WT Financial Group Ltd. (AU:WTL)
ASX:WTL
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WT Financial Group Ltd.
(Sydney:WTL)
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Rating:61Neutral
Price Target:
AU$0.13
▼(-9.29% Downside)
Action:Reiterated
Date:11/19/25
The overall stock score of 61 reflects a balanced view of WT Financial Group Ltd.'s strengths and weaknesses. The company's strong profitability and cash flow management are offset by a significant decline in revenue growth, which poses a risk to future performance. The technical indicators suggest a lack of strong momentum, while the valuation is attractive due to a reasonable P/E ratio and a high dividend yield. These factors combine to provide a moderate investment outlook.
Positive Factors
High profitability margins
Sustained, high operating and net margins indicate durable cost discipline and pricing power in advisory services. Strong margins support cash returns, internal reinvestment and resilience to revenue shocks, enabling the business to fund dividends or strategic initiatives over multiple quarters.
Negative Factors
Severe recent revenue decline
An ~86% revenue drop is a structural red flag: it erodes scale economics, adviser fee bases and platform throughput. If persistent, the decline can reduce fixed-cost coverage, pressure margins and hinder client/adviser retention, impairing medium-term growth prospects.
Read all positive and negative factors
Positive Factors
Negative Factors
High profitability margins
Sustained, high operating and net margins indicate durable cost discipline and pricing power in advisory services. Strong margins support cash returns, internal reinvestment and resilience to revenue shocks, enabling the business to fund dividends or strategic initiatives over multiple quarters.
Read all positive factors
WT Financial Group Ltd. (WTL) vs. iShares MSCI Australia ETF (EWA)
Market Cap
AU$41.06M
Dividend Yield5%
Average Volume (3M)220.79K
Price to Earnings (P/E)11.2
Beta (1Y)1.18
Revenue Growth8.25%
EPS Growth28.83%
CountryAU
Employees41
SectorFinancial
Sector Strength70
IndustryAsset Management
Share Statistics
EPS (TTM)<0.01
Shares Outstanding342,185,800
10 Day Avg. Volume473,029
30 Day Avg. Volume220,790
Financial Highlights & Ratios
PEG Ratio0.44
Price to Book (P/B)1.29
Price to Sales (P/S)1.44
P/FCF Ratio7.49
Enterprise Value/Market CapN/A
Enterprise Value/RevenueN/A
Enterprise Value/Gross ProfitN/A
Enterprise Value/EbitdaN/A
Forecast
1Y Price TargetN/A
Price Target UpsideN/A
Rating ConsensusN/A
Number of Analyst Covering0
EPS Forecast (FY)N/A
Revenue Forecast (FY)N/A
WT Financial Group Ltd. Business Overview & Revenue Model
Company Description
WT Financial Group Limited provides a range of financial services. It operates in two segments, Business to Business and Direct to Consumer. The company provides, licensing, risk management and compliance, education and training, and technical sup...
How the Company Makes Money
WTL primarily makes money by operating as a wealth management/advice group that earns revenue from its adviser network and associated advice/licensee services. Key revenue streams typically include: (1) fees charged to advisers and/or advisory pra...
WT Financial Group Ltd. Financial Statement Overview
Summary
Income Statement
45
Neutral
Balance Sheet
65
Positive
Cash Flow
70
Positive
| Breakdown | TTM | Jun 2025 | Jun 2024 | Jun 2023 | Jun 2022 | Jun 2021 |
|---|---|---|---|---|---|---|
Income Statement | ||||||
| Total Revenue | -62.14M | 28.69M | 185.47M | 160.52M | 101.74M | 12.78M |
| Gross Profit | 12.09M | 11.21M | 9.82M | 7.83M | 4.52M | 1.39M |
| EBITDA | 4.85M | 6.43M | 6.34M | 5.73M | 3.31M | 428.87K |
| Net Income | 3.68M | 4.64M | 3.85M | 4.14M | 1.87M | -3.29M |
Balance Sheet | ||||||
| Total Assets | 60.66M | 58.25M | 54.29M | 47.85M | 48.77M | 11.65M |
| Cash, Cash Equivalents and Short-Term Investments | 8.80M | 9.82M | 8.10M | 5.31M | 3.38M | 1.25M |
| Total Debt | 8.49M | 7.39M | 7.54M | 8.13M | 6.78M | 2.26M |
| Total Liabilities | 27.93M | 26.32M | 24.86M | 22.27M | 28.71M | 5.70M |
| Stockholders Equity | 32.73M | 31.93M | 29.43M | 25.58M | 20.06M | 5.96M |
Cash Flow | ||||||
| Free Cash Flow | 3.85M | 5.51M | 5.31M | 2.90M | -2.85M | -2.01M |
| Operating Cash Flow | 4.68M | 5.94M | 5.46M | 2.90M | -2.85M | -2.01M |
| Investing Cash Flow | -1.62M | -1.43M | -2.02M | -1.78M | -5.19M | 32.05K |
| Financing Cash Flow | -3.12M | -2.79M | -647.23K | 810.55K | 10.18M | 1.81M |
WT Financial Group Ltd. Technical Analysis
Negative
0.14
Price Trends
0.13
Negative
0.14
Negative
0.14
Negative
Market Momentum
>-0.01
Positive
38.65
Neutral
16.67
Positive
Evaluating momentum and price trends is crucial in stock analysis to make informed investment decisions. For AU:WTL, the sentiment is Negative. The current price of 0.14 is above the 20-day moving average (MA) of 0.13, above the 50-day MA of 0.13, and above the 200-day MA of 0.14, indicating a bearish trend. The MACD of >-0.01 indicates Positive momentum. The RSI at 38.65 is Neutral, neither overbought nor oversold. The STOCH value of 16.67 is Positive, not indicating any strong overbought or oversold conditions. Overall, these indicators collectively point to a Negative sentiment for AU:WTL.
WT Financial Group Ltd. Peers Comparison
UnderperformOutperform
Sector (68)
Name | Overall Rating | Market Cap | P/E Ratio | ROE | Dividend Yield | Revenue Growth | EPS Growth |
|---|---|---|---|---|---|---|---|
72 Outperform | AU$53.57M | 5.90 | 35.99% | 6.39% | 0.11% | 21.50% | |
68 Neutral | $18.00B | 11.42 | 9.92% | 3.81% | 9.73% | 1.22% | |
62 Neutral | AU$32.23M | 25.57 | 1.47% | 1.79% | -4.98% | ― | |
62 Neutral | AU$56.91M | 11.72 | 8.15% | 7.22% | 24.53% | 50.00% | |
61 Neutral | AU$41.06M | 11.23 | 11.37% | 5.00% | 8.25% | 28.83% | |
56 Neutral | AU$10.83M | -8.08 | -3.15% | ― | ― | -109.09% | |
53 Neutral | AU$26.37M | 27.18 | 4.11% | 2.03% | 35.83% | ― |
* Financial Sector Average
AU:WTL
WT Financial Group Ltd.
0.12
<0.01
1.69%
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WT Financial Group Ltd. Corporate Events
WT Financial names new CFO to drive advice-sector consolidation push
Apr 8, 2026
WT Financial Group has appointed Michael Peters as its new Chief Financial Officer in a move aimed at strengthening execution of its consolidation and growth strategy in the financial advice sector. Peters, who brings more than 30 years’ exp...
WT Financial MD Keith Cullen Increases Stake via On-Market Share Purchases
Apr 7, 2026
WT Financial Group has disclosed a change in the holdings of Managing Director Keith Robert Cullen, who increased his direct and indirect interest in the company through on-market share purchases. Cullen acquired 200,000 ordinary shares on 2 April...
WT Financial Group Options Expire Unexercised, Trimming Potential Dilution
Mar 16, 2026
WT Financial Group Ltd. has announced the cessation of 1,500,000 listed options (WTLAB) that expired unexercised on March 16, 2026, at an exercise price of A$0.14. The expiry of these options without conversion reduces the pool of potential diluti...
Glossary
BuyA stock rated as a "Buy" is expected to perform better than the overall market or a specific benchmark over the near-to-medium term. This rating suggests the stock is likely to deliver higher returns compared to other stocks in the same sector or market index. Note: This is not investment advice; please consult a financial advisor before making investment decisions.
HoldA stock rated as a "Hold" is expected to perform in line with the overall market or a specific benchmark. This rating indicates that the stock is neither particularly compelling nor unfavorable for investment. Note: This is not investment advice; please consult a financial advisor before making investment decisions.
SellA stock rated as a "Sell" is expected to perform worse than the overall market or a specific benchmark over the near-to-medium term. This rating suggests the stock may deliver lower returns compared to other stocks in the same sector or market index. Note: This is not investment advice; please consult a financial advisor before making investment decisions.
Disclaimer
This AI Analyst Stock Report is automatically generated by our AI systems using advanced algorithms and publicly available financial, technical, and market data. While the information provided aims to be accurate and insightful, it is intended for informational purposes only and should not be considered financial advice. Any content created by an AI (Artificial Intelligence) system may contain inaccuracies and/or contain errors. Investing in stocks carries inherent risks, and past performance is not indicative of future results. This report does not account for your personal financial circumstances, objectives, or risk tolerance. Always conduct your own research or consult with a qualified financial advisor before making investment decisions. The analysis and recommendations provided are based on historical and current data and may not fully reflect future market conditions or unexpected developments. Neither the creators of this report nor its affiliated entities guarantee the accuracy, completeness, or reliability of the information presented. Use this report at your own discretion and risk.