Citizens Holding Company (CIZN)
OTHER OTC:CIZN
CIZN Stock Chart & Stats
$8.11
$0.00(0.00%)
At close: 4:00 PM EST
$8.11
$0.00(0.00%)
Day’s Range― - ―
52-Week Range$6.44 - $10.00
Previous CloseN/A
Volume247.00
Average Volume (3M)10.26K
Market Cap
$50.48M
Enterprise Value$121.51M
Total Cash (Recent Filing)$272.27M
Total Debt (Recent Filing)$176.09M
Price to Earnings (P/E)5.5
Beta0.36
Next Earnings
Apr 17, 2026EPS EstimateN/A
Next Dividend Ex-DateN/A
Dividend Yield4.6%
Share Statistics
EPS (TTM)0.37
Shares Outstanding5,624,052
10 Day Avg. Volume4,211
30 Day Avg. Volume10,261
Financial Highlights & Ratios
PEG Ratio0.12
Price to Book (P/B)0.72
Price to Sales (P/S)0.54
P/FCF Ratio3.29
Enterprise Value/Market Cap2.41
Enterprise Value/Revenue2.16
Enterprise Value/Gross Profit3.35
Enterprise Value/Ebitda68.27
Forecast
1Y Price TargetN/A
Price Target UpsideN/A
Rating ConsensusN/A
Number of Analyst Covering0
EPS Forecast (FY)N/A
Revenue Forecast (FY)N/A
Bulls Say, Bears Say
Bulls Say
Consistent Multi-year Revenue GrowthMulti-year top-line growth shows durable demand for core lending and deposit services, enabling steady franchise expansion. Consistent revenue increases support loan book growth and fee income, improving forecasting, underwriting capacity, and the bank's ability to invest in service capabilities over months.
Profitability Rebound And Stronger MarginsA meaningful margin recovery indicates improved core profitability and expense leverage. Sustained higher operating and net margins boost internal capital generation and ROE, supporting dividends and loan growth while providing buffer against credit cycles over the medium term.
Sharply Improved Leverage And Cash GenerationMaterial deleveraging plus stronger operating and free cash flow materially improves financial flexibility. Lower leverage reduces funding and solvency risk, while positive free cash flow supports reinvestment, loan origination and capital returns, strengthening resilience over coming quarters.
Bears Say
Historic Volatility In Leverage And MarginsWide swings in capital structure and profit margins indicate earnings and balance-sheet sensitivity to business mix or funding shifts. Such inconsistency raises execution and risk-management concerns, complicating multi-period forecasting and increasing downside in adverse economic conditions.
Data-quality And Reporting InconsistenciesDocumented anomalies in reported metrics reduce confidence in trend interpretation and model inputs. Missing or inconsistent figures hinder reliable assessment of earnings quality, cash conversion and capital adequacy, increasing forecasting risk and potentially masking structural issues.
Small Regional Community Bank ScaleModest scale limits diversification across geographies and product lines, leaving the franchise more exposed to local economic cycles and competitive pressure from larger banks and fintech. Limited scale can constrain investments in technology and margins over the medium term.
Citizens Holding Company News
CIZN FAQ
What was Citizens Holding Company’s price range in the past 12 months?
Citizens Holding Company lowest stock price was $6.44 and its highest was $10.00 in the past 12 months.
What is Citizens Holding Company’s market cap?
Citizens Holding Company’s market cap is $50.48M.
When is Citizens Holding Company’s upcoming earnings report date?
Citizens Holding Company’s upcoming earnings report date is Apr 17, 2026 which is in 7 days.
How were Citizens Holding Company’s earnings last quarter?
Citizens Holding Company released its earnings results on Feb 02, 2026. The company reported $0.367 earnings per share for the quarter, beating the consensus estimate of N/A by $0.367.
Is Citizens Holding Company overvalued?
According to Wall Street analysts Citizens Holding Company’s price is currently Overvalued.
Does Citizens Holding Company pay dividends?
Citizens Holding Company pays a Quarterly dividend of $0.02 which represents an annual dividend yield of 4.6%. See more information on Citizens Holding Company dividends here
What is Citizens Holding Company’s EPS estimate?
Citizens Holding Company’s EPS estimate for its next earnings report is not yet available.
How many shares outstanding does Citizens Holding Company have?
Citizens Holding Company has 5,624,052 shares outstanding.
What happened to Citizens Holding Company’s price movement after its last earnings report?
Citizens Holding Company reported an EPS of $0.367 in its last earnings report, beating expectations of N/A. Following the earnings report the stock price went up 6.013%.
Which hedge fund is a major shareholder of Citizens Holding Company?
Currently, no hedge funds are holding shares in CIZN
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
Citizens Holding Company Stock Smart Score
Neutral
1
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3
4
5
6
7
8
9
10
Technicals
SMA
Negative
20 days / 200 days
Momentum
-26.02%
12-Months-Change
Fundamentals
Return on Equity
14.68%
Trailing 12-Months
Asset Growth
2.68%
Trailing 12-Months
Company Description
Citizens Holding Company
Citizens Holding Company operates as the bank holding company for The Citizens Bank of Philadelphia that provides various commercial and personal banking products and services. It offers demand deposits; and savings and time deposit accounts. The company also provides secured and unsecured loans; mortgage loans; single and multi-family housing, farm, residential and commercial construction, and commercial real estate loans; commercial, industrial, and agricultural production loans; and consumer loans, as well as issues letters of credit. In addition, it offers personal and corporate trust services; credit life and title insurance; and online and mobile banking services. The company was founded in 1908 and is headquartered in Philadelphia, Mississippi.
Technical Analysis
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Ownership Overview
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Insiders
0.06% Mutual Funds
4.02% Other Institutional Investors
95.84% Public Companies and
Individual Investors
Options Prices
Currently, No data available
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