QuickFee Ltd. (QFE) AI Stock Analysis

• Market Cap: AU$18.12M
• Dividend Yield: N/A
• Average Volume (3M): 134.27K
• Price to Earnings (P/E): ―
• Beta (1Y): -0.50
• Revenue Growth: 32.38%
• EPS Growth: 69.11%
• Country: AU
• Employees: 48
• Sector: Technology
• Sector Strength: 76
• Industry: Software - Infrastructure
• EPS (TTM): >-0.01
• Shares Outstanding: 341,841,770
• 10 Day Avg. Volume: 168,115
• 30 Day Avg. Volume: 134,273
• PEG Ratio: -0.14
• Price to Book (P/B): 2.40
• Price to Sales (P/S): 0.00
• P/FCF Ratio: 129.66
• Enterprise Value/Market Cap: N/A
• Enterprise Value/Revenue: N/A
• Enterprise Value/Gross Profit: N/A
• Enterprise Value/Ebitda: N/A
• 1Y Price Target: N/A
• Price Target Upside: N/A
• Rating Consensus: N/A
• Number of Analyst Covering: 0

• Rating: 41 Neutral
• Price Target: ―

QuickFee Ltd. struggles with profitability and high leverage, as reflected in their financial performance score. The technical analysis indicates a bearish trend, with potential for a rebound given the oversold indicators. Valuation remains a concern due to negative earnings and lack of dividends. These factors collectively suggest significant challenges for the company.

QuickFee Ltd. Business Overview & Revenue Model

Company Description

QuickFee Ltd. (QFE) is a financial technology company operating primarily in the professional services sector. The company specializes in providing innovative payment solutions that enable businesses, particularly accounting and law firms, to offer flexible payment plans to their clients. QuickFee's core services include online payment portals and financing options, which help businesses improve cash flow and enhance client satisfaction.

How the Company Makes Money

QuickFee Ltd. generates revenue through a combination of transaction fees and interest income. The company charges fees on transactions processed through its payment platform, as well as interest on financing arrangements provided to clients. These fees are typically a percentage of the transaction amount or a fixed fee per transaction. Additionally, QuickFee earns interest income from the loans it extends to clients, allowing them to pay for professional services over time. Key partnerships with professional service firms and integration with practice management software contribute significantly to QuickFee's revenue streams by expanding its client base and facilitating seamless payment processing.

QuickFee Ltd. Financial Statement Overview

Summary

QuickFee Ltd. is experiencing growth in revenue, but profitability remains a significant challenge. The high debt-to-equity ratio indicates financial leverage risks, while negative cash flows show cash management issues. Overall, the company needs to address profitability and leverage for better financial health.

Income Statement

QuickFee Ltd. shows a modest revenue growth rate of 4.54% from the previous year. However, the company faces challenges with profitability as indicated by negative EBIT and EBITDA margins. The net profit margin is also negative, signaling ongoing losses.

Balance Sheet

The debt-to-equity ratio is high, showing reliance on debt financing. However, there is a slight improvement in the equity ratio, indicating some stabilization. The return on equity is negative, reflecting losses and a challenging financial position.

Cash Flow

Free cash flow remains negative, although there is an improvement in operating cash flow compared to the previous year. The operating cash flow to net income ratio is less than ideal, indicating cash flow challenges.

Breakdown
TTM	Jun 2024	Jun 2023	Jun 2022	Jun 2021	Jun 2020
Income Statement		Total Revenue
17.28M	15.59M	14.92M	10.92M	8.86M	8.31M
	Gross Profit
13.32M	12.60M	11.01M	8.24M	7.01M	7.07M
	EBIT
-2.11M	-4.30M	-2.39M	-7.18M	-3.30M	1.24M
	EBITDA
221.00K	-3.20M	-1.26M	-6.73M	-2.93M	-1.98M
	Net Income Common Stockholders
-2.53M	-4.67M	-8.08M	-13.50M	-8.55M	-3.83M
Balance Sheet		Cash, Cash Equivalents and Short-Term Investments
15.44M	13.55M	3.39M	8.19M	21.31M	14.97M
	Total Assets
81.63M	70.75M	48.11M	43.20M	50.32M	53.50M
	Total Debt
244.00K	48.63M	36.06M	23.45M	24.23M	36.11M
	Net Debt
-15.19M	35.08M	32.67M	15.26M	2.93M	21.14M
	Total Liabilities
73.91M	62.24M	39.17M	26.91M	25.92M	37.32M
	Stockholders Equity
7.72M	8.51M	8.95M	16.30M	24.39M	16.18M
Cash Flow		Free Cash Flow
145.00K	-9.12M	-16.22M	-23.12M	1.98M	-4.03M
	Operating Cash Flow
81.00K	-9.04M	-16.19M	-23.02M	2.15M	-3.81M
	Investing Cash Flow
-217.00K	-74.00K	4.00K	-106.94K	-173.99K	-226.19K
	Financing Cash Flow
11.40M	19.25M	11.35M	9.20M	5.53M	16.44M

QuickFee Ltd. Technical Analysis

• Technical Analysis Sentiment: Negative
• Last Price: 0.05
• 50DMA: Negative
• 100DMA: Negative
• 200DMA: Negative
• MACD: Negative
• RSI: Positive
• STOCH: Neutral

Evaluating momentum and price trends is crucial in stock analysis to make informed investment decisions. For AU:QFE, the sentiment is Negative. The current price of 0.05 is below the 20-day moving average (MA) of 0.06, below the 50-day MA of 0.07, and below the 200-day MA of 0.09, indicating a bearish trend. The MACD of >-0.01 indicates Negative momentum. The RSI at 25.77 is Positive, neither overbought nor oversold. The STOCH value of 52.38 is Neutral, not indicating any strong overbought or oversold conditions. Overall, these indicators collectively point to a Negative sentiment for AU:QFE.

QuickFee Ltd. Peers Comparison

Name	Overall Rating	Market Cap	P/E Ratio	ROE	Dividend Yield	Revenue Growth	EPS Growth
RCT	69 Neutral	AU$173.31M	17.04	45.08%	4.77%	-2.89%	-5.33%
PPS	68 Neutral	AU$343.95M	33.18	9.89%	2.78%	23.52%	7.96%
IRE	64 Neutral	AU$1.58B	17.86	27.46%	1.26%	-3.98%	―
DCC	61 Neutral	$79.44M	―	-11.11%	―	59.15%	-2.08%
Sector *	60 Neutral	$11.56B	10.24	-7.04%	2.94%	7.46%	-10.54%
QFE	41 Neutral	AU$18.12M	―	-37.01%	―	32.38%	69.11%

QuickFee Ltd. Corporate Events

QuickFee’s Q3 FY25 Business Update: Enhancing Financial Solutions

QuickFee has released its Q3 FY25 business update, highlighting its ongoing efforts to support professional services firms with enhanced financial solutions. The company’s focus on automating accounts receivable is expected to positively impact its market positioning and provide significant value to its stakeholders.

QuickFee Reports Record Revenue Amid Credit Impairment Challenges

QuickFee Limited reported a strong Q3 FY25 with a 29% increase in revenue compared to the previous year, driven by growth in transaction volumes and margin expansion in both Australia and the US. However, the company revised its FY25 earnings guidance due to a provision for a potential credit impairment of US$ 2.2 million, following a default by a US firm. Despite this setback, QuickFee remains on track to achieve its underlying business performance targets, with ongoing refinancing discussions expected to conclude in the second half of FY25.

QuickFee Ltd. Announces Cessation of Securities Options

QuickFee Ltd. has announced the cessation of certain securities options due to the lapse of conditional rights, as the conditions for these securities have not been met or have become incapable of being satisfied. This cessation impacts various options set to expire between 2027 and 2029, potentially affecting the company’s financial strategy and stakeholders’ expectations.

QuickFee US President Resigns; COO Steps In as Acting President

QuickFee Limited announced the resignation of Jennifer Warawa, President of QuickFee US, who is leaving to pursue another opportunity. During her tenure, she refined the US business’s product and market strategy, launched the Connect platform, and established strategic partnerships. James Drummond, the current COO, will serve as Acting US President to ensure a smooth transition. The company will search for a new leader while maintaining its focus on improving operating performance.