CBL International Limited (BANL) AI Stock Analysis

• Market Cap: $12.77M
• Dividend Yield: N/A
• Average Volume (3M): 30.70K
• Price to Earnings (P/E): ―
• Beta (1Y): 1.44
• Revenue Growth: 18.79%
• EPS Growth: -100.00%
• Country: US
• Employees: 39
• Sector: Energy
• Sector Strength: 52
• Industry: Oil & Gas Midstream
• EPS (TTM): >-0.01
• Shares Outstanding: 27,500,326
• 10 Day Avg. Volume: 39,301
• 30 Day Avg. Volume: 30,696
• PEG Ratio: 0.02
• Price to Book (P/B): 1.21
• Price to Sales (P/S): 0.05
• P/FCF Ratio: -13.30
• Enterprise Value/Market Cap: 1.89
• Enterprise Value/Revenue: 0.04
• Enterprise Value/Gross Profit: 4.48
• Enterprise Value/Ebitda: -9.88
• 1Y Price Target: N/A
• Price Target Upside: N/A
• Rating Consensus: Hold
• Number of Analyst Covering: 0
• EPS Forecast (FY): N/A
• Revenue Forecast (FY): N/A

• Rating: 51 Neutral
• Price Target: $0.43 ▼(-5.33% Downside)

CBL International Limited's overall stock score reflects a challenging financial performance with profitability and liquidity issues. Technical analysis indicates bearish momentum, while valuation metrics are unfavorable due to recent losses. However, the company's strategic initiatives and operational improvements highlighted in the earnings call provide some optimism for future growth.

Positive Factors

Biofuel Sales Growth

The surge in biofuel sales positions CBL as a leader in sustainable marine fuels, aligning with stricter environmental regulations and market trends.

Global Service Network Expansion

Expanding the global service network enhances CBL's market reach and service capabilities, supporting long-term growth and competitive positioning.

Operational Efficiency Improvements

Improved operational efficiency through cost management strengthens CBL's financial health, aiding profitability and cash flow sustainability.

Negative Factors

Declining Revenue

The decline in revenue highlights vulnerability to fluctuating fuel prices, impacting financial stability and growth prospects.

Geopolitical and Trade Challenges

Geopolitical tensions and trade disruptions pose risks to CBL's operations, affecting supply chains and market access.

Nasdaq Compliance Challenge

The Nasdaq compliance issue could impact investor confidence and access to capital markets, affecting long-term financial strategies.

CBL International Limited Business Overview & Revenue Model

Company Description

CBL International Limited (BANL) is a global trading company specializing in the import and export of a diverse range of products, primarily focusing on consumer goods, electronics, and industrial equipment. The company operates across various sectors, leveraging its extensive supply chain network to enhance product availability and market reach. CBL International aims to facilitate seamless trade solutions, providing comprehensive services that include logistics, warehousing, and distribution to its partners and clients worldwide.

How the Company Makes Money

CBL International Limited generates revenue through multiple key streams. Primarily, the company earns money by acting as an intermediary in the import and export of goods, where it profits from the markup on product sales. Additionally, CBL offers logistics and warehousing services to its clients, charging fees for storage and transportation of goods. The company also collaborates with strategic partners in various sectors, allowing it to expand its product offerings and market presence, which further contributes to its revenue. Furthermore, CBL's ability to negotiate favorable contracts and bulk purchasing agreements enhances its profitability by reducing costs and improving margins.

CBL International Limited Financial Statement Overview

Summary

CBL International Limited's financial health presents a mixed picture with significant challenges in maintaining profitability and positive cash flows. The balance sheet remains relatively stable with moderate debt levels, but declining income and cash flow generation capacity pose risks to future growth and financial sustainability.

Income Statement

The company has shown inconsistent revenue growth with a decrease in gross profit margin over recent periods. Net income has fluctuated, turning negative in the most recent year, indicating challenges in maintaining profitability. EBIT and EBITDA margins have also worsened, reflecting operational inefficiencies.

Balance Sheet

The balance sheet shows a moderate debt-to-equity ratio with relatively low leverage, suggesting financial stability. However, the equity ratio has been declining, signaling potential concerns in asset management. Return on equity has been inconsistent, reflecting volatility in earnings.

Cash Flow

The cash flow statement highlights negative free cash flow in the latest year, indicating pressure on liquidity. The operating cash flow to net income ratio is negative due to operational cash outflows, which raises concerns about cash generation from core activities.

Breakdown	TTM	Dec 2024	Dec 2023	Dec 2022	Dec 2021	Dec 2020
Income Statement
Total Revenue	580.46M	592.52M	435.90M	462.91M	326.54M	234.26M
Gross Profit	5.37M	5.37M	7.21M	9.13M	7.59M	6.21M
EBITDA	-2.44M	-2.78M	1.82M	4.84M	4.28M	6.94M
Net Income	-3.09M	-3.74M	1.14M	3.69M	3.57M	2.88M
Balance Sheet
Total Assets	61.44M	69.29M	53.46M	25.60M	26.99M	23.57M
Cash, Cash Equivalents and Short-Term Investments	5.43M	8.02M	7.40M	5.12M	3.04M	5.63M
Total Debt	100.15K	1.55M	410.82K	381.34K	139.84K	263.08K
Total Liabilities	39.56M	46.53M	28.17M	13.48M	18.57M	18.71M
Stockholders Equity	21.89M	22.91M	25.30M	12.11M	8.43M	4.86M
Cash Flow
Free Cash Flow	-5.56M	-2.09M	-10.81M	3.13M	-2.53M	3.21M
Operating Cash Flow	-5.43M	-1.94M	-10.03M	3.50M	-2.51M	3.36M
Investing Cash Flow	-128.24K	-144.45K	-773.86K	-373.11K	-19.15K	452.93K
Financing Cash Flow	2.06M	2.71M	13.18M	-1.13M	-27.18K	-1.31M

CBL International Limited Technical Analysis

• Technical Analysis Sentiment: Neutral
• Last Price: 0.45
• 50DMA: Negative
• 100DMA: Negative
• 200DMA: Negative
• MACD: Negative
• RSI: Neutral
• STOCH: Neutral

Evaluating momentum and price trends is crucial in stock analysis to make informed investment decisions. For BANL, the sentiment is Neutral. The current price of 0.45 is above the 20-day moving average (MA) of 0.45, below the 50-day MA of 0.56, and below the 200-day MA of 0.80, indicating a neutral trend. The MACD of -0.03 indicates Negative momentum. The RSI at 40.16 is Neutral, neither overbought nor oversold. The STOCH value of 68.85 is Neutral, not indicating any strong overbought or oversold conditions. Overall, these indicators collectively point to a Neutral sentiment for BANL.

CBL International Limited Peers Comparison

Name	Overall Rating	Market Cap	P/E Ratio	ROE	Dividend Yield	Revenue Growth	EPS Growth
DLNG	78 Outperform	$136.99M	2.42	12.11%	5.25%	4.34%	18.88%
Sector *	65 Neutral	$15.17B	7.61	4.09%	5.20%	3.87%	-62.32%
BANL	51 Neutral	$12.77M	-17.71	-14.06%	―	18.79%	-100.00%
MMLP	42 Neutral	$99.59M	-4.89	―	0.78%	-0.58%	-587.83%

CBL International Limited Corporate Events

CBL International Approves Share Capital Restructuring at Extraordinary Meeting

On November 26, 2025, CBL International Limited held an extraordinary general meeting where shareholders approved significant changes to the company’s share capital structure. The approved resolutions included re-designating the authorized share capital into Class A and Class B ordinary shares and adopting amended memoranda and articles of association. These changes aim to enhance the company’s capital management flexibility and align with strategic objectives, potentially impacting shareholder value and market positioning.

CBL International Appoints Yuan He to Board of Directors

On November 19, 2025, CBL International Limited announced the appointment of Mr. Yuan He to its board of directors, effective December 1, 2025. Mr. He, who has been with the company since its inception, brings over 17 years of experience in the oil and gas industries and has been instrumental in the company’s strategic development. His appointment is expected to strengthen CBL’s governance and support its expansion in the marine fuel logistics sector.

CBL International Limited Announces Extraordinary General Meeting for Share Capital Changes

CBL International Limited, a company based in Malaysia, has announced an Extraordinary General Meeting of Shareholders scheduled for November 26, 2025. The meeting will address several key proposals, including the alteration of the company’s share capital structure and a potential share consolidation. These changes are aimed at re-designating the company’s ordinary shares into Class A and Class B shares, and consolidating shares at a ratio determined by the board. The outcomes of these proposals could significantly impact the company’s capital structure and shareholder value.

CBL International Director Resignation Announced

CBL International Limited announced that Dato’ Sri Kam Choy Ho, a member of its board of directors, has resigned effective September 30, 2025. The resignation is not due to any disagreements with the company’s management or operations. Following the resignation, the board will consist of six members, including four independent directors, and the company does not plan to immediately fill the vacancy.