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Reckon Limited (AU:RKN)
ASX:RKN
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Reckon Limited (RKN) AI Stock Analysis

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AU:RKN

Reckon Limited

(Sydney:RKN)

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Outperform 79 (OpenAI - 5.2)
Rating:79Outperform
Price Target:
AU$0.56
▼(-1.58% Downside)
Action:Reiterated
Date:08/06/26
The score is driven primarily by strong financial quality (improving profitability and excellent recent cash conversion) and attractive valuation (low P/E and high dividend yield). Technicals are supportive but slightly capped by near-overbought momentum readings and the price still sitting below the 200-day moving average.
Positive Factors
Strong cash generation
Operating cash flow materially exceeds reported profits (~1.5x net income) and free cash flow rose 17.3% in 2025. That persistent cash conversion supports reinvestment, shareholder returns and balance-sheet resilience, reducing reliance on external financing over the medium term.
Negative Factors
Upward drift in debt
Leverage has increased over recent years, creating a trend that could constrain flexibility if earnings or cash flow weaken. An ongoing rise in debt increases interest and refinancing sensitivity, raising medium-term risk to investment plans or dividends if profitability reverts.
Read all positive and negative factors
Positive Factors
Negative Factors
Strong cash generation
Operating cash flow materially exceeds reported profits (~1.5x net income) and free cash flow rose 17.3% in 2025. That persistent cash conversion supports reinvestment, shareholder returns and balance-sheet resilience, reducing reliance on external financing over the medium term.
Read all positive factors

Reckon Limited (RKN) vs. iShares MSCI Australia ETF (EWA)

Reckon Limited Business Overview & Revenue Model

Company Description
Reckon Limited provides software solutions in Australia, New Zealand, the United States, and internationally. The company offers Reckon One, an software as a service cloud-based accounting and payroll software platform, which includes mobile app f...
How the Company Makes Money
Reckon Limited generates revenue primarily by selling access to its accounting and payroll software to end users and professional practices. Its core revenue model is software subscription and licensing, where customers pay recurring fees (and in ...

Reckon Limited Financial Statement Overview

Summary
Financials are solid overall: improved revenue growth in 2025 (+6.4%) alongside meaningfully stronger profitability (net margin ~11.8% vs ~8.2%), plus very strong EBITDA margins. Cash generation is a standout (operating cash flow ~1.5x net income in 2024–2025; FCF up +17.3% in 2025). Offsetting factors are some historical volatility (notably 2022 revenue decline and FCF weakness in 2023) and rising debt over 2023–2025, though leverage remains manageable (debt-to-equity ~0.45).
Income Statement
74
Positive
Balance Sheet
70
Positive
Cash Flow
82
Very Positive
BreakdownTTMDec 2025Dec 2024Dec 2023Dec 2022Dec 2021
Income Statement
Total Revenue61.35M62.42M54.04M53.41M51.23M71.06M
Gross Profit10.31M17.85M11.90M13.50M13.50M63.05M
EBITDA33.90M26.17M20.19M19.70M17.77M29.02M
Net Income7.55M7.37M4.42M5.57M7.31M9.82M
Balance Sheet
Total Assets55.71M56.26M46.40M41.21M39.94M71.87M
Cash, Cash Equivalents and Short-Term Investments1.02M894.00K986.00K975.00K1.23M1.39M
Total Debt5.15M9.31M6.96M5.20M6.49M21.14M
Total Liabilities26.14M30.72M23.78M21.58M22.03M40.05M
Stockholders Equity29.86M25.67M22.25M19.57M17.14M30.53M
Cash Flow
Free Cash Flow23.12M23.62M17.53M4.61M7.47M10.05M
Operating Cash Flow23.27M23.80M17.89M19.13M7.69M10.79M
Investing Cash Flow-16.24M-22.44M-14.82M-15.29M78.17M12.90M
Financing Cash Flow-6.78M-1.39M-3.08M-4.11M-85.93M-23.46M

Reckon Limited Technical Analysis

Technical Analysis Sentiment
Negative
Last Price0.57
Price Trends
50DMA
0.41
Positive
100DMA
0.42
Positive
200DMA
0.47
Negative
Market Momentum
MACD
<0.01
Positive
RSI
47.22
Neutral
STOCH
5.40
Positive
Evaluating momentum and price trends is crucial in stock analysis to make informed investment decisions. For AU:RKN, the sentiment is Negative. The current price of 0.57 is above the 20-day moving average (MA) of 0.44, above the 50-day MA of 0.41, and above the 200-day MA of 0.47, indicating a neutral trend. The MACD of <0.01 indicates Positive momentum. The RSI at 47.22 is Neutral, neither overbought nor oversold. The STOCH value of 5.40 is Positive, not indicating any strong overbought or oversold conditions. Overall, these indicators collectively point to a Negative sentiment for AU:RKN.

Reckon Limited Peers Comparison

Overall Rating
UnderperformOutperform
Sector (61)
Financial Indicators
Name
Overall Rating
Market Cap
P/E Ratio
ROE
Dividend Yield
Revenue Growth
EPS Growth
79
Outperform
AU$48.14M6.3827.21%4.39%4.58%39.54%
73
Outperform
AU$1.48B13.3042.94%3.65%-9.72%51.09%
71
Outperform
AU$14.50B96.103.68%27.32%-30.84%
70
Outperform
AU$10.47B74.4232.19%0.83%14.48%6.31%
61
Neutral
$37.18B12.37-10.20%1.83%8.50%-7.62%
60
Neutral
AU$1.17B12.6622.13%2.47%-14.44%5.34%
50
Neutral
AU$12.40M10.6185.44%25.61%
* Technology Sector Average
Performance Comparison
Ticker
Company Name
Price
Change
% Change
AU:RKN
Reckon Limited
0.43
-0.16
-26.98%
AU:TNE
Technology One Limited
32.00
-7.77
-19.53%
AU:XRO
Xero Limited
85.00
-80.86
-48.75%
AU:IRE
IRESS Limited
6.33
-2.39
-27.37%
AU:JCS
JCurve Solutions Limited
0.04
-0.01
-25.53%
AU:BVS
Bravura Solutions Limited
3.30
1.13
52.14%

Reckon Limited Corporate Events

Reckon Issues Summary Investor Presentation for HY 2026
Aug 3, 2026
Reckon Limited has released an investor presentation for the half year ended 30 June 2026, intended to be read alongside its formal financial reports and market announcements. The document offers a summary view of the company&#8217;s operations an...
Reckon Limited Declares Final Dividend for FY2026
Aug 3, 2026
Reckon Limited has declared an ordinary dividend of AUD 0.025 per fully paid share, covering the twelve-month period ended 30 June 2026. The stock will trade ex-dividend on 13 August, with a record date of 14 August and payment scheduled for 31 Au...
Reckon Posts Modest First-Half Profit Growth and Maintains Dividend
Aug 3, 2026
Reckon Limited reported revenue growth for the half year to 30 June 2026, with sales rising to $37.4 million from $36.1 million in the prior corresponding period, while earnings before interest, tax, depreciation and amortisation increased to $14....
Glossary
BuyA stock rated as a "Buy" is expected to perform better than the overall market or a specific benchmark over the near-to-medium term. This rating suggests the stock is likely to deliver higher returns compared to other stocks in the same sector or market index. Note: This is not investment advice; please consult a financial advisor before making investment decisions.
HoldA stock rated as a "Hold" is expected to perform in line with the overall market or a specific benchmark. This rating indicates that the stock is neither particularly compelling nor unfavorable for investment. Note: This is not investment advice; please consult a financial advisor before making investment decisions.
SellA stock rated as a "Sell" is expected to perform worse than the overall market or a specific benchmark over the near-to-medium term. This rating suggests the stock may deliver lower returns compared to other stocks in the same sector or market index. Note: This is not investment advice; please consult a financial advisor before making investment decisions.

Disclaimer

This AI Analyst Stock Report is automatically generated by our AI systems using advanced algorithms and publicly available financial, technical, and market data. While the information provided aims to be accurate and insightful, it is intended for informational purposes only and should not be considered financial advice. Any content created by an AI (Artificial Intelligence) system may contain inaccuracies and/or contain errors. Investing in stocks carries inherent risks, and past performance is not indicative of future results. This report does not account for your personal financial circumstances, objectives, or risk tolerance. Always conduct your own research or consult with a qualified financial advisor before making investment decisions. The analysis and recommendations provided are based on historical and current data and may not fully reflect future market conditions or unexpected developments. Neither the creators of this report nor its affiliated entities guarantee the accuracy, completeness, or reliability of the information presented. Use this report at your own discretion and risk.Date of analysis: Aug 06, 2026