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Berner Kantonalbank AG (GB:0QM2)
LSE:0QM2

Berner Kantonalbank AG (0QM2) Price & Analysis

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0QM2 Stock Chart & Stats

CHF305.30
CHF0.00(0.00%)
At close: 4:00 PM EST
CHF305.30
CHF0.00(0.00%)

Bulls Say, Bears Say

Bulls Say
Diversified Universal Banking ModelBerner's universal-bank model creates multiple, recurring revenue pillars (interest, fees, trading) and a deep retail/SME/public-client base in Bern. This structural diversification supports stable deposit funding and cross-sell opportunities, reducing single-source risk over the medium term.
Recent Revenue ImprovementMeaningful revenue improvement, capped by strong 2025 growth, indicates durable demand for lending and fee services. Sustained top-line momentum supports margin preservation, allows for gradual equity build-up and provisioning buffers, and strengthens earnings predictability across coming quarters.
Solid Profitability And Cash ConversionNet margins in the mid-20s to low-30s combined with recent positive free cash flow history imply efficient core operations and real cash conversion. Durable profitability and FCF provide internal funding for loan growth, capital cushions and modest shareholder returns over the medium term.
Bears Say
High Balance-Sheet LeverageA debt-to-equity ratio near 2.7x–3.3x reflects elevated leverage typical of banks but it constrains capital flexibility. High leverage limits room to absorb credit shocks, restricts aggressive lending or buybacks, and increases sensitivity to provisioning and regulatory capital demands over the next several quarters.
Volatile Cash GenerationLarge swings in operating cash flow reduce predictability of free cash flow and impede reliable capital planning. Volatility complicates provisioning and dividend forecasting, and increases the chance management must curtail lending or shore up liquidity if adverse conditions reoccur in the near to medium term.
Inconsistent Operating Profitability MetricsInconsistent operating margins and anomalous negative operating readings despite positive net income point to variability in operating costs or non-core items. This undermines confidence in core earnings quality and complicates forecasting and stress testing of profitability over the next several quarters.

0QM2 FAQ

What was Berner Kantonalbank AG’s price range in the past 12 months?
Berner Kantonalbank AG lowest share price was CHF248.50 and its highest was CHF429.00 in the past 12 months.
    What is Berner Kantonalbank AG’s market cap?
    Berner Kantonalbank AG’s market cap is CHF3.54B.
      When is Berner Kantonalbank AG’s upcoming earnings report date?
      Berner Kantonalbank AG’s upcoming earnings report date is Aug 12, 2026 which is in 41 days.
        How were Berner Kantonalbank AG’s earnings last quarter?
        Berner Kantonalbank AG released its earnings results on Jan 29, 2026. The company reported CHF10.698 earnings per share for the quarter, beating the consensus estimate of N/A by CHF10.698.
          Is Berner Kantonalbank AG overvalued?
          According to Wall Street analysts Berner Kantonalbank AG’s price is currently Overvalued. Get more investment ideas with TipRanks Premium
            Does Berner Kantonalbank AG pay dividends?
            Berner Kantonalbank AG pays a Annually dividend of CHF10.8 which represents an annual dividend yield of 3.41%. See more information on Berner Kantonalbank AG dividends here
              What is Berner Kantonalbank AG’s EPS estimate?
              Berner Kantonalbank AG’s EPS estimate for its next earnings report is not yet available.
              How many shares outstanding does Berner Kantonalbank AG have?
              Berner Kantonalbank AG has 9,320,000 shares outstanding.
                What happened to Berner Kantonalbank AG’s price movement after its last earnings report?
                Berner Kantonalbank AG reported an EPS of CHF10.698 in its last earnings report, beating expectations of N/A. Following the earnings report the stock price went down -3.061%.
                  Which hedge fund is a major shareholder of Berner Kantonalbank AG?
                  Currently, no hedge funds are holding shares in GB:0QM2
                  What is the TipRanks Smart Score and how is it calculated?
                  Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology

                    Company Description

                    Berner Kantonalbank AG

                    Berner Kantonalbank AG, a prominent cantonal bank operating in Switzerland, delivers a comprehensive array of banking and financial solutions to both private individuals and corporate entities across the country. Its extensive product suite includes various savings accounts, such as investment, shareholder, youth, education, and SME options, alongside diverse transactional accounts like deposit, current, rental, payment, pension, and client funds accounts. The bank also provides clients with a selection of bank and credit cards. A significant part of its offering involves financing and lending, encompassing mortgages, general financing products, and specialized funding for businesses, investments, and real estate, complemented by safeguards and guarantees. Its robust asset management services provide strategic consulting, portfolio optimization and simulation, investment advisory, access to various investment funds, and detailed securities accounting. Furthermore, the institution actively engages in trading financial instruments, including stocks, bonds, derivatives, currencies, and money market instruments. Established in 1834, initially known as Kantonalbank von Bern, the company adopted its current name, Berner Kantonalbank AG, in 1991. Headquartered in Bern, Switzerland, it serves its clientele through a network of 60 branches.

                    Berner Kantonalbank AG (0QM2) Earnings & Revenues

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