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Bank Of Marin Bancorp (BMRC)
NASDAQ:BMRC
Earnings Data
Report Date
Feb 02, 2026Before Open (Confirmed)
Period Ending
2025 (Q4)Consensus EPS Forecast
0.47Last Year’s EPS
0.38Same Quarter Last Year
Strong Buy
Based on 3 Analysts Ratings
Earnings Call Summary
Earnings Call Sentiment|Positive
The earnings call presented a strong financial performance with substantial growth in net income, improved asset quality, and expansion in net interest margin. While there were minor challenges with noninterest income and deposit costs, the overall outlook remains positive with strong loan and deposit growth, robust capital ratios, and consistent dividend payments.Company Guidance
Significant Net Income Growth
Net income increased by 65% compared to the third quarter of 2024, indicating strong profitability growth for Bank of Marin Bancorp.
Loan and Deposit Growth
Total loan originations were $101 million, including $69 million in fundings, the largest since Q2 of 2022. Total deposits also increased, driven by long-time clients and new relationships.
Asset Quality Improvement
No provision for credit losses was required in the third quarter due to improvements in asset quality, with nonaccrual and classified loans being downgraded.
Expansion in Net Interest Margin
Net interest income increased to $28.2 million, with a 17 basis point increase in asset yield, despite a 1 basis point increase in the cost of deposits.
Strong Capital Ratios
Total risk-based capital ratio stood at 16.13% and TCE ratio at 9.72%. The bank repurchased $1.1 million of shares at prices below tangible book value.
Consistent Dividend Payments
The Board declared a cash dividend of $0.25 per share, marking the 82nd consecutive quarterly dividend paid by the company.
BMRC Earnings History
The table shows recent earnings report dates and whether the forecast was beat or missed. See the change in forecast and EPS from the previous year.
Beat
Missed
BMRC Earnings-Related Price Changes
Report Date | Price 1 Day Before | Price 1 Day After | Percentage Change |
|---|---|---|---|
Oct 27, 2025 | $24.47 | $25.66 | +4.86% |
Jul 28, 2025 | $23.51 | $23.38 | -0.55% |
Apr 28, 2025 | $20.34 | $20.49 | +0.74% |
Jan 27, 2025 | $23.21 | $24.52 | +5.64% |
Earnings announcements can affect a stock’s price. This table shows the stock's price the day before and the day after recent earnings reports, including the percentage change.
FAQ
When does Bank Of Marin Bancorp (BMRC) report earnings?
Bank Of Marin Bancorp (BMRC) is schdueled to report earning on Feb 02, 2026, Before Open (Confirmed).
What is Bank Of Marin Bancorp (BMRC) earnings time?
Bank Of Marin Bancorp (BMRC) earnings time is at Feb 02, 2026, Before Open (Confirmed).
Where can I see when companies are reporting earnings?
You can see which companies are reporting today on our designated earnings calendar.
What companies are reporting earnings today?
You can see a list of the companies which are reporting today on TipRanks earnings calendar.
What is BMRC EPS forecast?
BMRC EPS forecast for the fiscal quarter 2025 (Q4) is 0.47.