N1 Holdings Ltd. (AU:N1H)
ASX:N1H
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N1H Stock Chart & Stats
AU$0.12
AU$0.00(0.00%)
At close: 4:00 PM EST
AU$0.12
AU$0.00(0.00%)
Day’s Range― - ―
52-Week Range<AU$0.01 - AU$0.18
Previous CloseN/A
Volume25.00K
Average Volume (3M)37.57K
Market Cap
AU$7.93M
Enterprise ValueAU$134.82M
Total Cash (Recent Filing)AU$35.48M
Total Debt (Recent Filing)AU$162.38M
Price to Earnings (P/E)6.3
Beta-0.81
Next Earnings
Sep 01, 2026EPS EstimateN/A
Next Dividend Ex-DateN/A
Dividend Yield2.61%
Share Statistics
EPS (TTM)0.01
Shares Outstanding88,055,570
10 Day Avg. Volume11,064
30 Day Avg. Volume37,566
Financial Highlights & Ratios
PEG Ratio-0.56
Price to Book (P/B)4.53
Price to Sales (P/S)0.51
P/FCF Ratio-7.25
Enterprise Value/Market CapN/A
Enterprise Value/RevenueN/A
Enterprise Value/Gross ProfitN/A
Enterprise Value/EbitdaN/A
Forecast
1Y Price TargetN/A
Price Target UpsideN/A
Rating ConsensusN/A
Number of Analyst Covering0
EPS Forecast (FY)N/A
Revenue Forecast (FY)N/A
Bulls Say, Bears Say
Bulls Say
Operating ProfitabilitySustained strong gross and operating profit in FY2024–FY2025 indicates the core mortgage business generates durable operating earnings. High operating profitability supports internal reinvestment, coverage of fixed costs and servicing obligations, improving resilience across business cycles.
Revenue ScalingMulti-year revenue scaling demonstrates market traction and expanding distribution in the company’s mortgage segment. A larger revenue base improves the potential for operating leverage and the ability to absorb periodic top-line softness while supporting medium-term growth initiatives.
Proven Cash Generation PeriodsThe company has shown the ability to convert earnings into strong free cash flow in select years, evidencing that its business can generate cash under favorable conditions. This episodic cash generation provides a template for funding debt service, dividends or reinvestment when cycles align.
Bears Say
High LeverageVery elevated debt relative to a small equity base materially increases financial risk. High leverage heightens sensitivity to interest rates and asset value swings, restricts strategic flexibility, and raises the probability that weaker earnings or market shocks force asset disposal or dilutive capital raises.
Cash Flow VolatilityIntermittent negative operating and free cash flow, including a sharp deterioration in FY2025, undermines reliable funding for operations and debt service. Persistent volatility forces reliance on external financing or balance-sheet adjustments and complicates multi-year planning and reinvestment strategies.
Small/Weak Equity BaseA very small and historically negative equity base limits the company’s ability to absorb losses and raises costs of raising capital. For a mortgage-focused lender, constrained equity increases regulatory and counterparty risk and limits capacity to grow assets without dilutive or costly financing.
N1 Holdings Ltd. News
N1H FAQ
What was N1 Holdings Ltd.’s price range in the past 12 months?
N1 Holdings Ltd. lowest share price was <AU$0.01 and its highest was AU$0.18 in the past 12 months.
What is N1 Holdings Ltd.’s market cap?
N1 Holdings Ltd.’s market cap is AU$7.93M.
When is N1 Holdings Ltd.’s upcoming earnings report date?
N1 Holdings Ltd.’s upcoming earnings report date is Sep 01, 2026 which is in 83 days.
How were N1 Holdings Ltd.’s earnings last quarter?
N1 Holdings Ltd. released its earnings results on Feb 20, 2026. The company reported AU$0.012 earnings per share for the quarter, beating the consensus estimate of N/A by AU$0.012.
Is N1 Holdings Ltd. overvalued?
According to Wall Street analysts N1 Holdings Ltd.’s price is currently Overvalued.
Does N1 Holdings Ltd. pay dividends?
N1 Holdings Ltd. pays a Annually dividend of AU$0.003 which represents an annual dividend yield of 2.61%. See more information on N1 Holdings Ltd. dividends here
What is N1 Holdings Ltd.’s EPS estimate?
N1 Holdings Ltd.’s EPS estimate for its next earnings report is not yet available.
How many shares outstanding does N1 Holdings Ltd. have?
N1 Holdings Ltd. has 88,055,570 shares outstanding.
What happened to N1 Holdings Ltd.’s price movement after its last earnings report?
N1 Holdings Ltd. reported an EPS of AU$0.012 in its last earnings report, beating expectations of N/A. Following the earnings report the stock price went same 0%.
Which hedge fund is a major shareholder of N1 Holdings Ltd.?
Currently, no hedge funds are holding shares in AU:N1H
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
N1 Holdings Ltd. Stock Smart Score
Neutral
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10
Technicals
SMA
Positive
20 days / 200 days
Momentum
33.85%
12-Months-Change
Fundamentals
Return on Equity
48.08%
Trailing 12-Months
Asset Growth
66.25%
Trailing 12-Months
Company Description
N1 Holdings Ltd.
Sydney, Australia-based N1 Holdings Limited, founded in 2011, offers an extensive array of financial and property services to clients across Australia. At its core, the company operates as a mortgage broker, facilitating home loans for both purchases and refinancing. Its lending portfolio further encompasses short-term business financing for small and medium-sized enterprises, broader commercial lending solutions, car and equipment finance, general business loans, and funding for both commercial and residential properties, including specialized off-market lending options. Beyond direct financing, N1 Holdings provides comprehensive trustee services, covering information memorandum and offer document generation, asset custody, and fund administration and accounting. The company also extends its expertise into migration and education consulting via its N1 Migration division, fund management through N1 Venture, financial advisory services, and property management and sales agency operations.
Technical Analysis
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Options Prices
Currently, No data available
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