The earnings call presented a strong performance with record-breaking revenue and robust growth in fee income and wealth management segments. Despite challenges like increased tax expenses and interest margin compression, the bank's asset quality remained resilient, and it achieved significant deposit growth.

Company Guidance

In the third quarter of 2025, DBS reported a record profit before tax of $3.48 billion, marking a 1% increase year-on-year, and maintained a strong return on equity (ROE) of 17.1% and return on tangible equity (ROTE) of 18.9%. Total income rose by 3% to a new high of $5.93 billion, driven by broad-based growth, particularly in wealth management and treasury customer sales. Despite a 1% decline in net profit to $2.95 billion due to the implementation of a 15% minimum tax, asset quality remained resilient with a stable non-performing loan (NPL) ratio of 1.0% and specific allowances at 15 basis points for the quarter. The common equity tier 1 (CET1) ratio stood strong at 16.9% on a transitional basis. The board declared a total dividend of $0.75 per share, comprising a $0.60 ordinary dividend and a $0.15 capital return dividend.

Record-Breaking Revenue and Profit

Third quarter pretax profit rose 1% to a record $3.48 billion with a ROE of 17.1%. Total income grew 3% to a new high of $5.93 billion.

Strong Fee Income Growth

Fee income rose 22% year-on-year to a record $1.36 billion, led by wealth management, and treasury customer sales reached a new high.

Resilient Asset Quality

Asset quality remained resilient with an NPL ratio stable at 1.0% and specific allowances at 15 basis points of loans.

Significant Deposit Growth

Total deposits rose 3% or $19 billion during the quarter, with a CASA ratio rising to 53%.

Wealth Management Segment Surge

Wealth management segment income grew 13% year-on-year to $1.54 billion, with assets under management growing 18% year-on-year to $474 billion.

DBS Group (DBSDY) Earnings, Revenues Date & History

The upcoming earnings date is based on a company’s previous reporting, and may be updated when the actual date is announced

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DBSDY Earnings History

Report Date	Fiscal Quarter	Forecast / EPS	Last Year's EPS	EPS YoY Change	Slides	Play Transcript
Feb 09, 2026	2025 (Q4)	2.71 / -	2.658	―	―	―
Nov 05, 2025	2025 (Q3)	2.94 / 3.17	3.093	2.55% (+0.08)
Aug 07, 2025	2025 (Q2)	3.04 / 3.06	2.983	2.68% (+0.08)
May 07, 2025	2025 (Q1)	3.04 / 3.18	3.364	-5.59% (-0.19)
Feb 10, 2025	2024 (Q4)	2.74 / 2.66	2.471	7.57% (+0.19)
Nov 06, 2024	2024 (Q3)	3.00 / 3.09	2.708	14.22% (+0.38)
Aug 07, 2024	2024 (Q2)	2.83 / 2.98	2.825	5.59% (+0.16)
May 02, 2024	2024 (Q1)	2.68 / 3.36	2.736	22.95% (+0.63)
Feb 07, 2024	2023 (Q4)	2.48 / 2.47	2.447	0.98% (+0.02)
Nov 05, 2023	2023 (Q3)	2.60 / 2.71	3.1	-12.65% (-0.39)

The table shows recent earnings report dates and whether the forecast was beat or missed. See the change in forecast and EPS from the previous year.

Beat

Missed

DBSDY Earnings-Related Price Changes

Report Date	Price 1 Day Before	Price 1 Day After	Percentage Change
Nov 05, 2025	$163.66	$170.24	+4.02%
Aug 07, 2025	$152.51	$155.62	+2.04%
May 07, 2025	$128.42	$128.63	+0.16%
Feb 10, 2025	$126.02	$127.88	+1.48%

Earnings announcements can affect a stock’s price. This table shows the stock's price the day before and the day after recent earnings reports, including the percentage change.

FAQ

When does DBS Group Holdings (DBSDY) report earnings?

DBS Group Holdings (DBSDY) is schdueled to report earning on Feb 09, 2026, Before Open (Confirmed).

What is DBS Group Holdings (DBSDY) earnings time?

DBS Group Holdings (DBSDY) earnings time is at Feb 09, 2026, Before Open (Confirmed).

Where can I see when companies are reporting earnings?

You can see which companies are reporting today on our designated earnings calendar.

What companies are reporting earnings today?

You can see a list of the companies which are reporting today on TipRanks earnings calendar.

What is DBSDY EPS forecast?

DBSDY EPS forecast for the fiscal quarter 2025 (Q4) is 2.71.

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