DBS delivered a strong performance in the first half of 2025 despite challenging market conditions, achieving record highs in profit before tax and total income. The bank demonstrated resilience with improved asset quality and significant growth in fee income and markets trading. However, challenges such as declines in commercial book net interest income and subdued loan growth in Hong Kong impacted overall performance. The proactive management of balance sheet and market opportunities offset some negative trends.

Company Guidance -

Q3 2025

In the second quarter of 2025, DBS reported a 5% increase in profit before tax to $3.39 billion, while net profit rose by 1% to $2.82 billion. Total income grew by 5% to $5.73 billion, driven by higher net interest income, robust deposit growth, and effective balance sheet management. The bank's return on equity stood at 17.0%, with a return on tangible equity at 18.8%. Asset quality remained strong, with the NPL ratio improving to 1.0% and allowance coverage at 137%, or 236% when considering collateral. The CET1 ratio was reported at 17.0% on a transitional basis, and 15.1% fully phased-in. DBS declared a dividend of $0.75 per share, including a $0.60 ordinary dividend and a $0.15 capital return dividend. For the first half, DBS achieved a record high of $6.83 billion in profit before tax, with total income reaching $11.6 billion, despite challenges such as lower interest rates and currency fluctuations.

Record Highs in Profit Before Tax and Total Income

The bank announced a record profit before tax of $6.83 billion for the first half, a 3% increase, and total income reached a new high of $11.6 billion, growing by 5%.

Strong Asset Quality

The Non-Performing Loan (NPL) ratio improved from 1.1% to 1.0%, with specific allowances at 15 basis points of loans and allowance coverage at 137%.

Significant Growth in Fee Income

Fee income rose 11% to $1.69 billion in the second quarter, led by a 25% increase in wealth management fees.

Markets Trading Income Surge

Markets trading income more than doubled to a 13-quarter high, rising $231 million to $418 million.

Solid Growth in Wealth Management

Wealth management segment income grew 8% to a record $2.84 billion in the first half, with assets under management increasing 16% year-on-year.

DBS Group (DBSDY) Earnings, Revenues Date & History

The upcoming earnings date is based on a company’s previous reporting, and may be updated when the actual date is announced

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DBSDY Earnings History

Report Date	Fiscal Quarter	Forecast / EPS	Last Year's EPS	EPS YoY Change	Slides	Play Transcript
Nov 06, 2025	2025 (Q3)	2.99 / -	3.093	―	―	―
Aug 07, 2025	2025 (Q2)	3.04 / 3.10	2.983	3.79% (+0.11)
May 07, 2025	2025 (Q1)	3.04 / 3.18	3.364	-5.59% (-0.19)
Feb 10, 2025	2024 (Q4)	2.74 / 2.66	2.471	7.57% (+0.19)
Nov 06, 2024	2024 (Q3)	3.00 / 3.09	2.708	14.22% (+0.38)
Aug 07, 2024	2024 (Q2)	2.83 / 2.98	2.825	5.59% (+0.16)
May 02, 2024	2024 (Q1)	2.68 / 3.36	2.736	22.95% (+0.63)
Feb 07, 2024	2023 (Q4)	2.48 / 2.47	2.447	0.98% (+0.02)
Nov 05, 2023	2023 (Q3)	2.60 / 2.71	3.1	-12.65% (-0.39)
Aug 03, 2023	2023 (Q2)	2.54 / 2.83	1.848	52.87% (+0.98)	―	―

The table shows recent earnings report dates and whether the forecast was beat or missed. See the change in forecast and EPS from the previous year.

Beat

Missed

DBSDY Earnings-Related Price Changes

Report Date	Price 1 Day Before	Price 1 Day After	Percentage Change
Aug 07, 2025	$152.51	$155.62	+2.04%
May 07, 2025	$128.42	$128.63	+0.16%
Feb 10, 2025	$126.02	$127.88	+1.48%
Nov 06, 2024	$110.68	$119.16	+7.66%

Earnings announcements can affect a stock’s price. This table shows the stock's price the day before and the day after recent earnings reports, including the percentage change.

FAQ

When does DBS Group Holdings (DBSDY) report earnings?

DBS Group Holdings (DBSDY) is schdueled to report earning on Nov 06, 2025, Before Open (Confirmed).

What is DBS Group Holdings (DBSDY) earnings time?

DBS Group Holdings (DBSDY) earnings time is at Nov 06, 2025, Before Open (Confirmed).

Where can I see when companies are reporting earnings?

You can see which companies are reporting today on our designated earnings calendar.

What companies are reporting earnings today?

You can see a list of the companies which are reporting today on TipRanks earnings calendar.

What is DBSDY EPS forecast?

DBSDY EPS forecast for the fiscal quarter 2025 (Q3) is 2.99.

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