Block, Inc. Shs Chess Depository Interests Repr 1 Sh (AU:XYZ)
ASX:XYZ
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Earnings Data
Report Date
May 07, 2026After Close (Confirmed)
Period Ending
2026 (Q1)Consensus EPS Forecast
0.95Last Year’s EPS
0.87Same Quarter Last Year
Moderate Buy
Based on 2 Analysts Ratings
Earnings Call Summary
Earnings Call Sentiment|Positive
The call highlighted multiple strong operational and financial beats: accelerated gross profit and AOI growth, raised 2026 guidance, substantive buybacks, clear product momentum across Cash App and Square (NVA, GPV, Lending), and measurable technology productivity gains (developer velocity +40%). Offsetting these positives are a substantial workforce reduction (~40% headcount cut), short-term elevated credit losses from new Borrow cohorts and Q4 headwinds to Square gross profit from hardware/processing costs, as well as timing risks around realizing cost savings and executing the AI-driven restructure. On balance, the company presented stronger growth and profitability outlooks and demonstrated risk-calibration capabilities, which outweigh the near-term operational and execution challenges.Company Guidance
Strong Q4 Financial Performance
Q4 gross profit of $2.87B, up 24% year-over-year; adjusted operating income of $588M, up 46% YoY with 3 points of margin expansion; adjusted diluted EPS up 38% YoY. Company exceeded Rule of 40 in Q4.
Solid Full-Year 2025 Results and Capital Returns
2025 gross profit of $10.36B, up 17% YoY; adjusted operating income up 30% YoY with 2 points of margin expansion for the year. Share repurchases totaled $2.3B in 2025 (including $790M in Q4).
Raised 2026 Guidance
Full-year 2026 gross profit expected to grow 18% to $12.2B (raised vs. Investor Day); Q1 gross profit growth guide 22% to $2.8B. Adjusted operating income guidance raised to $3.2B (up 54% YoY) and adjusted diluted EPS to $3.66 (up 54%). Q1 AOI guidance of $600M and adj. EPS $0.67 (up 29% and 20% YoY).
Cash App Momentum
Cash App Q4 gross profit $1.83B, up 33% YoY; monthly actives returned to growth ending year at ~59M; primary banking actives grew 22% YoY to 9.3M in December. Cash App Commerce enablement volume $54.7B in Q4, up 17% YoY. Consumer lending origination volume grew ~50% YoY for 2025 and 69% YoY in Q4; Borrow origination in Q4 grew >3x YoY and set record first-time Borrow actives.
Square Distribution and Volume Gains
Square new volume added (NVA) grew 17% in 2025 (record year) and 29% YoY in Q4; sales-led NVA up 62% YoY in Q4. GPV grew 10.3% in Q4 and was >12% YoY quarter-to-date as of Feb 24. Food & beverage GPV up 16% YoY.
Product and Technology Milestones
Shipped first Proto mining rigs with Proto gross profit scaling in Q4; launched Square Handheld and 2nd-generation Square Register; Square AI rolled out to all markets; MoneyBot/ManagerBot expansion planned. Developer velocity improved >40% increase in production code shipped per engineer since September.
Monetization and Product Launch Traction
Afterpay post-purchase continued to gain attach rates; Afterpay pre-purchase launched in February with early strong demand. Pay-in-Four (BNPL peer-to-peer) launched—first in industry. Cash App Card recruitment and Cash App Green driving retention and higher attach rates.
Risk Calibration and Underwriting Strength
Company reported ability to quickly recalibrate underwriting: although new Borrow cohorts caused near-term losses, all 2026 cohorts were trending below risk-loss targets as of mid-February, signaling rapid risk management response.
Block, Inc. Shs Chess Depository Interests Repr 1 Sh (AU:XYZ) Earnings, Revenues Date & History
AU:XYZ Earnings History
The table shows recent earnings report dates and whether the forecast was beat or missed. See the change in forecast and EPS from the previous year.
Beat
Missed
AU:XYZ Earnings-Related Price Changes
Report Date | Price 1 Day Before | Price 1 Day After | Percentage Change |
|---|---|---|---|
Feb 26, 2026 | AU$73.65 | AU$94.15 | +27.83% |
Nov 06, 2025 | AU$112.91 | AU$95.12 | -15.76% |
Aug 07, 2025 | AU$116.45 | AU$127.09 | +9.14% |
May 01, 2025 | AU$92.13 | AU$67.50 | -26.73% |
Earnings announcements can affect a stock’s price. This table shows the stock's price the day before and the day after recent earnings reports, including the percentage change.
FAQ
When does Block, Inc. Shs Chess Depository Interests Repr 1 Sh (AU:XYZ) report earnings?
Block, Inc. Shs Chess Depository Interests Repr 1 Sh (AU:XYZ) is schdueled to report earning on May 07, 2026, After Close (Confirmed).
What is Block, Inc. Shs Chess Depository Interests Repr 1 Sh (AU:XYZ) earnings time?
Block, Inc. Shs Chess Depository Interests Repr 1 Sh (AU:XYZ) earnings time is at May 07, 2026, After Close (Confirmed).
Where can I see when companies are reporting earnings?
You can see which companies are reporting today on our designated earnings calendar.
What companies are reporting earnings today?
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What is the P/E ratio of Block, Inc. Shs Chess Depository Interests Repr 1 Sh stock?
The P/E ratio of Block, Inc. Shs Chess Depository Interests Repr 1 Sh is N/A.
What is AU:XYZ EPS forecast?
AU:XYZ EPS forecast for the fiscal quarter 2026 (Q1) is 0.95.