BayFirst Financial Corp (BAFN)
NASDAQ:BAFN
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Total Valuation
BayFirst Financial Corp has a market cap or net worth of $26.17M. The enterprise value is -$99.96M.
Market Cap$26.17M
Enterprise Value-$99.96M
Share Statistics
BayFirst Financial Corp has 4,108,072 shares outstanding. The number of shares has decreased by -2.65% in one year.
Shares Outstanding4,108,072
Owned by Insiders14.80%
Owned by Institutions0.38%
Financial Efficiency
BayFirst Financial Corp’s return on equity (ROE) is -0.26 and return on invested capital (ROIC) is -19.91%.
Return on Equity (ROE)-0.26
Return on Assets (ROA)-0.02
Return on Invested Capital (ROIC)-19.91%
Return on Capital Employed (ROCE)-0.27
Revenue Per Employee341.61K
Profits Per Employee-75.20K
Employee Count305
Asset Turnover0.08
Inventory Turnover0.00
Valuation Ratios
The current PE Ratio of BayFirst Financial Corp is ―. BayFirst Financial Corp’s PEG ratio is 0.00440.
PE Ratio―
PS Ratio0.31
PB Ratio0.37
Price to Fair Value0.37
Price to FCF0.11
Price to Operating Cash Flow0.09
PEG Ratio0.00440
Income Statement
In the last 12 months, BayFirst Financial Corp had revenue of 104.19M and earned -22.94M in profits. Earnings per share was -5.93.
Revenue104.19M
Gross Profit39.59M
Operating Income-30.83M
Pretax Income-30.83M
Net Income-22.94M
EBITDA-30.83M
Earnings Per Share (EPS)-5.93
Cash Flow
In the last 12 months, operating cash flow was 285.30M and capital expenditures -300.00K, giving a free cash flow of 285.00M billion.
Operating Cash Flow285.30M
Free Cash Flow285.00M
Free Cash Flow per Share69.37
Dividends & Yields
BayFirst Financial Corp pays an annual dividend of $0.08, resulting in a dividend yield of 4.1%
Dividend Per Share$0.08
Dividend Yield4.1%
Payout Ratio-5.13%
Free Cash Flow Yield―
Earnings Yield―
Stock Price Statistics
Beta0.54
52-Week Price Change-59.99%
50-Day Moving Average6.57
200-Day Moving Average8.69
Relative Strength Index (RSI)71.20
Average Volume (3m)11.15K
Important Dates
BayFirst Financial Corp upcoming earnings date is Jul 23, 2026, Before Open (Not Confirmed).
Last Earnings DateApr 30, 2026
Next Earnings DateJul 23, 2026
Ex-Dividend Date―
Financial Position
BayFirst Financial Corp as a current ratio of 0.18, with Debt / Equity ratio of 1.81%
Current Ratio0.18
Quick Ratio0.18
Debt to Market Cap0.23
Net Debt to EBITDA6.04
Interest Coverage Ratio-0.77
Taxes
In the past 12 months, BayFirst Financial Corp has paid -7.89M in taxes.
Income Tax-7.89M
Effective Tax Rate0.26
Enterprise Valuation
BayFirst Financial Corp EV to EBITDA ratio is 4.99, with an EV/FCF ratio of -0.54.
EV to Sales-1.48
EV to EBITDA4.99
EV to Free Cash Flow-0.54
EV to Operating Cash Flow-0.54
Balance Sheet
BayFirst Financial Corp has $206.98M in cash and marketable securities with $20.82M in debt, giving a net cash position of $186.16M billion.
Cash & Marketable Securities$206.98M
Total Debt$20.82M
Net Cash$186.16M
Net Cash Per Share$45.32
Tangible Book Value Per Share$18.16
Margins
Gross margin is 21.32%, with operating margin of -29.59%, and net profit margin of -22.01%.
Gross Margin21.32%
Operating Margin-29.59%
Pretax Margin-29.59%
Net Profit Margin-22.01%
EBITDA Margin-29.59%
EBIT Margin-29.59%
Analyst Forecast
The average price target for BayFirst Financial Corp is ―, which is 11.43% higher than the current price. The consensus rating is ―
Price Target―
Price Target Upside―
Analyst Consensus―
Analyst Count0
Revenue Growth Forecast-9.38%
EPS Growth Forecast-321.34%