CNB Community Bancorp Inc (CNBB)

OTHER OTC:CNBB

CNBB

CNB Community Bancorp

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CNB Community Bancorp (CNBB) Price & Analysis

8 Followers

CNBB Stock Chart & Stats

$44.57

-$2.68(-6.19%)

At close: Jan 06 4:00 PM EST

$44.57

-$2.68(-6.19%)

Day’s Range― - ―

52-Week Range$39.11 - $49.00

Previous CloseN/A

Volume1.78K

Average Volume (3M)321.00

Market Cap

$96.04M

Enterprise Value$162.43M

Total Cash (Recent Filing)$73.79M

Total Debt (Recent Filing)$55.21M

Price to Earnings (P/E)7.4

Beta0.13

Next Earnings

Apr 10, 2026

EPS EstimateN/A

Next Dividend Ex-DateN/A

Dividend Yield3.16%

Share Statistics

EPS (TTM)N/A

Shares Outstanding2,101,000

10 Day Avg. Volume285

30 Day Avg. Volume321

Financial Highlights & Ratios

PEG Ratio0.91

Price to Book (P/B)0.85

Price to Sales (P/S)1.17

P/FCF Ratio6.04

Enterprise Value/Market Cap1.69

Enterprise Value/Revenue2.55

Enterprise Value/Gross Profit3.50

Enterprise Value/Ebitda12.28

Forecast

1Y Price TargetN/A

Price Target UpsideN/A

Rating ConsensusN/A

Number of Analyst Covering0

EPS Forecast (FY)N/A

Revenue Forecast (FY)N/A

Bulls Say, Bears Say

Bulls Say

Consistent Revenue GrowthSustained revenue growth across multiple years indicates ongoing loan and deposit expansion in CNB’s local markets. Durable top-line momentum supports recurring net interest income, underpins organic capital accumulation, and provides a stable base for medium-term earnings forecasts.

Stable Profitability / MarginsConsistently healthy operating margins reflect disciplined cost controls and pricing power in community banking franchises. Margin stability enhances cash generation potential and resilience to moderate rate or mix shifts, supporting long-term ability to fund operations and community lending.

Steady Balance Sheet GrowthMeasured asset and equity growth over several years demonstrates scale expansion and successful deposit or loan origination strategies. A growing balance sheet can diversify revenue sources, spread fixed costs, and support a broader lending footprint in its served markets over the medium term.

Bears Say

Rising LeverageA material increase in leverage reduces financial flexibility and raises sensitivity to rising funding costs or credit stress. For a regional/community bank, higher debt funding can compress net interest margins and amplify capital strain during cyclical downturns, increasing medium-term risk to solvency metrics.

Earnings-Quality ConcernsAnomalous 2025 profit reporting that exceeds revenue implies sizable non-recurring gains or accounting effects. This undermines the reliability of reported earnings as a basis for forecasting and dividend planning, complicating assessments of core profitability and recurring return on equity.

Weak Cash ConversionPersistent volatility and weak conversion of accounting earnings into free cash flow limit the bank’s ability to self-fund growth, cushion losses, or reliably pay distributions. Over time, poor cash conversion signals potential earnings fragility and reduces confidence in sustaining reported profitability.

CNBB FAQ

What was CNB Community Bancorp Inc’s price range in the past 12 months?

CNB Community Bancorp Inc lowest stock price was $39.11 and its highest was $49.00 in the past 12 months.

What is CNB Community Bancorp Inc’s market cap?

CNB Community Bancorp Inc’s market cap is $96.04M.

When is CNB Community Bancorp Inc’s upcoming earnings report date?

CNB Community Bancorp Inc’s upcoming earnings report date is Apr 10, 2026 which is today.

How were CNB Community Bancorp Inc’s earnings last quarter?

Currently, no data Available

Is CNB Community Bancorp Inc overvalued?

According to Wall Street analysts CNB Community Bancorp Inc’s price is currently Overvalued. Get more investment ideas with TipRanks Premium

Does CNB Community Bancorp Inc pay dividends?

CNB Community Bancorp Inc pays a Quarterly dividend of $0.32 which represents an annual dividend yield of 3.16%. See more information on CNB Community Bancorp Inc dividends here

What is CNB Community Bancorp Inc’s EPS estimate?

CNB Community Bancorp Inc’s EPS estimate for its next earnings report is not yet available.

How many shares outstanding does CNB Community Bancorp Inc have?

CNB Community Bancorp Inc has 2,101,000 shares outstanding.

What happened to CNB Community Bancorp Inc’s price movement after its last earnings report?

Currently, no data Available

Which hedge fund is a major shareholder of CNB Community Bancorp Inc?

Currently, no hedge funds are holding shares in CNBB

What is the TipRanks Smart Score and how is it calculated?

Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology

CNB Community Bancorp Stock Smart Score

Neutral

Technicals

Fundamentals

Return on Equity

11.40%

Trailing 12-Months

Asset Growth

3.08%

Trailing 12-Months

Top Smart Score Stocks >

Company Description

CNB Community Bancorp Inc

CNB Community Bancorp, Inc. operates as the bank holding company for County National Bank that provides retail and commercial banking services in Michigan. The company accepts various checking and savings accounts; individual retirement accounts; and time deposits and certificates of deposit. It also provides personal, automobile, boat, recreational and commercial vehicle, commercial and residential real estate, business equipment, and agricultural loans; home equity and operating lines of credit; insurance products; floor plans; SBA, USDA, and other guaranteed loans; fixed and variable rate products; and mortgages. In addition, the company offers ATM, and debit and credit cards; remote deposit, automated clearing house/cash management, overdraft, trust and estate settlement, investment management, private banking, and retirement and financial planning services, as well as mobile, online, and telephone banking services. It operates through 13 branches located in Hillsdale, Jackson, Lenawee, and Calhoun counties, as well as 2 loan production offices and 19 ATMs. CNB Community Bancorp, Inc. was founded in 1934 and is headquartered in Hillsdale, Michigan.