Graubuendner Kantonalbank (CH:GRKP)
:GRKP
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Graubuendner Kantonalbank
(GRKP)
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Rating:63Neutral
Price Target:
CHF2,343.00
▲(35.83% Upside)
Action:ReiteratedDate:05/05/26
The score is driven primarily by solid earnings strength and 2025 revenue acceleration, tempered by materially higher leverage and erratic cash-flow trends. Technically, the stock remains in a broader uptrend but is consolidating near-term, while valuation looks somewhat demanding with only moderate dividend support.
Positive Factors
High Profitability and Margins
Sustained high net margins and a clear 2025 revenue acceleration indicate an earnings base with structural resilience. High margins provide a durable buffer against cyclical NII pressure and support internal funding for lending, capital retention and steady shareholder distributions over the medium term.
Negative Factors
Sharp Increase in Leverage (2025)
The pronounced step-up in leverage materially raises balance-sheet risk and sensitivity to funding and credit conditions. Higher leverage reduces financial flexibility, amplifies potential earnings volatility from credit losses or margin compression, and constrains capital actions if adverse scenarios emerge.
Read all positive and negative factors
Positive Factors
Negative Factors
High Profitability and Margins
Sustained high net margins and a clear 2025 revenue acceleration indicate an earnings base with structural resilience. High margins provide a durable buffer against cyclical NII pressure and support internal funding for lending, capital retention and steady shareholder distributions over the medium term.
Read all positive factors
Graubuendner Kantonalbank (GRKP) vs. iShares MSCI Switzerland ETF (EWL)
Market Cap
CHF1.56B
Dividend Yield2.6%
Average Volume (3M)199.00
Price to Earnings (P/E)11.0
Beta (1Y)-0.10
Revenue Growth-16.57%
EPS Growth-0.53%
CountryCH
Employees660
SectorFinancial
Sector Strength70
IndustryBanks - Regional
Share Statistics
EPS (TTM)N/A
Shares Outstanding750,000
10 Day Avg. Volume219
30 Day Avg. Volume199
Financial Highlights & Ratios
PEG Ratio-43.90
Price to Book (P/B)1.54
Price to Sales (P/S)6.91
P/FCF Ratio43.77
Enterprise Value/Market CapN/A
Enterprise Value/RevenueN/A
Enterprise Value/Gross ProfitN/A
Enterprise Value/EbitdaN/A
Forecast
1Y Price TargetN/A
Price Target UpsideN/A
Rating ConsensusN/A
Number of Analyst Covering0
EPS Forecast (FY)N/A
Revenue Forecast (FY)N/A
Graubuendner Kantonalbank Business Overview & Revenue Model
Company Description
Graubündner Kantonalbank provides various banking and products services to private individuals and companies. It offers private and savings accounts; stock deposit, foreign currency, current, and rent accounts; and business and corporate cards, ma...
How the Company Makes Money
Graubündner Kantonalbank generates earnings primarily through (1) net interest income, (2) fee and commission income, and (3) trading/other income. Net interest income is typically the largest component and is earned from the spread between intere...
Graubuendner Kantonalbank Financial Statement Overview
Summary
Income Statement
84
Very Positive
Balance Sheet
62
Positive
Cash Flow
45
Neutral
| Breakdown | Dec 2025 | Dec 2024 | Dec 2023 | Dec 2022 | Dec 2021 |
|---|---|---|---|---|---|
Income Statement | |||||
| Total Revenue | 661.15M | 528.41M | 525.91M | 478.19M | 438.72M |
| Gross Profit | 559.91M | 510.39M | 501.00M | 460.49M | 456.18M |
| EBITDA | 248.75M | 0.00 | 268.78M | 219.47M | 232.62M |
| Net Income | 216.29M | 217.46M | 218.29M | 197.78M | 184.23M |
Balance Sheet | |||||
| Total Assets | 36.31B | 35.60B | 32.77B | 33.25B | 32.79B |
| Cash, Cash Equivalents and Short-Term Investments | 8.21B | 8.02B | 6.32B | 7.74B | 8.91B |
| Total Debt | 11.65B | 6.21B | 6.26B | 9.71B | 10.24B |
| Total Liabilities | 33.30B | 32.60B | 29.83B | 30.38B | 29.97B |
| Stockholders Equity | 2.97B | 2.95B | 2.89B | 2.81B | 2.78B |
Cash Flow | |||||
| Free Cash Flow | 104.36M | 807.13M | -1.17B | 159.60M | 247.18M |
| Operating Cash Flow | 136.03M | 822.87M | -1.15B | 221.62M | 311.80M |
| Investing Cash Flow | -488.79M | -675.53M | -1.86B | -1.58B | 286.25M |
| Financing Cash Flow | 542.99M | 1.61B | -91.47M | 193.48M | 133.46M |
Graubuendner Kantonalbank Peers Comparison
UnderperformOutperform
Sector (68)
CH:GRKP
Graubuendner Kantonalbank
2,080.00
363.42
21.17%
GB:0QM2
Berner Kantonalbank AG
392.33
149.38
61.48%
GB:0RE6
Walliser Kantonalbank
158.00
36.18
29.70%
DE:1Y61
Zuger Kantonalbank AG
12,100.00
2,821.82
30.41%
DE:TK2A
Thurgauer Kantonalbank
206.00
52.50
34.20%
CH:BLKB
Basellandschaftliche Kantonalbank
1,040.00
151.24
17.02%
Graubuendner Kantonalbank Corporate Events
Graubündner Kantonalbank Faces Major Lawsuit Over BZ Bank Investment Product
May 4, 2026
Graubündner Kantonalbank has disclosed that it, its wholly owned subsidiary BZ Bank Aktiengesellschaft, and former and current BZ Bank governing bodies have been targeted by a lawsuit linked to a client relationship and an investment product ...
Graubündner Kantonalbank Posts Solid 2025 Profit and Highlights Regional Impact
Mar 27, 2026
Graubündner Kantonalbank, a leading universal bank in Graubünden with over 1,000 employees, serves private, corporate and public-sector clients, and reinforces its regional role through sponsorships, an engagement fund, art holdings and ...
Graubündner Kantonalbank Delivers Solid 2025 Profit and Confirms Strategic Strength
Feb 27, 2026
Graubündner Kantonalbank reported a solid 2025 financial year, posting a group profit of CHF 224.6 million, just 2.1% below the prior year, despite persistent pressure from a low interest rate environment. The bank’s two-pillar model, c...
Glossary
BuyA stock rated as a "Buy" is expected to perform better than the overall market or a specific benchmark over the near-to-medium term. This rating suggests the stock is likely to deliver higher returns compared to other stocks in the same sector or market index. Note: This is not investment advice; please consult a financial advisor before making investment decisions.
HoldA stock rated as a "Hold" is expected to perform in line with the overall market or a specific benchmark. This rating indicates that the stock is neither particularly compelling nor unfavorable for investment. Note: This is not investment advice; please consult a financial advisor before making investment decisions.
SellA stock rated as a "Sell" is expected to perform worse than the overall market or a specific benchmark over the near-to-medium term. This rating suggests the stock may deliver lower returns compared to other stocks in the same sector or market index. Note: This is not investment advice; please consult a financial advisor before making investment decisions.
Disclaimer
This AI Analyst Stock Report is automatically generated by our AI systems using advanced algorithms and publicly available financial, technical, and market data. While the information provided aims to be accurate and insightful, it is intended for informational purposes only and should not be considered financial advice. Any content created by an AI (Artificial Intelligence) system may contain inaccuracies and/or contain errors. Investing in stocks carries inherent risks, and past performance is not indicative of future results. This report does not account for your personal financial circumstances, objectives, or risk tolerance. Always conduct your own research or consult with a qualified financial advisor before making investment decisions. The analysis and recommendations provided are based on historical and current data and may not fully reflect future market conditions or unexpected developments. Neither the creators of this report nor its affiliated entities guarantee the accuracy, completeness, or reliability of the information presented. Use this report at your own discretion and risk.