GRENKE AG (DE:GLJ)
XETRA:GLJ
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GLJ Stock Chart & Stats
€13.70
€0.12(0.71%)
At close: 4:00 PM EST
€13.70
€0.12(0.71%)
Day’s Range― - ―
52-Week Range€11.90 - €19.82
Previous CloseN/A
Volume29.19K
Average Volume (3M)67.56K
Market Cap
€593.28M
Enterprise Value€7.42B
Total Cash (Recent Filing)€836.47M
Total Debt (Recent Filing)€7.71B
Price to Earnings (P/E)9.9
Beta1.13
Next Earnings
Aug 13, 2026EPS EstimateN/A
Next Dividend Ex-DateN/A
Dividend Yield2.63%
Share Statistics
EPS (TTM)1.62
Shares Outstanding46,495,570
10 Day Avg. Volume61,687
30 Day Avg. Volume67,556
Financial Highlights & Ratios
PEG Ratio-0.95
Price to Book (P/B)0.60
Price to Sales (P/S)0.77
P/FCF Ratio-2.69
Enterprise Value/Market CapN/A
Enterprise Value/RevenueN/A
Enterprise Value/Gross ProfitN/A
Enterprise Value/EbitdaN/A
Forecast
1Y Price Target
€20.80Price Target Upside51.82% Upside
Rating ConsensusModerate Buy
Number of Analyst Covering5
EPS Forecast (FY)1.52
Revenue Forecast (FY)€732.85M
Bulls Say, Bears Say
Bulls Say
Recurring Leasing ModelRecurring leasing contracts generate predictable, multi-year cash streams and let GRENKE earn the spread between funding costs and lease yields. This business model provides durable revenue visibility, supports scale through distribution partners, and underpins long-term earnings generation.
Solid Revenue GrowthDouble-digit revenue growth indicates sustained demand for small-ticket leasing and effective origination via vendor and dealer channels. Continued top-line expansion supports scale economies and fee income, helping absorb fixed costs and improving the structural foundation for future profitability.
Sustained ProfitabilityDespite pressures, GRENKE remains consistently profitable with mid-single-digit net margins and positive returns on equity. Ongoing profitability supports internal capital for new originations and distributions, evidencing that the core leasing franchise can generate earnings after funding and credit costs.
Bears Say
Very High LeverageDebt at roughly 6.7x equity materially increases financial risk and reduces strategic flexibility. Elevated leverage heightens sensitivity to interest-rate moves and refinancing cycles, magnifies losses in credit stress, and constrains the firm's ability to invest, deleverage, or withstand funding shocks.
Volatile Cash GenerationCash conversion at ~70% and prior negative FCF in 2025 show earnings do not reliably convert to cash. Such volatility increases reliance on external funding for growth and refinancing, complicates debt reduction plans and raises the risk that earnings cannot fund required capital or cushion downturns.
Margin CompressionPersistent margin compression suggests higher funding costs, rising credit-loss provisions or weaker pricing power. Reduced operating leverage lowers returns on new originations, meaning the company must either grow volumes materially or improve cost/funding structures to restore sustainable ROE and long-term profitability.
GRENKE AG News
GLJ FAQ
What was GRENKE AG’s price range in the past 12 months?
GRENKE AG lowest stock price was €11.90 and its highest was €19.82 in the past 12 months.
What is GRENKE AG’s market cap?
GRENKE AG’s market cap is €593.28M.
When is GRENKE AG’s upcoming earnings report date?
GRENKE AG’s upcoming earnings report date is Aug 13, 2026 which is in 85 days.
How were GRENKE AG’s earnings last quarter?
GRENKE AG released its earnings results on May 13, 2026. The company reported €0.318 earnings per share for the quarter, beating the consensus estimate of N/A by €0.318.
Is GRENKE AG overvalued?
According to Wall Street analysts GRENKE AG’s price is currently Undervalued.
Does GRENKE AG pay dividends?
GRENKE AG pays a Annually dividend of €0.4 which represents an annual dividend yield of 2.63%. See more information on GRENKE AG dividends here
What is GRENKE AG’s EPS estimate?
GRENKE AG’s EPS estimate for its next earnings report is not yet available.
How many shares outstanding does GRENKE AG have?
GRENKE AG has 46,495,570 shares outstanding.
What happened to GRENKE AG’s price movement after its last earnings report?
GRENKE AG reported an EPS of €0.318 in its last earnings report, beating expectations of N/A. Following the earnings report the stock price went up 0.163%.
Which hedge fund is a major shareholder of GRENKE AG?
Currently, no hedge funds are holding shares in DE:GLJ
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
GRENKE AG Stock Smart Score
Outperform
1
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5
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10
Analyst Consensus
Moderate Buy
Average Price Target:
€20.80 (51.82% Upside)
€20.80 (51.82% Upside)
Insider Transactions
Bought Shares
Worth €74.2K over
the Last 3 Months
the Last 3 Months
News Sentiment
Very Bullish
Bullish news 100%
Bearish news 0%
Bearish news 0%
Technicals
SMA
Positive
20 days / 200 days
Momentum
-39.10%
12-Months-Change
Fundamentals
Return on Equity
5.31%
Trailing 12-Months
Asset Growth
12.10%
Trailing 12-Months
Company Description
GRENKE AG
Grenke AG, together with its subsidiaries, provides a range of banking and financial services to small and medium-sized (SME) enterprises in Germany, France, Italy, and internationally. It operates through three segments: Leasing, Banking, and Factoring. The company is involved in the leasing activities, such as financing to commercial lessees, leasing, service, protection, and maintenance offerings, as well as disposal of used equipment; and small-ticket leasing of IT products, such as PCs, notebooks, servers, monitors, peripheral equipment, software, telecommunication and copying and medical technology, as well as other IT products. It also provides banking products and services, such as fixed deposits to private and business customers through its Website; financing services to business start-ups, as well as development loans to SMEs and self-employed professionals; and small-ticket factoring services. Grenke AG operates a total of 154 locations. The company was formerly known as GrenkeLeasing AG and changed its name to Grenke AG in May 2016. Grenke AG was founded in 1978 and is headquartered in Baden-Baden, Germany.
GLJ Stock 12 Month Forecast
Average Price Target
€20.80
▲(51.82% Upside)
Technical Analysis
ALBIS Leasing
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Deutsche Pfandbriefbank
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MPC Munchmeyer Petersen Capital AG
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Mutares SE & Co. KGaA
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Berliner Effektengesellschaft AG
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Options Prices
Currently, No data available
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