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XRO Stock Chart & Stats
AU$61.58
AU$3.71(6.02%)
At close: 4:00 PM EDT
AU$61.58
AU$3.71(6.02%)
Day’s Range― - ―
52-Week RangeAU$61.45 - AU$179.69
Previous CloseN/A
Volume926.97K
Average Volume (3M)753.32K
Market Cap
AU$11.94B
Enterprise ValueAU$12.97K
Total Cash (Recent Filing)AU$1.95B
Total Debt (Recent Filing)AU$2.14B
Price to Earnings (P/E)78.9
Beta1.14
Next Earnings
Nov 12, 2026EPS Estimate
0.46Next Dividend Ex-DateN/A
Dividend YieldN/A
Share Statistics
EPS (TTM)1.06
Shares Outstanding170,649,020
10 Day Avg. Volume611,423
30 Day Avg. Volume753,320
Financial Highlights & Ratios
PEG Ratio-2.80
Price to Book (P/B)2.73
Price to Sales (P/S)5.01
P/FCF Ratio14.94
Enterprise Value/Market CapN/A
Enterprise Value/RevenueN/A
Enterprise Value/Gross ProfitN/A
Enterprise Value/EbitdaN/A
Forecast
1Y Price Target
AU$121.58Price Target Upside97.43% Upside
Rating ConsensusStrong Buy
Number of Analyst Covering9
EPS Forecast (FY)1.36
Revenue Forecast (FY)AU$3.67B
Bulls Say, Bears Say
Bulls Say
Recurring Subscription Model & EcosystemXero's core subscription model and broad third-party app ecosystem create predictable, recurring revenue and higher customer stickiness. This durable model supports steady ARPC expansion, recurring cash flows, and cross-sell of payments and add-ons that sustain growth and margin conversion over multiple years.
Strong Cash Generation And FCFMaterial operating cash flow and sustained positive free cash flow since 2023 give Xero durable financial flexibility. Strong FCF funds product investment, U.S. brand programs, M&A or dilution offset programs without needing persistent external financing, reducing execution risk over the medium term.
Payments-led ARPC And TPV ScaleRapidly scaling payments volume and revenue materially raise ARPC and diversify revenue beyond subscriptions. Transactional flows and bill-pay integrations increase customer lock-in, improve unit economics, and create durable monetization levers that can lift lifetime value and margins as payments ramps further.
Bears Say
Rising Debt And LeverageA meaningful step-up in debt to ~2.14B raises financial leverage and interest exposure. Higher leverage reduces flexibility for opportunistic investment or cushioning against revenue shocks, and increases refinancing risk if growth or cash conversion softens over the next several quarters.
Melio Integration Losses And Rule Of 40 DilutionMelio's current losses and SBC-driven accounting impacts create a durable near-term drag on consolidated margins and metrics like Rule of 40. Management targets breakeven by H2 FY28, but integration execution risk and sustained loss absorption could delay margin recovery and cash conversion.
Headline Gross-margin Compression And Planned U.S. SpendThe payments/media mix has compressed headline gross margin materially despite stable organic margins. Combined with a planned up-to AUD55M multiyear U.S. brand program, this structural mix shift and higher marketing investment will pressure headline profitability and CAC metrics for multiple quarters.
Xero Limited News
XRO FAQ
What was Xero Limited’s price range in the past 12 months?
Xero Limited lowest share price was AU$61.45 and its highest was AU$179.69 in the past 12 months.
What is Xero Limited’s market cap?
Xero Limited’s market cap is AU$11.94B.
When is Xero Limited’s upcoming earnings report date?
Xero Limited’s upcoming earnings report date is Nov 12, 2026 which is in 100 days.
How were Xero Limited’s earnings last quarter?
Xero Limited released its earnings results on May 13, 2026. The company reported AU$0.099 earnings per share for the quarter, missing the consensus estimate of AU$0.485 by -AU$0.385.
Is Xero Limited overvalued?
According to Wall Street analysts Xero Limited’s price is currently Undervalued.
Does Xero Limited pay dividends?
Xero Limited does not currently pay dividends.
What is Xero Limited’s EPS estimate?
Xero Limited’s EPS estimate is 0.46.
How many shares outstanding does Xero Limited have?
Xero Limited has 170,649,020 shares outstanding.
What happened to Xero Limited’s price movement after its last earnings report?
Xero Limited reported an EPS of AU$0.099 in its last earnings report, missing expectations of AU$0.485. Following the earnings report the stock price went down -9.037%.
Which hedge fund is a major shareholder of Xero Limited?
Currently, no hedge funds are holding shares in AU:XRO
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
Xero Limited Stock Smart Score
Underperform
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10
Analyst Consensus
Strong Buy
Average Price Target:
AU$121.58 (97.43% Upside)
AU$121.58 (97.43% Upside)
Blogger Sentiment
Bullish
AU:XRO Sentiment 70%
Sector Average ―
Sector Average ―
Insider Transactions
Sold Shares
Worth AU$7.6M over
the Last 3 Months
the Last 3 Months
News Sentiment
Very Bullish
Bullish news 100%
Bearish news 0%
Bearish news 0%
Technicals
SMA
Negative
20 days / 200 days
Momentum
-25.92%
12-Months-Change
Fundamentals
Return on Equity
―
Trailing 12-Months
Asset Growth
105.29%
Trailing 12-Months
Company Description
Xero Limited
Xero Limited, along with its associated entities, operates as a cloud-based software provider, extending its services across New Zealand, Australia, the United Kingdom, and various international markets. The company's flagship offering, Xero, serves as an open platform designed to connect small businesses with diverse solutions for streamlined financial administration. Additionally, Xero furnishes a dedicated mobile application and a suite of specialized utilities for accounting and bookkeeping professionals, which includes Xero HQ, Xero Practice Manager, Xero Workpapers, and Xero Cashbook or Xero Ledger. This enterprise was established in 2006 and maintains its principal office in Wellington, New Zealand.
XRO Company Deck
XRO Earnings Call
Q4 2026
0:00 / 0:00
Earnings Call Sentiment|Positive
The call presented a strong set of operating and financial results: double-digit revenue growth, expanding ARPC driven by payments (Melio), accelerating U.S. momentum, robust adjusted EBITDA and free cash flow generation, and rapid AI adoption and product launches. Near-term headwinds include the pro forma dilution of Rule of 40 from the Melio acquisition, Melio-related losses and SBC timing, headline gross margin compression from payments/media mix, and planned multiyear U.S. brand investment that will weight FY'27 results toward H2. Management provided clear guidance for FY'27 and a pathway to Melio breakeven and Rule of 40 recovery by FY'28, indicating confidence in execution and capital discipline.View all AU:XRO earnings summariesXRO Stock 12 Month Forecast
Average Price Target
AU$121.58
▲(97.43% Upside)
Technical Analysis
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