Want to see AU:WTL full AI Analyst Report?
Top Page
WT Financial Group Ltd.
(Sydney:WTL)
Select Model
Select Model
Rating:61Neutral
Price Target:
AU$0.13
▼(-9.29% Downside)
Action:Reiterated
Date:11/19/25
The overall stock score of 61 reflects a balanced view of WT Financial Group Ltd.'s strengths and weaknesses. The company's strong profitability and cash flow management are offset by a significant decline in revenue growth, which poses a risk to future performance. The technical indicators suggest a lack of strong momentum, while the valuation is attractive due to a reasonable P/E ratio and a high dividend yield. These factors combine to provide a moderate investment outlook.
Positive Factors
Healthy profitability & margins
WTL reports strong gross and operating margins, showing efficient cost structure and pricing power in its advice/platform operations. Durable margins support internal reinvestment, dividend capacity and resilience to revenue swings, underpinning long-term cash generation even if top-line fluctuates.
Negative Factors
Severe recent revenue decline
A dramatic ~86% revenue drop is a structural red flag: it can erode adviser fees, platform volumes and recurring revenue that drive the business model. Even with healthy margins, such top-line collapse threatens sustainable earnings, scalability and the rationale for ongoing operating cost base.
Read all positive and negative factors
Positive Factors
Negative Factors
Healthy profitability & margins
WTL reports strong gross and operating margins, showing efficient cost structure and pricing power in its advice/platform operations. Durable margins support internal reinvestment, dividend capacity and resilience to revenue swings, underpinning long-term cash generation even if top-line fluctuates.
Read all positive factors
WT Financial Group Ltd. (WTL) vs. iShares MSCI Australia ETF (EWA)
Market Cap
AU$49.62M
Dividend Yield5%
Average Volume (3M)220.79K
Price to Earnings (P/E)13.6
Beta (1Y)1.22
Revenue Growth8.25%
EPS Growth28.83%
CountryAU
Employees41
SectorFinancial
Sector Strength70
IndustryAsset Management
Share Statistics
EPS (TTM)0.01
Shares Outstanding342,185,800
10 Day Avg. Volume473,029
30 Day Avg. Volume220,790
Financial Highlights & Ratios
PEG Ratio0.43
Price to Book (P/B)1.29
Price to Sales (P/S)1.44
P/FCF Ratio7.49
Enterprise Value/Market CapN/A
Enterprise Value/RevenueN/A
Enterprise Value/Gross ProfitN/A
Enterprise Value/EbitdaN/A
Forecast
1Y Price TargetN/A
Price Target UpsideN/A
Rating ConsensusN/A
Number of Analyst Covering0
EPS Forecast (FY)N/A
Revenue Forecast (FY)N/A
WT Financial Group Ltd. Business Overview & Revenue Model
Company Description
WT Financial Group Limited, an Australian company established in Sydney in 2014, offers a wide array of financial services, operating through distinct Business-to-Business (B2B) and Direct-to-Consumer (D2C) segments. The firm provides comprehensiv...
How the Company Makes Money
WTL primarily makes money by operating as a wealth management/advice group that earns revenue from its adviser network and associated advice/licensee services. Key revenue streams typically include: (1) fees charged to advisers and/or advisory pra...
WT Financial Group Ltd. Financial Statement Overview
Summary
Income Statement
45
Neutral
Balance Sheet
65
Positive
Cash Flow
70
Positive
| Breakdown | TTM | Jun 2025 | Jun 2024 | Jun 2023 | Jun 2022 | Jun 2021 |
|---|---|---|---|---|---|---|
Income Statement | ||||||
| Total Revenue | -62.14M | 28.69M | 185.47M | 160.52M | 101.74M | 12.78M |
| Gross Profit | 12.09M | 11.21M | 9.82M | 7.83M | 4.52M | 1.39M |
| EBITDA | 4.85M | 6.43M | 6.34M | 5.73M | 3.31M | 428.87K |
| Net Income | 3.68M | 4.64M | 3.85M | 4.14M | 1.87M | -3.29M |
Balance Sheet | ||||||
| Total Assets | 60.66M | 58.25M | 54.29M | 47.85M | 48.77M | 11.65M |
| Cash, Cash Equivalents and Short-Term Investments | 8.80M | 9.82M | 8.10M | 5.31M | 3.38M | 1.25M |
| Total Debt | 8.49M | 7.39M | 7.54M | 8.13M | 6.78M | 2.26M |
| Total Liabilities | 27.93M | 26.32M | 24.86M | 22.27M | 28.71M | 5.70M |
| Stockholders Equity | 32.73M | 31.93M | 29.43M | 25.58M | 20.06M | 5.96M |
Cash Flow | ||||||
| Free Cash Flow | 3.85M | 5.51M | 5.31M | 2.90M | -2.85M | -2.01M |
| Operating Cash Flow | 4.68M | 5.94M | 5.46M | 2.90M | -2.85M | -2.01M |
| Investing Cash Flow | -1.62M | -1.43M | -2.02M | -1.78M | -5.19M | 32.05K |
| Financing Cash Flow | -3.12M | -2.79M | -647.23K | 810.55K | 10.18M | 1.81M |
WT Financial Group Ltd. Technical Analysis
Positive
0.14
Price Trends
0.13
Positive
0.13
Positive
0.14
Positive
Market Momentum
<0.01
Positive
63.05
Neutral
50.00
Neutral
Evaluating momentum and price trends is crucial in stock analysis to make informed investment decisions. For AU:WTL, the sentiment is Positive. The current price of 0.14 is above the 20-day moving average (MA) of 0.14, above the 50-day MA of 0.13, and above the 200-day MA of 0.14, indicating a bullish trend. The MACD of <0.01 indicates Positive momentum. The RSI at 63.05 is Neutral, neither overbought nor oversold. The STOCH value of 50.00 is Neutral, not indicating any strong overbought or oversold conditions. Overall, these indicators collectively point to a Positive sentiment for AU:WTL.
WT Financial Group Ltd. Peers Comparison
UnderperformOutperform
Sector (68)
Name | Overall Rating | Market Cap | P/E Ratio | ROE | Dividend Yield | Revenue Growth | EPS Growth |
|---|---|---|---|---|---|---|---|
76 Outperform | AU$41.66M | 38.10 | 5.30% | ― | ― | ― | |
72 Outperform | AU$57.56M | 6.40 | 35.99% | 6.39% | 0.11% | 21.50% | |
68 Neutral | $18.00B | 11.42 | 9.92% | 3.81% | 9.73% | 1.22% | |
62 Neutral | AU$55.61M | 11.38 | 8.15% | 7.22% | 24.53% | 50.00% | |
62 Neutral | AU$44.21M | 5.81 | 17.04% | 1.50% | 338.56% | 418.74% | |
61 Neutral | AU$49.62M | 13.55 | 11.37% | 5.00% | 8.25% | 28.83% | |
53 Neutral | AU$24.71M | 21.90 | 4.11% | 2.03% | 35.83% | ― |
* Financial Sector Average
AU:WTL
WT Financial Group Ltd.
0.15
0.02
17.89%
AU:CIW
Clime Investment Management Ltd
0.30
-0.07
-18.03%
AU:MAM
Microequities Asset Management Group Ltd.
0.45
-0.05
-9.37%
AU:PFG
Prime Financial Group Limited
0.22
>-0.01
-3.15%
AU:WAG
Australian Wealth Advisors Group Ltd.
0.56
0.19
51.35%
AU:KAT
Katana Capital Ltd.
1.40
0.17
13.73%
WT Financial Group Ltd. Corporate Events
WT Financial Group sets investor briefing to outline strategic evolution
Jun 17, 2026
WT Financial Group Limited will host an investor livestream briefing and accompanying roadshow later this month to update the market on its strategic evolution and outlook. Founder and chief executive Keith Cullen will lead the presentation, which...
WT Financial names new CFO to drive advice-sector consolidation push
Apr 8, 2026
WT Financial Group has appointed Michael Peters as its new Chief Financial Officer in a move aimed at strengthening execution of its consolidation and growth strategy in the financial advice sector. Peters, who brings more than 30 years’ exp...
WT Financial MD Keith Cullen Increases Stake via On-Market Share Purchases
Apr 7, 2026
WT Financial Group has disclosed a change in the holdings of Managing Director Keith Robert Cullen, who increased his direct and indirect interest in the company through on-market share purchases. Cullen acquired 200,000 ordinary shares on 2 April...
Glossary
BuyA stock rated as a "Buy" is expected to perform better than the overall market or a specific benchmark over the near-to-medium term. This rating suggests the stock is likely to deliver higher returns compared to other stocks in the same sector or market index. Note: This is not investment advice; please consult a financial advisor before making investment decisions.
HoldA stock rated as a "Hold" is expected to perform in line with the overall market or a specific benchmark. This rating indicates that the stock is neither particularly compelling nor unfavorable for investment. Note: This is not investment advice; please consult a financial advisor before making investment decisions.
SellA stock rated as a "Sell" is expected to perform worse than the overall market or a specific benchmark over the near-to-medium term. This rating suggests the stock may deliver lower returns compared to other stocks in the same sector or market index. Note: This is not investment advice; please consult a financial advisor before making investment decisions.
Disclaimer
This AI Analyst Stock Report is automatically generated by our AI systems using advanced algorithms and publicly available financial, technical, and market data. While the information provided aims to be accurate and insightful, it is intended for informational purposes only and should not be considered financial advice. Any content created by an AI (Artificial Intelligence) system may contain inaccuracies and/or contain errors. Investing in stocks carries inherent risks, and past performance is not indicative of future results. This report does not account for your personal financial circumstances, objectives, or risk tolerance. Always conduct your own research or consult with a qualified financial advisor before making investment decisions. The analysis and recommendations provided are based on historical and current data and may not fully reflect future market conditions or unexpected developments. Neither the creators of this report nor its affiliated entities guarantee the accuracy, completeness, or reliability of the information presented. Use this report at your own discretion and risk.