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Grupo Aval Acciones Y Valores Sa Pfd (AVAL)
:AVAL
RESEARCH TOOLSreports
Earnings Data
Report Date
Aug 06, 2025TBA Not Confirmed
Period Ending
2025 (Q2)Consensus EPS Forecast
0.1Last Year’s EPS
0.04Same Quarter Last Year
Based on 0 Analysts Ratings
Earnings Call Summary
Earnings Call Date:May 06, 2025
|% Change Since: 8.15%
|Next Earnings Date:Aug 06, 2025
Earnings Call Sentiment|Neutral
The earnings call highlighted significant growth in net income and market share, improvements in loan quality, and strong ESG recognition. However, challenges remain with commercial loan NIM, fiscal outlook, and investment performance. The overall sentiment is cautiously optimistic with awareness of fiscal and market risks.Company Guidance
In the first quarter of 2025, Grupo Aval reported a net income of Ps. 362 billion, marking a 28% increase from the fourth quarter of 2024 and a 3.2x rise compared to the first quarter of 2024. The company achieved a 25.3% market share in loans and a 16.6% share in mortgages, the highest in its history. Despite a challenging high-interest rate environment and poor capital market performance in March, Grupo Aval maintained stability with a flat total NIM on loans due to competitive pressures in commercial loans, while NIM on retail loans reached a two-year high. Asset quality showed improvement, and operational expenses remained under control. The company anticipates a GDP growth of 2.7% for Colombia in 2025, with inflation expected to end the year at 4.7%. The Central Bank's interest rate is projected to conclude 2025 at 8.5%, considering fiscal challenges. Grupo Aval's strategic priorities include enhancing customer experience through improved NPS scores, financial diversification, capturing synergies, digital transformation, fostering corporate culture, and advancing sustainability initiatives.Significant Increase in Net Income
Net income was Ps. 362 billion, a 28% increase compared to the fourth quarter of 2024 and 3.2 times that of the first quarter of 2024.
Record Market Share in Loans and Mortgages
Grupo Aval gained market share in deposits and loans, reaching a 25.3% share in loans and 16.6% in mortgages, the highest level in its history.
Improvement in Loan Portfolio Quality
Loan quality improved with 30-day PDLs at 5.18%, a 13 basis points improvement over three months.
Strong ESG Recognition
Grupo Aval rose to 71st place in the Medco ESG responsibility ranking, and its entities ranked highly in the financial sector.
Successful Digital Transformation Initiatives
Partnership with Microsoft to enhance AI usage and significant progress in real-time payment systems with 8.9 million keys enabled.
Grupo Aval Acciones y Valores SA Pfd (AVAL) Earnings, Revenues Date & History
AVAL Earnings History
The table shows recent earnings report dates and whether the forecast was beat or missed. See the change in forecast and EPS from the previous year.
Beat
Missed
AVAL Earnings-Related Price Changes
Report Date | Price 1 Day Before | Price 1 Day After | Percentage Change |
|---|---|---|---|
May 06, 2025 | $2.70 | $2.79 | +3.33% |
Feb 18, 2025 | $2.96 | $2.95 | -0.34% |
Nov 13, 2024 | $1.95 | $1.98 | +1.54% |
Aug 14, 2024 | $2.03 | $2.05 | +0.99% |
Earnings announcements can affect a stock’s price. This table shows the stock's price the day before and the day after recent earnings reports, including the percentage change.
FAQ
When does Grupo Aval Acciones Y Valores Sa Pfd (AVAL) report earnings?
Grupo Aval Acciones Y Valores Sa Pfd (AVAL) is schdueled to report earning on Aug 06, 2025, TBA Not Confirmed.
What is Grupo Aval Acciones Y Valores Sa Pfd (AVAL) earnings time?
Grupo Aval Acciones Y Valores Sa Pfd (AVAL) earnings time is at Aug 06, 2025, TBA Not Confirmed.
Where can I see when companies are reporting earnings?
You can see which companies are reporting today on our designated earnings calendar.
What companies are reporting earnings today?
You can see a list of the companies which are reporting today on TipRanks earnings calendar.
What is AVAL EPS forecast?
AVAL EPS forecast for the fiscal quarter 2025 (Q2) is 0.1.