tiprankstipranks
Trending News
More News >
Citizens & Northern (CZNC)
NASDAQ:CZNC
US Market

Citizens & Northern (CZNC) Stock Statistics & Valuation Metrics

Compare
193 Followers

Total Valuation

Citizens & Northern has a market cap or net worth of $417.99M. The enterprise value is $531.96M.
Market Cap$417.99M
Enterprise Value$531.96M

Share Statistics

Citizens & Northern has 17,801,872 shares outstanding. The number of shares has decreased by -2.65% in one year.
Shares Outstanding17,801,872
Owned by Insiders4.97%
Owned by Institutions4.88%

Financial Efficiency

Citizens & Northern’s return on equity (ROE) is 0.07 and return on invested capital (ROIC) is 3.56%.
Return on Equity (ROE)0.07
Return on Assets (ROA)<0.01
Return on Invested Capital (ROIC)3.56%
Return on Capital Employed (ROCE)<0.01
Revenue Per Employee399.45K
Profits Per Employee60.69K
Employee Count386
Asset Turnover0.05
Inventory Turnover0.00

Valuation Ratios

The current PE Ratio of Citizens & Northern is 16.1. Citizens & Northern’s PEG ratio is -1.01.
PE Ratio16.1
PS Ratio2.09
PB Ratio0.94
Price to Fair Value0.94
Price to FCF0.00
Price to Operating Cash Flow19.66
PEG Ratio-1.01

Income Statement

In the last 12 months, Citizens & Northern had revenue of 154.19M and earned 23.43M in profits. Earnings per share was 1.46.
Revenue154.19M
Gross Profit100.75M
Operating Income28.64M
Pretax Income28.64M
Net Income23.43M
EBITDA28.64M
Earnings Per Share (EPS)1.46

Cash Flow

In the last 12 months, operating cash flow was 21.42M and capital expenditures -1.45M, giving a free cash flow of 19.97M billion.
Operating Cash Flow21.42M
Free Cash Flow19.97M
Free Cash Flow per Share1.12

Dividends & Yields

Citizens & Northern pays an annual dividend of $0.28, resulting in a dividend yield of 5.43%
Dividend Per Share$0.28
Dividend Yield5.43%
Payout Ratio61.88%
Free Cash Flow Yield
Earnings Yield

Stock Price Statistics

Beta0.64
52-Week Price Change21.80%
50-Day Moving Average21.60
200-Day Moving Average19.54
Relative Strength Index (RSI)68.50
Average Volume (3m)48.95K

Important Dates

Citizens & Northern upcoming earnings date is Apr 16, 2026, During Market Hours (Confirmed).
Last Earnings DateJan 28, 2026
Next Earnings DateApr 16, 2026
Ex-Dividend Date

Financial Position

Citizens & Northern as a current ratio of 0.00, with Debt / Equity ratio of 55.51%
Current Ratio0.00
Quick Ratio0.00
Debt to Market Cap0.59
Net Debt to EBITDA5.01
Interest Coverage Ratio0.60

Taxes

In the past 12 months, Citizens & Northern has paid 5.22M in taxes.
Income Tax5.22M
Effective Tax Rate0.18

Enterprise Valuation

Citizens & Northern EV to EBITDA ratio is 16.24, with an EV/FCF ratio of 0.00.
EV to Sales3.02
EV to EBITDA16.24
EV to Free Cash Flow0.00
EV to Operating Cash Flow0.00

Balance Sheet

Citizens & Northern has $554.66M in cash and marketable securities with $189.47M in debt, giving a net cash position of $365.19M billion.
Cash & Marketable Securities$554.66M
Total Debt$189.47M
Net Cash$365.19M
Net Cash Per Share$20.51
Tangible Book Value Per Share$16.73

Margins

Gross margin is 65.52%, with operating margin of 18.58%, and net profit margin of 15.19%.
Gross Margin65.52%
Operating Margin18.58%
Pretax Margin18.58%
Net Profit Margin15.19%
EBITDA Margin18.58%
EBIT Margin18.58%

Analyst Forecast

The average price target for Citizens & Northern is $23.50, which is 11.43% higher than the current price. The consensus rating is Hold
Price Target$23.50
Price Target Upside19.53% Upside
Analyst ConsensusHold
Analyst Count1
Revenue Growth Forecast5.76%
EPS Growth Forecast21.85%

Scores

Smart Score6
AI Score