCI Australia ETF (EWA)
Credit Clear Limited Business Overview & Revenue Model
Credit Clear Limited Financial Statement Overview
| Breakdown | TTM | Dec 2025 | Dec 2024 | Dec 2023 | Dec 2022 | Dec 2021 |
|---|---|---|---|---|---|---|
Income Statement | ||||||
| Total Revenue | 46.95M | 46.95M | 42.00M | 34.95M | 21.46M | 10.98M |
| Gross Profit | 21.68M | 21.68M | -1.12M | -5.70M | -9.38M | -4.47M |
| EBITDA | 1.39M | 1.39M | 2.46M | -4.83M | -10.50M | -6.27M |
| Net Income | 3.54M | 3.54M | -4.50M | -11.06M | -11.13M | -8.02M |
Balance Sheet | ||||||
| Total Assets | 85.36M | 85.36M | 78.08M | 76.84M | 74.38M | 22.33M |
| Cash, Cash Equivalents and Short-Term Investments | 15.68M | 15.68M | 18.82M | 16.07M | 14.37M | 11.40M |
| Total Debt | 3.93M | 3.93M | 4.27M | 5.14M | 1.67M | 1.10M |
| Total Liabilities | 21.08M | 21.08M | 18.81M | 15.56M | 13.99M | 5.98M |
| Stockholders Equity | 64.28M | 64.28M | 59.27M | 61.29M | 60.39M | 16.35M |
Cash Flow | ||||||
| Free Cash Flow | 5.42M | 5.42M | 2.16M | -4.54M | -7.36M | -4.54M |
| Operating Cash Flow | 5.79M | 5.79M | 3.69M | -2.78M | -5.93M | -3.97M |
| Investing Cash Flow | -1.88M | -1.88M | -2.20M | -2.04M | -29.30M | -855.00K |
| Financing Cash Flow | -1.37M | -1.37M | -346.00K | 6.62M | 34.69M | 13.38M |
Credit Clear Limited Technical Analysis
Credit Clear Limited Peers Comparison
Name | Overall Rating | Market Cap | P/E Ratio | ROE | Dividend Yield | Revenue Growth | EPS Growth |
|---|---|---|---|---|---|---|---|
66 Neutral | AU$83.71M | 10.50 | 10.79% | 4.71% | 14.59% | -11.13% | |
61 Neutral | $37.18B | 12.37 | -10.20% | 1.83% | 8.50% | -7.62% | |
61 Neutral | AU$114.88M | 33.33 | 5.74% | ― | 11.72% | ― | |
57 Neutral | AU$120.34M | 103.70 | 4.26% | ― | 11.90% | 42.11% | |
46 Neutral | AU$38.21M | -43.75 | -1.89% | 3.55% | 2.06% | -277.78% | |
41 Neutral | AU$314.06M | -5.61 | -32.98% | ― | -5.87% | -540.18% | |
37 Underperform | AU$11.03M | -2.04 | -61.51% | ― | -2.50% | 23.44% |
Credit Clear Limited Corporate Events
Credit Clear Limited announced a change in the director’s interest, with Andrew Smith acquiring an additional 303,516 share rights, increasing his indirect holdings. This change, approved by shareholders, reflects strategic alignment with the company’s growth objectives and may influence stakeholder perceptions regarding the company’s governance and future performance.
Credit Clear Limited announced the issuance of 303,516 unquoted share rights under an employee incentive scheme, effective November 14, 2025. This move is part of the company’s strategy to incentivize its workforce, potentially enhancing employee engagement and aligning their interests with the company’s growth objectives.
Credit Clear Limited announced that all resolutions from its 2025 Annual General Meeting were passed by poll, demonstrating strong shareholder support. This outcome may positively impact the company’s strategic initiatives and reinforce its market position, potentially benefiting stakeholders by aligning with the company’s growth and operational objectives.
Credit Clear Limited has released a presentation at its 2025 AGM, emphasizing its commitment to transforming the debt collection industry. The presentation outlines the company’s strategic direction and highlights its focus on leveraging technology to enhance operational efficiency and stakeholder engagement. This move is expected to strengthen Credit Clear’s market position and potentially bring significant benefits to its stakeholders.
Credit Clear Limited reported a transformative year in FY25, achieving record revenue of $46.9 million and a 76% increase in Underlying EBITDA, driven by its core debt recovery services and digital collections capabilities. The company is expanding its market reach with the acquisition of ARC Europe, marking its entry into the UK market and enhancing its service offerings. This acquisition is expected to diversify revenue streams and strengthen Credit Clear’s international positioning. The company also completed a $20.75 million capital raise to support organic and inorganic growth initiatives, positioning itself to capitalize on opportunities in the under-digitized sectors of insurance and utilities.
Credit Clear Limited has announced an online Investor Briefing following its 2025 Annual General Meeting (AGM), scheduled for November 13, 2025. The briefing will be accessible to all investors, although only shareholders can participate in the AGM in person. This initiative reflects Credit Clear’s commitment to transparency and engagement with its investors, potentially strengthening its market position and stakeholder relations.
Credit Clear Limited has announced a change in the director’s interest, with Hugh Robertson acquiring 230,460 ordinary class shares, increasing his indirect holdings. This acquisition was made in lieu of cash remuneration, following shareholder approval at the recent AGM, indicating a strategic move to align director interests with company performance, potentially impacting stakeholder confidence positively.
Credit Clear Limited has announced a change in the director’s interest, with Jodie Bedoya acquiring 51,673 ordinary class shares. This acquisition was made in lieu of cash remuneration for director fees, following shareholder approval at the AGM held on 22 November 2024. The change reflects the company’s strategic decision to align director compensation with company performance, potentially impacting stakeholder perceptions and the company’s market positioning.
Credit Clear Limited announced a change in the director’s interest notice, specifically regarding Michael Doery, who has acquired an additional 161,322 ordinary class shares. This acquisition was made in lieu of cash remuneration for director fees, following shareholder approval at the recent AGM. The change reflects the company’s strategic approach to compensating its leadership, potentially impacting its financial structuring and signaling confidence in its market position.
Credit Clear Limited has announced the issuance of 51 million fully paid ordinary shares at A$0.25 each to institutional and sophisticated investors, alongside additional shares for employee share rights conversion and director fee remuneration. This strategic move aims to strengthen the company’s capital base, potentially enhancing its market position and operational capabilities within the financial services sector.
Credit Clear Limited has announced the issuance of 2,565,990 fully paid ordinary securities, which will be quoted on the Australian Securities Exchange (ASX) under the code CCR. This move is part of the company’s strategic efforts to enhance its market presence and potentially increase its capital resources, which could have significant implications for its operational capabilities and stakeholder interests.
Credit Clear Limited has announced the issuance of 443,455 ordinary fully paid shares to be quoted on the ASX. These shares are issued to related parties as a substitute for cash remuneration for directors’ fees, as approved in the company’s annual general meetings held in November 2023 and 2024. This move could potentially impact the company’s financial strategy by conserving cash while aligning the interests of directors with shareholders.
Credit Clear Limited has announced the quotation of 51,000,000 ordinary fully paid securities on the Australian Securities Exchange (ASX) as of October 28, 2025. This move is part of a previously announced transaction, potentially enhancing the company’s market presence and offering stakeholders an opportunity to engage with the company’s growth strategy.
Credit Clear Limited has announced a proposed issue of 92,108,000 ordinary fully paid securities, scheduled for issuance on October 27, 2025. This move is part of a placement or other type of issue, aimed at strengthening the company’s capital base, potentially impacting its market positioning and offering new opportunities for stakeholders.
Credit Clear Limited has announced the acquisition of ARC Europe, a UK-based debt collection agency, for A$10.9 million. This strategic acquisition is expected to enhance Credit Clear’s operational efficiencies and accelerate growth by leveraging ARC’s customer base and integrating Credit Clear’s digital platform. Additionally, Credit Clear has secured $20.75 million through an institutional placement to support future growth initiatives, with significant investment from Chair Paul Dwyer. The acquisition is anticipated to be earnings accretive in its first year, expanding Credit Clear’s geographic footprint and unlocking cross-sell opportunities.
Credit Clear Limited has announced its 2025 Annual General Meeting (AGM) to be held on November 13, 2025, in Alexandria, NSW. This physical-only meeting will address several key agenda items, including the adoption of the 2025 Remuneration Report, re-election of a director, and approval of share rights and additional capital issuance. The AGM will be conducted via a poll to ensure broad shareholder representation, and shareholders can submit questions in advance.
Credit Clear Limited has announced that its Annual General Meeting (AGM) will take place on November 25, 2025, where the election of directors will be a key agenda item. The company has opened nominations for director positions, which must be submitted by October 7, 2025. This announcement is part of Credit Clear’s ongoing governance processes and reflects its commitment to maintaining robust leadership to support its operations across diverse industries.