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Income Asset Management Group Limited (AU:IAM)
ASX:IAM
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Income Asset Management Group Limited (IAM) AI Stock Analysis

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AU:IAM

Income Asset Management Group Limited

(Sydney:IAM)

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Neutral 42 (OpenAI - 5.2)
Rating:42Neutral
Price Target:
AU$0.02
▼(-50.00% Downside)
Action:Reiterated
Date:07/29/26
The score is driven primarily by weak financial performance (ongoing losses and negative operating/free cash flows). Technicals add further downside pressure as the stock trades below all major moving averages. Valuation provides limited offset because the negative P/E reflects unprofitability and there is no dividend yield data to support the case.
Positive Factors
Low leverage / stable capital structure
A low debt-to-equity ratio (0.18) and ~59% equity ratio provide lasting financial flexibility, lowering interest and refinancing risk. This capital structure gives the company headroom to absorb operating losses, fund restructurings, or pursue strategic moves without immediate heavy reliance on external debt.
Negative Factors
Persistent unprofitability
Ongoing negative gross, EBIT and EBITDA margins reflect structural issues in pricing, costs, or business mix. Persistent losses drain equity and restrict reinvestment, meaning remedial actions must materially improve underlying economics to restore sustainable profitability and long-term viability.
Read all positive and negative factors
Positive Factors
Negative Factors
Low leverage / stable capital structure
A low debt-to-equity ratio (0.18) and ~59% equity ratio provide lasting financial flexibility, lowering interest and refinancing risk. This capital structure gives the company headroom to absorb operating losses, fund restructurings, or pursue strategic moves without immediate heavy reliance on external debt.
Read all positive factors

Income Asset Management Group Limited (IAM) vs. iShares MSCI Australia ETF (EWA)

Income Asset Management Group Limited Business Overview & Revenue Model

Company Description
Income Asset Management Group Limited (IAM.AX) is an Australian financial services firm specializing in providing a comprehensive suite of fixed income investment solutions. These offerings encompass treasury oversight, cash management, bonds, deb...
How the Company Makes Money
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Income Asset Management Group Limited Financial Statement Overview

Summary
Overall financials indicate sustained weakness: the income statement reflects persistent losses with negative gross/EBIT/EBITDA margins, and cash flow shows negative operating and free cash flows. The balance sheet is a relative bright spot with low leverage (debt-to-equity 0.18) and a 59.23% equity ratio, but negative return on equity and prior negative equity raise stability concerns.
Income Statement
20
Very Negative
Balance Sheet
35
Negative
Cash Flow
25
Negative
BreakdownTTMJun 2025Jun 2024Jun 2023Jun 2022Jun 2021
Income Statement
Total Revenue18.22M17.15M14.02M13.86M7.19M3.35M
Gross Profit5.94M-54.97K6.29M9.94M1.40M-11.31M
EBITDA-3.48M-2.75M-6.77M-2.21M-9.65M-14.44M
Net Income-4.65M-5.50M-14.47M-6.26M-11.59M-15.29M
Balance Sheet
Total Assets8.83M10.45M9.36M22.34M18.39M18.48M
Cash, Cash Equivalents and Short-Term Investments4.09M7.24M5.29M9.28M2.93M7.22M
Total Debt7.37M1.12M10.66M8.48M4.80M3.94M
Total Liabilities7.68M4.26M14.63M13.51M7.01M6.66M
Stockholders Equity1.14M6.19M-5.28M8.83M11.38M11.83M
Cash Flow
Free Cash Flow-1.95M-4.49M-7.26M-1.31M-7.25M-7.50M
Operating Cash Flow-1.90M-4.39M-7.19M-1.23M-7.10M-7.38M
Investing Cash Flow-205.77K-583.52K-468.25K3.00M-3.66M-721.41K
Financing Cash Flow1.27M6.21M3.22M4.54M7.60M9.90M

Income Asset Management Group Limited Technical Analysis

Technical Analysis Sentiment
Negative
Last Price0.03
Price Trends
50DMA
0.02
Negative
100DMA
0.02
Negative
200DMA
0.02
Negative
Market Momentum
MACD
>-0.01
Positive
RSI
39.40
Neutral
STOCH
32.78
Neutral
Evaluating momentum and price trends is crucial in stock analysis to make informed investment decisions. For AU:IAM, the sentiment is Negative. The current price of 0.03 is above the 20-day moving average (MA) of 0.02, above the 50-day MA of 0.02, and above the 200-day MA of 0.02, indicating a bearish trend. The MACD of >-0.01 indicates Positive momentum. The RSI at 39.40 is Neutral, neither overbought nor oversold. The STOCH value of 32.78 is Neutral, not indicating any strong overbought or oversold conditions. Overall, these indicators collectively point to a Negative sentiment for AU:IAM.

Income Asset Management Group Limited Peers Comparison

Overall Rating
UnderperformOutperform
Sector (68)
Financial Indicators
Name
Overall Rating
Market Cap
P/E Ratio
ROE
Dividend Yield
Revenue Growth
EPS Growth
72
Outperform
AU$58.21M6.5535.99%10.06%0.11%21.50%
71
Outperform
AU$994.70M25.239.90%2.65%11.84%26.57%
68
Neutral
$18.00B11.429.92%3.81%9.73%1.22%
53
Neutral
AU$25.94M22.994.11%2.03%35.83%
48
Neutral
AU$16.33M56.122.73%14.36%
48
Neutral
AU$22.22M-1.71-27.93%4.88%-55.51%
42
Neutral
AU$13.03M-2.80-126.93%14.09%78.63%
* Financial Sector Average
Performance Comparison
Ticker
Company Name
Price
Change
% Change
AU:IAM
Income Asset Management Group Limited
0.01
-0.02
-54.84%
AU:APL
Contango Asset Management Ltd.
0.28
0.16
129.17%
AU:BWF
Blackwall Limited
0.13
-0.15
-53.41%
AU:CIW
Clime Investment Management Ltd
0.32
-0.08
-20.45%
AU:MAM
Microequities Asset Management Group Ltd.
0.45
-0.08
-14.77%
AU:QAL
Qualitas Limited
3.30
-0.32
-8.86%
Glossary
BuyA stock rated as a "Buy" is expected to perform better than the overall market or a specific benchmark over the near-to-medium term. This rating suggests the stock is likely to deliver higher returns compared to other stocks in the same sector or market index. Note: This is not investment advice; please consult a financial advisor before making investment decisions.
HoldA stock rated as a "Hold" is expected to perform in line with the overall market or a specific benchmark. This rating indicates that the stock is neither particularly compelling nor unfavorable for investment. Note: This is not investment advice; please consult a financial advisor before making investment decisions.
SellA stock rated as a "Sell" is expected to perform worse than the overall market or a specific benchmark over the near-to-medium term. This rating suggests the stock may deliver lower returns compared to other stocks in the same sector or market index. Note: This is not investment advice; please consult a financial advisor before making investment decisions.

Disclaimer

This AI Analyst Stock Report is automatically generated by our AI systems using advanced algorithms and publicly available financial, technical, and market data. While the information provided aims to be accurate and insightful, it is intended for informational purposes only and should not be considered financial advice. Any content created by an AI (Artificial Intelligence) system may contain inaccuracies and/or contain errors. Investing in stocks carries inherent risks, and past performance is not indicative of future results. This report does not account for your personal financial circumstances, objectives, or risk tolerance. Always conduct your own research or consult with a qualified financial advisor before making investment decisions. The analysis and recommendations provided are based on historical and current data and may not fully reflect future market conditions or unexpected developments. Neither the creators of this report nor its affiliated entities guarantee the accuracy, completeness, or reliability of the information presented. Use this report at your own discretion and risk.Date of analysis: Jul 29, 2026