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Money Forward, Inc. (DE:47D)
FRANKFURT:47D
47D Stock Chart & Stats
€24.80
-€0.20(-0.68%)
At close: 4:00 PM EST
€24.80
-€0.20(-0.68%)
Day’s Range― - ―
52-Week Range€14.80 - €38.00
Previous CloseN/A
Volume0.00
Average Volume (3M)0.00
Market Cap
€949.65M
Enterprise Value€165.49B
Total Cash (Recent Filing)€45.33B
Total Debt (Recent Filing)€33.43B
Price to Earnings (P/E)143.8
Beta0.73
Next Earnings
Apr 10, 2026EPS Estimate
0.07Next Dividend Ex-DateN/A
Dividend YieldN/A
Share Statistics
EPS (TTM)0.49
Shares Outstanding55,528,778
10 Day Avg. Volume0
30 Day Avg. Volume0
Financial Highlights & Ratios
PEG Ratio-1.15
Price to Book (P/B)5.20
Price to Sales (P/S)4.53
P/FCF Ratio69.06
Enterprise Value/Market CapN/A
Enterprise Value/RevenueN/A
Enterprise Value/Gross ProfitN/A
Enterprise Value/EbitdaN/A
Forecast
1Y Price TargetN/A
Price Target UpsideN/A
Rating ConsensusN/A
Number of Analyst Covering0
EPS Forecast (FY)-0.12
Revenue Forecast (FY)€310.32M
Bulls Say, Bears Say
Bulls Say
Recurring B2B SaaS RevenueThe business model is subscription-led with recurring B2B SaaS and consumer paid plans, creating predictable top-line tails and higher lifetime value. Durable subscription revenue supports scalable unit economics, retention-led growth, and margin expansion as fixed costs spread with scale.
Multi-year Revenue Growth And 2025 InflectionConsistent multi-year revenue growth and a 2025 profitability inflection indicate the company is beginning to scale operating leverage. Sustained top-line growth plus improving net income and EBITDA provide structural support for reinvestment, product development, and longer-term margin recovery.
Improved Cash Generation In 2025The shift to positive operating and free cash flow in 2025 marks a meaningful improvement in cash conversion, reducing reliance on external funding. If sustained, stronger cash generation enables organic funding for customer acquisition, R&D, and M&A, improving financial resilience over the medium term.
Bears Say
Operating Profit Still NegativeDespite improved EBITDA and a positive net income in 2025, operating profit remains negative, implying core operating margins have not fully recovered. This suggests reliance on non-operating items or one-offs and that sustainable, repeatable operating profitability is not yet proven across cycles.
High Absolute Debt And Rising LevelsAlthough leverage ratios improved, the company carries high absolute debt that increased recently. Elevated debt levels reduce financial flexibility, raise interest expense vulnerability, and heighten refinancing and covenant risks if growth or cash generation weakens during a downturn.
Historic Cash-flow VolatilityPrior years showed negative operating and free cash flow, signaling volatility in cash conversion. That inconsistency undermines confidence that the recent cash-flow improvement is durable, increasing the chance the company will need external financing or cut investments in weaker periods.
Money Forward News
47D FAQ
What was Money Forward, Inc.’s price range in the past 12 months?
Money Forward, Inc. lowest stock price was €14.80 and its highest was €38.00 in the past 12 months.
What is Money Forward, Inc.’s market cap?
Money Forward, Inc.’s market cap is €949.65M.
When is Money Forward, Inc.’s upcoming earnings report date?
Money Forward, Inc.’s upcoming earnings report date is Apr 10, 2026 which is in 36 days.
How were Money Forward, Inc.’s earnings last quarter?
Money Forward, Inc. released its earnings results on Jan 14, 2026. The company reported €0.495 earnings per share for the quarter, beating the consensus estimate of €0.425 by €0.07.
Is Money Forward, Inc. overvalued?
According to Wall Street analysts Money Forward, Inc.’s price is currently Overvalued.
Does Money Forward, Inc. pay dividends?
Money Forward, Inc. does not currently pay dividends.
What is Money Forward, Inc.’s EPS estimate?
Money Forward, Inc.’s EPS estimate is 0.07.
How many shares outstanding does Money Forward, Inc. have?
Money Forward, Inc. has 55,528,778 shares outstanding.
What happened to Money Forward, Inc.’s price movement after its last earnings report?
Money Forward, Inc. reported an EPS of €0.495 in its last earnings report, beating expectations of €0.425. Following the earnings report the stock price went down -1.626%.
Which hedge fund is a major shareholder of Money Forward, Inc.?
Currently, no hedge funds are holding shares in DE:47D
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
Company Description
Money Forward, Inc.
Money Forward, Inc. provides money-related services for individuals and corporations. It offers Money Forward ME, an automatic household account book service; MONEY PLUS for enhancing readers' money literacy and foster awareness of money; Money Forward Mall, a web portal and platform for comparing and applying for financial services, such as credit cards and securities accounts; mirai talk, a channel to resolve customers financial concerns; and Tock pop, an application specialized in coupon information. The company also provides Money Forward Cloud Accounting, a cloud accounting software; Money Forward Cloud Final Report, a cloud-type final tax return software; Money Forward Cloud Invoice, an invoice creation software; Money Forward Cloud Salary, a salary calculation software; Money Forward Cloud Attendance, a time management service for companies; Money Forward Cloud My Number, a my number management system; Money Forward Cloud Expenses, a cloud-type expense reimbursement system; and Money Forward Cloud Fundraising, a service that provides money forward cloud data to financial institutions. In addition, it offers STREAMED, a software specialized in automating accounting bookkeeping; Manageboard, a cloud service that allows to conduct business analysis by importing accounting software data; MF KESSAI, an inter-company postpaid settlement service; BALES, an inside sales outsourcing and consulting service; BALES CLOUD, a cloud-based inside sales management system; BOXIL that provides various information on prices, specifications, and word-of-mouth reviews of various Software-as-a-Service; and Money Forward X, a group that works with various client issues to create services. The company was formerly known as Moneybook Co. and changed its name to Money Forward, Inc. in December 2012. Money Forward, Inc. was founded in 2012 and is headquartered in Tokyo, Japan.
Technical Analysis
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Options Prices
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