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Nagarro SE (DE:NA9)
XETRA:NA9
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Nagarro SE (NA9) AI Stock Analysis

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DE:NA9

Nagarro SE

(XETRA:NA9)

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Neutral 62 (OpenAI - 5.2)
Rating:62Neutral
Price Target:
€79.00
▲(56.90% Upside)
Action:Reiterated
Date:07/01/26
The score is primarily driven by financial performance: solid revenue growth and acceptable operating profitability are offset by elevated leverage and a notable recent decline in free cash flow. Valuation is reasonable (P/E ~19.8 with a modest ~1.3% yield). Technicals are neutral due to missing indicator data, so they do not meaningfully add confidence either way.
Positive Factors
Steady multi-year revenue growth
Sustained ~12.5% TTM revenue growth indicates durable demand for Nagarro's digital engineering services across clients and geographies. Over 2–6 months this scale supports reinvestment in talent and capabilities, helps retain larger contracts, and underpins predictable top‑line expansion beyond cyclical projects.
Negative Factors
Elevated leverage reduces flexibility
High debt‑to‑equity (~2.47) meaningfully increases financial risk and reduces strategic optionality. In a services business sensitive to utilization swings, elevated leverage raises refinancing and interest burdens, limiting ability to invest in hiring or acquisitions without adding further financial strain.
Read all positive and negative factors
Positive Factors
Negative Factors
Steady multi-year revenue growth
Sustained ~12.5% TTM revenue growth indicates durable demand for Nagarro's digital engineering services across clients and geographies. Over 2–6 months this scale supports reinvestment in talent and capabilities, helps retain larger contracts, and underpins predictable top‑line expansion beyond cyclical projects.
Read all positive factors

Nagarro SE (NA9) vs. iShares MSCI Germany ETF (EWG)

Nagarro SE Business Overview & Revenue Model

Company Description
Nagarro SE functions as a global digital engineering firm, providing advanced technology solutions across North America, Central Europe, other European territories, and on an international scale. Its comprehensive suite of services covers agile me...
How the Company Makes Money
Nagarro primarily makes money by providing IT and digital engineering services to business customers under contracted engagements. Revenue is largely generated from professional services billed on a time-and-materials basis (charging clients for c...

Nagarro SE Earnings Call Summary

Earnings Call Date:Nov 14, 2025
(Q3-2025)
|
% Change Since: |
Next Earnings Date:Aug 14, 2026
Earnings Call Sentiment Positive
The earnings call presented a strong performance in revenue and profitability, with significant margins and strategic share buyback initiatives. However, challenges such as a subdued demand environment and foreign exchange headwinds were noted. Overall, the highlights significantly outweigh the lowlights, indicating a positive sentiment.
Positive Updates
Strong Q3 Revenue Growth
Revenue growth reached 9.4% year-over-year at constant currency, tracking to the guidance provided earlier, demonstrating business model strength despite macroeconomic challenges.
Negative Updates
Subdued Demand Environment
The demand environment is described as subdued, with challenges such as foreign exchange noise affecting the early stages of benefiting from new initiatives.
Read all updates
Q3-2025 Updates
Negative
Strong Q3 Revenue Growth
Revenue growth reached 9.4% year-over-year at constant currency, tracking to the guidance provided earlier, demonstrating business model strength despite macroeconomic challenges.
Read all positive updates
Company Guidance
During Nagarro SE's Q3 2025 earnings call, the company provided detailed guidance and updates on its financial performance and strategic initiatives. The firm's revenue growth reached 9.4% year-over-year at constant currency, and its gross margin for Q3 was reported at 33.1%, exceeding expectations by over 300 basis points. The adjusted EBITDA margin also surpassed expectations, reaching over 17%, the highest since 2022. This was attributed to efficiency measures and operational discipline. The company is committed to enhancing shareholder returns, announcing the extinguishment of approximately 75% of its treasury shares and a EUR 20 million stock buyback program. Despite a subdued demand environment and foreign exchange challenges, Nagarro maintains its guidance for 2025, emphasizing the potential of its Fluidic Intelligence initiative to drive significant productivity improvements for clients. The company also highlighted its robust liquidity position, with a net leverage ratio of 1.7x and a cash balance of EUR 129.4 million.

Nagarro SE Financial Statement Overview

Summary
Income statement strength (74) reflects steady ~12.5% TTM revenue growth and stable ~27% gross margin, but profitability is modest with ~4% TTM net margin and some margin volatility. Balance sheet risk (56) is the main constraint, with elevated leverage (debt-to-equity ~2.47) reducing flexibility. Cash flow is positive (62) with free cash flow ~0.92x net income, but TTM free cash flow fell sharply (~-35%), tempering confidence.
Income Statement
74
Positive
Balance Sheet
56
Neutral
Cash Flow
62
Positive
BreakdownMar 2026Mar 2025Mar 2024Dec 2022Mar 2022
Income Statement
Total Revenue999.30M971.99M912.05M856.34M546.04M
Gross Profit273.18M251.69M186.51M199.25M106.53M
EBITDA121.20M137.55M123.08M146.06M70.65M
Net Income39.49M49.16M52.14M77.38M30.00M
Balance Sheet
Total Assets742.96M795.70M679.86M618.14M524.87M
Cash, Cash Equivalents and Short-Term Investments130.48M197.41M123.33M115.81M109.00M
Total Debt382.15M384.09M323.44M272.32M272.60M
Total Liabilities587.94M573.04M498.75M453.46M428.04M
Stockholders Equity155.02M222.66M181.12M164.68M96.83M
Cash Flow
Free Cash Flow95.04M79.15M58.18M78.16M41.28M
Operating Cash Flow102.81M86.52M65.06M82.30M43.96M
Investing Cash Flow-22.06M-16.84M-63.70M-44.48M-52.80M
Financing Cash Flow-136.18M9.86M-6.68M-28.31M13.00K

Nagarro SE Technical Analysis

Technical Analysis Sentiment
Positive
Last Price50.35
Price Trends
50DMA
43.15
Positive
100DMA
46.71
Positive
200DMA
54.29
Positive
Market Momentum
MACD
8.56
Negative
RSI
86.95
Negative
STOCH
93.23
Negative
Evaluating momentum and price trends is crucial in stock analysis to make informed investment decisions. For DE:NA9, the sentiment is Positive. The current price of 50.35 is above the 20-day moving average (MA) of 45.30, above the 50-day MA of 43.15, and below the 200-day MA of 54.29, indicating a bullish trend. The MACD of 8.56 indicates Negative momentum. The RSI at 86.95 is Negative, neither overbought nor oversold. The STOCH value of 93.23 is Negative, not indicating any strong overbought or oversold conditions. Overall, these indicators collectively point to a Positive sentiment for DE:NA9.

Nagarro SE Peers Comparison

Overall Rating
UnderperformOutperform
Sector (61)
Financial Indicators
Name
Overall Rating
Market Cap
P/E Ratio
ROE
Dividend Yield
Revenue Growth
EPS Growth
72
Outperform
€556.79M15.7813.18%2.65%1.76%-18.57%
69
Neutral
€181.73M9.2714.30%2.51%-11.57%191.97%
65
Neutral
€699.81M22.906.15%3.78%0.21%33.16%
62
Neutral
€975.63M19.6828.91%1.29%2.04%14.78%
62
Neutral
€632.32M35.6313.51%1.43%7.30%-15.88%
61
Neutral
$37.18B12.37-10.20%1.83%8.50%-7.62%
56
Neutral
€342.08M13.9112.82%0.85%13.29%214.17%
* Technology Sector Average
Performance Comparison
Ticker
Company Name
Price
Change
% Change
DE:NA9
Nagarro SE
75.50
17.97
31.23%
DE:ADN1
adesso AG
52.40
-29.33
-35.88%
DE:AEIN
Allgeier
15.80
-1.73
-9.87%
DE:COK
CANCOM SE
24.35
-1.70
-6.54%
DE:GFT
GFT Technologies
21.15
-1.34
-5.96%
DE:D6H0
DATAGROUP
75.90
14.83
24.29%
Glossary
BuyA stock rated as a "Buy" is expected to perform better than the overall market or a specific benchmark over the near-to-medium term. This rating suggests the stock is likely to deliver higher returns compared to other stocks in the same sector or market index. Note: This is not investment advice; please consult a financial advisor before making investment decisions.
HoldA stock rated as a "Hold" is expected to perform in line with the overall market or a specific benchmark. This rating indicates that the stock is neither particularly compelling nor unfavorable for investment. Note: This is not investment advice; please consult a financial advisor before making investment decisions.
SellA stock rated as a "Sell" is expected to perform worse than the overall market or a specific benchmark over the near-to-medium term. This rating suggests the stock may deliver lower returns compared to other stocks in the same sector or market index. Note: This is not investment advice; please consult a financial advisor before making investment decisions.

Disclaimer

This AI Analyst Stock Report is automatically generated by our AI systems using advanced algorithms and publicly available financial, technical, and market data. While the information provided aims to be accurate and insightful, it is intended for informational purposes only and should not be considered financial advice. Any content created by an AI (Artificial Intelligence) system may contain inaccuracies and/or contain errors. Investing in stocks carries inherent risks, and past performance is not indicative of future results. This report does not account for your personal financial circumstances, objectives, or risk tolerance. Always conduct your own research or consult with a qualified financial advisor before making investment decisions. The analysis and recommendations provided are based on historical and current data and may not fully reflect future market conditions or unexpected developments. Neither the creators of this report nor its affiliated entities guarantee the accuracy, completeness, or reliability of the information presented. Use this report at your own discretion and risk.Date of analysis: Jul 01, 2026