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America's Car-Mart, Inc. (CRMT)
:CRMT
Earnings Data
Report Date
Feb 25, 2026After Close (Confirmed)
Period Ending
2026 (Q3)Consensus EPS Forecast
-0.2Last Year’s EPS
0.37Same Quarter Last Year
Based on 1 Analysts Ratings
Earnings Call Summary
Earnings Call Sentiment|Neutral
The earnings call highlights the company's strategic initiatives to improve operational efficiency, capital structure, and customer quality, indicating a strong position in the market. However, the report of a net loss, elevated charge-offs, and the impact of store closures present significant challenges that the company is addressing. The sentiment is balanced with both positive and negative aspects.Company Guidance
Strong Consumer Demand and Credit Applications Increase
Consumer demand remains robust with credit applications growing 14.6% year-over-year, indicating the company's strong position despite economic uncertainty.
Transformative Capital Structure Improvement
The company closed a transformative $300 million term loan, providing flexibility to optimize store footprint and organizational structure, with expected annualized SG&A savings of over $20 million.
Improved Underwriting and Higher-Quality Customers
The enhanced underwriting platform, LOS V2, led to a 12% improvement in higher-quality bookings, with 76.5% of volume coming from the highest-ranked customers.
Operational Efficiency and Cost Reduction Initiatives
The company executed a multiphase plan reducing SG&A by $31.4 million annually, consolidating underperforming stores, and reducing headcount by 10%.
Successful Digital Payment Adoption
The Pay Your Way platform has increased customer use of digital payment channels, improving collections efficiency and reducing in-store traffic.
CRMT Earnings History
The table shows recent earnings report dates and whether the forecast was beat or missed. See the change in forecast and EPS from the previous year.
Beat
Missed
CRMT Earnings-Related Price Changes
Report Date | Price 1 Day Before | Price 1 Day After | Percentage Change |
|---|---|---|---|
Sep 04, 2025 | $44.65 | $36.51 | -18.23% |
Sep 04, 2025 | $44.65 | $36.51 | -18.23% |
Jun 12, 2025 | $57.74 | $50.00 | -13.40% |
Mar 06, 2025 | $38.36 | $44.47 | +15.93% |
Earnings announcements can affect a stock’s price. This table shows the stock's price the day before and the day after recent earnings reports, including the percentage change.
FAQ
When does America's Car-Mart, Inc. (CRMT) report earnings?
America's Car-Mart, Inc. (CRMT) is schdueled to report earning on Feb 25, 2026, After Close (Confirmed).
What is America's Car-Mart, Inc. (CRMT) earnings time?
America's Car-Mart, Inc. (CRMT) earnings time is at Feb 25, 2026, After Close (Confirmed).
Where can I see when companies are reporting earnings?
You can see which companies are reporting today on our designated earnings calendar.
What companies are reporting earnings today?
You can see a list of the companies which are reporting today on TipRanks earnings calendar.
What is CRMT EPS forecast?
CRMT EPS forecast for the fiscal quarter 2026 (Q3) is -0.2.
