Imperial Pacific Limited (IPC) AI Stock Analysis

• Market Cap: AU$10.87M
• Dividend Yield: 3.5%
• Average Volume (3M): 0.00
• Price to Earnings (P/E): 93.5
• Beta (1Y): -0.11
• Revenue Growth: -50.00%
• EPS Growth: -52.07%
• Country: AU
• Employees: N/A
• Sector: Financial
• Sector Strength: 70
• Industry: Asset Management
• EPS (TTM): 0.03
• Shares Outstanding: 5,436,753
• 10 Day Avg. Volume: 0
• 30 Day Avg. Volume: 0
• PEG Ratio: -0.92
• Price to Book (P/B): 0.84
• Price to Sales (P/S): 24.07
• P/FCF Ratio: 14.13
• Enterprise Value/Market Cap: N/A
• Enterprise Value/Revenue: N/A
• Enterprise Value/Gross Profit: N/A
• Enterprise Value/Ebitda: N/A
• 1Y Price Target: N/A
• Price Target Upside: N/A
• Rating Consensus: N/A
• Number of Analyst Covering: 0
• EPS Forecast (FY): N/A
• Revenue Forecast (FY): N/A

• Rating: 54 Neutral
• Price Target: AU$2.00 ▲(0.00% Upside)
• Action: Reiterated Date: 10/19/25
• Date: Action: Reiterated 10/19/25

Imperial Pacific Limited's overall stock score is primarily influenced by its strong balance sheet and positive cash flow generation. However, the high P/E ratio and overbought technical indicators suggest caution. The lack of earnings call data and corporate events limits additional insights.

Positive Factors

Strong balance sheet

Very low financial leverage (debt-to-equity 0.0129) and an 87.12% equity ratio give IPC structural balance-sheet resilience. This durable capital strength supports funding for operations, asset upkeep and strategic investments at the Saipan resort without heavy reliance on external debt.

Positive free cash flow generation

Positive free cash flow growth (3.45%) and an FCF-to-net-income ratio of 1.0 indicate reliable cash conversion of reported earnings. Durable cash generation supports recurring capex for resort maintenance, debt service flexibility and the ability to reinvest or distribute capital over the medium term.

High gross profit margin

A reported gross profit margin of 100% implies strong direct cost control or pricing power in core gaming and hospitality revenues. This structural margin headroom can absorb fixed resort costs, aiding sustainability of profits if operating efficiency or demand recovers over several quarters.

Negative Factors

Severe revenue decline

A revenue decline exceeding 54% year-over-year is a material structural concern. Sustained top-line contraction reduces scale benefits and utilization at the resort, pressures long-term cash generation and raises the bar for management to restore durable demand rather than relying on short-term fixes.

Negative operating margins

EBIT and EBITDA turning negative indicates core operations fail to cover operating costs. For a capital-intensive resort business, persistent negative operating margins erode reserves, limit reinvestment and increase the likelihood that structural cost reductions or revenue reacceleration are required to restore sustainable profitability.

Weak return on equity

ROE falling to 1.73% signals weak returns on shareholder capital and limited capital efficiency. In combination with falling revenue and negative operating margins, low ROE suggests the company may struggle to generate profitable growth and long-term value for investors without strategic operational improvement.

Imperial Pacific Limited Business Overview & Revenue Model

Company Description

Imperial Pacific Limited is a publicly owned asset management holding company. Through its subsidiaries, it operates as an investment and financial services company in Australia. It is involved in the portfolio management of London City Equities Limited, as well as nominee shareholding activities. The company was formerly known as Belmont Holdings Limited and changed its name to Imperial Pacific Limited in 2011. Imperial Pacific Limited was founded in 1936 and is based in Sydney, Australia.

How the Company Makes Money

Imperial Pacific Limited generates revenue primarily through its gaming operations, including casino activities, which contribute a significant portion of its income. The company earns money from gaming tables, slot machines, and associated leisure activities within its resort. Additionally, IPC benefits from its hospitality services, such as hotel accommodations, restaurants, and entertainment offerings, which attract tourists and generate ancillary revenue. Partnerships with local businesses and tourism operators also enhance its revenue streams by promoting the resort and its facilities. Factors contributing to IPC's earnings include the growth of the tourism sector in Saipan, high-value clientele in the gaming industry, and the increasing popularity of luxury travel experiences.

Imperial Pacific Limited Financial Statement Overview

Summary

Imperial Pacific Limited has a strong balance sheet with low leverage and a high equity ratio, but faces challenges with declining revenue and profitability margins. Cash flow generation is improving, yet operational inefficiencies are evident with negative EBIT and EBITDA margins.

Income Statement

Imperial Pacific Limited's income statement shows a significant decline in revenue growth, with a negative growth rate of -54.66% in the latest year. The gross profit margin remains high at 100%, indicating strong cost management. However, the net profit margin has decreased slightly to 49.74% from 51.83% in the previous year. The EBIT and EBITDA margins have turned negative, indicating potential operational inefficiencies or increased costs.

Balance Sheet

The balance sheet of Imperial Pacific Limited is relatively strong, with a low debt-to-equity ratio of 0.0129, suggesting low financial leverage. The return on equity has decreased to 1.73%, indicating reduced profitability for shareholders. The equity ratio remains healthy at 87.12%, reflecting a strong capital structure.

Cash Flow

Cash flow analysis shows a positive free cash flow growth rate of 3.45%, indicating improved cash generation. The operating cash flow to net income ratio is 0.50, suggesting that operating cash flows are supporting net income. The free cash flow to net income ratio is stable at 1.0, indicating that the company is generating sufficient cash to cover its net income.

Breakdown	TTM	Jun 2025	Jun 2024	Jun 2023	Jun 2022	Jun 2021
Income Statement
Total Revenue	370.25K	371.19K	742.36K	395.50K	343.19K	223.90K
Gross Profit	397.29K	371.19K	742.36K	395.50K	343.19K	223.90K
EBITDA	54.51K	-3.36K	436.47K	95.62K	64.83K	-55.70K
Net Income	117.07K	184.63K	384.75K	113.03K	758.24K	-118.14K
Balance Sheet
Total Assets	14.41M	12.27M	11.32M	8.88M	9.32M	7.81M
Cash, Cash Equivalents and Short-Term Investments	48.03K	53.01K	24.01K	19.91K	55.49K	48.98K
Total Debt	187.35K	137.37K	45.72K	91.51K	133.23K	21.92K
Total Liabilities	1.81M	1.58M	1.73M	1.61M	1.66M	1.37M
Stockholders Equity	12.60M	10.68M	9.58M	7.28M	7.67M	6.44M
Cash Flow
Free Cash Flow	333.17K	632.26K	140.76K	151.10K	261.03K	-20.51K
Operating Cash Flow	333.17K	632.26K	140.76K	151.10K	261.03K	-20.51K
Investing Cash Flow	-273.02K	-8.02K	-141.73K	5.39K	-171.16K	-1.90M
Financing Cash Flow	-37.77K	-595.24K	5.08K	-192.07K	-83.36K	1.93M

Imperial Pacific Limited Technical Analysis

• Technical Analysis Sentiment: Positive
• Last Price: 2.00
• 50DMA: Positive
• 100DMA: Positive
• 200DMA: Positive
• MACD: Positive
• RSI: Negative
• STOCH: Neutral

Evaluating momentum and price trends is crucial in stock analysis to make informed investment decisions. For AU:IPC, the sentiment is Positive. The current price of 2 is below the 20-day moving average (MA) of 2.00, above the 50-day MA of 1.99, and above the 200-day MA of 1.77, indicating a neutral trend. The MACD of <0.01 indicates Positive momentum. The RSI at 100.00 is Negative, neither overbought nor oversold. The STOCH value of 0.00 is Neutral, not indicating any strong overbought or oversold conditions. Overall, these indicators collectively point to a Positive sentiment for AU:IPC.

Imperial Pacific Limited Peers Comparison

Name	Overall Rating	Market Cap	P/E Ratio	ROE	Dividend Yield	Revenue Growth	EPS Growth
Sector *	68 Neutral	$18.00B	11.42	9.92%	3.81%	9.73%	1.22%
PVL	64 Neutral	AU$23.92M	28.85	13.13%	―	101.80%	355.88%
QUE	63 Neutral	AU$1.52M	-80.00	27.06%	―	387.73%	-57.17%
BPH	56 Neutral	AU$10.83M	-10.00	19.93%	―	―	29.55%
IPC	54 Neutral	AU$10.87M	93.46	1.82%	3.50%	-50.00%	-52.07%
SOR	45 Neutral	AU$21.71M	-9.57	-55.22%	―	66.69%	5.17%
KBC	43 Neutral	AU$9.72M	-1.31	―	―	―	―

Imperial Pacific Limited Corporate Events

Imperial Pacific Half-Year Profit Falls Despite Stronger Asset Backing

Imperial Pacific Limited reported revenue from ordinary activities of $276,000 for the half year to 31 December 2025, essentially unchanged from the prior corresponding period. Net profit after tax attributable to members fell 32% to $148,000, reflecting lower contributions from associated entities, although net tangible assets per security improved to $2.32 from $1.92.

The company maintained its fully franked dividend at 7.0 cents per share, paying $373,000 on 16 October 2025, but confirmed it does not pay interim dividends and has suspended its dividend reinvestment plan. Imperial Pacific’s 41.5% holding in London City Equities Limited contributed $72,000 to profit, down from $120,000 a year earlier, signaling softer returns from its key associate despite the stronger asset backing per share.

The most recent analyst rating on (AU:IPC) stock is a Hold with a A$2.00 price target. To see the full list of analyst forecasts on Imperial Pacific Limited stock, see the AU:IPC Stock Forecast page.

Imperial Pacific Boosts Net Assets on Portfolio Gains and Excelsior Liquidation Prospect

Imperial Pacific reported a strong improvement in its net asset position for the half year to 31 December 2025, with shareholders’ equity rising to $12.7 million from $10.2 million a year earlier and net assets per share increasing to $2.33. The company’s investment portfolio grew 17% over the period, driven largely by excellent growth in London City’s portfolio and the announced liquidation of Excelsior Capital, in which London City and Imperial Pacific hold 9% and 2% respectively. While the half-year figures do not yet reflect potential proceeds and franking credits from the Excelsior liquidation, the board highlighted an expected large dividend and capital return from that process. The results also include an accrual for a modest performance fee to be assessed in June, and the company paid a fully franked dividend of 7.0 cents per share in October, underscoring its ongoing capital management and shareholder-return focus.

The most recent analyst rating on (AU:IPC) stock is a Hold with a A$2.00 price target. To see the full list of analyst forecasts on Imperial Pacific Limited stock, see the AU:IPC Stock Forecast page.