N1 Holdings Ltd. (AU:N1H)
ASX:N1H
N1H Stock Chart & Stats
AU$0.12
AU$0.00(0.00%)
At close: 4:00 PM EST
AU$0.12
AU$0.00(0.00%)
Day’s Range― - ―
52-Week Range<AU$0.01 - AU$0.18
Previous CloseN/A
Volume25.00K
Average Volume (3M)37.57K
Market Cap
AU$8.81M
Enterprise ValueAU$135.70M
Total Cash (Recent Filing)AU$35.48M
Total Debt (Recent Filing)AU$162.38M
Price to Earnings (P/E)2.4
Beta-1.65
Next Earnings
Aug 28, 2026EPS EstimateN/A
Next Dividend Ex-DateN/A
Dividend Yield2.61%
Share Statistics
EPS (TTM)0.01
Shares Outstanding88,055,570
10 Day Avg. Volume11,064
30 Day Avg. Volume37,566
Financial Highlights & Ratios
PEG Ratio-0.56
Price to Book (P/B)4.53
Price to Sales (P/S)0.51
P/FCF Ratio-7.25
Enterprise Value/Market CapN/A
Enterprise Value/RevenueN/A
Enterprise Value/Gross ProfitN/A
Enterprise Value/EbitdaN/A
Forecast
1Y Price TargetN/A
Price Target UpsideN/A
Rating ConsensusN/A
Number of Analyst Covering0
EPS Forecast (FY)N/A
Revenue Forecast (FY)N/A
Bulls Say, Bears Say
Bulls Say
Operating ProfitabilitySustained strong gross and operating profits indicate the core lending business generates durable operating cash flow and can absorb normal credit costs. High operating profitability supports reinvestment in origination, underwriting and technology, underpinning long-term earnings quality if lending standards hold.
Expanded Lending Capacity & PlatformA materially larger accessible lending capacity and control of an alternative credit fund increase scale and funding optionality. This structural expansion supports higher asset growth, diversification of funding sources and potential fee income from managed credit, reducing single-source funding risk over time.
Distribution & Tech-driven EfficiencyAn entrenched broker/referral network plus AI-driven origination efficiencies create durable competitive advantages: consistent deal flow, lower unit origination costs and improved underwriting consistency. These structural advantages support scalable growth and margin resilience as volumes expand.
Bears Say
High Leverage & Small Equity BaseVery high leverage and a small equity base materially reduce financial flexibility and increase sensitivity to earnings or asset-value shocks. This structure raises refinancing and covenant risk and limits the company's ability to absorb credit losses or fund growth from internal capital over multiple quarters.
Volatile Cash GenerationInconsistent and recently negative operating and free cash flow undermine the company's ability to self-fund lending growth and service debt. Persistent cash volatility increases reliance on external funding, elevates refinancing risk and can pressure margins if higher-cost financing becomes necessary.
Top-line Softness & Margin CompressionA recent revenue decline alongside compressed net margins signals earnings vulnerability. For a mortgage lender, persistent top-line softness or margin pressure—from funding costs, higher credit costs, or competitive pricing—can erode profitability and limit the durability of operating cash generation.
N1 Holdings Ltd. News
N1H FAQ
What was N1 Holdings Ltd.’s price range in the past 12 months?
N1 Holdings Ltd. lowest share price was <AU$0.01 and its highest was AU$0.18 in the past 12 months.
What is N1 Holdings Ltd.’s market cap?
N1 Holdings Ltd.’s market cap is AU$8.81M.
When is N1 Holdings Ltd.’s upcoming earnings report date?
N1 Holdings Ltd.’s upcoming earnings report date is Aug 28, 2026 which is in 142 days.
How were N1 Holdings Ltd.’s earnings last quarter?
N1 Holdings Ltd. released its earnings results on Feb 20, 2026. The company reported AU$0.012 earnings per share for the quarter, beating the consensus estimate of N/A by AU$0.012.
Is N1 Holdings Ltd. overvalued?
According to Wall Street analysts N1 Holdings Ltd.’s price is currently Overvalued.
Does N1 Holdings Ltd. pay dividends?
N1 Holdings Ltd. pays a Annually dividend of AU$0.003 which represents an annual dividend yield of 2.61%. See more information on N1 Holdings Ltd. dividends here
What is N1 Holdings Ltd.’s EPS estimate?
N1 Holdings Ltd.’s EPS estimate for its next earnings report is not yet available.
How many shares outstanding does N1 Holdings Ltd. have?
N1 Holdings Ltd. has 88,055,570 shares outstanding.
What happened to N1 Holdings Ltd.’s price movement after its last earnings report?
N1 Holdings Ltd. reported an EPS of AU$0.012 in its last earnings report, beating expectations of N/A. Following the earnings report the stock price went same 0%.
Which hedge fund is a major shareholder of N1 Holdings Ltd.?
Currently, no hedge funds are holding shares in AU:N1H
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
N1 Holdings Ltd. Stock Smart Score
Neutral
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10
Technicals
SMA
Positive
20 days / 200 days
Momentum
33.85%
12-Months-Change
Fundamentals
Return on Equity
48.08%
Trailing 12-Months
Asset Growth
66.25%
Trailing 12-Months
Company Description
N1 Holdings Ltd.
N1 Holdings Limited provides mortgage broking services to customers in Australia. It offers home loans, including purchase and refinance; short term business loans for SME's; commercial lending products and services; car loan and equipment finance services; business lending services; and commercial and residential property loans, as well as off-market lending services. The company also provides trustee services, such as information memorandum production, offer documents production, custody services, and fund administration and accounting services. In addition, it offers migration and education consultation services under the N1 Migration name; and fund management services under the N1 Venture name; and financial advisory services; and rental property management and property sales agent services. The company was founded in 2011 and is based in Sydney, Australia.
Technical Analysis
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Options Prices
Currently, No data available
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