Education
About Us
Working with TipRanks
Follow Us
Central Pacific Financial Corp (CPF)
NYSE:CPF
Earnings Data
Report Date
Feb 04, 2026Before Open (Confirmed)
Period Ending
2025 (Q4)Consensus EPS Forecast
0.71Last Year’s EPS
0.42Same Quarter Last Year
Moderate Buy
Based on 2 Analysts Ratings
Earnings Call Summary
Earnings Call Sentiment|Positive
The earnings call highlighted strong financial performance with increased loan and deposit growth, strategic partnerships, and effective risk management. However, challenges such as loan runoff, increased operating expenses, and economic softness in Hawaii were noted.Company Guidance
Strong Loan and Deposit Growth
Loans increased by $77 million and deposits by $33 million. Average yields on total loans increased 5 basis points to 5.01%.
Net Income and Margin Expansion
Reported net income of $18.6 million or $0.69 per diluted share. Excluding one-time costs, adjusted net income was $19.7 million or $0.73 per diluted share. Net interest margin expanded 5 basis points to 3.49%.
Strategic Partnerships and Initiatives
Announced a strategic partnership with Kyoto Shinkin Bank, strengthening ties between Hawaii and Japan. Consolidated operations center to main headquarters for increased efficiency.
Capital Returns
Repurchased approximately 78,000 shares at a total cost of $2.3 million. Increased fourth quarter dividend by 3.7% to $0.28 per share.
Strong Risk Management
Net charge-offs were $2.7 million. Nonperforming assets totaled $14.3 million, showing strong credit performance and asset quality.
CPF Earnings History
The table shows recent earnings report dates and whether the forecast was beat or missed. See the change in forecast and EPS from the previous year.
Beat
Missed
CPF Earnings-Related Price Changes
Report Date | Price 1 Day Before | Price 1 Day After | Percentage Change |
|---|---|---|---|
Oct 29, 2025 | $30.27 | $28.34 | -6.38% |
Jul 25, 2025 | $27.62 | $27.39 | -0.83% |
Apr 23, 2025 | $25.65 | $25.90 | +0.97% |
Jan 29, 2025 | $27.78 | $27.23 | -1.98% |
Earnings announcements can affect a stock’s price. This table shows the stock's price the day before and the day after recent earnings reports, including the percentage change.
FAQ
When does Central Pacific Financial Corp (CPF) report earnings?
Central Pacific Financial Corp (CPF) is schdueled to report earning on Feb 04, 2026, Before Open (Confirmed).
What is Central Pacific Financial Corp (CPF) earnings time?
Central Pacific Financial Corp (CPF) earnings time is at Feb 04, 2026, Before Open (Confirmed).
Where can I see when companies are reporting earnings?
You can see which companies are reporting today on our designated earnings calendar.
What companies are reporting earnings today?
You can see a list of the companies which are reporting today on TipRanks earnings calendar.
What is CPF EPS forecast?
CPF EPS forecast for the fiscal quarter 2025 (Q4) is 0.71.