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Netfonds AG (NF4) Price & Analysis

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NF4 Stock Chart & Stats

€43.20

-€0.80(-1.80%)

At close: Jan 08 4:00 PM EST

€43.20

-€0.80(-1.80%)

Day’s Range― - ―

52-Week Range€41.00 - €82.00

Previous CloseN/A

Volume1.82K

Average Volume (3M)653.00

Market Cap

€187.50M

Enterprise Value€116.08

Total Cash (Recent Filing)€16.02M

Total Debt (Recent Filing)€27.36M

Price to Earnings (P/E)134.2

Beta-0.08

Next Earnings

Sep 01, 2026

EPS EstimateN/A

Next Dividend Ex-DateN/A

Dividend Yield0.85%

Share Statistics

EPS (TTM)0.76

Shares Outstanding2,329,310

10 Day Avg. Volume1,237

30 Day Avg. Volume653

Financial Highlights & Ratios

PEG Ratio-1.53

Price to Book (P/B)4.41

Price to Sales (P/S)0.36

P/FCF Ratio7.44

Enterprise Value/Market CapN/A

Enterprise Value/RevenueN/A

Enterprise Value/Gross ProfitN/A

Enterprise Value/EbitdaN/A

Forecast

1Y Price TargetN/A

Price Target UpsideN/A

Rating ConsensusN/A

Number of Analyst Covering0

EPS Forecast (FY)3.68

Revenue Forecast (FY)€61.10M

Bulls Say, Bears Say

Bulls Say

Platform Business ModelNetfonds' core offering is a multi-service infrastructure for independent advisors and distributors, a structurally sticky B2B model. Platform services create recurring fees, multi-product distribution and operational lock-in that support durable revenue and scale economies over months to years.

Re-accelerating Revenue GrowthA renewed ~15% revenue pickup in 2025 signals improving market traction and demand for Netfonds' services. Sustained top-line growth improves leverage on fixed costs, funds product development and strengthens bargaining power with partners if maintained over the medium term.

Improved Cash GenerationThe shift to solid positive operating and free cash flow in 2025 materially improves financial flexibility. Consistent FCF supports debt reduction, reinvestment in the platform and potential shareholder returns, reducing reliance on external financing if performance persists.

Bears Say

Very Thin ProfitabilityMargins are extremely thin, leaving little cushion for cost inflation, client attrition or one-off charges. Low operating profitability constrains the company's ability to self-fund growth initiatives, absorb shocks, or build reserves, increasing reliance on operational improvements to sustain progress.

Rising LeverageA material increase in leverage reduces balance-sheet flexibility and raises fixed financing costs. With thin margins, higher debt amplifies downside risk, limits strategic optionality and heightens sensitivity to revenue or cash-flow setbacks over the medium term.

Earnings And Cash-flow VolatilityA track record of erratic earnings and past cash burn indicates earnings quality and working-capital management challenges. Volatility undermines planning for platform investments and makes debt servicing and dividend consistency less predictable across economic cycles.

Netfonds AG News

Netfonds AG (NF4) Announces Q3 Dividend: Save the Dates!

Netfonds AG (XETRA: NF4) has declared, under its dividend policy, a yearly cash dividend in the amount of...

2y ago

NF4

NF4 FAQ

What was Netfonds AG’s price range in the past 12 months?

Netfonds AG lowest stock price was €41.00 and its highest was €82.00 in the past 12 months.

What is Netfonds AG’s market cap?

Netfonds AG’s market cap is €187.50M.

When is Netfonds AG’s upcoming earnings report date?

Netfonds AG’s upcoming earnings report date is Sep 01, 2026 which is in 46 days.

How were Netfonds AG’s earnings last quarter?

Currently, no data Available

Is Netfonds AG overvalued?

According to Wall Street analysts Netfonds AG’s price is currently Overvalued. Get more investment ideas with TipRanks Premium

Does Netfonds AG pay dividends?

Netfonds AG pays a Annually dividend of €0.35 which represents an annual dividend yield of 0.85%. See more information on Netfonds AG dividends here

What is Netfonds AG’s EPS estimate?

Netfonds AG’s EPS estimate for its next earnings report is not yet available.

How many shares outstanding does Netfonds AG have?

Netfonds AG has 2,329,310 shares outstanding.

What happened to Netfonds AG’s price movement after its last earnings report?

Currently, no data Available

Which hedge fund is a major shareholder of Netfonds AG?

Currently, no hedge funds are holding shares in DE:NF4

What is the TipRanks Smart Score and how is it calculated?

Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology

Netfonds AG Stock Smart Score

Outperform

Technicals

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Company Description

Netfonds AG

Netfonds AG is a German enterprise dedicated to providing comprehensive services to the financial sector. Its broad client base includes financial advisors, insurance brokers, asset and fund managers, banks, and various other financial organizations. The company organizes its operations across four primary business models: Broker Pool, Liability Umbrella, Multiple Agent, and Asset Management. Leveraging a robust network of affiliated agents and financial and insurance professionals, Netfonds facilitates the brokerage of diverse financial products, such as investment funds, insurance policies, and equity investments. Furthermore, it delivers essential support services like asset management, IT solutions, legal advice, auditing, research, and back-office assistance.