Banque Cantonale du Jura (CH:BCJ)
:BCJ
Want to see CH:BCJ full AI Analyst Report?
Top Page
Banque Cantonale du Jura
(BCJ)
Select Model
Select Model
Rating:66Neutral
Price Target:
CHF110.00
▲(61.76% Upside)
Action:ReiteratedDate:04/08/26
The score is driven primarily by fundamentally stable but mixed financial performance (strong 2025 revenue growth offset by weaker margins, lower net income, high leverage, and historically volatile cash flow). Technicals add support due to a strong uptrend, though overbought signals raise near-term risk. Valuation is broadly fair with a moderate P/E and a modest dividend yield.
Positive Factors
Accelerating Revenue Growth
Sustained top-line acceleration (~24% in 2025) indicates improving business traction within BCJ's regional franchise. Over a 2–6 month horizon, stronger revenue momentum supports loan origination, fee income expansion and gradual scale benefits that can underpin durable earnings recovery.
Negative Factors
Margin Compression
A meaningful decline in net margin suggests pressure on interest spreads or rising costs. Persistently lower margins constrain the bank's ability to generate returns on equity, limiting reinvestment and dividend capacity unless margins sustainably recover over the medium term.
Read all positive and negative factors
Positive Factors
Negative Factors
Accelerating Revenue Growth
Sustained top-line acceleration (~24% in 2025) indicates improving business traction within BCJ's regional franchise. Over a 2–6 month horizon, stronger revenue momentum supports loan origination, fee income expansion and gradual scale benefits that can underpin durable earnings recovery.
Read all positive factors
Banque Cantonale du Jura (BCJ) vs. iShares MSCI Switzerland ETF (EWL)
Market Cap
CHF308.50M
Dividend Yield3.31%
Average Volume (3M)63.00
Price to Earnings (P/E)15.3
Beta (1Y)-0.09
Revenue Growth-14.87%
EPS Growth-8.88%
CountryCH
Employees150
SectorFinancial
Sector Strength70
IndustryBanks - Regional
Share Statistics
EPS (TTM)4.10
Shares Outstanding3,000,000
10 Day Avg. Volume24
30 Day Avg. Volume63
Financial Highlights & Ratios
PEG Ratio-1.82
Price to Book (P/B)0.60
Price to Sales (P/S)2.40
P/FCF Ratio6.27
Enterprise Value/Market CapN/A
Enterprise Value/RevenueN/A
Enterprise Value/Gross ProfitN/A
Enterprise Value/EbitdaN/A
Forecast
1Y Price TargetN/A
Price Target UpsideN/A
Rating ConsensusN/A
Number of Analyst Covering0
EPS Forecast (FY)N/A
Revenue Forecast (FY)N/A
Banque Cantonale du Jura Business Overview & Revenue Model
Company Description
Banque Cantonale du Jura SA provides various banking products and services to individuals and businesses in Switzerland. It offers various accounts, personal loans, mortgage loans, funding services, and debit and credit cards. The company also pro...
How the Company Makes Money
BCJ earns money primarily through a universal bank model typical of Swiss cantonal banks, centered on interest income and fee-based services.
1) Net interest income (core revenue stream)
- Lending: BCJ generates interest income by providing loans...
Banque Cantonale du Jura Financial Statement Overview
Summary
Income Statement
74
Positive
Balance Sheet
55
Neutral
Cash Flow
60
Neutral
| Breakdown | Dec 2025 | Dec 2024 | Dec 2023 | Dec 2022 | Dec 2021 |
|---|---|---|---|---|---|
Income Statement | |||||
| Total Revenue | 84.92M | 69.83M | 67.97M | 52.02M | 49.16M |
| Gross Profit | 71.55M | 69.83M | 67.97M | 52.02M | 49.16M |
| EBITDA | 17.50M | 19.22M | 18.81M | 16.06M | 15.60M |
| Net Income | 12.28M | 13.48M | 13.24M | 10.22M | 9.70M |
Balance Sheet | |||||
| Total Assets | 4.52B | 4.39B | 4.29B | 4.26B | 4.14B |
| Cash, Cash Equivalents and Short-Term Investments | 0.00 | 644.36M | 719.29M | 790.87M | 898.34M |
| Total Debt | 1.40B | 1.37B | 1.37B | 1.46B | 1.45B |
| Total Liabilities | 4.18B | 4.06B | 3.98B | 3.98B | 3.87B |
| Stockholders Equity | 340.72M | 323.68M | 304.45M | 283.98M | 271.86M |
Cash Flow | |||||
| Free Cash Flow | 32.44M | 73.78M | -141.82M | -133.56M | 50.25M |
| Operating Cash Flow | 35.40M | 79.35M | -138.86M | -130.20M | 54.50M |
| Investing Cash Flow | -2.67M | -118.71M | -104.66M | -34.23M | -96.97M |
| Financing Cash Flow | -199.11M | -125.66M | -3.27M | 56.96M | 143.39M |
Banque Cantonale du Jura Technical Analysis
Positive
68.00
Price Trends
85.36
Positive
78.13
Positive
70.36
Positive
Market Momentum
5.82
Negative
65.24
Neutral
90.48
Negative
Evaluating momentum and price trends is crucial in stock analysis to make informed investment decisions. For CH:BCJ, the sentiment is Positive. The current price of 68 is below the 20-day moving average (MA) of 95.90, below the 50-day MA of 85.36, and below the 200-day MA of 70.36, indicating a bullish trend. The MACD of 5.82 indicates Negative momentum. The RSI at 65.24 is Neutral, neither overbought nor oversold. The STOCH value of 90.48 is Negative, not indicating any strong overbought or oversold conditions. Overall, these indicators collectively point to a Positive sentiment for CH:BCJ.
Banque Cantonale du Jura Peers Comparison
UnderperformOutperform
Sector (68)
CH:BCJ
Banque Cantonale du Jura
102.00
41.50
68.60%
CH:WKBN
Walliser Kantonalbank
158.50
37.62
31.12%
CH:TKBP
Thurgauer Kantonalbank
187.00
43.25
30.08%
CH:BSKP
Basler Kantonalbank Partizipsch
94.10
20.18
27.30%
CH:GRKP
Graubuendner Kantonalbank
2,080.00
363.42
21.17%
CH:BLKB
Basellandschaftliche Kantonalbank
1,040.00
151.24
17.02%
Glossary
BuyA stock rated as a "Buy" is expected to perform better than the overall market or a specific benchmark over the near-to-medium term. This rating suggests the stock is likely to deliver higher returns compared to other stocks in the same sector or market index. Note: This is not investment advice; please consult a financial advisor before making investment decisions.
HoldA stock rated as a "Hold" is expected to perform in line with the overall market or a specific benchmark. This rating indicates that the stock is neither particularly compelling nor unfavorable for investment. Note: This is not investment advice; please consult a financial advisor before making investment decisions.
SellA stock rated as a "Sell" is expected to perform worse than the overall market or a specific benchmark over the near-to-medium term. This rating suggests the stock may deliver lower returns compared to other stocks in the same sector or market index. Note: This is not investment advice; please consult a financial advisor before making investment decisions.
Disclaimer
This AI Analyst Stock Report is automatically generated by our AI systems using advanced algorithms and publicly available financial, technical, and market data. While the information provided aims to be accurate and insightful, it is intended for informational purposes only and should not be considered financial advice. Any content created by an AI (Artificial Intelligence) system may contain inaccuracies and/or contain errors. Investing in stocks carries inherent risks, and past performance is not indicative of future results. This report does not account for your personal financial circumstances, objectives, or risk tolerance. Always conduct your own research or consult with a qualified financial advisor before making investment decisions. The analysis and recommendations provided are based on historical and current data and may not fully reflect future market conditions or unexpected developments. Neither the creators of this report nor its affiliated entities guarantee the accuracy, completeness, or reliability of the information presented. Use this report at your own discretion and risk.