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JDC Group AG (DE:JDC)
XETRA:JDC
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JDC Group AG (JDC) AI Stock Analysis

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DE:JDC

JDC Group AG

(XETRA:JDC)

Rating:66Neutral
Price Target:
€28.00
▲(10.24%Upside)
JDC Group AG maintains a strong financial position with solid revenue growth and stable cash flows. However, the high P/E ratio suggests potential overvaluation, and technical indicators signal caution. These factors collectively result in a moderate overall stock score.

JDC Group AG (JDC) vs. iShares MSCI Germany ETF (EWG)

JDC Group AG Business Overview & Revenue Model

Company DescriptionJDC Group AG, a cutting-edge financial services company, provides financial product intermediary and advisory services in Germany and Austria. It operates through Advisortech and Advisory segments. The Advisortech segment engages in the distribution of financial products to retail customers through independent financial advisers and brokers. This segment offers investment funds; closed-end funds; and insurance products. The Advisory segment provides independent pension and investment advisory services for retail customers. Its products include insurances, securities, material values, and financing. JDC Group AG was formerly known as Aragon AG and changed its name to JDC Group AG in July 2015. JDC Group AG was founded in 2004 and is based in Wiesbaden, Germany.
How the Company Makes MoneyJDC Group AG generates revenue through multiple streams. The primary source of income is its platform services, which charge financial intermediaries for access to its technology solutions that facilitate insurance and investment management. The company also earns fees and commissions from brokerage services provided to these intermediaries. Additionally, JDC benefits from consulting services offered to clients seeking to improve their financial advisory operations. Strategic partnerships with insurance and investment firms further enhance its revenue potential by expanding its service offerings and client base.

JDC Group AG Financial Statement Overview

Summary
JDC Group AG demonstrates strong financial performance with solid revenue growth and efficient cost management. While the net profit margin shows room for improvement, the balanced capital structure and steady cash flows lay a stable foundation for future growth.
Income Statement
78
Positive
JDC Group AG has demonstrated strong revenue growth, with a remarkable increase from 2023 to 2024. The gross profit margin and EBIT margin are healthy, indicating efficient cost management. However, the net profit margin could be improved, suggesting room for enhanced profitability.
Balance Sheet
72
Positive
The company's balance sheet is solid, with a stable equity ratio and reasonable debt-to-equity ratio, showcasing a balanced capital structure. Return on equity has improved, reflecting better utilization of equity. Nonetheless, maintaining the equity levels as assets grow will be crucial.
Cash Flow
75
Positive
The cash flow statement shows a consistent operating cash flow, supporting operational needs. The free cash flow remains robust, which is a positive signal for potential reinvestment and debt servicing. However, fluctuations in investing cash flows suggest potential uncertainties in capital investments.
BreakdownDec 2024Dec 2023Dec 2022Dec 2021Dec 2020
Income Statement
Total Revenue224.51M171.02M156.08M146.81M122.83M
Gross Profit55.59M171.70M23.56M22.25M17.62M
EBITDA15.70M485.00K8.94M8.74M5.94M
Net Income5.87M3.77M901.00K907.00K-1.16M
Balance Sheet
Total Assets151.79M141.90M112.98M121.75M91.79M
Cash, Cash Equivalents and Short-Term Investments24.65M26.36M16.67M21.91M11.72M
Total Debt28.43M19.36M27.24M28.32M25.01M
Total Liabilities94.45M89.10M76.01M82.94M64.50M
Stockholders Equity57.16M52.70M36.97M38.82M27.29M
Cash Flow
Free Cash Flow13.19M18.03M5.47M12.85M6.74M
Operating Cash Flow13.19M18.03M7.57M14.86M8.87M
Investing Cash Flow-11.92M-13.26M-3.24M-13.08M-2.02M
Financing Cash Flow-2.98M4.92M-9.56M8.41M-16.26M

JDC Group AG Technical Analysis

Technical Analysis Sentiment
Positive
Last Price25.40
Price Trends
50DMA
24.29
Positive
100DMA
22.56
Positive
200DMA
22.53
Positive
Market Momentum
MACD
0.86
Negative
RSI
85.76
Negative
STOCH
90.91
Negative
Evaluating momentum and price trends is crucial in stock analysis to make informed investment decisions. For DE:JDC, the sentiment is Positive. The current price of 25.4 is below the 20-day moving average (MA) of 25.78, above the 50-day MA of 24.29, and above the 200-day MA of 22.53, indicating a bullish trend. The MACD of 0.86 indicates Negative momentum. The RSI at 85.76 is Negative, neither overbought nor oversold. The STOCH value of 90.91 is Negative, not indicating any strong overbought or oversold conditions. Overall, these indicators collectively point to a Positive sentiment for DE:JDC.

JDC Group AG Peers Comparison

Overall Rating
UnderperformOutperform
Sector (64)
Financial Indicators
Name
Overall Rating
Market Cap
P/E Ratio
ROE
Dividend Yield
Revenue Growth
EPS Growth
66
Neutral
€329.73M52.4311.50%28.73%224.95%
64
Neutral
€13.78B11.195.67%4.03%13.93%9.46%
€310.68M19.5316.05%4.71%
€152.81M22.00
4.52%
€310.88M
€223.51M38.127.07%6.94%
€245.03M5.1224.12%2.57%
* Financial Sector Average
Performance Comparison
Ticker
Company Name
Price
Change
% Change
DE:JDC
JDC Group AG
25.40
5.00
24.51%
GB:0NEN
OVB Holding
22.20
-12.80
-36.57%
DE:QB7
Quirin Privatbank AG
3.48
-0.29
-7.69%
DE:IFA
LS Invest Aktiengesellschaft
6.30
-0.70
-10.00%
DE:EUX
EUWAX AG
46.00
4.84
11.76%
DE:BWB
Baader Bank AG
5.05
1.28
33.95%
Glossary
BuyA stock rated as a "Buy" is expected to perform better than the overall market or a specific benchmark over the near-to-medium term. This rating suggests the stock is likely to deliver higher returns compared to other stocks in the same sector or market index. Note: This is not investment advice; please consult a financial advisor before making investment decisions.
HoldA stock rated as a "Hold" is expected to perform in line with the overall market or a specific benchmark. This rating indicates that the stock is neither particularly compelling nor unfavorable for investment. Note: This is not investment advice; please consult a financial advisor before making investment decisions.
SellA stock rated as a "Sell" is expected to perform worse than the overall market or a specific benchmark over the near-to-medium term. This rating suggests the stock may deliver lower returns compared to other stocks in the same sector or market index. Note: This is not investment advice; please consult a financial advisor before making investment decisions.

Disclaimer

This AI Analyst Stock Report is automatically generated by our AI systems using advanced algorithms and publicly available financial, technical, and market data. While the information provided aims to be accurate and insightful, it is intended for informational purposes only and should not be considered financial advice. Any content created by an AI (Artificial Intelligence) system may contain inaccuracies and/or contain errors. Investing in stocks carries inherent risks, and past performance is not indicative of future results. This report does not account for your personal financial circumstances, objectives, or risk tolerance. Always conduct your own research or consult with a qualified financial advisor before making investment decisions. The analysis and recommendations provided are based on historical and current data and may not fully reflect future market conditions or unexpected developments. Neither the creators of this report nor its affiliated entities guarantee the accuracy, completeness, or reliability of the information presented. Use this report at your own discretion and risk.Date of analysis: Aug 02, 2025