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Qoria Ltd. (AU:QOR)
ASX:QOR
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Qoria (QOR) AI Stock Analysis

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AU:QOR

Qoria

(Sydney:QOR)

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Neutral 41 (OpenAI - 4o)
Rating:41Neutral
Price Target:
AU$0.50
▼(-13.79% Downside)
Qoria's overall stock score is primarily impacted by its financial performance and technical analysis. The company shows strong revenue growth but faces significant challenges in profitability and cash flow. The technical indicators suggest a bearish trend with the stock being oversold. The valuation is poor due to a negative P/E ratio and lack of dividend yield, further impacting the overall score.
Positive Factors
Revenue Growth
Consistent revenue growth indicates strong market demand and effective business strategies, supporting long-term expansion potential.
Business Model
A diversified revenue model reduces dependency on a single income stream, enhancing financial resilience and adaptability to market changes.
Balance Sheet Health
A low debt-to-equity ratio suggests a conservative leverage approach, providing financial stability and flexibility for future investments.
Negative Factors
Profitability Challenges
Persistent profitability issues can hinder reinvestment in growth initiatives and limit competitive positioning over time.
Cash Flow Difficulties
Negative free cash flow indicates challenges in funding operations and growth without external financing, impacting financial sustainability.
Return on Equity
Negative return on equity suggests inefficiencies in generating returns from shareholders' investments, affecting investor confidence and capital raising.

Qoria (QOR) vs. iShares MSCI Australia ETF (EWA)

Qoria Business Overview & Revenue Model

Company DescriptionQoria (QOR) is a forward-thinking technology company specializing in innovative solutions within the digital health and wellness sector. The company focuses on developing advanced software and applications that enhance user engagement and improve health outcomes. Qoria's core products include mobile health applications, telemedicine platforms, and data analytics tools designed to provide personalized health insights and facilitate seamless communication between patients and healthcare providers.
How the Company Makes MoneyQoria generates revenue through a multi-faceted model that includes subscription fees for its mobile health applications, licensing agreements for its telemedicine platforms, and data analytics services offered to healthcare organizations. The company also partners with healthcare institutions and insurance providers, creating additional revenue streams through collaborative projects and shared resources. Furthermore, Qoria may earn income from in-app purchases and premium features within its applications, contributing to its overall financial growth.

Qoria Earnings Call Summary

Earnings Call Date:Oct 16, 2024
(Q1-2025)
|
% Change Since: |
Next Earnings Date:Mar 03, 2026
Earnings Call Sentiment Positive
The earnings call reflects a strong overall performance with significant growth in ARR and free cash flow, successful strategic acquisitions and partnerships, and operational efficiencies. However, challenges such as foreign exchange impacts, net debt levels, and seasonal revenue retention dips present cautionary notes.
Q1-2025 Updates
Positive Updates
Record Recurring Revenue
The company achieved over $120 million in annual recurring revenue (ARR), indicating robust growth.
Free Cash Flow Turnaround
Reported inaugural free cash flow of $8.5 million, marking a significant improvement and alignment with long-term plans.
Strategic Acquisitions and Partnerships
Acquisition of OctopusBI, adding $135,000 ARR from existing clients, and a new partnership with Schools Broadband to expand market reach in the U.K.
Geographical Growth
Dominant presence in the U.K. and U.S. markets, with 20% of students in Texas now using the platform.
Operational Efficiency
Achieved a 22% reduction in direct costs year-on-year despite adding 2 million students, showcasing improved operational efficiency.
Negative Updates
Foreign Exchange Impact
Substantial foreign exchange fluctuations since May affected ARR by $2 million to $2.5 million.
Net Debt Position
Net debt remains high at $110 million, despite positive cash flow developments.
Seasonal Revenue Retention Dip
Net revenue retention slipped below 100% for the quarter due to seasonal factors.
Challenges in Scaling
Complexities in scaling technology for larger districts, as seen with deployment in Northside, Texas.
Company Guidance
During the Q1 2025 earnings call for Qoria (QOR.AX), the company highlighted several performance metrics and strategic initiatives. They reported surpassing $120 million in annual recurring revenue (ARR), marking a significant achievement. The company also noted an inaugural free cash flow of $8.5 million, a notable turnaround consistent with previous market guidance. Operating cash flow reached nearly $15 million, and they ended the quarter with $42 million in cash or cash equivalents, alongside a net debt of $110 million. The ARR growth stood at 20%, with expectations for EBITDA margins to reach 10% to 15% for the financial year, potentially hitting the 20% range in the next financial year. The company emphasized their strong position in the U.S. market, which they see as a growth engine, and highlighted their strategic partnership with Schools Broadband in the U.K., which provides access to 3,000 additional schools. The SaaS metrics were particularly strong, with a 99% recurring revenue rate and a net revenue retention rate bolstered by selling more products to existing customers. The company also pointed out ongoing progress in unifying their tech stack and expanding their market access through partnerships, indicating confidence in achieving their growth plans.

Qoria Financial Statement Overview

Summary
Qoria shows strong revenue growth, suggesting potential market demand. However, the company struggles with profitability due to negative profit margins and cash flow issues. The balance sheet indicates manageable leverage but declining shareholder equity and ongoing net losses pose financial risks.
Income Statement
45
Neutral
Qoria's income statement shows consistent revenue growth with a significant increase from $8.2M in 2023 to $99.4M in 2024, indicating strong top-line expansion. However, the company faces challenges with negative gross profit margins and significant net losses, which suggest high cost structures or inefficiencies. The net profit margin remains deeply negative at -55.1% for 2024, reflecting ongoing profitability struggles. These issues are partially offset by improving EBIT and EBITDA margins, although they are still negative.
Balance Sheet
55
Neutral
The balance sheet reveals a moderate debt-to-equity ratio of 0.32 in 2024, indicating manageable leverage. The equity ratio stands at 46.4%, showing a reasonable balance between liabilities and equity. Despite these positives, the declining stockholders' equity from $158.9M in 2023 to $137.9M in 2024 signals potential erosion in shareholder value. The company maintains a solid asset base, but the overall financial stability is impacted by consistent net losses.
Cash Flow
40
Negative
Qoria's cash flow statement shows an improvement in operating cash flow from -$23.6M in 2023 to $6.8M in 2024, a positive sign of operational improvement. However, free cash flow remains negative at -$18.8M, indicating ongoing cash burn. The free cash flow to net income ratio is negative, underscoring the need for better cash management. The company continues to rely on financing activities to support cash needs, which could pose risks if not managed carefully.
BreakdownDec 2024Dec 2023Dec 2022Dec 2021Dec 2020
Income Statement
Total Revenue117.29M99.45M81.88M44.73M8.96M
Gross Profit117.29M-39.76M-74.69M-48.66M1.93M
EBITDA5.80M-21.80M-61.69M-52.80M-19.13M
Net Income-35.95M-54.77M-86.72M-64.02M-21.93M
Balance Sheet
Total Assets333.44M297.41M287.51M241.27M57.51M
Cash, Cash Equivalents and Short-Term Investments15.42M9.39M6.62M32.75M34.93M
Total Debt50.31M43.71M20.41M4.52M3.31M
Total Liabilities175.38M159.45M128.65M75.97M24.17M
Stockholders Equity158.06M137.95M158.86M165.31M33.34M
Cash Flow
Free Cash Flow-17.37M-18.75M-29.61M-38.60M-17.49M
Operating Cash Flow10.12M6.77M-23.64M-37.27M-15.48M
Investing Cash Flow-32.29M-25.47M-25.70M-143.69M-1.98M
Financing Cash Flow27.73M21.67M20.98M178.87M46.45M

Qoria Technical Analysis

Technical Analysis Sentiment
Negative
Last Price0.58
Price Trends
50DMA
0.75
Negative
100DMA
0.68
Negative
200DMA
0.55
Positive
Market Momentum
MACD
-0.04
Positive
RSI
28.34
Positive
STOCH
40.35
Neutral
Evaluating momentum and price trends is crucial in stock analysis to make informed investment decisions. For AU:QOR, the sentiment is Negative. The current price of 0.58 is below the 20-day moving average (MA) of 0.64, below the 50-day MA of 0.75, and above the 200-day MA of 0.55, indicating a neutral trend. The MACD of -0.04 indicates Positive momentum. The RSI at 28.34 is Positive, neither overbought nor oversold. The STOCH value of 40.35 is Neutral, not indicating any strong overbought or oversold conditions. Overall, these indicators collectively point to a Negative sentiment for AU:QOR.

Qoria Peers Comparison

Overall Rating
UnderperformOutperform
Sector (61)
Financial Indicators
Name
Overall Rating
Market Cap
P/E Ratio
ROE
Dividend Yield
Revenue Growth
EPS Growth
71
Outperform
AU$132.96M19.0219.30%13.74%70.80%
61
Neutral
$37.18B12.37-10.20%1.83%8.50%-7.62%
58
Neutral
AU$566.19M31.568.20%1.06%-30.96%
52
Neutral
AU$237.51M-78.13-19.83%10.79%46.67%
50
Neutral
AU$43.54M-9.13-60.86%24.46%24.10%
41
Neutral
$782.21M-23.62%17.94%42.71%
38
Underperform
AU$65.51M-11.14%40.28%13.33%
* Technology Sector Average
Performance Comparison
Ticker
Company Name
Price
Change
% Change
AU:QOR
Qoria
0.58
0.08
16.16%
AU:DCC
DigitalX Limited
0.05
>-0.01
-14.81%
AU:QFE
QuickFee Ltd.
0.08
0.04
100.00%
AU:B4P
Beforepay Group Limited
2.67
0.98
57.99%
AU:WRK
Wrkr Ltd
0.13
0.06
104.92%
AU:TYR
Tyro Payments Ltd.
1.03
0.11
11.96%

Qoria Corporate Events

Qoria Limited Announces Director’s Change in Securities Holdings
Nov 6, 2025

Qoria Limited has announced a change in the director’s interest, specifically involving Georg Ell. The change involved the conversion of 2,100,000 unlisted options into fully paid ordinary shares and the subsequent sale of 2,655,556 shares through an on-market trade. This adjustment in the director’s holdings reflects strategic financial decisions that could impact the company’s stock market performance and shareholder value.

The most recent analyst rating on (AU:QOR) stock is a Hold with a A$1.00 price target. To see the full list of analyst forecasts on Qoria stock, see the AU:QOR Stock Forecast page.

Qoria Limited Issues 1.4 Million New Securities
Nov 4, 2025

Qoria Limited has announced the issuance of 1,400,000 ordinary fully paid securities, effective November 4, 2025. This move involves the conversion of unquoted options or other convertible securities, reflecting a strategic decision to enhance its equity base. The announcement signifies a potential strengthening of Qoria’s financial position, which could impact its market presence and stakeholder interests positively.

The most recent analyst rating on (AU:QOR) stock is a Hold with a A$1.00 price target. To see the full list of analyst forecasts on Qoria stock, see the AU:QOR Stock Forecast page.

Qoria Limited Issues 2.1 Million Unquoted Equity Securities
Nov 3, 2025

Qoria Limited has announced the issuance of 2,100,000 unquoted equity securities, specifically ordinary fully paid shares, as of November 3, 2025. This move signifies a strategic financial maneuver, potentially impacting the company’s equity structure and offering insights into its future financial strategies.

The most recent analyst rating on (AU:QOR) stock is a Hold with a A$1.00 price target. To see the full list of analyst forecasts on Qoria stock, see the AU:QOR Stock Forecast page.

Qoria Limited Issues 15 Million New Securities on ASX
Nov 3, 2025

Qoria Limited has announced the issuance of 15,000,000 ordinary fully paid securities on the Australian Securities Exchange (ASX) as of November 3, 2025. This move is part of an employee incentive scheme and is not subject to transfer restrictions, indicating a strategic effort to enhance employee engagement and potentially improve company performance. The issuance of these securities may impact Qoria’s market positioning by increasing its capital base and potentially attracting more investor interest.

The most recent analyst rating on (AU:QOR) stock is a Hold with a A$1.00 price target. To see the full list of analyst forecasts on Qoria stock, see the AU:QOR Stock Forecast page.

Qoria Limited Announces 2025 Annual General Meeting Details
Oct 22, 2025

Qoria Limited has announced its 2025 Annual General Meeting will be held in person at the Forrest Centre in Perth, Western Australia on November 21, 2025. Shareholders are encouraged to participate in the meeting either by attending in person or by completing a proxy form if unable to attend. The notice and related materials are available online, and any changes to the meeting arrangements will be communicated via the ASX and Qoria’s website.

The most recent analyst rating on (AU:QOR) stock is a Buy with a A$0.96 price target. To see the full list of analyst forecasts on Qoria stock, see the AU:QOR Stock Forecast page.

Qoria to Release Q1 FY26 Results and Host Investor Webinar
Oct 16, 2025

Qoria announced it will release its Quarterly Activity Report and cash flow reports for the quarter ending September 30, 2025, on October 21, 2025. The company will host an investor webinar on the same day to discuss the results, featuring key executives. This announcement underscores Qoria’s commitment to transparency and engagement with stakeholders, potentially impacting its market positioning positively.

The most recent analyst rating on (AU:QOR) stock is a Hold with a A$1.00 price target. To see the full list of analyst forecasts on Qoria stock, see the AU:QOR Stock Forecast page.

Qoria Limited Announces Cessation of Securities
Oct 8, 2025

Qoria Limited has announced the cessation of 154,428 securities due to the lapse of conditional rights, as the conditions for these securities were not met or became incapable of being satisfied. This cessation, effective from September 30, 2025, may impact the company’s capital structure and could have implications for its stakeholders, potentially affecting investor confidence and market perception.

The most recent analyst rating on (AU:QOR) stock is a Hold with a A$1.00 price target. To see the full list of analyst forecasts on Qoria stock, see the AU:QOR Stock Forecast page.

Qoria Limited Announces Cessation of Performance Rights
Oct 8, 2025

Qoria Limited has announced the cessation of 1,783,393 performance rights due to the lapse of conditional rights that were not satisfied by the deadline of September 30, 2025. This cessation of securities could impact the company’s capital structure and may reflect on its operational strategies or market positioning.

The most recent analyst rating on (AU:QOR) stock is a Hold with a A$1.00 price target. To see the full list of analyst forecasts on Qoria stock, see the AU:QOR Stock Forecast page.

Qoria Limited Issues Over 10 Million New Securities
Oct 8, 2025

Qoria Limited has announced the issuance of 10,768,548 fully paid ordinary securities as of September 30, 2025. This move signifies a strategic financial maneuver that could potentially impact the company’s market position and stakeholder interests, as it involves the conversion of unquoted options or other convertible securities.

The most recent analyst rating on (AU:QOR) stock is a Hold with a A$1.00 price target. To see the full list of analyst forecasts on Qoria stock, see the AU:QOR Stock Forecast page.

Qoria Ltd Experiences Significant Changes in Substantial Holdings
Sep 29, 2025

Qoria Ltd has experienced significant changes in its substantial holdings, as reported by Perennial Value Management Limited. The changes involve multiple buy and sell transactions by entities such as Citicorp Nominees Pty Limited, HSBC, and Northern Trust, impacting the voting securities of Qoria. These transactions indicate a dynamic shift in the ownership structure and could influence the company’s market positioning and stakeholder interests.

The most recent analyst rating on (AU:QOR) stock is a Buy with a A$0.72 price target. To see the full list of analyst forecasts on Qoria stock, see the AU:QOR Stock Forecast page.

Mitsubishi UFJ Financial Group Ceases Substantial Holding in Qoria Ltd
Sep 29, 2025

Mitsubishi UFJ Financial Group, Inc. has ceased to be a substantial holder in Qoria Ltd as of September 25, 2025. This change is due to the purchase of securities by an entity controlled by Morgan Stanley, affecting a significant number of fully paid ordinary shares, which impacts Mitsubishi UFJ Financial Group’s voting power in Qoria Ltd.

The most recent analyst rating on (AU:QOR) stock is a Buy with a A$0.72 price target. To see the full list of analyst forecasts on Qoria stock, see the AU:QOR Stock Forecast page.

Qoria Ltd Announces Change in Substantial Holding
Sep 25, 2025

Qoria Ltd has announced that First Sentier Investors (Australia) IM Ltd has ceased to be a substantial holder in the company as of September 23, 2025. This change in substantial holding could impact Qoria’s shareholder dynamics and influence its market strategy, as substantial holders often play a significant role in company decisions and market perceptions.

The most recent analyst rating on (AU:QOR) stock is a Buy with a A$0.72 price target. To see the full list of analyst forecasts on Qoria stock, see the AU:QOR Stock Forecast page.

UBS Group AG Ceases to be Substantial Shareholder in Qoria Limited
Sep 24, 2025

Qoria Limited has announced that UBS Group AG and its related bodies corporate have ceased to be substantial shareholders as of September 22, 2025. This change in shareholding could impact Qoria’s shareholder structure and influence its strategic decisions moving forward, potentially affecting its market positioning and stakeholder interests.

The most recent analyst rating on (AU:QOR) stock is a Buy with a A$0.72 price target. To see the full list of analyst forecasts on Qoria stock, see the AU:QOR Stock Forecast page.

Qoria Limited Announces Change in Substantial Shareholder
Sep 23, 2025

Qoria Limited has announced a change in its substantial shareholders, as a previously significant holder has ceased to hold a substantial interest in the company as of September 19, 2025. This change in shareholder composition may affect the company’s voting dynamics and influence future corporate decisions.

The most recent analyst rating on (AU:QOR) stock is a Buy with a A$0.72 price target. To see the full list of analyst forecasts on Qoria stock, see the AU:QOR Stock Forecast page.

Qoria Limited Announces Upcoming Annual General Meeting
Sep 22, 2025

Qoria Limited has announced that its Annual General Meeting (AGM) is scheduled for November 21, 2025. The meeting will address the re-election of certain directors, with nominations closing on October 3, 2025. This AGM is a significant event for Qoria as it will influence the company’s governance and strategic direction, impacting stakeholders and potentially affecting its market position.

The most recent analyst rating on (AU:QOR) stock is a Buy with a A$0.72 price target. To see the full list of analyst forecasts on Qoria stock, see the AU:QOR Stock Forecast page.

Qoria Ltd. Reports Strong Revenue Growth and Strategic Expansion
Aug 28, 2025

Qoria Ltd. is a technology company specializing in cyber safety, providing a platform for online safety tools and advice to protect children in digital environments. In its latest earnings report, Qoria Ltd. announced a significant increase in annual recurring revenue (ARR) by 25% to $145 million and a remarkable 684% growth in EBITDA to $15.4 million, reflecting strong business performance and strategic growth. Key highlights include the acquisition of Octopus BI, which enhances Qoria’s capabilities in the K-12 data analytics market, and strategic partnerships in the UK, Japan, and the US, expanding its global footprint. Despite reporting a net loss of $35.9 million, the company has improved its financial position compared to the previous year and is focused on achieving sustainable profitability. Looking forward, Qoria Ltd. is well-positioned for continued growth, with plans to expand its product offerings and market reach, aiming to become a global leader in online safety and education technology.

Qoria Limited Poised for Global Leadership in Safety and Wellbeing
Aug 27, 2025

Qoria Limited has released its FY2025 Full Year Report, highlighting its position in a massive, untapped global market for safety and wellbeing. The company has demonstrated a strong ability to acquire, merge, and build a cohesive culture, with improving SaaS metrics and a robust executive team. As the only truly global player in its category, Qoria is poised to become a category owner, leveraging its unique vision and diversified revenue streams to address pressing global issues.

The most recent analyst rating on (AU:QOR) stock is a Buy with a A$0.60 price target. To see the full list of analyst forecasts on Qoria stock, see the AU:QOR Stock Forecast page.

Qoria Unveils 2025 ESG Report Emphasizing Sustainability and Ethics
Aug 27, 2025

Qoria has released its ESG Report for 2025, highlighting its commitment to environmental, social, and governance standards. The report outlines major initiatives such as data hosting consolidation, talent attraction and retention, employee wellbeing, and ethical practices in technology, demonstrating Qoria’s dedication to sustainable and responsible business practices.

The most recent analyst rating on (AU:QOR) stock is a Buy with a A$0.60 price target. To see the full list of analyst forecasts on Qoria stock, see the AU:QOR Stock Forecast page.

Qoria Limited Releases 2025 Corporate Governance Statement
Aug 27, 2025

Qoria Limited has released its corporate governance statement for the financial year ending June 30, 2025, which is available on their website. The statement, approved by the board, outlines the company’s adherence to the ASX Corporate Governance Council’s principles and recommendations, providing transparency and accountability in its operations. This release signifies Qoria’s commitment to maintaining robust governance practices, potentially enhancing its reputation and trust among stakeholders.

The most recent analyst rating on (AU:QOR) stock is a Buy with a A$0.60 price target. To see the full list of analyst forecasts on Qoria stock, see the AU:QOR Stock Forecast page.

Qoria Limited Releases Annual Report for Fiscal Year 2025
Aug 27, 2025

Qoria Limited has released its annual report for the fiscal year ending June 30, 2025. The report includes comprehensive financial statements and corporate information, highlighting the company’s operational performance and financial health. The release provides insights into Qoria’s strategic direction and potential impacts on its market positioning.

The most recent analyst rating on (AU:QOR) stock is a Buy with a A$0.60 price target. To see the full list of analyst forecasts on Qoria stock, see the AU:QOR Stock Forecast page.

Qoria to Announce FY2025 Results with Investor Webinar
Aug 27, 2025

Qoria Limited is set to release its FY2025 Full Year Results and Annual Report on August 28, 2025, accompanied by an investor webinar featuring key company executives. This announcement underscores Qoria’s commitment to transparency and engagement with its stakeholders, potentially impacting its market positioning and stakeholder relations.

The most recent analyst rating on (AU:QOR) stock is a Buy with a A$0.60 price target. To see the full list of analyst forecasts on Qoria stock, see the AU:QOR Stock Forecast page.

Glossary
BuyA stock rated as a "Buy" is expected to perform better than the overall market or a specific benchmark over the near-to-medium term. This rating suggests the stock is likely to deliver higher returns compared to other stocks in the same sector or market index. Note: This is not investment advice; please consult a financial advisor before making investment decisions.
HoldA stock rated as a "Hold" is expected to perform in line with the overall market or a specific benchmark. This rating indicates that the stock is neither particularly compelling nor unfavorable for investment. Note: This is not investment advice; please consult a financial advisor before making investment decisions.
SellA stock rated as a "Sell" is expected to perform worse than the overall market or a specific benchmark over the near-to-medium term. This rating suggests the stock may deliver lower returns compared to other stocks in the same sector or market index. Note: This is not investment advice; please consult a financial advisor before making investment decisions.

Disclaimer

This AI Analyst Stock Report is automatically generated by our AI systems using advanced algorithms and publicly available financial, technical, and market data. While the information provided aims to be accurate and insightful, it is intended for informational purposes only and should not be considered financial advice. Any content created by an AI (Artificial Intelligence) system may contain inaccuracies and/or contain errors. Investing in stocks carries inherent risks, and past performance is not indicative of future results. This report does not account for your personal financial circumstances, objectives, or risk tolerance. Always conduct your own research or consult with a qualified financial advisor before making investment decisions. The analysis and recommendations provided are based on historical and current data and may not fully reflect future market conditions or unexpected developments. Neither the creators of this report nor its affiliated entities guarantee the accuracy, completeness, or reliability of the information presented. Use this report at your own discretion and risk.Date of analysis: Nov 22, 2025