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Community Bank (CBU)
:CBU
Earnings Data
Report Date
Jan 27, 2026Before Open (Confirmed)
Period Ending
2025 (Q4)Consensus EPS Forecast
1.13Last Year’s EPS
0.94Same Quarter Last Year
Moderate Buy
Based on 3 Analysts Ratings
Earnings Call Summary
Earnings Call Sentiment|Positive
The earnings call reflected a strong performance with record operating earnings and significant revenue growth across diversified segments. However, the increased provision for credit losses and higher non-interest expenses present challenges. Overall, the positive aspects significantly outweigh the negatives.Company Guidance
Record Operating Earnings Per Share
The company achieved record operating earnings per share, with a 23.9% increase year over year.
Strong Revenue Growth
Operating revenues reached a new quarterly high of $206.8 million, marking a 3.8% increase from the linked second quarter and a 9.4% increase from one year prior.
Net Interest Income Expansion
Net interest income was $128.2 million in the third quarter, a 2.7% increase over the linked second quarter and a 13.7% improvement over the previous year, marking the sixth consecutive quarter of expansion.
Recognition and Awards
The company received several recognitions, including top rankings for Employee Benefit Services and Wealth Management Services, and the Community Champion Award from the United Way of Central New York.
Diversified Revenue Streams
The company's revenue streams are diversified across insurance, banking, and wealth management, contributing to strong financial performance.
Capital Deployment Opportunities
The company is on track to deploy approximately $100 million in cash capital in strategic transactions, supporting future growth in high-priority markets.
CBU Earnings History
The table shows recent earnings report dates and whether the forecast was beat or missed. See the change in forecast and EPS from the previous year.
Beat
Missed
CBU Earnings-Related Price Changes
Report Date | Price 1 Day Before | Price 1 Day After | Percentage Change |
|---|---|---|---|
Oct 21, 2025 | $56.04 | $56.18 | +0.25% |
Jul 22, 2025 | $57.46 | $55.33 | -3.71% |
Apr 29, 2025 | $54.77 | $53.63 | -2.08% |
Jan 21, 2025 | $61.74 | $63.76 | +3.27% |
Earnings announcements can affect a stock’s price. This table shows the stock's price the day before and the day after recent earnings reports, including the percentage change.
FAQ
When does Community Bank (CBU) report earnings?
Community Bank (CBU) is schdueled to report earning on Jan 27, 2026, Before Open (Confirmed).
What is Community Bank (CBU) earnings time?
Community Bank (CBU) earnings time is at Jan 27, 2026, Before Open (Confirmed).
Where can I see when companies are reporting earnings?
You can see which companies are reporting today on our designated earnings calendar.
What companies are reporting earnings today?
You can see a list of the companies which are reporting today on TipRanks earnings calendar.
What is CBU EPS forecast?
CBU EPS forecast for the fiscal quarter 2025 (Q4) is 1.13.