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EML Stock Chart & Stats
AU$0.31
<AU$0.01(1.61%)
At close: 4:00 PM EDT
AU$0.31
<AU$0.01(1.61%)
Day’s Range― - ―
52-Week RangeAU$0.29 - AU$1.15
Previous CloseN/A
Volume528.40K
Average Volume (3M)1.10M
Market Cap
AU$136.32M
Enterprise ValueAU$170.13
Total Cash (Recent Filing)AU$37.75M
Total Debt (Recent Filing)AU$89.34M
Price to Earnings (P/E)―
Beta0.65
Next Earnings
Mar 02, 2027EPS EstimateN/A
Next Dividend Ex-DateN/A
Dividend YieldN/A
Share Statistics
EPS (TTM)-0.05
Shares Outstanding389,474,300
10 Day Avg. Volume1,008,169
30 Day Avg. Volume1,097,160
Financial Highlights & Ratios
PEG Ratio0.09
Price to Book (P/B)0.91
Price to Sales (P/S)0.57
P/FCF Ratio-3.49
Enterprise Value/Market CapN/A
Enterprise Value/RevenueN/A
Enterprise Value/Gross ProfitN/A
Enterprise Value/EbitdaN/A
Forecast
1Y Price TargetN/A
Price Target UpsideN/A
Rating ConsensusN/A
Number of Analyst Covering0
EPS Forecast (FY)0.02
Revenue Forecast (FY)AU$214.61M
Bulls Say, Bears Say
Bulls Say
Revenue Rebound And Healthy Gross MarginThe rebound indicates recovery potential across EML’s payment programs, while a gross margin near 60% supports attractive unit economics. Sustaining this margin as volumes return could provide operating leverage through the company’s platform model.
Pipeline And Client RetentionA sizeable qualified pipeline and solid renewal activity support future revenue visibility. The combination suggests EML retains important client relationships while continuing to add programs, which can strengthen recurring processing and management fees.
Restructuring And Arlo Efficiency PotentialCompleted restructuring has already reduced operating costs, while Arlo could further standardise and automate the platform. If deployment proceeds as planned, recurring overhead savings should improve EBITDA quality and support the path to positive free cash flow.
Bears Say
Persistent Unprofitable OperationsOngoing net losses show that healthy gross margins have not yet translated into sustainable bottom-line profitability. Continued operating volatility limits internal funding capacity and leaves results dependent on successful cost reduction and revenue execution.
Weak Cash Generation And Reduced LiquidityThe reversal from positive cash generation to substantial outflows weakens financial flexibility. Reduced cash reserves, alongside planned Arlo investment and other commitments, increase reliance on execution improvements or external funding over the next several periods.
Customer Concentration And Execution RiskConcentrated customers and lumpy implementation timing make revenue less predictable than a broad subscription base. Partner dependencies and activation delays can defer contracted revenue, while a major renewal or client change could materially affect growth.
EML Payments News
EML FAQ
What was EML Payments Ltd.’s price range in the past 12 months?
EML Payments Ltd. lowest share price was AU$0.28 and its highest was AU$1.15 in the past 12 months.
What is EML Payments Ltd.’s market cap?
EML Payments Ltd.’s market cap is AU$136.32M.
When is EML Payments Ltd.’s upcoming earnings report date?
EML Payments Ltd.’s upcoming earnings report date is Mar 02, 2027 which is in 195 days.
How were EML Payments Ltd.’s earnings last quarter?
EML Payments Ltd. released its earnings results on Aug 18, 2026. The company reported -AU$0.04 earnings per share for the quarter, missing the consensus estimate of N/A by N/A.
Is EML Payments Ltd. overvalued?
According to Wall Street analysts EML Payments Ltd.’s price is currently Overvalued.
Does EML Payments Ltd. pay dividends?
EML Payments Ltd. does not currently pay dividends.
What is EML Payments Ltd.’s EPS estimate?
EML Payments Ltd.’s EPS estimate for its next earnings report is not yet available.
How many shares outstanding does EML Payments Ltd. have?
EML Payments Ltd. has 389,474,300 shares outstanding.
What happened to EML Payments Ltd.’s price movement after its last earnings report?
EML Payments Ltd. reported an EPS of -AU$0.04 in its last earnings report, missing expectations of N/A. Following the earnings report the stock price went down -17.143%.
Which hedge fund is a major shareholder of EML Payments Ltd.?
Currently, no hedge funds are holding shares in AU:EML
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
EML Payments Stock Smart Score
Neutral
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Blogger Sentiment
Bullish
AU:EML Sentiment 86%
Sector Average ―
Sector Average ―
News Sentiment
Very Bullish
Bullish news 100%
Bearish news 0%
Bearish news 0%
Technicals
SMA
Negative
20 days / 200 days
Momentum
3.53%
12-Months-Change
Fundamentals
Return on Equity
―
Trailing 12-Months
Asset Growth
12.26%
Trailing 12-Months
Company Description
EML Payments Ltd.
EML Payments Limited provides payment solutions platform in Australia, Europe, and North America. It offers reloadable and non-reloadable prepaid payment solutions; prepaid payment solutions services; and undertakes provision of prepaid payment services predominantly with single load card solutions. The company also provides credit payments, open banking, digital account payments solutions. The company was formerly known as Emerchants Limited. EML Payments Limited was incorporated in 2003 and is based in Melbourne, Australia.
EML Company Deck
EML Earnings Call
Q4 2026
0:00 / 0:00
Earnings Call Sentiment|Neutral
The call presented a mixed but constructive outlook: management has completed significant restructuring, strengthened leadership, delivered measurable cost savings and outlined a credible path to positive free cash flow (guidance: underlying EBITDA $50–54m for FY27 and pro forma FY28 free cash flow $30–35m). However, FY26 financials missed expectations with revenue declines, an 18% drop in underlying EBITDA, an 11% decline in interest income, notable one-off cash outflows (including a $40.9m class action settlement) and implementation/partner-related activation delays that weighed on near-term performance. The company’s improved operational footing, pipeline momentum and product initiatives (Arlo, mobility/Tendren) provide upside, but execution risk and near-term cash/headline earnings pressure balance those positives.View all AU:EML earnings summariesTechnical Analysis
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