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Banque Cantonale Vaudoise (CH:BCVN)
:BCVN
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Banque Cantonale Vaudoise (BCVN) Price & Analysis

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BCVN Stock Chart & Stats

CHF100.40
-CHF2.15(-2.20%)
At close: 4:00 PM EST
CHF100.40
-CHF2.15(-2.20%)

Bulls Say, Bears Say

Bulls Say
Strong Capital & LiquidityAn 18% CET1 ratio and higher HQLA provide durable regulatory headroom and loss-absorption capacity. This strong capital/liquidity buffer supports cautious mortgage growth, dividend continuity, and resilience to macro shocks, reducing the need for near-term corrective capital actions.
Diversified Income StreamsMeaningful fee and trading contributions mitigated NII weakness, showing the bank’s multi-stream revenue model. Persistent non‑interest income from wealth, commissions and trading can stabilize margins through rate cycles and support earnings quality across a 2–6 month horizon.
Stable Retail Franchise And AUM GrowthConsistent retail mortgage and deposit growth indicate a sticky customer base and low-cost funding franchise. Combined with recurring deposit flows and rising AUM, this underpins sustainable net new money, supports loan growth targets and reduces reliance on wholesale funding.
Bears Say
Net Interest Income PressureCore NII declines directly compress the primary earnings engine for a universal bank. If lower interest-derived spreads persist, sustaining profitability will require either material fee growth, balance-sheet repricing, or risk-weighted asset optimization—each a multi‑period execution challenge.
Volatile Cash GenerationLarge swings in operating and free cash flow reduce predictability of capital deployment and dividend sustainability. This volatility complicates multi‑period planning, increases reliance on capital buffers, and raises execution risk for strategic investments or buybacks.
Elevated And Rising LeverageMeaningful leverage that has re‑increased heightens sensitivity to funding costs and economic downturns. Higher debt-to-equity amplifies capital consumption under stress, potentially constraining credit growth or forcing more conservative capital retention over the coming quarters.

BCVN FAQ

What was Banque Cantonale Vaudoise’s price range in the past 12 months?
Banque Cantonale Vaudoise lowest stock price was CHF88.25 and its highest was CHF135.00 in the past 12 months.
    What is Banque Cantonale Vaudoise’s market cap?
    Banque Cantonale Vaudoise’s market cap is CHF10.14B.
      When is Banque Cantonale Vaudoise’s upcoming earnings report date?
      Banque Cantonale Vaudoise’s upcoming earnings report date is Aug 20, 2026 which is in 70 days.
        How were Banque Cantonale Vaudoise’s earnings last quarter?
        Banque Cantonale Vaudoise released its earnings results on Feb 12, 2026. The company reported CHF2.506 earnings per share for the quarter, beating the consensus estimate of N/A by CHF2.506.
          Is Banque Cantonale Vaudoise overvalued?
          According to Wall Street analysts Banque Cantonale Vaudoise’s price is currently Overvalued. Get more investment ideas with TipRanks Premium
            Does Banque Cantonale Vaudoise pay dividends?
            Banque Cantonale Vaudoise pays a Annually dividend of CHF4.4 which represents an annual dividend yield of 4.39%. See more information on Banque Cantonale Vaudoise dividends here
              What is Banque Cantonale Vaudoise’s EPS estimate?
              Banque Cantonale Vaudoise’s EPS estimate for its next earnings report is not yet available.
              How many shares outstanding does Banque Cantonale Vaudoise have?
              Banque Cantonale Vaudoise has 86,061,900 shares outstanding.
                What happened to Banque Cantonale Vaudoise’s price movement after its last earnings report?
                Banque Cantonale Vaudoise reported an EPS of CHF2.506 in its last earnings report, beating expectations of N/A. Following the earnings report the stock price went up 3.548%.
                  Which hedge fund is a major shareholder of Banque Cantonale Vaudoise?
                  Currently, no hedge funds are holding shares in CH:BCVN
                  What is the TipRanks Smart Score and how is it calculated?
                  Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology

                    Company Description

                    Banque Cantonale Vaudoise

                    Banque Cantonale Vaudoise (BCV), founded in 1845 and headquartered in Lausanne, Switzerland, delivers an extensive array of financial services. Its operations extend across Vaud Canton, the rest of Switzerland, the European Union, North America, and other international markets. The institution provides essential banking products such as checking, savings, and retirement accounts, alongside credit and payment cards. Its lending solutions cover mortgages, personal, home, business, and construction loans, complemented by specialized financing for production equipment, working capital, and international trade. BCV also offers sophisticated financial services, including investments and financial planning, with an online platform facilitating trading activities. It provides cash management solutions and tools to hedge against exchange rate and interest rate fluctuations. Asset management services are a key offering, as are investment and hedging products like currencies, equities, bonds, derivatives, and structured instruments. The bank conducts market transactions in equities, fixed-income instruments, foreign exchange, and precious metals on behalf of its clientele. Further expanding its offerings, BCV provides life and disability insurance, comprehensive online banking, and wealth management services for high-net-worth individuals, encompassing tax, estate, and financial planning, as well as retirement, life insurance, and disability coverages. Serving retail and business customers, as well as public sector institutions, BCV maintains a robust physical presence with approximately 63 branches and 220 ATMs.

                    Banque Cantonale Vaudoise (BCVN) Earnings & Revenues

                    BCVN Company Deck

                    BCVN Earnings Call

                    Q4 2026
                    0:00 / 0:00
                    Earnings Call Sentiment|Positive
                    The call presents a largely constructive picture: revenues were stable (‑0.4%), net profit held up well at CHF 430 million (‑2%), commissions and trading income helped offset declines in core NII, capital and liquidity metrics (CET1 18%, HQLA +CHF1.3bn, shareholder equity ≈CHF4bn) are strong, and retail/mortgage volumes grew (mortgages +5%, deposits +4%). Key challenges are the decline in NII (pure NII down ~CHF31m, ≈‑5%), continued low trade finance activity, slightly higher personnel costs, and a multi-year uptick in the loan-to-deposit ratio—none of which appear to threaten the bank’s stability in the near term. Overall, positive operating resilience and strong balance-sheet metrics outweigh the headwinds.View all CH:BCVN earnings summaries
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