Education
About Us
Working with TipRanks
Follow Us
BayFirst Financial Corp (BAFN)
NASDAQ:BAFN
RESEARCH TOOLSreports
Total Valuation
BayFirst Financial Corp has a market cap or net worth of $62.10M. The enterprise value is -$37.76M.
Market Cap$62.10M
Enterprise Value-$37.76M
Share Statistics
BayFirst Financial Corp has 4,129,027 shares outstanding. The number of shares has decreased by -2.65% in one year.
Shares Outstanding4,129,027
Owned by Insiders14.20%
Owned by Institutions7.90%
Financial Efficiency
BayFirst Financial Corp’s return on equity (ROE) is 0.11 and return on invested capital (ROIC) is 45.89%.
Return on Equity (ROE)0.11
Return on Assets (ROA)<0.01
Return on Invested Capital (ROIC)45.89%
Return on Capital Employed (ROCE)0.20
Revenue Per Employee410.62K
Profits Per Employee41.55K
Employee Count305
Asset Turnover0.07
Inventory Turnover0.00
Valuation Ratios
The current PE Ratio of BayFirst Financial Corp is 4.36. BayFirst Financial Corp’s PEG ratio is -0.03.
PE Ratio4.36
PS Ratio0.00
PB Ratio0.99
Price to Fair Value0.50
Price to FCF-1.11
Price to Operating Cash Flow-1.32
PEG Ratio-0.03
Income Statement
In the last 12 months, BayFirst Financial Corp had revenue of 125.24M and earned 12.60M in profits. Earnings per share was 2.68.
Revenue125.24M
Gross Profit65.73M
Operating Income16.99M
Pretax Income16.99M
Net Income12.60M
EBITDA25.71M
Earnings Per Share (EPS)2.68
Cash Flow
In the last 12 months, operating cash flow was 266.99M and capital expenditures -686.00K, giving a free cash flow of 266.30M billion.
Operating Cash Flow266.99M
Free Cash Flow266.30M
Free Cash Flow per Share64.50
Dividends & Yields
BayFirst Financial Corp pays an annual dividend of $0.316, resulting in a dividend yield of 2.13%
Dividend Per Share$0.316
Dividend Yield2.13%
Payout Ratio14.14%
Free Cash Flow Yield―
Earnings Yield―
Stock Price Statistics
Beta0.55
52-Week Price Change35.13%
50-Day Moving Average15.02
200-Day Moving Average14.67
Relative Strength Index (RSI)47.53
Average Volume (3m)5.86K
Important Dates
BayFirst Financial Corp upcoming earnings date is Jul 24, 2025, TBA Not Confirmed.
Last Earnings DateApr 24, 2025
Next Earnings DateJul 24, 2025
Ex-Dividend DateMay 30, 2025
Financial Position
BayFirst Financial Corp as a current ratio of <0.01, with Debt / Equity ratio of 47.65%
Current Ratio<0.01
Quick Ratio<0.01
Debt to Market Cap0.14
Net Debt to EBITDA-2.15
Interest Coverage Ratio0.00
Taxes
In the past 12 months, BayFirst Financial Corp has paid 4.32M in taxes.
Income Tax4.32M
Effective Tax Rate0.25
Enterprise Valuation
BayFirst Financial Corp EV to EBITDA ratio is -0.02, with an EV/FCF ratio of >-0.01.
EV to Sales>-0.01
EV to EBITDA-0.02
EV to Free Cash Flow>-0.01
EV to Operating Cash Flow>-0.01
Balance Sheet
BayFirst Financial Corp has $71.56M in cash and marketable securities with $41.88M in debt, giving a net cash position of -$29.68M billion.
Cash & Marketable Securities$71.56M
Total Debt$41.88M
Net Cash-$29.68M
Net Cash Per Share-$7.19
Tangible Book Value Per Share$22.84
Margins
Gross margin is 100.00%, with operating margin of 34.08%, and net profit margin of 15.04%.
Gross Margin100.00%
Operating Margin34.08%
Pretax Margin20.28%
Net Profit Margin15.04%
EBITDA Margin30.69%
EBIT Margin20.28%
Analyst Forecast
The average price target for BayFirst Financial Corp is ―, which is 11.43% higher than the current price. The consensus rating is ―
Price Target―
Price Target Upside―
Analyst Consensus―
Analyst Count0
Revenue Growth Forecast8.22%
EPS Growth Forecast112.31%