STO SE & Co. KGaA (DE:STO3)
XETRA:STO3
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STO SE & Co. KGaA
(XETRA:STO3)
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Rating:60Neutral
Price Target:
€108.00
▼(-11.48% Downside)
Action:Downgraded
Date:05/02/26
The score is held up by a conservative balance sheet and continued positive cash generation, but pressured by multi-year revenue decline and weaker margins. Technicals are also a notable drag with a broad downtrend and negative momentum, while valuation is roughly neutral with a moderate P/E and dividend support.
Positive Factors
Conservative balance sheet
A conservatively structured balance sheet with debt-to-equity around 0.12–0.16 and rising equity provides durable financial flexibility. It lowers refinancing and solvency risk through construction cycles, supports capex and dividends, and preserves room to invest in products and markets.
Negative Factors
Multi-year revenue decline
Three consecutive years of top-line contraction, culminating in a sharp 2025 decline, signal weakening demand or market share loss. Persistent revenue erosion reduces scale benefits, limits pricing leverage, and constrains reinvestment capacity needed to restore long-term growth.
Read all positive and negative factors
Positive Factors
Negative Factors
Conservative balance sheet
A conservatively structured balance sheet with debt-to-equity around 0.12–0.16 and rising equity provides durable financial flexibility. It lowers refinancing and solvency risk through construction cycles, supports capex and dividends, and preserves room to invest in products and markets.
Read all positive factors
STO SE & Co. KGaA (STO3) vs. iShares MSCI Germany ETF (EWG)
Market Cap
€577.56M
Dividend Yield2.76%
Average Volume (3M)2.19K
Price to Earnings (P/E)7.5
Beta (1Y)0.58
Revenue Growth-1.31%
EPS Growth4.16%
CountryDE
Employees5,599
SectorGeneral
Sector StrengthN/A
IndustryChemicals - Specialty
Share Statistics
EPS (TTM)6.91
Shares Outstanding2,538,000
10 Day Avg. Volume2,801
30 Day Avg. Volume2,192
Financial Highlights & Ratios
PEG Ratio0.95
Price to Book (P/B)0.90
Price to Sales (P/S)0.43
P/FCF Ratio11.15
Enterprise Value/Market CapN/A
Enterprise Value/RevenueN/A
Enterprise Value/Gross ProfitN/A
Enterprise Value/EbitdaN/A
Forecast
1Y Price TargetN/A
Price Target UpsideN/A
Rating ConsensusN/A
Number of Analyst Covering0
EPS Forecast (FY)7.94
Revenue Forecast (FY)€1.62B
STO SE & Co. KGaA Business Overview & Revenue Model
Company Description
Sto SE & Co. KGaA engages in the manufacture and sale of products and systems for building coatings in Europe, the United States, the Asia Pacific, and internationally. It offers facade systems, including external wall insulation and rainscreen cl...
How the Company Makes Money
Sto primarily makes money by selling building-material products and integrated application systems used in construction and renovation. Key revenue streams include: (1) Façade insulation and façade system components—sales of ETICS system packages ...
STO SE & Co. KGaA Financial Statement Overview
Summary
Income Statement
52
Neutral
Balance Sheet
78
Positive
Cash Flow
63
Positive
| Breakdown | Dec 2025 | Dec 2024 | Dec 2023 | Dec 2022 | Dec 2021 |
|---|---|---|---|---|---|
Income Statement | |||||
| Total Revenue | 1.59B | 1.61B | 1.72B | 1.79B | 1.59B |
| Gross Profit | 363.35M | 873.57M | 923.28M | 410.03M | 374.09M |
| EBITDA | 147.75M | 136.90M | 193.30M | 190.72M | 185.59M |
| Net Income | 39.18M | 37.62M | 86.08M | 90.09M | 92.72M |
Balance Sheet | |||||
| Total Assets | 1.19B | 1.16B | 1.16B | 1.12B | 1.12B |
| Cash, Cash Equivalents and Short-Term Investments | 271.24M | 251.67M | 238.08M | 214.40M | 230.54M |
| Total Debt | 111.88M | 104.32M | 103.60M | 85.48M | 97.77M |
| Total Liabilities | 429.88M | 414.79M | 435.51M | 438.61M | 507.25M |
| Stockholders Equity | 762.30M | 743.51M | 729.27M | 683.96M | 605.35M |
Cash Flow | |||||
| Free Cash Flow | 61.69M | 54.32M | 124.28M | 47.25M | 68.37M |
| Operating Cash Flow | 98.61M | 90.52M | 170.92M | 94.67M | 110.31M |
| Investing Cash Flow | -44.60M | -38.26M | -103.83M | -54.25M | -51.41M |
| Financing Cash Flow | -48.29M | -64.11M | -62.69M | -71.85M | -55.72M |
STO SE & Co. KGaA Technical Analysis
Negative
122.00
Price Trends
107.37
Negative
114.54
Negative
118.43
Negative
Market Momentum
-2.23
Negative
43.35
Neutral
83.65
Negative
Evaluating momentum and price trends is crucial in stock analysis to make informed investment decisions. For DE:STO3, the sentiment is Negative. The current price of 122 is above the 20-day moving average (MA) of 102.50, above the 50-day MA of 107.37, and above the 200-day MA of 118.43, indicating a bearish trend. The MACD of -2.23 indicates Negative momentum. The RSI at 43.35 is Neutral, neither overbought nor oversold. The STOCH value of 83.65 is Negative, not indicating any strong overbought or oversold conditions. Overall, these indicators collectively point to a Negative sentiment for DE:STO3.
STO SE & Co. KGaA Peers Comparison
UnderperformOutperform
Sector (55)
Name | Overall Rating | Market Cap | P/E Ratio | ROE | Dividend Yield | Revenue Growth | EPS Growth |
|---|---|---|---|---|---|---|---|
69 Neutral | €317.79M | 7.06 | 9.19% | 2.66% | 6.10% | -10.16% | |
60 Neutral | €577.56M | 7.52 | 5.26% | 2.76% | -1.31% | 4.16% | |
55 Neutral | $6.65B | 3.83 | -15.92% | 6.20% | 10.91% | 7.18% | |
55 Neutral | €169.73M | 10.50 | -9.06% | 2.27% | -11.18% | -433.15% | |
50 Neutral | €435.71M | 35.77 | 4.14% | 5.56% | -7.69% | 107.77% |
* General Sector Average
DE:STO3
STO SE & Co. KGaA
101.20
-12.58
-11.06%
DE:B5A0
Bauer AG
5.86
-0.09
-1.51%
DE:CEV
Centrotec Sustainable
59.60
-7.36
-10.99%
DE:2HRA
H&R GmbH & Co. KGaA
4.62
-0.28
-5.71%
DE:UZU
Uzin Utz
62.20
3.33
5.65%
DE:VIB3
Villeroy & Boch
16.00
0.08
0.48%
Glossary
BuyA stock rated as a "Buy" is expected to perform better than the overall market or a specific benchmark over the near-to-medium term. This rating suggests the stock is likely to deliver higher returns compared to other stocks in the same sector or market index. Note: This is not investment advice; please consult a financial advisor before making investment decisions.
HoldA stock rated as a "Hold" is expected to perform in line with the overall market or a specific benchmark. This rating indicates that the stock is neither particularly compelling nor unfavorable for investment. Note: This is not investment advice; please consult a financial advisor before making investment decisions.
SellA stock rated as a "Sell" is expected to perform worse than the overall market or a specific benchmark over the near-to-medium term. This rating suggests the stock may deliver lower returns compared to other stocks in the same sector or market index. Note: This is not investment advice; please consult a financial advisor before making investment decisions.
Disclaimer
This AI Analyst Stock Report is automatically generated by our AI systems using advanced algorithms and publicly available financial, technical, and market data. While the information provided aims to be accurate and insightful, it is intended for informational purposes only and should not be considered financial advice. Any content created by an AI (Artificial Intelligence) system may contain inaccuracies and/or contain errors. Investing in stocks carries inherent risks, and past performance is not indicative of future results. This report does not account for your personal financial circumstances, objectives, or risk tolerance. Always conduct your own research or consult with a qualified financial advisor before making investment decisions. The analysis and recommendations provided are based on historical and current data and may not fully reflect future market conditions or unexpected developments. Neither the creators of this report nor its affiliated entities guarantee the accuracy, completeness, or reliability of the information presented. Use this report at your own discretion and risk.