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Reckon Limited (AU:RKN)
ASX:RKN
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Reckon Limited (RKN) AI Stock Analysis

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AU:RKN

Reckon Limited

(Sydney:RKN)

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Outperform 72 (OpenAI - 5.2)
Rating:72Outperform
Price Target:
AU$0.47
▼(-17.19% Downside)
Action:Reiterated
Date:02/11/26
The score is driven primarily by solid financial performance (improving growth and margins plus strong cash generation) and supportive valuation (low P/E and high dividend yield). These positives are partially offset by weak technical signals, with the stock trading below key moving averages and negative MACD.
Positive Factors
Cash Generation Quality
Consistent operating cash flow at roughly 1.5x reported net income and a 17.3% free cash flow surge in 2025 indicate high earnings quality and durable cash conversion. This strengthens the company's capacity to fund R&D, support subscription transitions, pay dividends or reduce leverage across cycles.
Negative Factors
Rising Leverage Trend
Leverage remains manageable today but has drifted up meaningfully from 2024 to 2025. A rising debt trend reduces financial flexibility and increases exposure if earnings weaken, making sustained investment, acquisitions or dividend payouts more conditional on continued strong cash generation.
Read all positive and negative factors
Positive Factors
Negative Factors
Cash Generation Quality
Consistent operating cash flow at roughly 1.5x reported net income and a 17.3% free cash flow surge in 2025 indicate high earnings quality and durable cash conversion. This strengthens the company's capacity to fund R&D, support subscription transitions, pay dividends or reduce leverage across cycles.
Read all positive factors

Reckon Limited (RKN) vs. iShares MSCI Australia ETF (EWA)

Reckon Limited Business Overview & Revenue Model

Company Description
Reckon Limited provides software solutions in Australia, New Zealand, the United States, and internationally. The company offers Reckon One, an software as a service cloud-based accounting and payroll software platform, which includes mobile app f...
How the Company Makes Money
Reckon makes money primarily by licensing and subscribing users to its software products. A key revenue stream is recurring subscription fees from cloud software customers (typically charged monthly or annually) for access to accounting and relate...

Reckon Limited Financial Statement Overview

Summary
Improving revenue growth in 2025 (+6.4%) and stronger profitability (net margin ~11.8%) are supported by very strong EBITDA margins and excellent recent cash conversion (operating cash flow ~1.5x net income). Offsets include some historical volatility in revenue/margins and free cash flow, plus a recent upward drift in debt.
Income Statement
74
Positive
Balance Sheet
70
Positive
Cash Flow
82
Very Positive
BreakdownDec 2025Dec 2024Dec 2023Dec 2022Dec 2021
Income Statement
Total Revenue62.42M54.04M53.41M51.23M71.06M
Gross Profit17.85M11.90M13.50M13.50M63.05M
EBITDA26.17M20.19M19.70M17.77M29.02M
Net Income7.37M4.42M5.57M7.31M9.82M
Balance Sheet
Total Assets56.26M46.40M41.21M39.94M71.87M
Cash, Cash Equivalents and Short-Term Investments894.00K986.00K975.00K1.23M1.39M
Total Debt9.31M6.96M5.20M6.49M21.14M
Total Liabilities30.72M23.78M21.58M22.03M40.05M
Stockholders Equity25.67M22.25M19.57M17.14M30.53M
Cash Flow
Free Cash Flow23.62M17.53M4.61M7.47M10.05M
Operating Cash Flow23.80M17.89M19.13M7.69M10.79M
Investing Cash Flow-22.44M-14.82M-15.29M78.17M12.90M
Financing Cash Flow-1.39M-3.08M-4.11M-85.93M-23.46M

Reckon Limited Technical Analysis

Technical Analysis Sentiment
Neutral
Last Price0.57
Price Trends
50DMA
0.42
Positive
100DMA
0.45
Negative
200DMA
0.52
Negative
Market Momentum
MACD
>-0.01
Negative
RSI
55.62
Neutral
STOCH
96.67
Negative
Evaluating momentum and price trends is crucial in stock analysis to make informed investment decisions. For AU:RKN, the sentiment is Neutral. The current price of 0.57 is above the 20-day moving average (MA) of 0.41, above the 50-day MA of 0.42, and above the 200-day MA of 0.52, indicating a neutral trend. The MACD of >-0.01 indicates Negative momentum. The RSI at 55.62 is Neutral, neither overbought nor oversold. The STOCH value of 96.67 is Negative, not indicating any strong overbought or oversold conditions. Overall, these indicators collectively point to a Neutral sentiment for AU:RKN.

Reckon Limited Peers Comparison

Overall Rating
UnderperformOutperform
Sector (61)
Financial Indicators
Name
Overall Rating
Market Cap
P/E Ratio
ROE
Dividend Yield
Revenue Growth
EPS Growth
72
Outperform
AU$48.14M6.5928.62%4.39%15.36%66.67%
71
Outperform
AU$12.08B78.253.68%27.32%-30.84%
71
Outperform
AU$1.08B29.2842.94%10.16%-12.00%-45.47%
68
Neutral
AU$9.85B67.8432.19%0.83%14.48%6.31%
61
Neutral
$37.18B12.37-10.20%1.83%8.50%-7.62%
59
Neutral
AU$1.17B15.2319.57%2.47%-7.41%-11.47%
47
Neutral
AU$10.57M9.0985.44%25.61%
* Technology Sector Average
Performance Comparison
Ticker
Company Name
Price
Change
% Change
AU:RKN
Reckon Limited
0.42
-0.06
-12.50%
AU:TNE
Technology One Limited
29.80
-10.09
-25.29%
AU:XRO
Xero Limited
69.08
-110.05
-61.44%
AU:IRE
IRESS Limited
6.61
-0.91
-12.12%
AU:JCS
JCurve Solutions Limited
0.03
>-0.01
-3.23%
AU:BVS
Bravura Solutions Limited
2.61
0.58
28.76%

Reckon Limited Corporate Events

Reckon Sets May 2026 AGM to Review 2025 Results and Board Governance
Apr 16, 2026
Reckon Limited has called its 2026 Annual General Meeting for 20 May at its North Sydney head office, where shareholders will review the company’s 2025 financial statements, directors’ report and independent audit report and have the o...
Glossary
BuyA stock rated as a "Buy" is expected to perform better than the overall market or a specific benchmark over the near-to-medium term. This rating suggests the stock is likely to deliver higher returns compared to other stocks in the same sector or market index. Note: This is not investment advice; please consult a financial advisor before making investment decisions.
HoldA stock rated as a "Hold" is expected to perform in line with the overall market or a specific benchmark. This rating indicates that the stock is neither particularly compelling nor unfavorable for investment. Note: This is not investment advice; please consult a financial advisor before making investment decisions.
SellA stock rated as a "Sell" is expected to perform worse than the overall market or a specific benchmark over the near-to-medium term. This rating suggests the stock may deliver lower returns compared to other stocks in the same sector or market index. Note: This is not investment advice; please consult a financial advisor before making investment decisions.

Disclaimer

This AI Analyst Stock Report is automatically generated by our AI systems using advanced algorithms and publicly available financial, technical, and market data. While the information provided aims to be accurate and insightful, it is intended for informational purposes only and should not be considered financial advice. Any content created by an AI (Artificial Intelligence) system may contain inaccuracies and/or contain errors. Investing in stocks carries inherent risks, and past performance is not indicative of future results. This report does not account for your personal financial circumstances, objectives, or risk tolerance. Always conduct your own research or consult with a qualified financial advisor before making investment decisions. The analysis and recommendations provided are based on historical and current data and may not fully reflect future market conditions or unexpected developments. Neither the creators of this report nor its affiliated entities guarantee the accuracy, completeness, or reliability of the information presented. Use this report at your own discretion and risk.Date of analysis: Feb 11, 2026