B+S Banksysteme Aktiengesellschaft (DE:DTD2)
XETRA:DTD2
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DTD2 Stock Chart & Stats
€1.99
€0.00(0.00%)
At close: 4:00 PM EST
€1.99
€0.00(0.00%)
Day’s Range― - ―
52-Week Range€1.63 - €3.40
Previous CloseN/A
Volume5.00
Average Volume (3M)6.60K
Market Cap
€13.23M
Enterprise Value€18.79M
Total Cash (Recent Filing)€2.46M
Total Debt (Recent Filing)€8.08M
Price to Earnings (P/E)4.0
Beta-0.03
Next Earnings
Sep 30, 2026EPS EstimateN/A
Next Dividend Ex-DateN/A
Dividend YieldN/A
Share Statistics
EPS (TTM)0.23
Shares Outstanding6,209,933
10 Day Avg. Volume14,815
30 Day Avg. Volume6,596
Financial Highlights & Ratios
PEG Ratio0.48
Price to Book (P/B)0.67
Price to Sales (P/S)0.83
P/FCF Ratio3.45
Enterprise Value/Market CapN/A
Enterprise Value/RevenueN/A
Enterprise Value/Gross ProfitN/A
Enterprise Value/EbitdaN/A
Forecast
1Y Price TargetN/A
Price Target UpsideN/A
Rating ConsensusN/A
Number of Analyst Covering0
EPS Forecast (FY)0.22
Revenue Forecast (FY)€13.00M
Bulls Say, Bears Say
Bulls Say
Profitability ImprovementMargins improved materially to net ~11.5% and EBIT ~17.2% in 2025, indicating stronger operating leverage and tighter cost control. Sustained higher margins increase internal funds for R&D, capex or dividends and reduce reliance on external financing, supporting long-term resilience.
Free Cash Flow StrengthFree cash flow of ~€3.0M and conversion near 0.93x of net income in 2025 signal durable cash generation ability. Strong FCF supports debt reduction, reinvestment and buffers against cyclical downturns; recent improvement suggests better working-capital execution despite past lumpiness.
Manageable Leverage & ROELeverage is moderate (debt-to-equity ~0.58) while equity and ROE (~9.2%) have improved, indicating strengthening capital structure and improving capital efficiency. This balance-sheet profile preserves strategic optionality and the ability to pursue investments without excessive financing strain.
Bears Say
Revenue WeaknessA revenue decline of ~-2.4% in 2025 after prior modest expansion highlights inconsistent top-line traction. Persistent or recurring revenue weakness limits scalability, constrains margin expansion and free cash flow growth, and increases execution risk for medium-term strategic plans.
Gross Margin VolatilityGross margin swung sharply to ~32.3% in 2025 from ~46.5% in 2024, indicating material volatility in cost structure or product mix. Such variability undermines profit predictability, complicates pricing and budgeting decisions, and can quickly erode operating leverage if adverse trends persist.
Rising Debt In 2025Debt rose in 2025 while revenue slipped, potentially reducing financial flexibility. Higher leverage raises fixed obligations and interest sensitivity, limiting capacity to fund growth initiatives or absorb shocks without additional financing, especially if margins revert lower.
DTD2 FAQ
What was B+S Banksysteme Aktiengesellschaft’s price range in the past 12 months?
B+S Banksysteme Aktiengesellschaft lowest stock price was €1.63 and its highest was €3.40 in the past 12 months.
What is B+S Banksysteme Aktiengesellschaft’s market cap?
B+S Banksysteme Aktiengesellschaft’s market cap is €13.23M.
When is B+S Banksysteme Aktiengesellschaft’s upcoming earnings report date?
B+S Banksysteme Aktiengesellschaft’s upcoming earnings report date is Sep 30, 2026 which is in 132 days.
How were B+S Banksysteme Aktiengesellschaft’s earnings last quarter?
Currently, no data Available
Is B+S Banksysteme Aktiengesellschaft overvalued?
According to Wall Street analysts B+S Banksysteme Aktiengesellschaft’s price is currently Overvalued.
Does B+S Banksysteme Aktiengesellschaft pay dividends?
B+S Banksysteme Aktiengesellschaft does not currently pay dividends.
What is B+S Banksysteme Aktiengesellschaft’s EPS estimate?
B+S Banksysteme Aktiengesellschaft’s EPS estimate for its next earnings report is not yet available.
How many shares outstanding does B+S Banksysteme Aktiengesellschaft have?
B+S Banksysteme Aktiengesellschaft has 6,209,933 shares outstanding.
What happened to B+S Banksysteme Aktiengesellschaft’s price movement after its last earnings report?
Currently, no data Available
Which hedge fund is a major shareholder of B+S Banksysteme Aktiengesellschaft?
Currently, no hedge funds are holding shares in DE:DTD2
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
B+S Banksysteme Aktiengesellschaft Stock Smart Score
Neutral
1
2
3
4
5
6
7
8
9
10
Technicals
SMA
Positive
20 days / 200 days
Momentum
1.81%
12-Months-Change
Fundamentals
Return on Equity
8.98%
Trailing 12-Months
Asset Growth
1.37%
Trailing 12-Months
Company Description
B+S Banksysteme Aktiengesellschaft
B+S Banksysteme Aktiengesellschaft develops and markets software solutions for banks and financial service providers. It offers software solutions in the areas of payments transactions; documentary transaction for import and export letters of credit, import and export debt collection, and guarantees to be borne by the customer and in favor of the customer; account and currency management; treasury; and risk management. The company also provides DDBAC, a banking interface that enables to read bank data, analyze transaction histories, initiate transfers, verify account data, and aggregate several bank accounts; and variety and precious metal trade and e-banking solutions; and banking APIs. In addition, it engages in developing, selling, and maintaining applications; provision of software as a service and data centers. The company primarily serves private, savings, and online banks, as well as industrial companies. B+S Banksysteme Aktiengesellschaft was founded in 1982 and is based in Munich, Germany.
Technical Analysis
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