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Credit Agricole SA (CRARY)
OTHER OTC:CRARY
US Market
CRARY
Credit Agricole
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Credit Agricole (CRARY) Ratios

88 Followers

Credit Agricole Ratios

CRARY's free cash flow for Q4 2025 was €1.00. For the 2025 fiscal year, CRARY's free cash flow was decreased by € and operating cash flow was €1.60. See a summary of the company’s cash flow.
Ratios
TTM
Dec 25Dec 24Dec 23Dec 22
Liquidity Ratios
Current Ratio
 0.70 0.60 0.84 0.63 0.66
Quick Ratio
 0.70 0.60 0.84 0.63 0.66
Cash Ratio
 0.70 0.52 0.53 0.54 0.56
Solvency Ratio
 <0.01 <0.01 <0.01 <0.01 <0.01
Operating Cash Flow Ratio
 0.08 0.04 -0.01 -0.03 <0.01
Short-Term Operating Cash Flow Coverage
 0.08 0.00 0.00 0.00 0.00
Net Current Asset Value
€ -2.13T€ -1.63T€ -1.30T€ -1.41T€ -1.30T
Leverage Ratios
Debt-to-Assets Ratio
 0.22 0.13 0.14 0.13 0.11
Debt-to-Equity Ratio
 7.47 4.03 4.22 3.94 3.61
Debt-to-Capital Ratio
 0.88 0.80 0.81 0.80 0.78
Long-Term Debt-to-Capital Ratio
 0.80 0.80 0.81 0.80 0.78
Financial Leverage Ratio
 34.15 30.56 30.92 30.80 32.14
Debt Service Coverage Ratio
 0.03 0.24 0.19 0.19 0.42
Interest Coverage Ratio
 0.27 0.25 0.22 0.21 0.46
Debt to Market Cap
 10.43 5.94 7.93 7.24 8.23
Interest Debt Per Share
 184.48 58.28 60.48 53.63 42.97
Net Debt to EBITDA
 29.23 -22.71 -22.40 -29.79 -46.24
Profitability Margins
Gross Profit Margin
62.74%39.74%34.01%34.32%54.89%
EBIT Margin
9.73%15.74%14.27%13.97%20.93%
EBITDA Margin
10.71%17.77%15.94%15.65%23.86%
Operating Profit Margin
9.73%15.12%14.27%13.97%20.93%
Pretax Profit Margin
9.73%15.89%14.27%13.97%20.93%
Net Profit Margin
6.30%10.70%9.52%9.29%14.11%
Continuous Operations Profit Margin
7.64%12.47%10.95%10.75%16.13%
Net Income Per EBT
64.73%67.39%66.69%66.50%67.41%
EBT Per EBIT
100.00%105.07%100.00%100.00%100.00%
Return on Assets (ROA)
0.30%0.30%0.31%0.29%0.25%
Return on Equity (ROE)
10.37%9.11%9.49%8.93%7.98%
Return on Capital Employed (ROCE)
0.51%0.79%0.88%0.88%0.80%
Return on Invested Capital (ROIC)
0.36%0.62%0.68%0.68%0.62%
Return on Tangible Assets
0.30%0.30%0.31%0.29%0.25%
Earnings Yield
13.50%13.42%17.82%16.39%18.21%
Efficiency Ratios
Receivables Turnover
 0.00 0.75 0.78 0.71 0.36
Payables Turnover
 0.00 1.32 1.36 1.12 0.47
Inventory Turnover
 0.00 0.00 0.00 0.00 0.00
Fixed Asset Turnover
 10.89 6.41 7.67 7.96 6.25
Asset Turnover
 0.05 0.03 0.03 0.03 0.02
Working Capital Turnover Ratio
 -2.91 -0.21 -0.25 -0.17 -0.09
Cash Conversion Cycle
 0.00 206.68 198.15 189.31 242.10
Days of Sales Outstanding
 0.00 484.01 466.74 513.83 1.01K
Days of Inventory Outstanding
 0.00 0.00 0.00 0.00 0.00
Days of Payables Outstanding
 0.00 277.33 268.58 324.53 771.52
Operating Cycle
 0.00 484.01 466.74 513.83 1.01K
Cash Flow Ratios
Operating Cash Flow Per Share
 6.27 7.70 -2.64 -6.02 0.10
Free Cash Flow Per Share
 5.91 7.52 -2.82 -6.17 -0.08
CapEx Per Share
 0.37 0.18 0.18 0.15 0.18
Free Cash Flow to Operating Cash Flow
 0.94 0.98 1.07 1.02 -0.83
Dividend Paid and CapEx Coverage Ratio
 4.28 10.14 -2.56 -8.40 0.14
Capital Expenditure Coverage Ratio
 17.02 43.45 -14.87 -41.26 0.55
Operating Cash Flow Coverage Ratio
 0.04 0.15 -0.05 -0.13 <0.01
Operating Cash Flow to Sales Ratio
 0.17 0.71 -0.21 -0.53 0.02
Free Cash Flow Yield
34.21%86.41%-42.69%-96.58%-1.70%
Valuation Ratios
Price-to-Earnings (P/E) Ratio
 7.03 7.45 5.61 6.10 5.49
Price-to-Sales (P/S) Ratio
 0.44 0.80 0.53 0.57 0.77
Price-to-Book (P/B) Ratio
 0.72 0.68 0.53 0.54 0.44
Price-to-Free Cash Flow (P/FCF) Ratio
 2.78 1.16 -2.34 -1.04 -58.87
Price-to-Operating Cash Flow Ratio
 2.62 1.13 -2.50 -1.06 49.06
Price-to-Earnings Growth (PEG) Ratio
 0.07 1.96 0.68 0.33 -0.51
Price-to-Fair Value
 0.72 0.68 0.53 0.54 0.44
Enterprise Value Multiple
 33.36 -18.23 -19.05 -26.17 -43.00
Enterprise Value
 403.99B -214.07B -226.12B -279.97B -385.88B
EV to EBITDA
 33.58 -18.23 -19.05 -26.17 -43.00
EV to Sales
 3.60 -3.24 -3.04 -4.10 -10.26
EV to Free Cash Flow
 22.57 -4.70 13.32 7.49 779.56
EV to Operating Cash Flow
 21.25 -4.59 14.21 7.67 -649.63
Tangible Book Value Per Share
 19.11 9.56 10.55 10.04 9.49
Shareholders’ Equity Per Share
 22.94 12.83 12.39 11.73 11.13
Tax and Other Ratios
Effective Tax Rate
 0.21 0.21 0.23 0.23 0.23
Revenue Per Share
 37.07 10.92 12.35 11.27 6.29
Net Income Per Share
 2.33 1.17 1.18 1.05 0.89
Tax Burden
 0.65 0.67 0.67 0.66 0.67
Interest Burden
 1.00 1.01 1.00 1.00 1.00
Research & Development to Revenue
 0.00 0.00 0.00 0.00 0.00
SG&A to Revenue
 0.09 0.15 0.00 0.00 0.00
Stock-Based Compensation to Revenue
 <0.01 0.00 0.00 0.00 <0.01
Income Quality
 2.69 7.36 -1.50 -3.82 0.08
Currency in EUR