JDC Group AG (DE:JDC)
XETRA:JDC
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JDC Group AG
(XETRA:JDC)
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Rating:62Neutral
Price Target:
€26.00
▲(1.56% Upside)
Action:ReiteratedDate:01/15/26
The overall score reflects a company in an aggressive growth phase that carries elevated risks. The most significant factors are the robust revenue expansion contrasted by a deteriorating leverage profile, as debt has tripled recently. While technical momentum is currently positive with price action above key moving averages, the exceptionally high P/E valuation and thin profit margins weigh heavily on the score, suggesting the stock is priced for perfection despite balance sheet concerns.
Positive Factors
Revenue Growth
Strong revenue growth indicates expanding market presence and effective business strategies, supporting long-term financial stability.
Negative Factors
Net Profit Margin
A low net profit margin indicates challenges in converting revenue into profit, potentially impacting long-term profitability.
Read all positive and negative factors
Positive Factors
Negative Factors
Revenue Growth
Strong revenue growth indicates expanding market presence and effective business strategies, supporting long-term financial stability.
Read all positive factors
JDC Group AG (JDC) vs. iShares MSCI Germany ETF (EWG)
Market Cap
€279.10M
Dividend YieldN/A
Average Volume (3M)5.77K
Price to Earnings (P/E)38.5
Beta (1Y)0.59
Revenue Growth17.04%
EPS Growth79.96%
CountryDE
Employees397
SectorFinancial
Sector Strength70
IndustryFinancial - Conglomerates
Share Statistics
EPS (TTM)0.44
Shares Outstanding13,668,461
10 Day Avg. Volume3,235
30 Day Avg. Volume5,770
Financial Highlights & Ratios
PEG Ratio0.98
Price to Book (P/B)5.40
Price to Sales (P/S)1.38
P/FCF Ratio23.40
Enterprise Value/Market CapN/A
Enterprise Value/RevenueN/A
Enterprise Value/Gross ProfitN/A
Enterprise Value/EbitdaN/A
Forecast
1Y Price TargetN/A
Price Target UpsideN/A
Rating ConsensusN/A
Number of Analyst Covering0
EPS Forecast (FY)1.06
Revenue Forecast (FY)€318.36M
JDC Group AG Business Overview & Revenue Model
Company Description
JDC Group AG, a cutting-edge financial services company, provides financial product intermediary and advisory services in Germany and Austria. It operates through Advisortech and Advisory segments. The Advisortech segment engages in the distributi...
How the Company Makes Money
JDC Group AG generates revenue through several key streams, primarily by offering consulting services to financial advisors and insurance brokers, as well as through the sale of insurance and investment products. The company earns commissions from...
JDC Group AG Financial Statement Overview
Summary
Income Statement
72
Positive
Balance Sheet
55
Neutral
Cash Flow
68
Positive
| Breakdown | TTM | Dec 2024 | Dec 2023 | Dec 2022 | Dec 2021 | Dec 2020 |
|---|---|---|---|---|---|---|
Income Statement | ||||||
| Total Revenue | 242.41M | 224.51M | 171.02M | 156.08M | 146.81M | 122.83M |
| Gross Profit | 151.17M | 55.59M | 171.70M | 23.56M | 22.25M | 17.62M |
| EBITDA | 17.34M | 15.70M | 12.09M | 8.70M | 8.38M | 5.52M |
| Net Income | 5.67M | 5.87M | 3.77M | 901.00K | 907.00K | -1.16M |
Balance Sheet | ||||||
| Total Assets | 236.98M | 151.79M | 141.90M | 112.98M | 121.75M | 91.79M |
| Cash, Cash Equivalents and Short-Term Investments | 34.46M | 24.65M | 26.36M | 16.67M | 21.91M | 11.72M |
| Total Debt | 87.18M | 28.43M | 19.36M | 27.44M | 28.32M | 25.01M |
| Total Liabilities | 174.34M | 94.45M | 89.10M | 76.01M | 82.94M | 64.50M |
| Stockholders Equity | 60.31M | 57.16M | 52.70M | 36.97M | 38.82M | 27.29M |
Cash Flow | ||||||
| Free Cash Flow | 13.11M | 13.19M | 18.03M | 5.47M | 12.85M | 6.74M |
| Operating Cash Flow | 13.11M | 13.19M | 18.03M | 7.57M | 14.86M | 8.87M |
| Investing Cash Flow | -74.73M | -11.92M | -13.26M | -3.24M | -13.08M | -2.02M |
| Financing Cash Flow | 53.86M | -2.98M | 4.92M | -9.56M | 8.41M | -16.26M |
JDC Group AG Technical Analysis
Negative
25.60
Price Trends
23.51
Negative
24.97
Negative
26.67
Negative
Market Momentum
-0.64
Positive
39.56
Neutral
51.75
Neutral
Evaluating momentum and price trends is crucial in stock analysis to make informed investment decisions. For DE:JDC, the sentiment is Negative. The current price of 25.6 is above the 20-day moving average (MA) of 22.47, above the 50-day MA of 23.51, and below the 200-day MA of 26.67, indicating a bearish trend. The MACD of -0.64 indicates Positive momentum. The RSI at 39.56 is Neutral, neither overbought nor oversold. The STOCH value of 51.75 is Neutral, not indicating any strong overbought or oversold conditions. Overall, these indicators collectively point to a Negative sentiment for DE:JDC.
JDC Group AG Peers Comparison
UnderperformOutperform
Sector (68)
DE:JDC
JDC Group AG
21.50
2.30
11.98%
DE:O4B
OVB Holding
21.60
0.57
2.69%
DE:QB7
Quirin Privatbank AG
3.58
0.35
10.84%
DE:IFA
LS Invest Aktiengesellschaft
7.35
1.05
16.67%
DE:EUX
EUWAX AG
49.00
12.70
34.99%
DE:BWB
Baader Bank AG
6.90
2.88
71.64%
Glossary
BuyA stock rated as a "Buy" is expected to perform better than the overall market or a specific benchmark over the near-to-medium term. This rating suggests the stock is likely to deliver higher returns compared to other stocks in the same sector or market index. Note: This is not investment advice; please consult a financial advisor before making investment decisions.
HoldA stock rated as a "Hold" is expected to perform in line with the overall market or a specific benchmark. This rating indicates that the stock is neither particularly compelling nor unfavorable for investment. Note: This is not investment advice; please consult a financial advisor before making investment decisions.
SellA stock rated as a "Sell" is expected to perform worse than the overall market or a specific benchmark over the near-to-medium term. This rating suggests the stock may deliver lower returns compared to other stocks in the same sector or market index. Note: This is not investment advice; please consult a financial advisor before making investment decisions.
Disclaimer
This AI Analyst Stock Report is automatically generated by our AI systems using advanced algorithms and publicly available financial, technical, and market data. While the information provided aims to be accurate and insightful, it is intended for informational purposes only and should not be considered financial advice. Any content created by an AI (Artificial Intelligence) system may contain inaccuracies and/or contain errors. Investing in stocks carries inherent risks, and past performance is not indicative of future results. This report does not account for your personal financial circumstances, objectives, or risk tolerance. Always conduct your own research or consult with a qualified financial advisor before making investment decisions. The analysis and recommendations provided are based on historical and current data and may not fully reflect future market conditions or unexpected developments. Neither the creators of this report nor its affiliated entities guarantee the accuracy, completeness, or reliability of the information presented. Use this report at your own discretion and risk.