The earnings call presented a mixed picture. While Banner Corporation showed strong profitability, revenue growth, and received several awards, challenges such as increased delinquencies, a decline in loan originations, and economic uncertainty due to tariffs were also highlighted.

Company Guidance -

Q1 2025

During the first quarter of 2025, Banner Corporation reported a net profit of $45.1 million, equating to $1.30 per diluted share, up from $1.09 per share in the same quarter of the previous year. The company's core earnings rose to $59 million from $53 million year-over-year, driven by revenue from core operations increasing to $160 million, compared to $150 million in the prior year. Banner noted a strong net interest margin of 3.92% and emphasized the resilience of its core deposit base, which represented 89% of total deposits. The bank also experienced a 5% year-over-year increase in loans and a 3% rise in core deposits. Despite challenges such as trade tariffs and economic uncertainty, Banner maintained a robust balance sheet, with a return on average assets of 1.15% and a tangible common equity per share increase of 13% year-over-year. The company declared a core dividend of $0.48 per common share and highlighted its recognition as one of America's 100 Best Banks and one of the best regional banks by Forbes and Newsweek, respectively.

Strong Net Profit Growth

Banner Corporation reported a net profit available to common shareholders of $45.1 million or $1.30 per diluted share for Q1 2025, compared to $1.09 per share for Q1 2024.

Core Earnings and Revenue Increase

Core earnings were $59 million in Q1 2025, up from $53 million in Q1 2024. Revenue from core operations was $160 million, an increase from $150 million in Q1 2024.

Recognition and Awards

Banner was named one of America's 100 Best Banks and one of the best banks in the world by Forbes, among other accolades.

Growth in Deposits and Loans

Core deposits increased by 3%, and loans grew by 5% year-over-year. Core deposits represent 89% of total deposits.

Improved Net Interest Margin

Net interest margin increased to 3.92% due to a rise in loan yields and a decrease in funding costs.

Banner (BANR) Earnings, Revenues Date & History

The upcoming earnings date is based on a company’s previous reporting, and may be updated when the actual date is announced

Daily Earnings Calendar >

BANR Earnings History

Report Date	Fiscal Quarter	Forecast / EPS	Last Year's EPS	EPS YoY Change	Slides	Play Transcript
Jul 16, 2025	2025 (Q2)	1.31 / -	1.15	―	―	―
Apr 16, 2025	2025 (Q1)	1.22 / 1.30	1.09	19.27% (+0.21)
Jan 22, 2025	2024 (Q4)	1.21 / 1.34	1.24	8.06% (+0.10)
Oct 16, 2024	2024 (Q3)	1.16 / 1.30	1.33	-2.26% (-0.03)
Jul 17, 2024	2024 (Q2)	1.14 / 1.15	1.15	0.00% (0.00)
Apr 17, 2024	2024 (Q1)	1.13 / 1.09	1.61	-32.30% (-0.52)
Jan 18, 2024	2023 (Q4)	1.30 / 1.24	1.58	-21.52% (-0.34)
Oct 18, 2023	2023 (Q3)	1.35 / 1.33	1.43	-6.99% (-0.10)
Jul 19, 2023	2023 (Q2)	1.55 / 1.15	1.39	-17.27% (-0.24)
Apr 19, 2023	2023 (Q1)	1.58 / 1.61	1.27	26.77% (+0.34)

The table shows recent earnings report dates and whether the forecast was beat or missed. See the change in forecast and EPS from the previous year.

Beat

Missed

BANR Earnings-Related Price Changes

Report Date	Price 1 Day Before	Price 1 Day After	Percentage Change
Apr 16, 2025	$59.22	$60.02	+1.35%
Jan 22, 2025	$69.14	$69.24	+0.14%
Oct 16, 2024	$64.41	$66.44	+3.15%
Jul 17, 2024	$57.46	$56.69	-1.34%

Earnings announcements can affect a stock’s price. This table shows the stock's price the day before and the day after recent earnings reports, including the percentage change.

FAQ

When does Banner Corp. (BANR) report earnings?

Banner Corp. (BANR) is schdueled to report earning on Jul 16, 2025, After Close (Confirmed).

What is Banner Corp. (BANR) earnings time?

Banner Corp. (BANR) earnings time is at Jul 16, 2025, After Close (Confirmed).

Where can I see when companies are reporting earnings?

You can see which companies are reporting today on our designated earnings calendar.

What companies are reporting earnings today?

You can see a list of the companies which are reporting today on TipRanks earnings calendar.

What is BANR EPS forecast?

BANR EPS forecast for the fiscal quarter 2025 (Q2) is 1.31.

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