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Banco BBVA Argentina (BBAR)
NYSE:BBAR
Earnings Data
Report Date
May 27, 2026TBA (Confirmed)
Period Ending
2026 (Q1)Consensus EPS Forecast
0.31Last Year’s EPS
0.34Same Quarter Last Year
Based on 1 Analysts Ratings
Earnings Call Summary
Earnings Call Sentiment|Positive
The call balanced clear operational and market-share wins (robust loan and deposit growth, strong QoQ profitability improvement, improved fees, solid capital and liquidity, IFC USD 150m line and FCA acquisition) against meaningful headwinds (a 43% YoY fall in inflation‑adjusted net income, sharply higher provisions and elevated cost of risk, retail asset quality stresses and adjusted NIM compression). Management reiterated a constructive outlook (loan growth guidance of 25%–30% and a target ROE in the low‑to‑mid teens) and signaled that NPLs and cost of risk should peak in Q1 and improve thereafter. On balance the company appears operationally resilient with credible capital/liquidity and market share momentum, while still navigating a challenging credit cycle and margin pressure.Company Guidance
Acquisition of FCA and Balance Sheet Expansion
Acquisition of 50% of FCA Compañía Financiera closed Dec 10, 2025; transaction had ARS 1 billion P&L impact and FCA is consolidated in balance sheet figures (loans and deposits) as of year-end.
Asset Quality Relative Strength
NPL ratio on private loans was 4.18% as of Dec 2025, below the system average of 5.29%, reflecting historically lower delinquency vs peers and conservative origination standards.
Positive Forward Guidance on Profitability
Management reiterated prior guidance of reaching a low-to-mid teens ROE over time (confidence that 2026 profitability will improve versus 2025) and expects credit indicators to peak in Q1 then improve through the year.
Strong Loan Growth and Market Share Gains
Private sector loans reached ARS 14.8 trillion, up 7.6% QoQ and 47.6% YoY; consolidated market share of private sector loans improved to 11.91% (up 64 bps YoY). Management guidance: target loan growth of 25%–30% in 2026, aiming to outpace system growth.
Deposit Growth and Market Share Expansion
Total private deposits reached ARS 16.7 trillion, up 3.1% QoQ and 29.7% YoY; consolidated market share of private deposits increased to 10.04% from 8.60% a year ago (gain ~144 bps). Management expects deposits to grow materially (guidance range ~15%–20% suggested relative to loan growth).
Improved Quarterly Profitability Metrics
Q4 2025 net income was ARS 59.3 billion, up 44.5% QoQ, implying a quarterly ROE of 6.5% and ROA of 0.9%. QoQ drivers included higher net interest income (+20.2% QoQ to ARS 758.9 billion), higher net monetary position results (+32% QoQ) and lower operating expenses.
Fee Income and Other Non‑interest Income Strength
Net fee income increased 36.9% year-over-year, and gains in foreign currency and gold activity grew after partial FX control lift (supporting non‑interest revenues).
Capital and Liquidity Position
Capital ratio was strong at 18.3% with CET1 increasing ~9.4% QoQ (benefited from recovery in FVOCI sovereign bonds). Liquidity ratio stood at 44.2% overall (37.7% local currency; 55.2% foreign currency).
Cost Efficiency Progress
Operating discipline delivered YoY reductions in personnel expenses (-11%) and administrative expenses (-12.6%). Total operating expenses in Q4 were stable QoQ at ARS 537.5 billion. Management expects efficiency ratio to improve toward ~46% in 2026.
Strategic Funding and SME Focus
On Dec 22, 2025 BBVA Argentina secured an IFC credit line of up to USD 150 million to expand SME financing, reinforcing support for the productive sector and growth in commercial lending.
BBAR Earnings History
The table shows recent earnings report dates and whether the forecast was beat or missed. See the change in forecast and EPS from the previous year.
Beat
Missed
BBAR Earnings-Related Price Changes
Report Date | Price 1 Day Before | Price 1 Day After | Percentage Change |
|---|---|---|---|
Mar 04, 2026 | $14.14 | $14.23 | +0.64% |
Nov 25, 2025 | $14.25 | $15.78 | +10.71% |
Aug 20, 2025 | $14.67 | $13.89 | -5.29% |
May 21, 2025 | $21.41 | $20.88 | -2.48% |
Earnings announcements can affect a stock’s price. This table shows the stock's price the day before and the day after recent earnings reports, including the percentage change.
FAQ
When does Banco BBVA Argentina (BBAR) report earnings?
Banco BBVA Argentina (BBAR) is schdueled to report earning on May 27, 2026, TBA (Confirmed).
What is Banco BBVA Argentina (BBAR) earnings time?
Banco BBVA Argentina (BBAR) earnings time is at May 27, 2026, TBA (Confirmed).
Where can I see when companies are reporting earnings?
You can see which companies are reporting today on our designated earnings calendar.
What companies are reporting earnings today?
You can see a list of the companies which are reporting today on TipRanks earnings calendar.
What is BBAR EPS forecast?
BBAR EPS forecast for the fiscal quarter 2026 (Q1) is 0.31.