Education
About Us
Working with TipRanks
Follow Us
Bank Of Hawaii Corp. (BOH)
NYSE:BOH
Earnings Data
Report Date
Apr 21, 2025TBA Not Confirmed
Period Ending
2025 (Q1)Consensus EPS Forecast
0.89Last Year’s EPS
0.87Same Quarter Last Year
Moderate Sell
Based on 4 Analysts Ratings
---
Earnings Call Summary
Earnings Call Date:Jan 27, 2025
|% Change Since: -13.55%
|Next Earnings Date:Apr 21, 2025
Earnings Call Sentiment|Positive
The earnings call reflected a generally positive sentiment with several key metrics showing improvement, particularly in net interest income and credit quality. However, there were some challenges noted, such as the impact of the Visa Class B adjustment and the continued decline in the visitor market due to issues in Maui.Company Guidance
During the Bank of Hawaii Corporation's fourth quarter 2024 earnings call, the company provided detailed guidance on several key financial metrics. The net interest income for the quarter increased by over 2% on a linked basis to $120.2 million, marking the third consecutive quarter of improvement. The net interest margin expanded to 2.19%, with expectations for further growth as asset repricing continues. Average deposits and loans grew by 1.3% and 1.1%, respectively, while credit quality remained strong, with net charge-offs and non-performing assets improving to 9 basis points and 14 basis points, respectively. The criticized loans ratio improved to 2.1% from 2.42% in the prior quarter. Expenses for 2024 were well-managed, with a modest increase projected for 2025. The bank's capital levels improved substantially, with a Tier-1 capital ratio of 13.95% and a total capital ratio of 15%. Looking forward, the bank expects non-interest income to range from $44 million to $45 million in the first quarter of 2025, with expenses projected to increase by 2% to 3% year-over-year, including investments in revenue-enhancing initiatives.Improvement in Net Interest Income and Margin
Net interest income grew over 2% to $120.2 million, marking the third consecutive quarter of growth. Net interest margin expanded to 2.19%.
Strong Credit Quality
Credit quality remained strong with net charge-offs at 10 basis points and non-performing assets stable at 14 basis points.
Market Leadership in Hawaii
Bank of Hawaii holds the number one position in market share in Hawaii based on the latest FDIC annual summary of deposits as of June 2024.
Stable Economic Conditions in Hawaii
Hawaii's economic conditions remain stable with unemployment well below the national average, and stable residential real-estate trends in Oahu.
Controlled Expenses
Expenses were well managed with a slight increase of 1.7% from 2023 after adjusting for one-time extraordinary expenses.
---
BOH Earnings History
The table shows recent earnings report dates and whether the forecast was beat or missed. See the change in forecast and EPS from the previous year.
Beat
Missed
---
BOH Earnings-Related Price Changes
Report Date | Price 1 Day Before | Price 1 Day After | Percentage Change |
|---|---|---|---|
| Jan 27, 2025 | $70.41 | $73.42 | +4.27% |
| Oct 28, 2024 | $64.81 | $71.04 | +9.61% |
| Jul 22, 2024 | $65.36 | $66.37 | +1.55% |
| Apr 22, 2024 | $56.04 | $56.05 | +0.02% |
Earnings announcements can affect a stock’s price. This table shows the stock's price the day before and the day after recent earnings reports, including the percentage change.
---
FAQ
When does Bank Of Hawaii Corp. (BOH) report earnings?
Bank Of Hawaii Corp. (BOH) is schdueled to report earning on Apr 21, 2025, TBA Not Confirmed.
What is Bank Of Hawaii Corp. (BOH) earnings time?
Bank Of Hawaii Corp. (BOH) earnings time is at Apr 21, 2025, TBA Not Confirmed.
Where can I see when companies are reporting earnings?
You can see which companies are reporting today on our designated earnings calendar.
What companies are reporting earnings today?
You can see a list of the companies which are reporting today on TipRanks earnings calendar.
What is BOH EPS forecast?
BOH EPS forecast for the fiscal quarter 2025 (Q1) is 0.89.
---