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Raiz Invest Ltd. (DE:5HK)
FRANKFURT:5HK
5HK Stock Chart & Stats
€0.34
-€0.02(-5.00%)
At close: 4:00 PM EST
€0.34
-€0.02(-5.00%)
Day’s Range― - ―
52-Week Range€0.24 - €0.51
Previous CloseN/A
Volume0.00
Average Volume (3M)0.00
Market Cap
€38.67M
Enterprise Value€52.59M
Total Cash (Recent Filing)€13.62M
Total Debt (Recent Filing)€1.33M
Price to Earnings (P/E)―
Beta0.70
Next Earnings
Mar 02, 2026EPS EstimateN/A
Next Dividend Ex-DateN/A
Dividend YieldN/A
Share Statistics
EPS (TTM)<0.01
Shares Outstanding105,390,010
10 Day Avg. Volume0
30 Day Avg. Volume0
Financial Highlights & Ratios
PEG Ratio44.23
Price to Book (P/B)33.93
Price to Sales (P/S)56.53
P/FCF Ratio499.97
Enterprise Value/Market CapN/A
Enterprise Value/RevenueN/A
Enterprise Value/Gross ProfitN/A
Enterprise Value/EbitdaN/A
Forecast
1Y Price Target
€0.63Price Target Upside85.29% Upside
Rating ConsensusModerate Buy
Number of Analyst Covering1
EPS Forecast (FY)N/A
Revenue Forecast (FY)N/A
Bulls Say, Bears Say
Bulls Say
High Gross MarginA gross margin of ~74% indicates the core platform and portfolio management have low direct costs, providing structural room to cover operating expenses and invest in product development. If maintained, this margin supports long-term profitability as revenue scales.
Low Financial LeverageVery low leverage gives the company durable financial flexibility to fund product development, marketing, or weather downturns without heavy interest burdens. This reduces insolvency risk and preserves capacity to pursue strategic initiatives over months to years.
Improving Free Cash FlowA strong increase in free cash flow and FCF equal to net income show improving cash conversion despite accounting losses. Durable cash generation reduces reliance on external funding and supports reinvestment in growth or product improvements over the medium term.
Bears Say
Ongoing UnprofitabilityPersistent negative net margin and ROE reflect that the business still fails to generate shareholder returns. Over 2–6 months this limits reinvestment capacity and could force cost cuts or dilution unless structural revenue trends or operating efficiency meaningfully improve.
Modest Revenue GrowthRevenue growth near ~3–5% is modest for a fintech relying on user-base expansion. Slow top-line momentum constrains scale economics and delays leverage of high gross margins, making it harder to reach sustained profitability without improved acquisition or monetization.
User-Base Reliant Revenue ModelRevenue depends heavily on subscription and management fees tied to active users. This creates structural exposure to acquisition costs and churn; if user growth or retention weakens, revenue and margins can stagnate, pressuring long-term financial resilience.
Raiz Invest Ltd. News
5HK FAQ
What was Raiz Invest Ltd.’s price range in the past 12 months?
Raiz Invest Ltd. lowest stock price was €0.24 and its highest was €0.51 in the past 12 months.
What is Raiz Invest Ltd.’s market cap?
Raiz Invest Ltd.’s market cap is €38.67M.
When is Raiz Invest Ltd.’s upcoming earnings report date?
Raiz Invest Ltd.’s upcoming earnings report date is Mar 02, 2026 which is in 11 days.
How were Raiz Invest Ltd.’s earnings last quarter?
Raiz Invest Ltd. released its earnings results on Aug 27, 2025. The company reported €0.004 earnings per share for the quarter, beating the consensus estimate of N/A by €0.004.
Is Raiz Invest Ltd. overvalued?
According to Wall Street analysts Raiz Invest Ltd.’s price is currently Undervalued.
Does Raiz Invest Ltd. pay dividends?
Raiz Invest Ltd. does not currently pay dividends.
What is Raiz Invest Ltd.’s EPS estimate?
Raiz Invest Ltd.’s EPS estimate for its next earnings report is not yet available.
How many shares outstanding does Raiz Invest Ltd. have?
Raiz Invest Ltd. has 105,390,010 shares outstanding.
What happened to Raiz Invest Ltd.’s price movement after its last earnings report?
Raiz Invest Ltd. reported an EPS of €0.004 in its last earnings report, beating expectations of N/A. Following the earnings report the stock price went same 0%.
Which hedge fund is a major shareholder of Raiz Invest Ltd.?
Currently, no hedge funds are holding shares in DE:5HK
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
Raiz Invest Ltd. Stock Smart Score
Neutral
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Analyst Consensus
Moderate Buy
Average Price Target:
€0.63 (85.29% Upside)
€0.63 (85.29% Upside)
Blogger Sentiment
Bullish
DE:5HK Sentiment 100%
Sector Average 69%
Sector Average 69%
Technicals
SMA
Positive
20 days / 200 days
Momentum
26.75%
12-Months-Change
Fundamentals
Return on Equity
-0.15%
Trailing 12-Months
Asset Growth
-0.81%
Trailing 12-Months
Company Description
Raiz Invest Ltd.
Raiz Invest Limited provides financial services and products through its mobile micro-investing platform in Australia, Indonesia, and Malaysia. The company operates through two segments, Raiz Invest Micro-Investing Platform and Other Financial segments. Its platform offers customers a way to invest money using the Raiz mobile application or through the Raiz Website. The company was incorporated in 2016 and is based in Sydney, Australia.
5HK Stock 12 Month Forecast
Average Price Target
€0.63
▲(85.29% Upside)
Technical Analysis
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Options Prices
Currently, No data available
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