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UBK Stock Chart & Stats
€3.60
-€0.16(-2.56%)
At close: 4:00 PM EST
€3.60
-€0.16(-2.56%)
Day’s Range― - ―
52-Week Range€3.25 - €5.26
Previous CloseN/A
Volume11.70K
Average Volume (3M)17.86K
Market Cap
€153.17M
Enterprise Value€150.27M
Total Cash (Recent Filing)€0.00
Total Debt (Recent Filing)€1.90B
Price to Earnings (P/E)―
Beta0.15
Next EarningsN/A
EPS EstimateN/A
Next Dividend Ex-DateN/A
Dividend YieldN/A
Share Statistics
EPS (TTM)N/A
Shares Outstanding41,396,717
10 Day Avg. Volume21,312
30 Day Avg. Volume17,863
Financial Highlights & Ratios
PEG Ratio<0.01
Price to Book (P/B)0.51
Price to Sales (P/S)0.98
P/FCF Ratio-0.38
Enterprise Value/Market CapN/A
Enterprise Value/RevenueN/A
Enterprise Value/Gross ProfitN/A
Enterprise Value/EbitdaN/A
Forecast
1Y Price TargetN/A
Price Target UpsideN/A
Rating ConsensusN/A
Number of Analyst Covering0
EPS Forecast (FY)N/A
Revenue Forecast (FY)N/A
Bulls Say, Bears Say
Bulls Say
Niche Sustainability-focused Business ModelSpecialist focus on financing environmentally sustainable projects creates a durable, differentiated lending franchise tied to long-term structural trends (energy transition, green investment). Niche positioning supports customer loyalty and repeat origination opportunities that persist over multiple years.
Strong 2025 Revenue Rebound And Improved Net MarginA large 2025 top-line recovery and meaningful net-margin improvement demonstrate the business can scale revenue and restore profitability after disruption. This indicates underlying demand or pricing power that, if sustained, supports longer-term earnings stability and reinvestment capacity.
Improving Capital Base And Modest ROE RecoveryAn improved equity base and a modest ROE pickup in 2025 signal strengthened capitalization versus prior years. Better capital adequacy can increase resilience to loan volatility, support incremental lending, and reduce the probability of forced deleveraging over the medium term.
Bears Say
Persistently High LeverageVery high debt-to-equity ratios materially constrain financial flexibility and raise sensitivity to earnings or funding shocks. Elevated leverage increases refinancing and liquidity risk, amplifying the impact of cyclical stress and limiting strategic optionality over the next several months to years.
Sustained Negative Operating And Free Cash FlowRepeated negative operating and free cash flows indicate weak cash generation and potential reliance on external funding to support loan growth. Persistent cash outflows undermine internal reinvestment, increase funding costs, and elevate refinancing and liquidity risk in the medium term.
Inconsistent Operating ProfitabilityMulti-year volatility in operating margins signals unstable core earnings quality and operational execution. Inconsistent operating profitability reduces predictability of cash flows and makes planning for loan origination, provisioning, and capital needs more difficult across a 2–6 month horizon and beyond.
UBK FAQ
What was UmweltBank AG’s price range in the past 12 months?
UmweltBank AG lowest stock price was €3.25 and its highest was €5.26 in the past 12 months.
What is UmweltBank AG’s market cap?
UmweltBank AG’s market cap is €153.17M.
When is UmweltBank AG’s upcoming earnings report date?
The company’s upcoming earnings report date is not yet available.
How were UmweltBank AG’s earnings last quarter?
Currently, no data Available
Is UmweltBank AG overvalued?
According to Wall Street analysts UmweltBank AG’s price is currently Overvalued.
Does UmweltBank AG pay dividends?
UmweltBank AG pays a Annually dividend of €0.05 which represents an annual dividend yield of N/A. See more information on UmweltBank AG dividends here
What is UmweltBank AG’s EPS estimate?
UmweltBank AG’s EPS estimate for its next earnings report is not yet available.
How many shares outstanding does UmweltBank AG have?
UmweltBank AG has 41,396,717 shares outstanding.
What happened to UmweltBank AG’s price movement after its last earnings report?
Currently, no data Available
Which hedge fund is a major shareholder of UmweltBank AG?
Currently, no hedge funds are holding shares in DE:UBK
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
UmweltBank AG Stock Smart Score
Company Description
UmweltBank AG
Operating as a financial institution in Germany, UmweltBank AG delivers a diverse array of banking and financial services. Its offerings include various deposit solutions, structured savings plans, environmentally-focused bonds, and specialized ecological investment accounts. The bank also provides personal credit and funds for construction endeavors. Furthermore, customers can access guaranteed bonus schemes, income-generating programs, a variety of investment instruments, as well as insurance and pension provisions, all supported by convenient online and telephone banking services. A significant aspect of its operations involves financing sustainable projects, such as residential developments, photovoltaic installations, wind and hydropower facilities, and biomass ventures. UmweltBank AG was established in 1997 and is headquartered in Nuremberg, Germany.
Technical Analysis
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