Citizens & Northern (CZNC) Ownership - Who Owns Citizens & Northern?

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Citizens & Northern (CZNC) Ownership Overview

4.85% Insiders

8.94% Mutual Funds

4.68% Other Institutional Investors

10.28% ETFs

71.25% Public Companies and

Individual Investors

The ownership structure of Citizens & Northern (CZNC) stock is a mix of institutional, retail, and individual investors. Approximately 23.90% of the company’s stock is owned by Institutional Investors, 4.85% is owned by Insiders, and 71.25% is owned by Public Companies and Individual Investors.

The ownership structure of Citizens & Northern (CZNC) stock is a mix of institutional, retail, and individual investors. Approximately 13.62% of the company’s stock is owned by Institutional Investors, 4.85% is owned by Insiders, and 10.28% is owned by Public Companies and Individual Investors.

Recent Insider Trading Activity

Date	Name	Activity	Value
May 13, 2026	Terry L Lehman	xxxxxxxxxxxxx	$20820
May 20, 2025	Leo Lambert	xxxxxxxxxxxxx	$11910

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Recent Hedge Fund Trading Activity

Date	Firm	Activity	Value

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Top Shareholders

# of Shares	Type	% Holding	Value
806,905	Institution	4.50%	17,001,488
659,728	Institution	3.68%	13,900,469
566,980	Institution	3.16%	11,946,269
288,318	Institution	1.61%	6,074,860
212,917	Institution	1.19%	4,486,161
189,474	Institution	1.06%	3,992,217
161,129	Institution	0.90%	3,394,988
140,541	Insider	0.78%	2,961,199
109,832	Insider	0.61%	2,314,160
99,577	Institution	0.56%	2,098,087

Top Mutual Fund Holders

# of Shares	Type	% Holding	Value
659,728	Institution	3.68%	13,900,469
288,318	Institution	1.61%	6,074,860
189,474	Institution	1.06%	3,992,217
161,129	Institution	0.90%	3,394,988
99,577	Institution	0.56%	2,098,087
49,599	Institution	0.28%	1,045,051
47,449	Institution	0.26%	999,750
15,500	Institution	0.09%	326,585
12,000	Institution	0.07%	252,840
8,200	Institution	0.05%	172,774

Top ETF Holders

Holder	# of Shares	Type	% Holding	Value
Vanguard Total Stock Market ETF	503,422	Institution	2.81%	11,246,447
iShares Russell 2000 ETF	376,581	Institution	2.10%	7,908,201
Vanguard Extended Market ETF	204,615	Institution	1.14%	4,571,099
iShares Russell 2000 Value ETF	140,315	Institution	0.78%	2,946,615
Dimensional U.S. Targeted Value ETF	89,188	Institution	0.50%	1,877,407
Vanguard Russell 2000 ETF	84,657	Institution	0.47%	1,891,237
Dimensional U.S. Small Cap ETF	58,957	Institution	0.33%	1,241,045
U.S. Micro Cap Portfolio ETF	44,199	Institution	0.25%	992,710
iShares Micro-Cap ETF	44,135	Institution	0.25%	926,835
Dimensional U.S. Core Equity 2 ETF	38,486	Institution	0.21%	810,130

FAQ

Who Owns Citizens & Northern (CZNC)?

According to the latest TipRanks data, approximately 4.68% of the company's stock is held by institutional investors, 4.85% is held by insiders, and 71.25% is held by retail investors.

What percentage of Citizens & Northern (CZNC) stock is held by institutional investors?

According to the latest TipRanks data, approximately 4.68% of Citizens & Northern (CZNC) stock is held by institutional investors.

What percentage of Citizens & Northern (CZNC) stock is held by retail investors?

According to the latest TipRanks data, approximately 71.25% of Citizens & Northern (CZNC) stock is held by retail investors.

Who owns the most shares of Citizens & Northern (CZNC)?

Vanguard owns the most shares of Citizens & Northern (CZNC).

What is the significance of the ownership structure for a publicly traded company?

The ownership structure can impact the company's decision making, as large institutional investors may exert influence on the company's management and can also affect the company's stock price with their buying and selling patterns.