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Aviva plc (DE:GU81)
XETRA:GU81
GU81 Stock Chart & Stats
€7.45
€0.10(1.72%)
At close: 4:00 PM EST
€7.45
€0.10(1.72%)
Day’s Range― - ―
52-Week Range€5.75 - €13.60
Previous CloseN/A
Volume0.00
Average Volume (3M)1.58K
Market Cap
€22.28B
Enterprise Value€9.27B
Total Cash (Recent Filing)€18.29B
Total Debt (Recent Filing)€8.30B
Price to Earnings (P/E)18.9
Beta0.74
Next Earnings
Aug 06, 2026EPS Estimate
0.36Next Dividend Ex-DateN/A
Dividend YieldN/A
Share Statistics
EPS (TTM)0.32
Shares Outstanding3,057,637,200
10 Day Avg. Volume3,087
30 Day Avg. Volume1,584
Financial Highlights & Ratios
PEG Ratio1.51
Price to Book (P/B)2.02
Price to Sales (P/S)0.33
P/FCF Ratio-6.60
Enterprise Value/Market CapN/A
Enterprise Value/RevenueN/A
Enterprise Value/Gross ProfitN/A
Enterprise Value/EbitdaN/A
Forecast
1Y Price Target
€8.40Price Target Upside12.82% Upside
Rating ConsensusModerate Buy
Number of Analyst Covering6
EPS Forecast (FY)<0.01
Revenue Forecast (FY)€522.96M
Bulls Say, Bears Say
Bulls Say
Scale & Diversified RevenuesAviva's large customer base and sizable Wealth AUM create durable fee and premium revenue streams. Scale across GI, Wealth and Retirement reduces reliance on any single market, supports cross‑sell (7m multiproduct holders) and sustains growth momentum and distribution advantages over the next few years.
Solid Capital & Returns FrameworkA ~180% solvency ratio and multi‑bn own funds generation provide a sizable capital buffer to absorb underwriting shocks and support strategic actions. The resumed buyback and progressive dividend policy reflect management confidence and a repeatable capital return framework that underpins shareholder returns sustainably.
Technology & Claims TransformationHigh adoption of ML pricing and quantified claims savings indicate structural cost and pricing advantages. Persistent efficiency gains improve underwriting margins, reduce unit costs and support competitive pricing, making margin expansion more durable as AI and process changes scale across lines of business.
Bears Say
Cash Flow VolatilityLarge, year‑to‑year free cash flow swings reduce confidence in internally generated funding for dividends, buybacks and M&A. Persistent volatility forces greater reliance on capital markets or asset sales, complicates multi‑year planning and raises risk that capital returns or targets prove harder to sustain.
Underwriting VolatilityAn underlying combined ratio near 97% signals thin underwriting margins and sensitivity to catastrophe or large losses. If large loss frequency or severity remains elevated, it will structurally pressure GI profitability, require higher pricing or capital, and limit sustainable margin improvement despite operational levers.
Direct Line Integration Execution RiskRealising multi‑year synergies requires consistent execution and uses capital and management bandwidth. Delays or shortfalls would defer solvency and EPS benefits, increase integration costs, and could erode the anticipated return on acquisition, making projected capital and earnings uplift less certain.
Aviva plc News
GU81 FAQ
What was Aviva plc’s price range in the past 12 months?
Aviva plc lowest stock price was €5.75 and its highest was €13.60 in the past 12 months.
What is Aviva plc’s market cap?
Aviva plc’s market cap is €22.28B.
When is Aviva plc’s upcoming earnings report date?
Aviva plc’s upcoming earnings report date is Aug 06, 2026 which is in 144 days.
How were Aviva plc’s earnings last quarter?
Aviva plc released its earnings results on Mar 05, 2026. The company reported €0.316 earnings per share for the quarter, missing the consensus estimate of €0.365 by -€0.048.
Is Aviva plc overvalued?
According to Wall Street analysts Aviva plc’s price is currently Undervalued.
Does Aviva plc pay dividends?
Aviva plc does not currently pay dividends.
What is Aviva plc’s EPS estimate?
Aviva plc’s EPS estimate is 0.36.
How many shares outstanding does Aviva plc have?
Aviva plc has 3,057,637,200 shares outstanding.
What happened to Aviva plc’s price movement after its last earnings report?
Aviva plc reported an EPS of €0.316 in its last earnings report, missing expectations of €0.365. Following the earnings report the stock price went down -1.948%.
Which hedge fund is a major shareholder of Aviva plc?
Currently, no hedge funds are holding shares in DE:GU81
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
Aviva plc Stock Smart Score
Outperform
1
2
3
4
5
6
7
8
9
10
Analyst Consensus
Moderate Buy
Average Price Target:
€8.40 (12.82% Upside)
€8.40 (12.82% Upside)
News Sentiment
Very Bullish
Bullish news 100%
Bearish news 0%
Bearish news 0%
Technicals
SMA
Positive
20 days / 200 days
Momentum
44.25%
12-Months-Change
Fundamentals
Return on Equity
10.13%
Trailing 12-Months
Asset Growth
4.00%
Trailing 12-Months
Company Description
Aviva plc
Aviva plc provides various insurance, retirement, investment, and savings products in the United Kingdom, Ireland, Canada, and internationally. The company offers life insurance, long-term health and accident insurance, savings, pension, and annuity products, as well as pension fund business and lifetime mortgage products. It also provides insurance cover to individuals, small and medium-sized businesses for risks associated with motor vehicles and medical expenses, as well as property and liability, such as employers' and professional indemnity liabilities. In addition, the company provides investment management services for institutional pension fund mandates; and manages various retail investment products, including investment funds, unit trusts, open-ended investment companies, and individual savings accounts for third-party financial institutions, pension funds, public sector organizations, investment professionals, and private investors. It markets its products through a network of insurance brokers, as well as MyAviva platform. The company was formerly known as CGNU plc and changed its name to Aviva plc in July 2002. Aviva plc was founded in 1696 and is headquartered in London, the United Kingdom.
GU81 Stock 12 Month Forecast
Average Price Target
€8.40
▲(12.82% Upside)
Technical Analysis
Options Prices
Currently, No data available
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