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Cvb Financial Corp. (CVBF)
NASDAQ:CVBF
US Market

Cvb Financial (CVBF) Ratios

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Cvb Financial Ratios

CVBF's free cash flow for Q1 2025 was $1.00. For the 2025 fiscal year, CVBF's free cash flow was decreased by $ and operating cash flow was $2.19. See a summary of the company’s cash flow.
Ratios
TTM
Dec 24Dec 23Dec 22Dec 21
Liquidity Ratios
Current Ratio
55.69 0.26 19.01 2.19K 889.24
Quick Ratio
63.10 0.26 21.45 2.99K 1.30K
Cash Ratio
5.30 0.02 1.14 770.95 400.34
Solvency Ratio
8.92 0.02 0.02 0.02 0.02
Operating Cash Flow Ratio
5.85 0.02 1.47 85.59 37.02
Short-Term Operating Cash Flow Coverage
0.00 0.14 0.28 85.59 37.02
Net Current Asset Value
$ 1.96B$ -10.39B$ -10.98B$ -8.81B$ -7.97B
Leverage Ratios
Debt-to-Assets Ratio
<0.01 0.15 0.06 <0.01 <0.01
Debt-to-Equity Ratio
0.01 1.13 0.51 <0.01 0.02
Debt-to-Capital Ratio
0.01 0.53 0.34 <0.01 0.02
Long-Term Debt-to-Capital Ratio
0.01 0.00 0.00 0.00 0.01
Financial Leverage Ratio
5.66 7.71 8.46 7.63 7.18
Debt Service Coverage Ratio
10.41 0.11 0.25 -10.18 -3.75
Interest Coverage Ratio
13.18 2.98 36.87 48.96 17.47
Debt to Market Cap
<0.01 0.75 0.28 <0.01 0.01
Interest Debt Per Share
0.34 17.78 7.19 0.06 0.33
Net Debt to EBITDA
-0.52 6.15 2.29 0.00 0.00
Profitability Margins
Gross Profit Margin
100.00%99.73%100.00%100.00%100.00%
EBIT Margin
60.10%57.63%59.11%1.39%0.25%
EBITDA Margin
64.65%60.95%61.57%0.00%0.00%
Operating Profit Margin
60.10%64.53%60.76%64.44%53.75%
Pretax Profit Margin
60.10%57.63%59.11%64.44%53.75%
Net Profit Margin
42.91%40.46%42.38%46.01%38.16%
Continuous Operations Profit Margin
42.91%40.46%42.38%46.01%38.16%
Net Income Per EBT
71.40%70.20%71.70%71.40%71.00%
EBT Per EBIT
100.00%89.31%97.29%100.00%100.00%
Return on Assets (ROA)
1.84%1.38%1.43%1.34%1.23%
Return on Equity (ROE)
10.42%10.66%12.08%10.21%8.82%
Return on Capital Employed (ROCE)
2.59%15.68%2.07%1.87%1.73%
Return on Invested Capital (ROIC)
4.06%3.37%2.20%1.96%2.17%
Return on Tangible Assets
1.97%1.45%1.50%1.40%1.29%
Earnings Yield
6.89%7.98%6.55%7.34%6.68%
Efficiency Ratios
Receivables Turnover
9.11 1.82 6.85 10.06 10.19
Payables Turnover
0.00 0.00 0.00 0.00 0.00
Inventory Turnover
0.00 0.00 0.00 0.00 0.00
Fixed Asset Turnover
8.97 8.25 11.90 9.41 9.08
Asset Turnover
0.04 0.03 0.03 0.03 0.03
Working Capital Turnover Ratio
0.10 -0.16 0.13 0.10 0.15
Cash Conversion Cycle
40.05 200.96 53.30 36.29 35.81
Days of Sales Outstanding
40.05 200.96 53.30 36.29 35.81
Days of Inventory Outstanding
0.00 0.00 0.00 0.00 0.00
Days of Payables Outstanding
0.00 0.00 0.00 0.00 0.00
Operating Cycle
40.05 200.96 53.30 36.29 35.81
Cash Flow Ratios
Operating Cash Flow Per Share
1.49 2.14 1.96 1.44 1.36
Free Cash Flow Per Share
1.45 2.10 1.92 1.41 1.33
CapEx Per Share
0.04 0.03 0.04 0.03 0.03
Free Cash Flow to Operating Cash Flow
0.97 0.98 0.98 0.98 0.97
Dividend Paid and CapEx Coverage Ratio
2.06 2.54 2.49 1.91 1.79
Capital Expenditure Coverage Ratio
37.70 65.39 51.08 41.75 39.62
Operating Cash Flow Coverage Ratio
8.08 0.13 0.28 85.59 6.01
Operating Cash Flow to Sales Ratio
0.43 0.54 0.49 0.42 0.40
Free Cash Flow Yield
6.72%10.49%7.46%6.59%6.80%
Valuation Ratios
Price-to-Earnings (P/E) Ratio
14.51 12.54 15.27 13.62 14.97
Price-to-Sales (P/S) Ratio
6.23 5.07 6.47 6.26 5.71
Price-to-Book (P/B) Ratio
1.51 1.34 1.85 1.39 1.32
Price-to-Free Cash Flow (P/FCF) Ratio
14.88 9.54 13.40 15.19 14.70
Price-to-Operating Cash Flow Ratio
14.49 9.39 13.14 14.82 14.33
Price-to-Earnings Growth (PEG) Ratio
0.79 -2.62 2.18 0.66 -1.23
Price-to-Fair Value
1.51 1.34 1.85 1.39 1.32
Enterprise Value Multiple
9.11 14.47 12.80 0.00 0.00
Enterprise Value
2.85B 4.83B 4.38B 1.14B 681.66M
EV to EBITDA
9.11 14.47 12.80 0.00 0.00
EV to Sales
5.89 8.82 7.88 2.46 1.47
EV to Free Cash Flow
14.08 16.59 16.31 5.97 3.78
EV to Operating Cash Flow
13.71 16.33 15.99 5.83 3.68
Tangible Book Value Per Share
75.49 9.37 8.31 10.30 9.63
Shareholders’ Equity Per Share
14.27 15.02 13.95 15.40 14.76
Tax and Other Ratios
Effective Tax Rate
0.29 0.30 0.28 0.29 0.29
Revenue Per Share
3.47 3.96 3.98 3.42 3.41
Net Income Per Share
1.49 1.60 1.69 1.57 1.30
Tax Burden
0.71 0.70 0.72 0.71 0.71
Interest Burden
1.00 1.00 1.00 46.32 215.66
Research & Development to Revenue
0.00 0.00 0.00 0.00 0.00
SG&A to Revenue
0.27 0.25 0.24 0.28 0.28
Stock-Based Compensation to Revenue
0.01 0.02 0.01 0.01 0.01
Income Quality
1.00 1.34 1.16 0.92 1.04
Currency in USD
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