Raiz Invest Ltd. (DE:5HK)
FRANKFURT:5HK
5HK Stock Chart & Stats
€0.32
-€0.02(-5.00%)
At close: 4:00 PM EST
€0.32
-€0.02(-5.00%)
Day’s Range― - ―
52-Week Range€0.30 - €0.51
Previous CloseN/A
Volume0.00
Average Volume (3M)0.00
Market Cap
€35.29M
Enterprise Value€48.32M
Total Cash (Recent Filing)€13.62M
Total Debt (Recent Filing)€1.33M
Price to Earnings (P/E)13.2
Beta0.62
Next Earnings
Sep 02, 2026EPS EstimateN/A
Next Dividend Ex-DateN/A
Dividend YieldN/A
Share Statistics
EPS (TTM)0.00
Shares Outstanding105,390,010
10 Day Avg. Volume0
30 Day Avg. Volume0
Financial Highlights & Ratios
PEG Ratio44.23
Price to Book (P/B)33.93
Price to Sales (P/S)56.53
P/FCF Ratio499.97
Enterprise Value/Market CapN/A
Enterprise Value/RevenueN/A
Enterprise Value/Gross ProfitN/A
Enterprise Value/EbitdaN/A
Forecast
1Y Price Target
€0.64Price Target Upside100.70% Upside
Rating ConsensusModerate Buy
Number of Analyst Covering1
EPS Forecast (FY)0.03
Revenue Forecast (FY)€16.84M
Bulls Say, Bears Say
Bulls Say
Low Leverage / Strong Balance SheetRaiz's very low debt-to-equity (0.033) reflects conservative capitalization and minimal fixed financing costs. This structural strength preserves liquidity and strategic optionality, enabling sustained investment in product, distribution or opportunistic M&A without near-term solvency risk.
High Gross MarginA 74.35% gross margin signals asset-light platform economics consistent with an ETF-based micro-investing model. Durable high gross margins provide a structural cushion to scale customer acquisition and tech spend, supporting a credible path to operating leverage as FUM and volumes rise.
Improving Free Cash FlowFree cash flow growth of 105.20% demonstrates improving cash conversion despite reported losses. Sustainable FCF improvement reduces reliance on external funding, supports reinvestment into product and distribution, and increases runway to reach sustained operating profitability if trends continue.
Bears Say
Ongoing UnprofitabilityA negative net margin of -1.29% shows Raiz still loses money at the bottom line. Persistent losses limit retained capital for reinvestment, increase dependency on cash reserves or financing, and create pressure to materially improve unit economics to sustain long-term growth and competitiveness.
Negative Return On EquityNegative ROE (-0.77%) indicates the company is not generating returns for shareholders from its equity base. Even with low leverage this suggests operational inefficiencies or pricing constraints that must be resolved to justify continued equity financing and to create shareholder value over time.
Modest Revenue GrowthRevenue growth of roughly 3.62% is modest for a fintech whose fees scale with customer count and FUM. Slow top-line expansion constrains fee leverage, delays economies of scale, and may force higher marketing or product spend to accelerate FUM growth and improve margins over the medium term.
Raiz Invest Ltd. News
5HK FAQ
What was Raiz Invest Ltd.’s price range in the past 12 months?
Raiz Invest Ltd. lowest stock price was €0.30 and its highest was €0.51 in the past 12 months.
What is Raiz Invest Ltd.’s market cap?
Raiz Invest Ltd.’s market cap is €35.29M.
When is Raiz Invest Ltd.’s upcoming earnings report date?
Raiz Invest Ltd.’s upcoming earnings report date is Sep 02, 2026 which is in 84 days.
How were Raiz Invest Ltd.’s earnings last quarter?
Raiz Invest Ltd. released its earnings results on Feb 26, 2026. The company reported €0.02 earnings per share for the quarter, beating the consensus estimate of N/A by €0.02.
Is Raiz Invest Ltd. overvalued?
According to Wall Street analysts Raiz Invest Ltd.’s price is currently Undervalued.
Does Raiz Invest Ltd. pay dividends?
Raiz Invest Ltd. does not currently pay dividends.
What is Raiz Invest Ltd.’s EPS estimate?
Raiz Invest Ltd.’s EPS estimate for its next earnings report is not yet available.
How many shares outstanding does Raiz Invest Ltd. have?
Raiz Invest Ltd. has 105,390,010 shares outstanding.
What happened to Raiz Invest Ltd.’s price movement after its last earnings report?
Raiz Invest Ltd. reported an EPS of €0.02 in its last earnings report, beating expectations of N/A. Following the earnings report the stock price went up 6.433%.
Which hedge fund is a major shareholder of Raiz Invest Ltd.?
Currently, no hedge funds are holding shares in DE:5HK
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
Raiz Invest Ltd. Stock Smart Score
Neutral
1
2
3
4
5
6
7
8
9
10
Analyst Consensus
Moderate Buy
Average Price Target:
€0.64 (100.70% Upside)
€0.64 (100.70% Upside)
Blogger Sentiment
Bullish
DE:5HK Sentiment 100%
Sector Average ―
Sector Average ―
Insider Transactions
Bought Shares
Worth €6.9K over
the Last 3 Months
the Last 3 Months
Technicals
SMA
Positive
20 days / 200 days
Momentum
26.75%
12-Months-Change
Fundamentals
Return on Equity
10.48%
Trailing 12-Months
Asset Growth
2.81%
Trailing 12-Months
Company Description
Raiz Invest Ltd.
Headquartered in Sydney, Australia, Raiz Invest Limited is a financial services provider that launched in 2016. The company delivers its financial products through a mobile-centric micro-investing platform, serving markets in Australia, Indonesia, and Malaysia. Raiz Invest's business is structured into two main divisions: its flagship Raiz Invest Micro-Investing Platform and various other financial segments. Users have the flexibility to manage their investments seamlessly via the dedicated Raiz mobile application or directly through the Raiz website.
5HK Stock 12 Month Forecast
Average Price Target
€0.64
▲(100.70% Upside)
Technical Analysis
Computershare Limited
―
Macquarie Group Limited
―
Praemium Ltd
―
Netwealth Group Ltd.
―
Finexia Financial Group Ltd
―
Options Prices
Currently, No data available
---