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STO SE & Co. KGaA
(XETRA:STO3)
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Rating:64Neutral
Price Target:
€103.00
▲(8.42% Upside)
Action:Reiterated
Date:08/04/26
The score is primarily supported by a conservatively financed balance sheet and continued positive cash generation, but is held back by a clear multi-year revenue decline, weaker margins/returns, and only neutral technical momentum. Valuation and the dividend provide additional support but do not fully offset the softer operating trajectory.
Positive Factors
Conservative balance sheet
Sto's low and stable leverage gives persistent financial flexibility across construction cycles. Conservatively financed balance sheet reduces refinancing and interest risk, supports steady dividend and capex funding, and allows capacity to invest or absorb shocks over the next several quarters.
Negative Factors
Multi-year revenue decline
A sustained top-line contraction indicates weakening end-market demand or lost specification share. Multi-year revenue declines compress operating leverage, limit scale benefits, and constrain the company's ability to restore margins or reinvest for growth over the coming 2–6 months without a meaningful market recovery.
Read all positive and negative factors
Positive Factors
Negative Factors
Conservative balance sheet
Sto's low and stable leverage gives persistent financial flexibility across construction cycles. Conservatively financed balance sheet reduces refinancing and interest risk, supports steady dividend and capex funding, and allows capacity to invest or absorb shocks over the next several quarters.
Read all positive factors
STO SE & Co. KGaA (STO3) vs. iShares MSCI Germany ETF (EWG)
Market Cap
€532.17M
Dividend Yield0.33%
Average Volume (3M)2.19K
Price to Earnings (P/E)13.6
Beta (1Y)0.61
Revenue Growth-1.31%
EPS Growth4.16%
CountryDE
Employees5,147
SectorGeneral
Sector StrengthN/A
IndustryConstruction Materials
Share Statistics
EPS (TTM)6.91
Shares Outstanding2,538,000
10 Day Avg. Volume2,801
30 Day Avg. Volume2,192
Financial Highlights & Ratios
PEG Ratio0.95
Price to Book (P/B)0.90
Price to Sales (P/S)0.43
P/FCF Ratio11.15
Enterprise Value/Market CapN/A
Enterprise Value/RevenueN/A
Enterprise Value/Gross ProfitN/A
Enterprise Value/EbitdaN/A
Forecast
1Y Price TargetN/A
Price Target UpsideN/A
Rating ConsensusN/A
Number of Analyst Covering0
EPS Forecast (FY)6.6
Revenue Forecast (FY)€1.62B
STO SE & Co. KGaA Business Overview & Revenue Model
Company Description
Sto SE & Co. KGaA, headquartered in Stühlingen, Germany, specializes in the global manufacture and distribution of a diverse range of building coatings and integrated systems. Operating across Europe, the Americas, and the Asia Pacific, the compan...
How the Company Makes Money
Sto primarily makes money by selling building-material products and integrated system solutions used to insulate, protect, and finish buildings. The main revenue stream comes from facade-related systems and components—especially thermal insulation...
STO SE & Co. KGaA Financial Statement Overview
Summary
Income Statement
52
Neutral
Balance Sheet
78
Positive
Cash Flow
63
Positive
| Breakdown | Dec 2025 | Dec 2024 | Dec 2023 | Dec 2022 | Dec 2021 |
|---|---|---|---|---|---|
Income Statement | |||||
| Total Revenue | 1.59B | 1.61B | 1.72B | 1.79B | 1.59B |
| Gross Profit | 363.35M | 873.57M | 923.28M | 410.03M | 374.09M |
| EBITDA | 147.75M | 136.90M | 193.30M | 190.72M | 185.59M |
| Net Income | 39.18M | 37.62M | 86.08M | 90.09M | 92.72M |
Balance Sheet | |||||
| Total Assets | 1.19B | 1.16B | 1.16B | 1.12B | 1.12B |
| Cash, Cash Equivalents and Short-Term Investments | 271.24M | 251.67M | 238.08M | 214.40M | 230.54M |
| Total Debt | 111.88M | 104.32M | 103.60M | 85.48M | 97.77M |
| Total Liabilities | 429.88M | 414.79M | 435.51M | 438.61M | 507.25M |
| Stockholders Equity | 762.30M | 743.51M | 729.27M | 683.96M | 605.35M |
Cash Flow | |||||
| Free Cash Flow | 61.69M | 54.32M | 124.28M | 47.25M | 68.37M |
| Operating Cash Flow | 98.61M | 90.52M | 170.92M | 94.67M | 110.31M |
| Investing Cash Flow | -44.60M | -38.26M | -103.83M | -54.25M | -51.41M |
| Financing Cash Flow | -48.29M | -64.11M | -62.69M | -71.85M | -55.72M |
STO SE & Co. KGaA Technical Analysis
Negative
95.00
Price Trends
95.08
Negative
98.34
Negative
107.20
Negative
Market Momentum
-0.05
Positive
42.80
Neutral
4.68
Positive
Evaluating momentum and price trends is crucial in stock analysis to make informed investment decisions. For DE:STO3, the sentiment is Negative. The current price of 95 is below the 20-day moving average (MA) of 95.78, below the 50-day MA of 95.08, and below the 200-day MA of 107.20, indicating a bearish trend. The MACD of -0.05 indicates Positive momentum. The RSI at 42.80 is Neutral, neither overbought nor oversold. The STOCH value of 4.68 is Positive, not indicating any strong overbought or oversold conditions. Overall, these indicators collectively point to a Negative sentiment for DE:STO3.
STO SE & Co. KGaA Peers Comparison
UnderperformOutperform
Sector (55)
Name | Overall Rating | Market Cap | P/E Ratio | ROE | Dividend Yield | Revenue Growth | EPS Growth |
|---|---|---|---|---|---|---|---|
65 Neutral | €307.70M | 11.87 | 9.19% | 3.15% | 6.10% | -10.16% | |
64 Neutral | €532.17M | 13.59 | 5.26% | 0.33% | -1.31% | 4.16% | |
58 Neutral | €230.77M | -6.26 | -9.29% | 1.56% | -11.18% | -433.15% | |
55 Neutral | $6.65B | 3.83 | -15.92% | 6.20% | 10.91% | 7.18% | |
51 Neutral | €410.62M | -70.23 | -1.67% | 5.41% | -9.50% | -136.32% |
* General Sector Average
DE:STO3
STO SE & Co. KGaA
93.90
-26.40
-21.94%
DE:B5A0
Bauer AG
6.00
-0.25
-4.00%
DE:CEV
Centrotec Sustainable
53.80
-20.15
-27.25%
DE:2HRA
H&R GmbH & Co. KGaA
6.16
1.14
22.71%
DE:UZU
Uzin Utz
62.20
-2.51
-3.88%
DE:VIB3
Villeroy & Boch
15.45
-1.09
-6.60%
Glossary
BuyA stock rated as a "Buy" is expected to perform better than the overall market or a specific benchmark over the near-to-medium term. This rating suggests the stock is likely to deliver higher returns compared to other stocks in the same sector or market index. Note: This is not investment advice; please consult a financial advisor before making investment decisions.
HoldA stock rated as a "Hold" is expected to perform in line with the overall market or a specific benchmark. This rating indicates that the stock is neither particularly compelling nor unfavorable for investment. Note: This is not investment advice; please consult a financial advisor before making investment decisions.
SellA stock rated as a "Sell" is expected to perform worse than the overall market or a specific benchmark over the near-to-medium term. This rating suggests the stock may deliver lower returns compared to other stocks in the same sector or market index. Note: This is not investment advice; please consult a financial advisor before making investment decisions.
Disclaimer
This AI Analyst Stock Report is automatically generated by our AI systems using advanced algorithms and publicly available financial, technical, and market data. While the information provided aims to be accurate and insightful, it is intended for informational purposes only and should not be considered financial advice. Any content created by an AI (Artificial Intelligence) system may contain inaccuracies and/or contain errors. Investing in stocks carries inherent risks, and past performance is not indicative of future results. This report does not account for your personal financial circumstances, objectives, or risk tolerance. Always conduct your own research or consult with a qualified financial advisor before making investment decisions. The analysis and recommendations provided are based on historical and current data and may not fully reflect future market conditions or unexpected developments. Neither the creators of this report nor its affiliated entities guarantee the accuracy, completeness, or reliability of the information presented. Use this report at your own discretion and risk.