The earnings call reflects a balanced outlook with strong investment returns and effective risk management, but also highlights challenges in Hong Kong and seasonal declines in wealth management.

Company Guidance -

Q2 2025

In the DBS Fourth Quarter Analyst Briefing for fiscal year 2024, the company provided comprehensive guidance on several key metrics. Piyush Gupta highlighted the bank's strong performance, noting a 6-7% dividend yield and a TSR growth of 14% over 15 years. The bank expanded its fixed rate book to $200 billion, with $50-55 billion expected to roll off this year, affecting net interest income (NII) slightly upward from stable in the previous quarter. Sensitivity to interest rate changes was discussed, with a potential $6-7 million impact by year-end. The bank's net profit before tax (PBT) guidance remains stable, with a forecasted $50-100 million upside. Non-performing loans (NPLs) showed an increase, notably in Hong Kong due to exchange rate and idiosyncratic issues, but the bank remains optimistic about recovery. Wealth management saw a 40% year-on-year increase, with $21 billion net new money for the year. The bank aims for mid-teens growth in the wealth business despite market volatility. Additionally, the potential impact of transformative technologies like GenAI on cost optimization and client engagement was noted. Overall, DBS demonstrated a resilient financial outlook while navigating interest rate sensitivities and regional market challenges.

Strong Dividend Yield and TSR Growth

DBS continues to offer a 6-7% dividend yield with a track record of 14% TSR growth over 15 years, highlighting its strong investment appeal.

Fixed Rate Book Expansion

DBS increased its fixed rate book to $200 billion, exceeding the planned $190 billion, indicating strong asset management in response to market conditions.

Resilient Wealth Management Growth

Net new money in Wealth Management reached $21 billion for the year, with a $6 billion contribution in Q3, reflecting strong client acquisition and retention.

Effective Risk Management

DBS has retained a $2.4 billion GP overlay through COVID, showcasing prudent risk management in preparation for potential economic stress.

Mid-Teens Growth Forecast in Wealth Management

DBS has budgeted for mid-teens growth in its wealth management business, driven by disciplined client engagement and strategic initiatives.

DBS Group (DBSDY) Earnings, Revenues Date & History

The upcoming earnings date is based on a company’s previous reporting, and may be updated when the actual date is announced

Daily Earnings Calendar >

DBSDY Earnings History

Report Date	Fiscal Quarter	Forecast / EPS	Last Year's EPS	EPS YoY Change	Slides	Play Transcript
Aug 07, 2025	2025 (Q2)	3.04 / -	2.983	―	―	―
May 07, 2025	2025 (Q1)	3.04 / 3.18	3.364	-5.38% (-0.18)
Feb 10, 2025	2024 (Q4)	2.74 / 2.66	2.471	7.57% (+0.19)
Nov 06, 2024	2024 (Q3)	3.00 / 3.09	2.708	14.22% (+0.38)
Aug 07, 2024	2024 (Q2)	2.83 / 2.98	2.825	5.59% (+0.16)
May 02, 2024	2024 (Q1)	2.68 / 3.36	2.736	22.95% (+0.63)
Feb 07, 2024	2023 (Q4)	2.48 / 2.47	2.447	0.98% (+0.02)
Nov 05, 2023	2023 (Q3)	2.60 / 2.71	3.1	-12.65% (-0.39)
Aug 03, 2023	2023 (Q2)	2.54 / 2.83	1.848	52.87% (+0.98)	―	―
May 01, 2023	2023 (Q1)	2.46 / 2.74	1.85	47.89% (+0.89)	―	―

The table shows recent earnings report dates and whether the forecast was beat or missed. See the change in forecast and EPS from the previous year.

Beat

Missed

DBSDY Earnings-Related Price Changes

Report Date	Price 1 Day Before	Price 1 Day After	Percentage Change
May 07, 2025	$130.42	$130.63	+0.16%
Feb 10, 2025	$127.98	$129.87	+1.48%
Nov 06, 2024	$112.40	$121.01	+7.66%
Aug 07, 2024	$93.18	$95.70	+2.70%

Earnings announcements can affect a stock’s price. This table shows the stock's price the day before and the day after recent earnings reports, including the percentage change.

FAQ

When does DBS Group Holdings (DBSDY) report earnings?

DBS Group Holdings (DBSDY) is schdueled to report earning on Aug 07, 2025, Before Open (Confirmed).

What is DBS Group Holdings (DBSDY) earnings time?

DBS Group Holdings (DBSDY) earnings time is at Aug 07, 2025, Before Open (Confirmed).

Where can I see when companies are reporting earnings?

You can see which companies are reporting today on our designated earnings calendar.

What companies are reporting earnings today?

You can see a list of the companies which are reporting today on TipRanks earnings calendar.

What is DBSDY EPS forecast?

DBSDY EPS forecast for the fiscal quarter 2025 (Q2) is 3.04.

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