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Central Pacific Financial Corp (CPF)
NYSE:CPF
US Market
CPF
Central Pacific Financial
RESEARCH TOOLSreports

Central Pacific Financial (CPF) Ratios

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76 Followers

Central Pacific Financial Ratios

CPF's free cash flow for Q4 2025 was $0.82. For the 2025 fiscal year, CPF's free cash flow was decreased by $ and operating cash flow was $0.33. See a summary of the company’s cash flow.
Ratios
TTM
Dec 25Dec 24Dec 23Dec 22
Liquidity Ratios
Current Ratio
 33.66 33.66 0.14 0.17 0.12
Quick Ratio
 33.66 33.66 0.14 0.17 0.12
Cash Ratio
 3.45 3.45 0.06 0.08 0.02
Solvency Ratio
 0.01 0.01 <0.01 <0.01 0.01
Operating Cash Flow Ratio
 3.81 3.81 0.01 0.02 0.02
Short-Term Operating Cash Flow Coverage
 3.81 3.81 0.00 0.00 22.82
Net Current Asset Value
$ -5.96B$ -5.96B$ -5.99B$ -5.95B$ -6.18B
Leverage Ratios
Debt-to-Assets Ratio
 0.02 0.02 0.03 0.02 0.02
Debt-to-Equity Ratio
 0.22 0.22 0.35 0.37 0.32
Debt-to-Capital Ratio
 0.18 0.18 0.26 0.27 0.24
Long-Term Debt-to-Capital Ratio
 0.11 0.11 0.23 0.24 0.19
Financial Leverage Ratio
 12.50 12.50 13.88 15.17 16.41
Debt Service Coverage Ratio
 0.87 0.81 0.66 0.91 3.72
Interest Coverage Ratio
 1.37 1.37 0.72 1.06 5.78
Debt to Market Cap
 0.12 0.12 0.20 0.29 0.20
Interest Debt Per Share
 7.53 7.53 10.45 9.60 5.98
Net Debt to EBITDA
 0.37 0.39 -2.50 -3.97 0.32
Profitability Margins
Gross Profit Margin
76.12%76.12%69.45%72.49%94.39%
EBIT Margin
27.79%27.79%19.98%24.03%35.65%
EBITDA Margin
29.43%27.79%22.66%26.43%38.60%
Operating Profit Margin
27.79%27.79%19.98%24.03%35.65%
Pretax Profit Margin
27.13%27.13%19.98%24.03%35.65%
Net Profit Margin
21.38%21.38%15.69%18.36%26.68%
Continuous Operations Profit Margin
21.38%21.38%15.69%18.36%26.68%
Net Income Per EBT
78.84%78.84%78.50%76.37%74.85%
EBT Per EBIT
97.62%97.62%100.00%100.00%100.00%
Return on Assets (ROA)
1.05%1.05%0.71%0.77%0.99%
Return on Equity (ROE)
13.43%13.08%9.92%11.64%16.32%
Return on Capital Employed (ROCE)
1.36%1.36%8.32%9.90%14.38%
Return on Invested Capital (ROIC)
8.05%8.05%6.53%7.56%10.69%
Return on Tangible Assets
1.05%1.05%0.72%0.77%1.00%
Earnings Yield
9.48%9.32%6.80%11.03%13.31%
Efficiency Ratios
Receivables Turnover
 15.38 15.38 14.56 14.86 13.62
Payables Turnover
 12.24 12.24 10.35 4.64 3.28
Inventory Turnover
 0.00 0.00 0.00 0.00 0.00
Fixed Asset Turnover
 2.89 2.89 2.52 2.54 2.19
Asset Turnover
 0.05 0.05 0.05 0.04 0.04
Working Capital Turnover Ratio
 0.43 -0.15 -0.06 -0.06 -0.05
Cash Conversion Cycle
 -6.08 -6.08 -10.21 -54.10 -84.50
Days of Sales Outstanding
 23.73 23.73 25.06 24.56 26.80
Days of Inventory Outstanding
 0.00 0.00 0.00 0.00 0.00
Days of Payables Outstanding
 29.82 29.82 35.27 78.67 111.30
Operating Cycle
 23.73 23.73 25.06 24.56 26.80
Cash Flow Ratios
Operating Cash Flow Per Share
 3.65 3.65 3.35 3.89 4.17
Free Cash Flow Per Share
 3.37 3.23 2.79 3.42 3.49
CapEx Per Share
 0.28 0.19 0.56 0.47 0.67
Free Cash Flow to Operating Cash Flow
 0.92 0.88 0.83 0.88 0.84
Dividend Paid and CapEx Coverage Ratio
 2.64 2.82 2.09 2.58 2.43
Capital Expenditure Coverage Ratio
 12.93 18.88 6.00 8.31 6.19
Operating Cash Flow Coverage Ratio
 0.76 0.76 0.48 0.56 0.78
Operating Cash Flow to Sales Ratio
 0.27 0.27 0.27 0.33 0.41
Free Cash Flow Yield
10.95%10.35%9.60%17.38%17.22%
Valuation Ratios
Price-to-Earnings (P/E) Ratio
 10.55 10.73 14.72 9.07 7.52
Price-to-Sales (P/S) Ratio
 2.27 2.30 2.31 1.66 2.01
Price-to-Book (P/B) Ratio
 1.38 1.40 1.46 1.06 1.23
Price-to-Free Cash Flow (P/FCF) Ratio
 9.13 9.66 10.42 5.75 5.81
Price-to-Operating Cash Flow Ratio
 8.39 8.53 8.68 5.06 4.87
Price-to-Earnings Growth (PEG) Ratio
 0.59 0.23 -1.60 -0.46 -1.43
Price-to-Fair Value
 1.38 1.40 1.46 1.06 1.23
Enterprise Value Multiple
 8.07 8.65 7.69 2.32 5.52
Enterprise Value
 860.54M 871.03M 593.43M 196.21M 590.34M
EV to EBITDA
 8.07 8.65 7.69 2.32 5.52
EV to Sales
 2.38 2.40 1.74 0.61 2.13
EV to Free Cash Flow
 9.57 10.12 7.87 2.12 6.17
EV to Operating Cash Flow
 8.83 8.94 6.56 1.87 5.17
Tangible Book Value Per Share
 21.88 21.88 19.59 18.32 16.20
Shareholders’ Equity Per Share
 22.20 22.20 19.90 18.64 16.53
Tax and Other Ratios
Effective Tax Rate
 0.21 0.21 0.21 0.24 0.25
Revenue Per Share
 13.58 13.58 12.58 11.83 10.11
Net Income Per Share
 2.90 2.90 1.97 2.17 2.70
Tax Burden
 0.79 0.79 0.79 0.76 0.75
Interest Burden
 0.98 0.98 1.00 1.00 1.00
Research & Development to Revenue
 0.00 0.00 0.00 0.00 0.00
SG&A to Revenue
 0.27 0.27 0.27 0.28 0.35
Stock-Based Compensation to Revenue
 <0.01 0.00 <0.01 <0.01 0.01
Income Quality
 1.26 1.26 1.69 1.79 1.54
Currency in USD