Cavco Industries, Inc. (CVCO)
NASDAQ:CVCO
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CVCO Stock Chart & Stats
$539.06
$2.89(0.66%)
At close: 4:00 PM EST
$539.06
$2.89(0.66%)
Day’s Range― - ―
52-Week Range$393.80 - $713.01
Previous CloseN/A
Volume8.91K
Average Volume (3M)142.03K
Market Cap
$4.60B
Enterprise Value$3.90B
Total Cash (Recent Filing)$273.26M
Total Debt (Recent Filing)$30.75M
Price to Earnings (P/E)24.1
Beta0.87
Next Earnings
Jul 30, 2026EPS Estimate
5.69Next Dividend Ex-DateN/A
Dividend YieldN/A
Share Statistics
EPS (TTM)24.26
Shares Outstanding7,683,979
10 Day Avg. Volume121,880
30 Day Avg. Volume142,033
Financial Highlights & Ratios
PEG Ratio1.22
Price to Book (P/B)3.32
Price to Sales (P/S)1.63
P/FCF Ratio15.77
Enterprise Value/Market Cap0.85
Enterprise Value/Revenue1.74
Enterprise Value/Gross Profit7.39
Enterprise Value/Ebitda15.45
Forecast
1Y Price Target
$700.00Price Target Upside29.86% Upside
Rating ConsensusModerate Buy
Number of Analyst Covering2
EPS Forecast (FY)24.12
Revenue Forecast (FY)$2.34B
Bulls Say, Bears Say
Bulls Say
Very Conservative Balance SheetExtremely low debt-to-equity (~0.03–0.04) and rising equity (~$1.10B in 2026) provide durable financial flexibility. This conservatism supports capital spending, acquisitions, buybacks and buffers cyclical downturns, reducing insolvency risk and preserving strategic optionality.
Strong And Improving Cash GenerationSubstantial improvement in operating cash flow and FCF (FCF ~$232M; FCF historically 83–92% of net income) indicates high earnings quality and recurring cash conversion. This underpins sustained capex, debt-light M&A, and shareholder returns even if margins normalize.
M&A Synergies, Financial-services Scale And Capacity ExpansionRealized acquisition synergies (> $10M run-rate), a forward-flow investor agreement to scale loan originations (~$25M/quarter commitment) and a new high-capacity El Mirage plant together boost recurring finance income, purchasing scale, and manufacturing capacity, supporting durable margin and volume expansion.
Bears Say
Input Cost And Tariff PressuresPersistent commodity inflation and tariff risk create a structural headwind for factory-built gross margins due to limited immediate pass-through. With a ~60-day lag between cost moves and pricing, sustained raw-material inflation can compress margins and reduce free cash flow over multiple quarters.
Cyclical Demand And Margin NormalizationThe business shows structural sensitivity to the housing/construction cycle and product mix shifts. Revenue and margins have swung materially, and normalized margins are below cyclical peaks, implying earnings volatility and the need for disciplined capacity and working-capital management across cycles.
End Of ENERGY STAR Tax Credit Raises Tax BurdenThe expiration of ENERGY STAR tax credits is a structural change increasing the company's effective tax rate. Higher ongoing taxes reduce after-tax earnings and free cash flow relative to prior years, limiting distributable cash and the magnitude of capital returns or reinvestment over the medium term.
Cavco Industries News
CVCO FAQ
What was Cavco Industries, Inc.’s price range in the past 12 months?
Cavco Industries, Inc. lowest stock price was $393.80 and its highest was $713.00 in the past 12 months.
What is Cavco Industries, Inc.’s market cap?
Cavco Industries, Inc.’s market cap is $4.60B.
When is Cavco Industries, Inc.’s upcoming earnings report date?
Cavco Industries, Inc.’s upcoming earnings report date is Jul 30, 2026 which is in 46 days.
How were Cavco Industries, Inc.’s earnings last quarter?
Cavco Industries, Inc. released its earnings results on May 21, 2026. The company reported $5.42 earnings per share for the quarter, beating the consensus estimate of $5.259 by $0.161.
Is Cavco Industries, Inc. overvalued?
According to Wall Street analysts Cavco Industries, Inc.’s price is currently Undervalued.
Does Cavco Industries, Inc. pay dividends?
Cavco Industries, Inc. does not currently pay dividends.
What is Cavco Industries, Inc.’s EPS estimate?
Cavco Industries, Inc.’s EPS estimate is 5.69.
How many shares outstanding does Cavco Industries, Inc. have?
Cavco Industries, Inc. has 7,683,979 shares outstanding.
What happened to Cavco Industries, Inc.’s price movement after its last earnings report?
Cavco Industries, Inc. reported an EPS of $5.42 in its last earnings report, beating expectations of $5.259. Following the earnings report the stock price went up 3.597%.
Which hedge fund is a major shareholder of Cavco Industries, Inc.?
Currently, no hedge funds are holding shares in CVCO
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
Cavco Industries Stock Smart Score
Underperform
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Analyst Consensus
Moderate Buy
Average Price Target:
$700.00 (29.86% Upside)
$700.00 (29.86% Upside)
Blogger Sentiment
Bullish
CVCO Sentiment 70%
Sector Average 66%
Sector Average 66%
Hedge Fund Trend
Decreased
By 10.2K Shares
Last Quarter.
Last Quarter.
Insider Transactions
Sold Shares
Worth $476.5K over
the Last 3 Months
the Last 3 Months
Crowd Wisdom
Very Negative
Last 7 Days ▼ 1.1%
Last 30 Days ▼ 4.1%
Last 30 Days ▼ 4.1%
Technicals
SMA
Negative
20 days / 200 days
Momentum
42.51%
12-Months-Change
Fundamentals
Return on Equity
17.55%
Trailing 12-Months
Asset Growth
6.01%
Trailing 12-Months
Company Description
Cavco Industries, Inc.
Cavco Industries, Inc. (CVCO) is a prominent American enterprise primarily focused on the manufacturing, marketing, and retail sale of prefabricated residential dwellings. Its operations are structured into two core divisions: Factory-Built Housing, which handles construction, and Financial Services. The company offers its extensive range of manufactured homes under numerous recognized brand names, including Cavco, Fleetwood, Palm Harbor, Nationwide, Fairmont, Friendship, Chariot Eagle, Destiny, Commodore, Colony, Pennwest, R-Anell, Manorwood, and MidCountry. Beyond traditional homes, Cavco's production capabilities encompass recreational park model vehicles, vacation cabins, and various factory-built commercial structures. This commercial portfolio includes multi-unit apartment buildings, condominiums, hotels, temporary housing for workforces, educational facilities, and accommodations for U.S. military personnel. The firm further diversifies its offerings with an assortment of modular homes, featuring designs such as single and multi-section ranches, split-level residences, Cape Cod-style houses, two- and three-story structures, and multi-family units. To support its housing sales, Cavco provides a suite of financial services, extending both conforming and non-conforming mortgages, as well as specialized home-only loans. These financial products are available to individuals purchasing factory-built homes sold through Cavco's proprietary retail outlets and its extensive network of independent distributors, builders, community operators, and developers. Moreover, the company furnishes property and casualty insurance solutions specifically tailored for owners of manufactured homes. As of April 3, 2022, Cavco maintained a retail footprint of 45 company-owned locations situated across Oregon, Arizona, Nevada, New Mexico, Texas, Indiana, Oklahoma, Florida, and New York. Its products are also distributed widely throughout 48 U.S. states and Canada via a broad network of independent dealerships, in addition to reaching customers through planned community developments and residential builders. Established in 1965, Cavco Industries, Inc. has its corporate headquarters situated in Phoenix, Arizona.
CVCO Earnings Call
Q4 2026
0:00 / 0:00
Earnings Call Sentiment|Positive
The call presented several strong fundamental positives: record annual shipments (20.8k), double-digit YoY revenue and EPS growth, improving consolidated gross margin, meaningful financial services momentum (including a forward-flow investor agreement), tangible synergies from the American HomeStar acquisition (> $10M annual run-rate), disciplined capital deployment (>$360M deployed, $160M buybacks), and a strategic new plant to expand Southwest capacity. Offsetting these positives were near-term operational headwinds: sequential revenue and operating income declines, factory-built margin compression due to higher input costs and mix shifts, weather-related production losses, tariff/commodity cost risk, and a higher effective tax rate going forward. Overall, the balance of material performance metrics, strategic actions, cash generation, and realized synergies outweigh the near-term challenges and risks discussed on the call.View all CVCO earnings summariesCVCO Stock 12 Month Forecast
Average Price Target
$700.00
▲(29.86% Upside)
Technical Analysis
Ownership Overview
1.70% Insiders
38.17% Mutual Funds
30.34% Other Institutional Investors
3.43% Public Companies and
Individual Investors
Options Prices
Currently, No data available
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