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BayFirst Financial Corp (BAFN)
NASDAQ:BAFN
RESEARCH TOOLSreports
Total Valuation
BayFirst Financial Corp has a market cap or net worth of $62.06M. The enterprise value is $10.42M.
Market Cap$62.06M
Enterprise Value$10.42M
Share Statistics
BayFirst Financial Corp has 4,129,027 shares outstanding. The number of shares has decreased by -2.65% in one year.
Shares Outstanding4,129,027
Owned by Insiders14.20%
Owned by Institutions7.90%
Financial Efficiency
BayFirst Financial Corp’s return on equity (ROE) is 0.11 and return on invested capital (ROIC) is 1.78%.
Return on Equity (ROE)0.11
Return on Assets (ROA)<0.01
Return on Invested Capital (ROIC)1.78%
Return on Capital Employed (ROCE)0.02
Revenue Per Employee274.65K
Profits Per Employee41.55K
Employee Count305
Asset Turnover0.07
Inventory Turnover0.00
Valuation Ratios
The current PE Ratio of BayFirst Financial Corp is 5.04. BayFirst Financial Corp’s PEG ratio is -0.41.
PE Ratio5.04
PS Ratio0.00
PB Ratio0.59
Price to Fair Value0.57
Price to FCF0.17
Price to Operating Cash Flow0.17
PEG Ratio-0.41
Income Statement
In the last 12 months, BayFirst Financial Corp had revenue of 83.77M and earned 12.60M in profits. Earnings per share was 2.68.
Revenue83.77M
Gross Profit83.77M
Operating Income28.55M
Pretax Income16.99M
Net Income12.60M
EBITDA0.00
Earnings Per Share (EPS)2.68
Cash Flow
In the last 12 months, operating cash flow was 390.53M and capital expenditures 0.00, giving a free cash flow of 388.77M billion.
Operating Cash Flow390.53M
Free Cash Flow388.77M
Free Cash Flow per Share94.16
Dividends & Yields
BayFirst Financial Corp pays an annual dividend of $0.079, resulting in a dividend yield of 2.1%
Dividend Per Share$0.079
Dividend Yield2.1%
Payout Ratio14.15%
Free Cash Flow Yield―
Earnings Yield―
Stock Price Statistics
Beta0.54
52-Week Price Change30.67%
50-Day Moving Average16.05
200-Day Moving Average14.56
Relative Strength Index (RSI)52.54
Average Volume (3m)8.52K
Important Dates
BayFirst Financial Corp upcoming earnings date is Jul 24, 2025, TBA Not Confirmed.
Last Earnings DateApr 24, 2025
Next Earnings DateJul 24, 2025
Ex-Dividend DateMay 30, 2025
Financial Position
BayFirst Financial Corp as a current ratio of 0.04, with Debt / Equity ratio of 1.65%
Current Ratio0.04
Quick Ratio0.04
Debt to Market Cap0.12
Net Debt to EBITDA0.00
Interest Coverage Ratio0.00
Taxes
In the past 12 months, BayFirst Financial Corp has paid 4.32M in taxes.
Income Tax4.32M
Effective Tax Rate0.25
Enterprise Valuation
BayFirst Financial Corp EV to EBITDA ratio is 0.00, with an EV/FCF ratio of 0.02.
EV to Sales0.10
EV to EBITDA0.00
EV to Free Cash Flow0.02
EV to Operating Cash Flow0.02
Balance Sheet
BayFirst Financial Corp has $77.79M in cash and marketable securities with $7.89M in debt, giving a net cash position of -$69.90M billion.
Cash & Marketable Securities$77.79M
Total Debt$7.89M
Net Cash-$69.90M
Net Cash Per Share-$16.93
Tangible Book Value Per Share$19.74
Margins
Gross margin is 91.88%, with operating margin of 34.08%, and net profit margin of 15.04%.
Gross Margin91.88%
Operating Margin34.08%
Pretax Margin20.28%
Net Profit Margin15.04%
EBITDA Margin0.00%
EBIT Margin-10.41%
Analyst Forecast
The average price target for BayFirst Financial Corp is ―, which is 11.43% higher than the current price. The consensus rating is ―
Price Target―
Price Target Upside―
Analyst Consensus―
Analyst Count0
Revenue Growth Forecast8.22%
EPS Growth Forecast112.31%