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N1 Holdings Ltd. ( (AU:N1H) ) has issued an announcement.
N1 Holdings Limited reported a strong December 2025 quarter and first-half FY26 performance, underpinned by its property-backed private credit lending to Australian SMEs and supported by diversified funding sources and an established broker and referral network. For the half year to 31 December 2025, the company delivered unaudited revenue of $11.14 million, EBITDA of $1.398 million and net profit before tax of about $1.246 million, with quarterly cash receipts from customers surging 191% year-on-year to $8.53 million and net operating cash inflow reaching $16.016 million. The SME lending business remained the primary driver, contributing 98% of customer cash receipts, while gross quarterly revenue grew 15% on the prior corresponding period and the group’s accessible lending capacity expanded to roughly $351 million through balance sheet capital, debt facilities and the One Lending Fund. Management highlighted stable operating costs despite higher origination volumes, crediting AI-driven efficiency gains and deeper relationships with mortgage brokers and aggregators, and reiterated its conservative lending stance of securing loans against established Australian properties with no construction exposure amid increasing regulatory scrutiny of private credit.
The most recent analyst rating on (AU:N1H) stock is a Hold with a A$0.12 price target. To see the full list of analyst forecasts on N1 Holdings Ltd. stock, see the AU:N1H Stock Forecast page.
More about N1 Holdings Ltd.
N1 Holdings Limited (ASX: N1H) is an Australian property-backed private credit lender focused on the SME sector, funding its activities through a mix of balance sheet capital, N1-managed mortgage funds, and debt and warehouse facilities. Leveraging non-traditional lending channels, the company positions itself as an alternative to banks, advising businesses and sophisticated property investors while acting as a private debt asset manager for high-net-worth individuals, family offices and institutions.
Average Trading Volume: 41,407
Technical Sentiment Signal: Buy
Current Market Cap: A$10.13M
See more data about N1H stock on TipRanks’ Stock Analysis page.